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INDONESIA
ESA
Published by Sekolah Tinggi Ilmu Syariah Abu Zairi Bondowoso
ISSN : 27458393     EISSN : 27460843     DOI : https://doi.org/10.58293/esa.v8i1
Core Subject : Economy,
Economics, Econometrics & Finance
FOCUS AND SCOPE The articles of Journal ESA is focus on any articles dealing with Sharia Economic either in forms of conceptual ideas, literature studies, or research results from various perspectives. 1. Islamic business ethics, 2. Islamic entrepreneurship, business, and Tourism 3. Management of Zakat 4. Sharia banking and insurance, 5. Islamic economic thoughts, 6. Islamic human resource management, 7. Islamic development economics, 8. Islamic macro economics, 9. Islamic finance and capital market, and other relevant themes.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 68 Documents
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LITIGASI SENGKETA EKONOMI SYARIAH: STRATEGI DAN PRAKTIK ADVOKAT FIRMA HUKUM KARIMATA Dela Puspita Sari; Sofiatus Sobriyah; Siti Rohmah; Siti Aisyah
ESA Vol 8 No 1 (2026): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i1.186

Abstract

The development of the Sharia-based financial and business industry in Indonesia has driven an increase in economic transactions using Sharia contracts. On the other hand, this dynamic has also given rise to various disputes related to breach of contract, contract enforcement, and differences in interpretation of Sharia contracts. In certain circumstances, these disputes cannot be resolved through non-litigation channels and must be pursued through litigation in the courts. Therefore, the role of advocates is crucial in formulating litigation strategies that are not only based on positive law but also consider the principles of Sharia economics. This study aims to analyze the strategies and practices of advocates in handling Sharia economic dispute litigation, specifically the advocacy practices carried out by advocates at the Karimata Law Firm. This study uses a qualitative approach with a case study design. Data were obtained through in-depth interviews with advocates experienced in handling Sharia economic cases, observations of advocates' work processes in handling cases, and documentation and literature review related to Sharia economic law and litigation practices. The collected data was then analyzed qualitatively through data reduction, data presentation, and conclusion drawing to gain a comprehensive understanding of advocacy strategies for resolving Sharia economic disputes through litigation. The research findings indicate that the practice of Sharia economic dispute litigation has unique characteristics that require advocates to integrate an understanding of positive law with Sharia economic principles. An effective litigation strategy begins with an in-depth case analysis, including examining contract documents, identifying potential breaches of contract, and mapping the parties' legal positions. Furthermore, the success of a case is greatly influenced by the advocate's ability to develop systematic and evidence-based legal arguments. The research findings also indicate that an advocate's practical experience plays a crucial role in understanding trial dynamics and formulating appropriate strategies during the litigation process. Furthermore, good communication between the advocate and the client is a supporting factor in maintaining information consistency and strengthening the legal position in court. Therefore, the success of Sharia economic dispute litigation is determined not only by the normative aspects of the law but also by the advocate's professional competence in managing a structured advocacy strategy aligned with the values ​​of justice in Sharia principles.
ANALISIS IMPLEMENTASI CASHLESS SYSTEM BERBASIS FINGERPRINT DALAM MENINGKATKAN KEDISIPLINAN KEUANGAN SANTRI Didin Burhanudin Rabbani; Erlina Agustin; Qurratul Kamilia
ESA Vol 8 No 1 (2026): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/y1n19q08

Abstract

The development of financial digitalization today encourages Islamic boarding schools (pesantren) to adopt more effective and efficient financial service systems. The presence of a fingerprint-based cashless system serves as a form of modernization and enhancement of financial transparency in pesantren, which typically involve numerous economic activities. This study aims to examine and analyze the benefits, implications, and challenges of implementing a fingerprint-based cashless system in improving students’ financial discipline. This research employs a descriptive qualitative method by conducting observations, documentations, and interviews with students and the management of TMI Al-Amien Prenduan as direct users of the fingerprint-based cashless system in their daily payment activities. The findings indicate that the fingerprint-based cashless system simplifies students’ daily transactions, increases the efficiency of pesantren financial services, strengthens transparency, and enhancing discipline in the financial management of the students. The system also enables more accurate and structured financial monitoring, particularly for parents or guardians who can directly track their children’s spending activities through an application integrated into their mobile devices. However, several challenges persist, including the risk of consumptive behavior due to transaction convenience, limited digital literacy among some students, and data security issues that require serious attention. Overall, the implementation of the fingerprint-based cashless system is considered effective in supporting the modernization and accountability of pesantren financial management. Its successful implementation of fingerprint-based cashless requires support in financial literacy, consumption pattern education, and the application of Islamic economic principles to create a safe and proportional financial digitalization. Keywords: cashless system; financial discipline; student.
ANALISIS PENGARUH RELIGIUSITAS DAN ETIKA BISNIS ISLAM TERHADAP MINAT BELI ONLINE PRODUK MAKANAN HALAL MAHASISWA PRODI EKONOMI SYARIAH PADA PERGURUAN TINGGI KEAGAMAAN ISLAM (PTKI) DI KABUPATEN BONDOWOSO Wardaniyah; Eko Raharto
ESA Vol 8 No 1 (2026): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i1.184

Abstract

ngenai (1) pengaruh religiusitas terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten Bondowoso. (2) pengaruh etika bisnis islam terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten Bondowoso. Jenis penelitian ini menggunakan pendekatan kuantitatif. Populasi penelitian ini adalah mahasiswa prodi ekonomi syariah pada Perguran Tinggi Keagamaan Islam (PTKI) di Kabuaten Bondowoso yaitu mahasiswa IAI At-Taqwa Bondowoso dan STIS Abu Zairi Bondowoso dengan jumlah populasi 220 orang, dan sampel dalam penelitian ini berjumlah 135 responden. Metode penentuan sampel menggunakan rumus Isac Micheal dengan margin eror 5 persen (Sig.0.05), dan menggunakan metode Simple Random Sampling. Teknik pengumpulan data mengunakan survei kuesioner. Adapun analisis hipotesis menggunakan analisis regresi linear berganda, dibantu aplikasi SPPS Versi 22. Berdasarkan hasil penelitian yang telah dilakukan menunjukkan bahwa hasil uji regresi linear berganda yaitu, (1) variabel religiusitas berpengaruh signifikan terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten Bondowoso, dimana nilai signifikasi sebesar 0.000 < 0.05 (a=5%), sehingga hipotesis diterima. (2) variabel etika bisnis islam berpengaruh signifikan terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten  Bondowoso, dimana nilai signifikasi sebesar 0.000 < 0,05 (a=5%), sehingga hipotesis diterima.
SERTIFIKASI HALAL: ANTARA IMPLIKASI DAN LABEL MAYANG BUNDO; GINA SAKINAH
ESA Vol 8 No 2 (2026): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i2.204

Abstract

Halal certification has evolved into an international standard that signifies quality assurance and a lifestyle indicator. The purpose of this study is to analyze the dual role of halal certification in the food industry. This research is driven by the growing consumer awareness of food quality and safety, where halal certification has become a symbol of trust and quality assurance. The method used is a literature review with a qualitative approach, collecting data from various sources such as scientific journals, research reports, books, and official documents. The findings reveal that halal certification plays a significant dual role in the food industry. For Muslim consumers, it provides assurance and confidence that the products they consume comply with Islamic law. For producers, halal certification is a strategic asset that can boost sales and market share, particularly in countries with a predominantly Muslim population. Furthermore, halal certification enhances the company's image and reputation, provides access to the global halal market, and increases competitiveness in international markets. In conclusion, halal certification is not merely a label but has far-reaching impacts for consumers, producers, and the food industry.
POLA MANAJEMEN PENGELOLAAN DANA ZAKAT, INFAQ, DAN SEDEKAH LAZIS BAGI KESEJAHTERAAN PENERIMA MANFAAT Nuriawati; Siti Aisyah; Nadiatul Jannah
ESA Vol 8 No 2 (2026): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i2.205

Abstract

This study aims to analyze the management pattern of ZIS funds, identify the constraints encountered in the processes of fundraising, fund management, and distribution, and examine their contribution to the welfare of beneficiaries at LAZIS of Al-Mashduqiah Islamic Boarding School. This study employed a descriptive qualitative approach. Data were collected through observation, in-depth interviews, and documentation involving LAZIS administrators, amil, donors, and beneficiaries. Data were analyzed through data reduction, data display, and conclusion drawing, while data credibility was ensured through source triangulation. The findings reveal that ZIS fund management has implemented the core management functions of planning, organizing, actuating, and controlling in a systematic manner. ZIS funds are collected through both online and offline mechanisms and subsequently distributed to eligible beneficiaries, particularly orphaned students and elderly widows, based on established priority criteria. Nevertheless, the effectiveness of ZIS management remains constrained by low public awareness of ZIS obligations, limited institutional human resource capacity, and the underutilization of digital fundraising strategies.
ANALISIS STRATEGI MARKETING MIX 4P (PRODUCT, PRICE, PLACE, PROMOTION) DALAM MENINGKATKAN VOLUME PENJUALAN DI GROSIR PONDOK PESANTREN  AL-MASHDUQIAH PROBOLINGGO Siti Aisyah; Nuriawati; Roviatul Maulidya Maulana
ESA Vol 8 No 2 (2026): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i2.206

Abstract

This study aims to analyze the implementation of the 4P marketing mix strategy (product, price, place, and promotion) in increasing sales volume at PP. Al-Mashduqiah Wholesale Store. This research employed a qualitative approach with a descriptive method. Data were collected through interviews, observations, and documentation involving the wholesale manager and employees. The findings indicate that the implementation of the marketing mix strategy has been effective. In terms of product, the wholesale store provides a wide variety of quality products that meet customer needs. Regarding price, the application of a low profit margin keeps prices affordable and stable. In terms of place, the location within the Islamic boarding school provides easy access for the primary customers, although the external market remains limited. Regarding promotion, the use of WhatsApp and word-of-mouth promotion has proven effective in disseminating product information. Overall, the implementation of the 4P marketing mix strategy contributes to maintaining and increasing the sales volume of PP. Al-Mashduqiah Wholesale Store. However, improvements in distribution, promotion, and management systems are still needed to expand market reach and enhance business competitiveness
HIFZ AL-MAL DAN EKONOMI RAKYAT: STUDI KASUS KO-EKSISTENSI WARUNG MADURA DI TENGAH EKSPANSI RETAIL MODERN DI SURABAYA Achmad Tarmidzi Anas; Komaruddin
ESA Vol 8 No 2 (2026): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i2.207

Abstract

The expansion of modern retail in Indonesia's major cities is often assumed to weaken the existence of traditional retail. However, the Madura warung phenomenon shows the opposite pattern: these ethnicity-based informal retail businesses not only survive, but in many cases benefit from the proximity of the location to modern retail. This multi-site case study qualitative research explores the mechanism of co-existence in five locations with different characteristics in Surabaya, fishing areas (Kenjeran), religious tourism (Ampel), main roads/stations (Jl. Kusuma Bangsa), campus/boarding houses (Gubeng), and market/terminal areas (Wonokromo), with the conceptual framework of sharia maqashid, especially Hifz Al-Mal, combined with the concept of retail cohabitation and ethnic entrepreneurship. Data was collected from 16 informants (five stall owners, five consumers, five modern retail employees or managers, and one Madura community leader) through semi-structured interviews, as well as multi-time field observations. The findings show that co-existence is shaped by product differentiation and operational time, the flexibility of trust-based transactions, the social capital of ethnic networks institutionalized through associations, and the values of Islamic business ethics that are inherited across generations. Cross-location analysis also revealed important variations: the advantages of 24-hour operation hours of warungs are not always significant in locations with modern retail that are also open for a long time (Jl. Kusuma Bangsa), and the character of the area (demographics, surrounding economic activities) has proven to be a much stronger determinant of co-existence patterns than mere spatial proximity. This study contributes to expanding the concept of cohabitation by including the institutional dimensions of social capital, ethnicity, and Islamic business ethics as additional mechanisms that explain people's economic resilience.
PERAN KELOMPOK TANI KOPI BERBASIS NILAI SYARIAH DALAM PENGUATAN EKONOMI MASYARAKAT DESA KARANGPRING Ahmad Muhyidin; Supriyanto
ESA Vol 8 No 2 (2026): AGUSTUS
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i2.211

Abstract

The expansion of modern retail in Indonesia's major cities is often assumed to weaken the existence of traditional retail. However, the Madura warung phenomenon shows the opposite pattern: these ethnicity-based informal retail businesses not only survive, but in many cases benefit from the proximity of the location to modern retail. This multi-site case study qualitative research explores the mechanism of co-existence in five locations with different characteristics in Surabaya, fishing areas (Kenjeran), religious tourism (Ampel), main roads/stations (Jl. Kusuma Bangsa), campus/boarding houses (Gubeng), and market/terminal areas (Wonokromo), with the conceptual framework of sharia maqashid, especially Hifz Al-Mal, combined with the concept of retail cohabitation and ethnic entrepreneurship. Data was collected from 16 informants (five stall owners, five consumers, five modern retail employees or managers, and one Madura community leader) through semi-structured interviews, as well as multi-time field observations. The findings show that co-existence is shaped by product differentiation and operational time, the flexibility of trust-based transactions, the social capital of ethnic networks institutionalized through associations, and the values of Islamic business ethics that are inherited across generations. Cross-location analysis also revealed important variations: the advantages of 24-hour operation hours of warungs are not always significant in locations with modern retail that are also open for a long time (Jl. Kusuma Bangsa), and the character of the area (demographics, surrounding economic activities) has proven to be a much stronger determinant of co-existence patterns than mere spatial proximity. This study contributes to expanding the concept of cohabitation by including the institutional dimensions of social capital, ethnicity, and Islamic business ethics as additional mechanisms that explain people's economic resilience.

Page 7 of 7 | Total Record : 68

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