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JURNAL ESA
Published by Sekolah Tinggi Ilmu Syariah Abu Zairi Bondowoso
ISSN : 27458393     EISSN : 27460843     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
URNAL ESA, Jurnal Kajian Ekonomi Syariah, diterbitkan oleh Program Studi : Ekonomi Syariah Sekolah Tinggi Ilmu Syariah Abu Zairi Bondowoso sebagai media pertukaran informasi dan karya ilmiah antara dosen, alumni, mahasiswa, pembaca dan pemerhati masalah Ekonomi Syariah. Dan untuk menyalurkan hasil penelitian lapangan atau laboratorium maupun studi pustaka. Jurnal ini diterbitkan dua kali dalam setahun yaitu pada bulan Februari dan Agustus
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 63 Documents
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LITIGASI SENGKETA EKONOMI SYARIAH: STRATEGI DAN PRAKTIK ADVOKAT FIRMA HUKUM KARIMATA Dela Puspita Sari; Sofiatus Sobriyah; Siti Rohmah; Siti Aisyah
ESA Vol 8 No 1 (2026): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i1.186

Abstract

The development of the Sharia-based financial and business industry in Indonesia has driven an increase in economic transactions using Sharia contracts. On the other hand, this dynamic has also given rise to various disputes related to breach of contract, contract enforcement, and differences in interpretation of Sharia contracts. In certain circumstances, these disputes cannot be resolved through non-litigation channels and must be pursued through litigation in the courts. Therefore, the role of advocates is crucial in formulating litigation strategies that are not only based on positive law but also consider the principles of Sharia economics. This study aims to analyze the strategies and practices of advocates in handling Sharia economic dispute litigation, specifically the advocacy practices carried out by advocates at the Karimata Law Firm. This study uses a qualitative approach with a case study design. Data were obtained through in-depth interviews with advocates experienced in handling Sharia economic cases, observations of advocates' work processes in handling cases, and documentation and literature review related to Sharia economic law and litigation practices. The collected data was then analyzed qualitatively through data reduction, data presentation, and conclusion drawing to gain a comprehensive understanding of advocacy strategies for resolving Sharia economic disputes through litigation. The research findings indicate that the practice of Sharia economic dispute litigation has unique characteristics that require advocates to integrate an understanding of positive law with Sharia economic principles. An effective litigation strategy begins with an in-depth case analysis, including examining contract documents, identifying potential breaches of contract, and mapping the parties' legal positions. Furthermore, the success of a case is greatly influenced by the advocate's ability to develop systematic and evidence-based legal arguments. The research findings also indicate that an advocate's practical experience plays a crucial role in understanding trial dynamics and formulating appropriate strategies during the litigation process. Furthermore, good communication between the advocate and the client is a supporting factor in maintaining information consistency and strengthening the legal position in court. Therefore, the success of Sharia economic dispute litigation is determined not only by the normative aspects of the law but also by the advocate's professional competence in managing a structured advocacy strategy aligned with the values ​​of justice in Sharia principles.
ANALISIS IMPLEMENTASI CASHLESS SYSTEM BERBASIS FINGERPRINT DALAM MENINGKATKAN KEDISIPLINAN KEUANGAN SANTRI Didin Burhanudin Rabbani; Erlina Agustin; Qurratul Kamilia
ESA Vol 8 No 1 (2026): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/y1n19q08

Abstract

The development of financial digitalization today encourages Islamic boarding schools (pesantren) to adopt more effective and efficient financial service systems. The presence of a fingerprint-based cashless system serves as a form of modernization and enhancement of financial transparency in pesantren, which typically involve numerous economic activities. This study aims to examine and analyze the benefits, implications, and challenges of implementing a fingerprint-based cashless system in improving students’ financial discipline. This research employs a descriptive qualitative method by conducting observations, documentations, and interviews with students and the management of TMI Al-Amien Prenduan as direct users of the fingerprint-based cashless system in their daily payment activities. The findings indicate that the fingerprint-based cashless system simplifies students’ daily transactions, increases the efficiency of pesantren financial services, strengthens transparency, and enhancing discipline in the financial management of the students. The system also enables more accurate and structured financial monitoring, particularly for parents or guardians who can directly track their children’s spending activities through an application integrated into their mobile devices. However, several challenges persist, including the risk of consumptive behavior due to transaction convenience, limited digital literacy among some students, and data security issues that require serious attention. Overall, the implementation of the fingerprint-based cashless system is considered effective in supporting the modernization and accountability of pesantren financial management. Its successful implementation of fingerprint-based cashless requires support in financial literacy, consumption pattern education, and the application of Islamic economic principles to create a safe and proportional financial digitalization. Keywords: cashless system; financial discipline; student.
ANALISIS PENGARUH RELIGIUSITAS DAN ETIKA BISNIS ISLAM TERHADAP MINAT BELI ONLINE PRODUK MAKANAN HALAL MAHASISWA PRODI EKONOMI SYARIAH PADA PERGURUAN TINGGI KEAGAMAAN ISLAM (PTKI) DI KABUPATEN BONDOWOSO Wardaniyah; Eko Raharto
ESA Vol 8 No 1 (2026): FEBRUARI
Publisher : SEKOLAH TINGGI ILMU SYARIAH ABU ZAIRI BONDOWOSO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58293/esa.v8i1.184

Abstract

ngenai (1) pengaruh religiusitas terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten Bondowoso. (2) pengaruh etika bisnis islam terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten Bondowoso. Jenis penelitian ini menggunakan pendekatan kuantitatif. Populasi penelitian ini adalah mahasiswa prodi ekonomi syariah pada Perguran Tinggi Keagamaan Islam (PTKI) di Kabuaten Bondowoso yaitu mahasiswa IAI At-Taqwa Bondowoso dan STIS Abu Zairi Bondowoso dengan jumlah populasi 220 orang, dan sampel dalam penelitian ini berjumlah 135 responden. Metode penentuan sampel menggunakan rumus Isac Micheal dengan margin eror 5 persen (Sig.0.05), dan menggunakan metode Simple Random Sampling. Teknik pengumpulan data mengunakan survei kuesioner. Adapun analisis hipotesis menggunakan analisis regresi linear berganda, dibantu aplikasi SPPS Versi 22. Berdasarkan hasil penelitian yang telah dilakukan menunjukkan bahwa hasil uji regresi linear berganda yaitu, (1) variabel religiusitas berpengaruh signifikan terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten Bondowoso, dimana nilai signifikasi sebesar 0.000 < 0.05 (a=5%), sehingga hipotesis diterima. (2) variabel etika bisnis islam berpengaruh signifikan terhadap minat beli online produk makanan halal mahasiswa prodi ekonomi syariah pada Perguruan Tinggi Keagamaan Islam (PTKI) di Kabupaten  Bondowoso, dimana nilai signifikasi sebesar 0.000 < 0,05 (a=5%), sehingga hipotesis diterima.

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