cover
Contact Name
Muhammad Zakiy
Contact Email
admin-jiebr@umy.ac.id
Phone
+6281286878830
Journal Mail Official
admin-jiebr@umy.ac.id
Editorial Address
Fakultas Agama Islam, Universitas Muhammadiyah Yogyakarta, Gedung F6 Lantai 2, Jl. Brawijaya, Geblagan, Tamantirto, Kasihan, Bantul, Yogyakarta, 55183
Location
Kab. bantul,
Daerah istimewa yogyakarta
INDONESIA
Journal of Islamic Economic and Business Research
ISSN : 27981207     EISSN : 27981304     DOI : https://doi.org/10.18196/jiebr
Core Subject : Religion, Economy,
Journal of Islamic Economic and Business and Research is a scientific journal which has specialization of research in Islamic Economic and Business Research. Islamic Economic and Business Research is strategic issues in the world because its role and benefit to societies. Therefore, this issue need more deelpy extractive through a research. We hope that JIEBR can collect all of researchers or academicians to contribute their ideas as a solution to increase the developing of Islamic Economic and Business research in this world. Research publications in JIEBR covers various topics about Islamic Economics, Islamic Philanthropy, Halal Industry, Islamic Finance, Islamic Business Management, Entrepreneurship, and other relevant topics.
Articles 8 Documents
Search results for , issue "Vol. 4 No. 1: June 2024" : 8 Documents clear
Islamic Finance Transformation: A Bibliometric Analysis Ganjar Primambudi; Muhammad Ariful Maarif
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.209

Abstract

This research paper aims to comprehensively examine the evolution, themes, and trends within Islamic finance transformation. This study used bibliometric analysis in biblioshiny R-Studio to collect and analyze relevant scholarly sources. We perform citation network analysis, co-authorship analysis, and keyword co-occurrence analysis to identify the intellectual structure in Islamic finance transformation. We found that Malaysia is the most outstanding country in this topic, the Journal of Islamic Accounting and Business Research is the most outstanding journal, and International Islamic University Malaysia is the most outstanding affiliation. Our study also reveals a notable increase in publications on Islamic finance transformation over the past decade, indicating growing interest. Key themes identified include fintech, regulatory frameworks, ethics, and Islamic-conventional finance integration. We highlight influential scholars and journals shaping the field, showcasing its multidisciplinary nature. This research offers a comprehensive overview of Islamic finance transformation literature, synthesizing themes and highlighting ongoing research areas. The bibliometric analysis provides quantitative insights into influential works and scholars, serving as a valuable resource for researchers, policymakers, and practitioners navigating the evolving landscape of Islamic finance.
The Role of Islamic Financial Education in Encouraging Customer Investment Behavior in Islamic Banking in Yogyakarta, Indonesia Syarif As'ad; Muhammad Safar Nashir; Sahraman D. Hadji Latif
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.225

Abstract

This paper investigated the moderating effect of Islamic financial education on the relationship between information management and customer perception regarding the increase in investments at Bank Syariah Indonesia, using conventional sampling techniques for data collection from respondents in Yogyakarta. A closed questionnaire comprising 35 items was prepared and tested before the commencement of the study. Path analysis in PLS was utilized as the primary tool to analyze the 141 respondents who completed the survey. The research revealed that the moderating factors have both direct and indirect moderation effects on customer financial investments in Bank Syariah Indonesia, indicating that information management and customer perception are crucial factors in enhancing customer investments. Accordingly, the study was limited to the collection of quantitative data using a semi-structured questionnaire from Yogyakarta, and there is an opportunity to test these findings in other major cities, including those in other developing countries. From a practical perspective, this study elucidates that Islamic financial education plays a significant role in increasing the value of customer investments in Bank Syariah Indonesia, thereby potentially expanding the market share of Islamic banks in Indonesia.
The Current Issue of Reporting Zakat in Indonesia: A Critical Analysis Mohammad Qutaiba; Mohd Owais; Abdus Salam Muharam
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.227

Abstract

The functions of zakat collection and distribution in Indonesia are carried out by both government and private institutions. Zakat funds hold significant economic development potential. Despite rapid growth in the past decade, the true potential of zakat remains largely untapped. Various factors contribute to suboptimal zakat management in Indonesia, such as ineffective zakat collection organizations, high administrative costs, and ineffective dissemination of information on the importance of zakat payment. This study focuses on the governance of zakat institutions in Indonesia, with a primary emphasis on the National Amil Zakat Agency (BAZNAS) and authorized Private Zakat Institutions (LAZ). This paper is based on a descriptive-analytical method, and it adopts qualitative research for the analysis of the available literature. The research is crucial for building trust, ensuring efficient zakat utilization for poverty alleviation, and enhancing social welfare within the Indonesian context. This research delves into the governance of zakat institutions in Indonesia, primarily focusing on the National Amil Zakat Agency (BAZNAS) (Zakat Institution of the Republic of Indonesia) and authorised Amil Zakat Institutions (LAZ) LAZ (Private Zakat Institutions). Despite official recognition, a lingering lack of trust among some members of the Muslim community necessitates a closer examination of transparency and accountability in zakat collection and distribution. The study aims to assess the reporting practices of zakat institutions, identifying areas for improvement to bolster confidence in the Muslim community. The research holds significance in fostering trust, ensuring effective zakat utilisation for poverty alleviation, and promoting social welfare.
Analysis Prediction of Financial Distress in Islamic Commercial Banks in Southeast Asia Using the Springate S-Score Method Anisa Septiawan; Hilda Monoarfa; Aneu Cakhyaneu
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.232

Abstract

Financial distress is a condition of financial difficulties before entering the bankruptcy stage, so bankruptcy itself is the impact of financial distress, and the company can no longer be saved. The chaotic economy caused by the COVID-19 pandemic had a negative impact on various sectors, especially Islamic banking institutions, which experienced a decline in financial performance and even experienced financial distress. The purpose of this study is to analyze the prediction of financial distress in Islamic Commercial Banks in Southeast Asia using the Springate S-Score method, as well as to see and determine differences in the level of financial distress in each Islamic Commercial Bank that is used as the research sample. The research method used in this research is quantitative, and the research design used is descriptive and comparative. This study used a purposive sampling technique with a sample of 4 Islamic Commercial Banks in Southeast Asia with a 5 year research period. The data analysis applied descriptive analysis techniques, the Springate S-Score method, and the ANOVA Test. The results of this study indicate that each Islamic commercial bank used as a sample is categorized as distressed based on Springate calculations for the 2017-2021 period, and there are differences in financial distress conditions at each bank.
Exploring the Impact of Monopolistic Practices on the Nigerian Economy: An Islamic Perspective Nurudeen Hanafi Olushola
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.241

Abstract

The economy is the backbone of the success of any country. A failure in its domain is equivalent to failure in other aspects. Nigeria, the most populous country in Africa, which has been considered a land of vast economic potential, is still struggling to actualize this prospect due to some imperfections. Monopoly hugely contributes to market imperfection, and its effects can be constraints on economic growth. The issue had arisen since the advent of Islam, whereby it was used as a strategy to maximize profit. The Islamic system believes in the co-existence of an economic public sector along with the private sector. Though Islam frowns at any market imperfection that can lead to paroxysms of increasing prices for both suppliers and consumers, it also pinpoints regulatory measures. The study, therefore, adopted a qualitative method, which was used to review related and relevant literature on the concept of monopoly, and interviews were also conducted to gather information on the practice and effect of monopoly. The paper revealed that among the regulatory measures used to control this market imperfection was Ḥisbah. The study exposed that killing the sense of competitiveness in the market is the most atrocious effect of monopoly on the Nigerian economy. The paper also found that the Nigerian economy can regain its breath and fame if these measures can be applied to control the juggernauts' engineering in the market either by halting the competitive market, hoarding, or proportioning scarcity. The study recommended that the government should play its role as an overall investigating force over the prices dictated by the public and private sectors.
Sustainability of Sharia Effects: Evidence from the Markets of Indonesia and Malaysia Adi Gunanto; Siti Aisyah; Mohammad Ridwan; Sofyan Syamsuddin; Munzir; Sunarmi
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.260

Abstract

This study is designed to assess the empirical impact of increased profitability, leverage, and carbon emission disclosure on the scale of sustainability reporting. A quantitative method was chosen as the primary approach, relying on secondary data as a source of information. Observations were conducted on manufacturing entities listed in the Sharia Securities List in Indonesia and Malaysia during the period from 2021 to 2023, using purposive sampling techniques resulting in a sample of 105 companies. Descriptive and verificative statistical methods were employed for data analysis, including panel data regression using fixed effects models. Eviews 12 software was adopted as the analytical tool. The empirical findings of this research indicate that increased profitability and carbon emission disclosure significantly contribute to the expansion of sustainability reporting disclosure. On the other hand, increased leverage does not have a significant negative impact on the scale of sustainability reporting disclosure.
Muslim Gen Z Investment Decision: An Analysis Using Social Media Factors Mega Noerman Ningtyas; Nur Laili Fikriah; Ayub Wijayati Sapta Pradana
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.292

Abstract

Seventy-one point five million (71,5 million or 26,4 percent) people in Indonesia are classified as Gen Z. Indonesia is the largest Muslim-majority country, with a significant portion of its population belonging to Gen Z. It is our concern to explore the potential of Muslim Gen Z. Furthermore, in the digital era, Muslim Gen Z’s investment decisions are increasingly influenced by social media where they can easily get various information. This study analyzes both the direct and indirect effects of social media, digital financial literacy, and investment decisions. We used a quantitative approach. Data were collected from 175 Gen Z investors through an online questionnaire and analyzed using path analysis with SEM-PLS. Our findings reveal that social media enhances digital financial literacy, which in turn positively affects investment decisions. Also, digital financial literacy enhances investment decisions among Muslim Gen Z. These results suggest that while social media can be a valuable resource for improving financial literacy, the reliability and depth of information from online communities may be insufficient for making informed investment decisions. Our study provides insights for investors to develop effective strategies and for policymakers to enhance financial education initiatives.
User Sentiment Analysis Towards Islamic Banking Applications in Indonesia Arif Lubis, Fauzi
Journal of Islamic Economic and Business Research Vol. 4 No. 1: June 2024
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v4i1.342

Abstract

This study aims to analyze user sentiment towards Islamic banking applications in Indonesia, focusing on Islamic banking applications that have the lowest ratings on Google Playstore. The analysis was conducted to understand perceptions, satisfaction, and factors that influence user experience towards both applications in the context of Islamic economics. The research method used is a quantitative approach with sentiment analysis techniques on user reviews taken from Google Playstore. Data was collected by scraping user reviews and analyzed using the Natural Language Processing (NLP) method to identify positive and negative sentiments. In addition, descriptive analysis was used to explore the main themes that emerged in the user reviews. The results showed that the trust factor was the main contributor to positive sentiment, reaching 45.16% of the total positive sentiment. The feature factor was also significant, contributing 27.90%, while the Sharia aspect factor contributed 6.29%. The technical and service factors contributed 11.61% and 5.97%, respectively. These findings indicate that trust in the application, including security and integrity, as well as relevant features, is an essential element in shaping positive user sentiment. This study provides valuable insights for Islamic banking application developers and related parties to understand user needs and expectations. In addition, these findings highlight the importance of improving aspects of trust and application features to increase user satisfaction and loyalty. These findings contribute to the literature on Islamic economics and Islamic banking app development in the digital era and provide practical guidance to improve application performance in the Indonesian digital banking market.

Page 1 of 1 | Total Record : 8