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Velocity: Journal of Sharia Finance and Banking

velocity
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Published by Institut Agama Islam Negeri Pekalongan

ISSN : 2797247X EISSN : 27971546 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Velocity: Journal of Sharia Finance and Banking is a journal that provides authoritative scientific information sources for researchers and academics in academia, research institutions, government agencies, and industry. ISSN Print is 2797-247X and Online is 2797-1546. We publish original research papers, review articles and case studies focused on Islamic Finance and Banking as well as related topics. All papers were peer reviewed by at least two reviewers. This journal is maintained and published by Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan. Velocity: Journal of Sharia Finance and Banking is a journal that publishes articles covering Sharia Financial Institution Information System, Management of Sharia Financial Institutions, Sharia Financial Institution Risk Management Sharia Financial Institution Marketing Liquidity Management of Sharia Financial Institutions Sharia Financial Institutions Ethics Sharia Financial Institution Law Analysis of the financial statements of Sharia Financial Institutions

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Keuangan

Articles 7 Documents

Search results for , issue "Vol 1 No 1 (2021): May 2021" : 7 Documents clear

Analisis Motivasi Pinjaman Nasabah Pada Rentenir Berdasarkan Prinsip Pembiayaan Syariah Nina, Septi Ayu Triten; Pratama, Versiandika Yudha
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

This study aims to analyze the motivation of customer loans to moneylenders based on Islamic financing principles.This study is a qualitative descriptive. The type of data used in this study is the primary data with data collection techniques are observation and interviews. The results of this study indicate that the motivation of customers in making loans to moneylenders is due to the need and available facilitie, and the ease of making a loans. In addition, customer knowledge about interest is very low. And than, based on the principles of sharia financing, the transaction pattern is not in accordance with sharia principles because of the customer's ignorance regarding the transaction process.

The Effect of Product Quality And Product Impact on Customer Satisfaction Purchase Decisions as Intervening Variables S, Putri Andriyani; Arwani, Agus
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

The purpose of this study is to determine the effect of product quality and product benefits on customer satisfaction through purchase. The research method uses a quantitative approach. The consumers of Hexsoul were drinking water more than five times in the distributor of Pekalongan City branch Hexsoul drinking water as many as 234 consumers with a sample of 100 respondents using Donald R. Cooper and C. William Emory formulas. The sampling technique uses accidental sampling and then purposive sampling. The data analysis is used in this study is path analysis. The product quality has a positive and significant effect on purchasing decisions with a significance value of 0,000 and a regression coefficient of 0,244, a significance value of 0,000 <0,05 (2) product benefit has a the significance value of 0,000 <0,05 (3) product quality has a positive and significant effect on consumer satisfaction with a significance of 0,002 and regression coefficient value of 0.140, (4) the benefit has a positive and significant effect on consumers satisfaction with a significance of 0.022 and a regression coefficient of 0.140, (5) purchasing decisions have a positive and significant effect on consumer satisfaction with a significance of 0,000 and a regression coefficient of 0.399,(6) product quality has a positive and significant effect on customer satisfaction through wit's purchasing decisions h the significance of 0,000 and a regression coefficient of 0.158(7)benefit has a positive and significant effect on customer satisfaction through purchasing decisions with significance of 0,000 and a regression coefficient of 0.210.

Faktor-Faktor yang Mempengaruhi Kinerja Karyawan Perbankan: Studi pada PT. Bank Rakyat Indonesia (Persero) Cabang Batang Hirarto, Arief Alfatah; Sartika, Mila
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

The purpose of this study is to describe and analyze the influence of leadership, intrinsic motivation, and career development on employee performance. The population in this study were 140 employees of PT Bank Rakyat Indonesia (Persero) Batang Branch. The sampling method used was purposive sampling method. Based on the data analysis, it can be concluded that there is a significant influence of the leadership variable on employee performance. There is a significant influence of the intrinsic motivation variable on employee performance. There is a significant influence of career development variables on employee performance. The variables of leadership, intrinsic motivation, and career development can affect employee performance by 41.8%.

Factors Affecting the Performance of Islamic Banking Employees Lestari, Septiyani Priska Putri; Guritno, Agung
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

This study aims to see how remuneration, competence, and organizational culture affect employee performance at Bank Syariah Indonesia Semarang Branch. This is a quantitative analysis with 50 employees of Bank Syariah Indonesia Semarang Branch participated. The data were processed with the SPSS version 20 application tool. Instrument tests, classical assumption tests, statistical tests, and MRA tests are all included in this study's analysis. The T-test results show that remuneration has no significant impact on employee performance, integrity has a positive and significant impact on employee performance, and motivation has no impact on employee performance. Organizational Culture variables moderate / reinforce the relationship between Reward for Employee Performance, Competence, and Employee Performance, and Motivation and Employee Performance. The implications of the study are, the management should give more attention to the remuneration and motivation factors to enhance employee performance.This study aims to see how remuneration, competence, and organizational culture affect employee performance at Bank Syariah Indonesia Semarang Branch. This is a quantitative analysis with 50 employees of Bank Syariah Indonesia Semarang Branch participated. The data were processed with the SPSS version 20 application tool. Instrument tests, classical assumption tests, statistical tests, and MRA tests are all included in this study's analysis. The T-test results show that remuneration has no significant impact on employee performance, integrity has a positive and significant impact on employee performance, and motivation has no impact on employee performance. Organizational Culture variables moderate / reinforce the relationship between Reward for Employee Performance, Competence, and Employee Performance, and Motivation and Employee Performance. The implications of the study are, the management should give more attention to the remuneration and motivation factors to enhance employee performance.

Human Resources Development Strategy In Baitul Mal Watamwil An-Najah, Pekalongan District Hartono, Bambang Sri; Rohmah, Farida; Budiharjo, Arif
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

This study aims to describe the strategy of human resource development, to analyze the internal and external environment of the business, and to develop a development plan on human resource aspect in Baitil Mal Wa Tamwil An-Najah. This study is a field research and the approach used in this study is qualitative method. It was done at Baitul Mal wa Tamwil An-Najah Pekalongan Regency since July until December 2017. Data collection technique in this study is through observation, interview, and documentation. This study uses descriptive analysis technique that aims to provide description about research subject based on data and variable obtained. There is also SWOT analysis to provide some recommendations for the company in its employeesâ€™ development in order to achieve company goal. Based on this study revealed that the human resource development strategy in Baitul Mal wa Tamwi An-Najah Pekalongan Regency is through orientation program, training and education, and career development. Through the SWOT analysis it is obtained points of development plans related to human resource aspect in Baitul Mal wa Tamwil An-Najah that can be a recommendation and reminder for the company. The development plans are built by SO strategy (Strength-Opportunity), WO strategy (Weakness-Opportunity), ST strategy (Strength-Threats), and WT strategy (Weakness-Threats) that the company has. By the analysis hopefully it can improve the strategy on human resource development.

Pengaruh Pendapatan Premi, Klaim, Invetasi dan Biaya Operasional Terhadap Pertumbuhan Aset Perusahaan Asuransi Jiwa Syariah Di Indonesia Fatmawati, Novia Dwi; Devy, Happy Sista
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

This research aims to see the effect of insurance premium income, claims, investment and operating cost on the growth of Islamic life insurance companies in Indonesia. Research method ini this research, used the multiple linear regression using the SPSS 22 program. The sampling technique used is purposive sampling with the population being sharia life insurance companies in Indonesia which are listed in the OJK in 2015-2019. The results showed that insurance premium income has a positive and significant effect on asset growth, while claims and operating cost have a negative and significant effect, so it can be concluded that the greater the insurance premium higher growth of the company's assets , while the claims and operating expenses apply the opposite. Investment in its effect on asset growth shows insignificant results.

Baitul Maal Wa Tamwil Sebagai Lembaga Keuangan Mikro Syariah Pemberdaya Ekonomi Umat (Konsep dan Teori) Solekha, Yasmin Afnan; Murdianah, Alisa Qotrunnada; Lestari, Nofia Sri; Asytuti, Rinda
Velocity: Journal of Sharia Finance and Banking Vol 1 No 1 (2021): May 2021
Publisher : Department of Islamic Banking, Faculty of Islamic Economics and Business, Institut Agama Islam Negeri Pekalongan

The purpose of the research to dig deeper into the concepts and theories of Baitul Maal Wa Tamwil, because it is based on the fact that occurs in the environment that BMT has shown its success which has been widespread in almost all regions of Indonesia, proven in 2016 reaching 6000 units of BMT and finding good prospects. This type of research is qualitative, supported by data taken in a secondary way using literature study. To support the research, the authors processed the data using Ms. Excel. BMT is a sharia microfinance institution as a non-governmental organization that collects and manages funds according to sharia principles in order to achieve financial and humanitarian economic goals or to achieve mashlahah. BMT does not only focus on financial activities but also social virtue activities. BMT refers to the authoritative source of Islam, Law no. 25 1992 concerning cooperatives and the DSN-MUI fatwa. The source of finance comes from customers and the results of operating income. Customer funds are then managed using sharia financing and contracts, the profits are known as profit sharing. BMT must always conduct evaluations so that the operational system and its resources are better and continue to disseminate information to the community.

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Contact Name
Drajat Stiawan

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drajatstiawan@iainpekalongan.ac.id

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+6281385249519

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velocity@iainpekalongan.ac.id

Editorial Address
http://e-journal.iainpekalongan.ac.id/index.php/velocity/EDITORIALTEAM

Location
Kota pekalongan,

Jawa tengah

INDONESIA

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Abstract

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Abstract

Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Drajat Stiawan

Contact Email drajatstiawan@iainpekalongan.ac.id

Phone +6281385249519

Journal Mail Official velocity@iainpekalongan.ac.id

Editorial Address http://e-journal.iainpekalongan.ac.id/index.php/velocity/EDITORIALTEAM

Location Kota pekalongan, Jawa tengah INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Contact Name
Drajat Stiawan

Contact Email
drajatstiawan@iainpekalongan.ac.id

Phone
+6281385249519

Journal Mail Official
velocity@iainpekalongan.ac.id

Editorial Address
http://e-journal.iainpekalongan.ac.id/index.php/velocity/EDITORIALTEAM

Location
Kota pekalongan,

Jawa tengah

INDONESIA