cover
Contact Name
Opik Rozikin
Contact Email
rozikinopik@gmail.com
Phone
+6285862536992
Journal Mail Official
jurnalal-muamalat@uinsgd.ac.id
Editorial Address
Jl. AH. Nasuiton No. 105 Cibiru Kota Bandung
Location
Kota bandung,
Jawa barat
INDONESIA
Al-Muamalat : Jurnal Ekonomi Syariah
ISSN : 20863225     EISSN : 27160610     DOI : 10.15575/am
Al-Muamalat: Jurnal Ekonomi Syariah is a journal that focuses on the development of Islamic Economics. The journal comprehensively examines various aspects of current and emerging laws and economics relevant to the field. The journal board welcomes articles from scholars, professionals, researchers, and students as a collective effort toward the advancement of Islamic economics, submitted manuscripts will be published and disseminated. The journal releases new issues twice annually, in January and July. Al-Muamalat: Jurnal Ekonomi Syariah focuses on the main issues in the development of Islamic Economics, covering conceptual ideas and research findings related to the following areas: 1. Islamic Economics Law 2. Islamic Banking and Finance 3. Islamic Business 4. Islamic Law 5. Islamic Marketing 6. Islamic Philanthropy 7. Islamic Human Capital 8. Halal Supply Chain Management 9. Halal Industry 10. Other Topics Related to Islamic Economics
Articles 233 Documents
PELAKSANAAN PENENTUAN NISHAB ZAKAT PROFESI PNS MENURUT FATWA MUI NO. 3 TAHUN 2003 DI KANTOR KEMENTERIAN AGAMA KABUPATEN CIAMIS Verina Salisa Azhara; Ateng Ruhendi
Al-Muamalat: Jurnal Ekonomi Syariah Vol 7, No 2 (2020): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v7i2.13513

Abstract

Salah satu profesi umat muslim di Indonesia saat ini adalah Pegawai Negeri Sipil (PNS), penghasilan mereka merupakan salah satu subjek zakat yang disebut zakat profesi, dan setiap zakat dikeluarkan apabila telah mencapai nishab. Majelis Ulama Indonesia mengatur zakat profesi dalam Fatwa MUI Nomor 3 Tahun 2003 Tentang Zakat Penghasilan. Ciamis merupakan salah satu contoh kota kabupaten yang menerapkan peraturan tersebut. Namun Kementerian Agama Kab. Ciamis mengambil zakat profesi setiap bulan dari semua golongan PNS, meskipun sebagian penghasilan PNS golongan tertentu belum mencapai nishab. Penelitian ini bertujuan untuk mengetahui implementasi di Kantor Kementerian Agama Kab. Ciamis dalam penentuan nishab zakat profesi PNS yang ditinjau oleh Fatwa MUI Nomor 3 Tahun 2003. Metode penelitian yang digunakan adalah metode deskriptif analitis dengan pendekatan kualitatif. Hasil penelitian ini menunjukkan bahwa: 1) Ketentuan nishab zakat profesi PNS yang diterapkan di Kantor Kementerian Agama Kab. Ciamis tidak sepenuhnya mengikuti regulasi yang dijadikan patokan seluruh instansi di Kab. Ciamis, baik Fatwa MUI Nomor 3 Tahun 2003 maupun Keputusan Ketua BAZNAS Nomor 142 Tahun 2017. 2) Pelaksanaan zakat profesi PNS di Kantor Kementerian Agama Kab. Ciamis tidak selaras dengan Fatwa MUI Nomor 3 Tahun 2003 sebab zakat dikenakan kepada semua golongan PNS, zakat diambil dari penghasilan kotor, serta zakat dikeluarkan meskipun belum mencapai waktu haul.
JAMINAN E-MONEY PADA PARIWISATA SARIATER SUBANG MENURUT TINJAUAN HUKUM EKONOMI SYARIAH Mas'ud Mas'ud; Rinaldy Agustian
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 2 (2022): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i2.19255

Abstract

The existence of DSN-MUI Fatwa Number 116/DSN-MUI/IX/2017 regarding electronic money, makes the ticket guarantee product from Sariater Ciater Subang Tourism, namely e-Money which has been released since its use until now has not received Sharia certification from MUI, it is interesting to study. This study aims to determine the implementation of the guarantee contract for E-Money in Sariater Ciater Subang Tourism and to determine the Compliance of Sharia Economic Law on the E-Money guarantee contract in Sariater Ciater Subang Tourism. The method used is the descriptive analysis method. The results of this study show that first, the implementation of the Sariater Ciater Subang Tourism e-Money ticket card guarantee can be carried out by several Retail Merchant who has collaborated with the tourism management; second, the Compliance of Sharia Economic Law from the aspect of the card management mechanism, there are Sharia problems in the contract aspect, this is because it does not have a contract nomenclature in product operations which causes ambiguity (gharar) and from the part of the fund management mechanism there are no sharia problems. After all, the fund management of this product is separate from Conventional Banks' managers. Adanya Fatwa DSN-MUI Nomor 116/DSN-MUI/IX/2017 tentang uang elektronik, menjadikan produk penjaminan tiket dari Pariwisata Sariater Ciater Subang yaitu e-Money yang dirilis sejak digunakannya hingga sampai saat ini belum mendapat sertifikasi Syariah dari MUI, menjadi menarik diteliti Penelitian ini bertujuan untuk mengetahui Pelaksanaan akad jaminan terhadap E-Money pada Pariwisata Sariater Ciater Subang dan untuk mengetahui Kesesuaian Hukum Ekonomi Syariah terhadap akad jaminan E-Money pada Pariwisata Sariater Ciater Subang. Metode yang digunakan adalah metode analisis deskriptif. Hasil penelitian ini menunjukkan pertama, pelaksanaan Penjaminan kartu tiket e-Money Pariwisata Sariater Ciater Subang dapat dilakukan di beberapa Merchant Retail yang telah berkerjasama dengan pihak pengelola Pariwisata; kedua, Kesesuaian Hukum Ekonomi Syariah dari aspek mekanisme pengelolaan kartu terdapat permasalahan Syariah pada aspek akad, hal ini dikarenakan tidak memiliki nomenklatur akad dalam operasional produk yang menimbulkan ketidakjelasan (gharar) dan dari aspek mekanisme pengelolaan dana tidak terdapat masalah keSyariahan karena pengelolaan dana produk ini terpisah dari pengelola yang merupakan Bank Konvensional.
Application of Waqf in Modern Islamic Boarding School Darussalam Gontor, Ponorogo Regency in the Perspective of Sharia Economic Law and Law Number 41 of 2004 concerning Waqf Fikfik Taufik; Yusi Nur Iman Aprillillah
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.14248

Abstract

Pondok Modern Darussalamm Gontor is an example of an educational institution that is successful in managing waqf by Nazir organizations. Because individual nazirs tend to be lay and they are afraid that waqf assets will not be managed properly. However, PMDG carries out waqf activities with the concept of fundraising, one of which is not regulated in Law No. 41 of 2004 concerning waqf, namely self waqf which is still used today. The research method used is a normative juridical approach. This research was conducted by examining library materials as the basic material for research, and by conducting a search on legislation and literature related to the problem under study. The basis of the implementation of this self-waqf is maqashid sharia, namely realizing benefit and avoiding harm. This is in accordance with the thinking of the Maliki School and the Hanafi School, with the background of its implementation being Law No. 41 of 2004 article 16 no. 3 point g. Therefore, self-waqf is still carried out because there is a noble goal, namely: to continue the leadership relay and PMDG ideals if the leader dies.
Penerapan Akad Murabahah pada Aplikasi Cicil Mahasiswa (Studi Kasus pada Mahasiswa UIN Sunan Gunung Djati Bandung) Yupi Pirdayanti
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.12351

Abstract

The aim is to find out the practice of murabahah financing contracts in the student installment application at UIN Sunan Gunung Djati Bandung to know the Sharia Economic Law Analysis of the Murabahah contract in the student installment application linked to Fatwa DSN No. 04 /DSN-MUI / IV / 2000 regarding the murabahah contract. The research method, namely qualitative research, is a method that is carried out by describing, explaining, investigating something related to facts. The results of the research resulted in funding for student installment applications that are only specifically for active students with the steps that the customer must take, namely; have an installment application, fill in their personal data according to their ID card, the buyer looks for the items needed at the market place, then the buyer asks for an application, then chooses the installment time and after being confirmed it is followed by a meeting of representatives from the installment application, the student ambassador to make a sale contract and sign the agreement letter In terms of muamalah, it is harmonious and there are conditions that are not fulfilled on the object part and also the price as well as in the first Fatwa provisions point five and the second point two. Tujuan untuk mengetahui praktik akad pembiayaan murabahah pada aplikasi cicil mahasiswa di UIN Sunan Gunung Djati bandung mengetahui Analisis Hukum Ekonomi Syariah terhadap akad Murabahah pada Aplikasi cicil mahasiswa dihubungkan dengan Fatwa DSN No. 04/DSN-MUI/IV/2000 tentang akad murabahah. Metode penelitian yaitu penelitian kualitatif ialah metode yang dilakukan dengan cara menggambarkan, menjelaskan, menyelidiki suatu hal yang berkaitan dengan fakta. Hasil dari penelitian menghasilkan pembiayaan pada aplikasi cicil mahasiswa yang hanya dikhususkan bagi mahasiswa aktif dengan tahapan yang harus dilakukan oleh nasabah ialah; memiliki aplikasi cicil, mengisi data diri sesuai KTP, pembeli mencari barang yang dibutuhkan di market place, lalu pembeli meminta permohonan, kemudian memilih waktu angsuran dan setelah terkonfirmasi dilanjutkan dengan pertemuan wakil dari aplikasi cicil ialah student ambassador supaya melakukan akad jual beli dan tanda tangan surat perjanjian. Dalam ketentuan muamalah rukun dan syaratnya ada yang tidak terpenuhi pada bagian objek dan juga harga serta pada ketentuan Fatwa pertama poin lima dan ketentuan kedua poin dua.
Analisis Komparatif Lembaga Hisbah Di Zaman Rasulullah Dengan Zaman Modern Berdasarkan Sistem Ekonomi Islam Diana Lestari; Fidri Fadillah Puspita; Fitri Nur Latifah
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 2 (2022): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i2.16270

Abstract

Islamic Economics is the main source of muamalah activity. The purpose of this the difference between the hisbah institution at the time of the Rasulullah SAW and modern times based on the Islamic Economic System. The method in this study uses a descriptive method whose purpose is to describe a phenomenon or object of a study. The purpose of Al-Hisbah is to dictate what is commonly called good and to prevent what is commonly called bad in areas under the control of the government, from ruling in other areas, especially in government areas. The market surveillance system operates under a two-tier system, namely: monitoring by market participants for themselves (internal) and supervision by other parties (external). The Hisbah Institute in Indonesia is not implemented as an institution, but there is a modern economic supervisory body that is responsible for overseeing economic activities such as OJK, DPS, BPOM, LPPOM, And others. These institutions have a responsibility in handling cases of violations that occur. Ekonomi Islam adalah sumber utama dari sebuah kegiatan bermuamalah. Tujuan penelitian ini yaitu untuk mengetahui perbedaan lembaga hisbah pada zaman Rasulullah dengan zaman modern yang berdasarkan Sistem Ekonomi Islam. Metode dalam penelitian ini menggunakan metode deskriptif yang tujuannya untuk menggambarkan suatu fenomena atau objek dari sebuah penelitian. Tujuan dari Al-hisbah adalah untuk mendikte apa yang biasa disebut baik untuk mencegah apa yang biasa disebut buruk di daerah-daerah di bawah kendali pemerintah, dari memerintah di daerah lain, terutama di wilayah pemerintahan. Sistem pengawasan pasar beroperasi di bawah sistem dua tingkat, yaitu: pemantauan oleh pelaku pasar untuk diri mereka sendiri (internal) dan pengawasan oleh pihak lain (eksternal). Lembaga Hisbah di Indonesia tidak diimplementasikan sebagai lembaga, tetapi ada badan pengawas ekonomi modern yang bertanggung jawab untuk mengawasi kegiatan ekonomi seperti OJK, DPS, BPOM LPPOM, dan lain-lain. Lembaga-lembaga tersebut mempunyai pertanggungjawaban dalam menangani kasus pelanggaran yang terjadi.
Review of DSN-MUI Fatwa No. 177/DSN-MUI/II/2018 against the Practice of Paying Products on Credit Using the Shopee PayLater Payment Feature on the Shopee Application Yoyok Prasetyo; Neneng Fatimah
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.14617

Abstract

This study aims to find out to practice credit payments using the SPayLater feature in the Shopee application and the suitability of loan funds through the SPayLater feature is based on the DSN-MUI fatwa No.177/DSN-MUI/II/2018 concerning Information Technology-Based Financing Services Based on Sharia Principles. This research was conducted using a descriptive method, which describes specifically the practice of product payments using the SPayLater feature and conformity analysis based on sharia. The results of this study conclude that the use of SPayLater can be done after activation. As for the practice, select the item you want to buy then, click the payment method and select SPayLater, click long payment then confirm, click make the order and enter the Shopeepay PIN. Analysis of the suitability of the DSN-MUI fatwa No. 177/DSNMUI/ II/2018 on loan funds in the form of electronic money in the SPayLater feature there are things in practice that are not in accordance with sharia principles, in which there is an additional fee of minimum installments of 2-95% of the total payment and there are late fees of 5 percent of the total invoices that are due.
Praktik Serbu di Aplikasi Bukalapak dalam Perspektif Hukum Ekonomi Syariah Cipta, Sanzani Aditiya; Jaenudin, Jaenudin; Saptaji, Aji
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.12368

Abstract

This study aims to find out sharia economic law against the practice of Buying Pulses for Serbu in Bukalapak application. This study uses descriptive research method of analysis with case study approach. In addition, the type of data used in this study is qualitative data. The results of the analysis showed that: (1) Beli Pulsa Untuk Serbu is done by the way the buyer selecting the goods which there is indeed in certain sessions and periods. Then the invaders are required to approve the refund in the form of pulse. Raids can only be carried out once. The draw is conducted after the period ends. The draw is conducted in privately. The announcement of the winner can be seen on the history of Serbu Seru and bukalapak official website. The prize submission is submitted a maximum of 30 working days. 2) In the practice of Beli Pulsa Untuk Serbu more contains mudharat-his juxtaposed to-maslahat, then the practice of Beli Pulsa Untuk Serbu in Bukalapak Application law is haraam. Penelitian ini bertujuan untuk mengetahui Hukum Ekonomi Syariah terhadap praktik Beli Pulsa Untuk Serbu di aplikasi Bukalapak. Penelitian ini menggunakan metode penelitian deskriptif analisis dengan pendekatan studi kasus. Selain itu jenis data yang digunakan pada penelitian ini adalah data kualitatif. Hasil analisis menunjukkan bahwa: (1) Beli Pulsa Untuk Serbu dilakukan dengan cara penyerbu memilih barang yang terdapat pada sesi dan periode tertentu. Kemudian penyerbu diwajibkan untuk menyetujui pengembalian dana dalam bentuk pulsa. Penyerbuan hanya dapat dilakukan satu kali per-sesi-nya. Pengundian dilakukan setelah periode berakhir. Pengundian dilakukan secara tertutup. Pengumuman pemenang dapat dilihat pada riwayat Serbu Seru dan website resmi Bukalapak. Penyerahan hadiah diserahkan maksimal 30 hari kerja. 2) Dalam praktik Beli Pulsa Untuk Serbu lebih banyak mengandung mudharat-nya dibandingkan ke-masalahatan-nya, maka praktik Beli Pulsa Untuk Serbu di Aplikasi Bukalapak hukumnya adalah haram.
Fiqh Al-Bai's Review of Online Buying and Selling in Special Groups on Facebook Platform Nadia Meirani; Retno Komalasari
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 2 (2022): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i2.19237

Abstract

Online buying and selling activities on the Facebook platform specifically for residents of Grand Cikarang City housing under the name of the Online Market group "Pasar Khusus COD Grand Cikarang City". With the development of online buying and selling, various kinds of risks arise that will haunt users, especially buyers, such as fraud, the obscurity of goods (gharar), incompatibility of goods and prices that reach the hands of the consumers, and so on. The purpose of this study is to find out the mechanism of buying and selling online in special groups on the Facebook platform and to find out the harmonization of Sharia Economic Law with buying and selling online in special market groups on the Facebook platform. The research method used in this research is a descriptive research method with qualitative data types. The results obtained in this study can be concluded that the implementation of online buying and selling in special groups on the Facebook platform uses a salam contract. There are cases where there is often uncertainty in terms of goods, prices, and the lack of certainty for the buyer to return the goods.
Consumer Protection in E-Commerce Transactions through Shopee Application according to Sharia Economic Law Iman Fadlurrahman; Azzahra Nurul Fikrianihayah
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 1 (2022): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i1.13920

Abstract

The development of technology is increasingly rapid, there is a change in life, and buying and selling have turned online. One of the most popular e-commerce transactions in Indonesia is Shopee. The concept of Shopee e-commerce transactions is the same as bai 'salam. In e-commerce transaction activities, consumers can only see goods from the catalog, so there are often problems that harm consumers and the need for consumer protection. This study aims to determine consumer protection efforts in Shopee e-commerce transactions and how to review Islamic economic law on consumer protection in Shopee e-commerce transactions. This research method is a descriptive analysis by describing an event to be studied. The results of this study conclude that (1) Consumer protection efforts in Shopee e-commerce transactions have been regulated in the terms of service with the application of consumer protection for Shopee e-commerce transactions trying to return goods and refunds. (2) Based on Islamic law, consumer protection in Shopee e-commerce transactions is appropriate, because it applies khiyar rights. The concept of khiyar that is appropriate in the application of e-commerce Shopee is khiyar requirements, khiyar disgrace, and khiyar ru'yah.
Penentuan Upah Jasa Endorsement di Media Sosial Tiktok @Aqilahjd dalam Perspektif Fiqh Ijarah Sherlina Nur Sapitri; Siti Nurfatoni
Al-Muamalat: Jurnal Ekonomi Syariah Vol 9, No 2 (2022): July
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v9i2.19247

Abstract

An endorsement is a form of sales promotion to introduce a product or brand carried out by business actors with endorsement service actors, namely endorsers, where this endorser can be called a celebrity endorser with many followers or followers on social media, namely Tiktok. This research is motivated because the author sees facts in the field with a review of existing sharia economic law aims to determine the application of Ijarah Al-a'amal carried out by celebrity Aqillahjd on social media Tiktok. The method used is a case study descriptive method, in this case, the author will explain how the practice of Ijarah Al a'mal Endorsement Services on Tiktok social media by celebrity tiktok @Aqillahjd. The results of this study can conclude that the marketing system through endorsement that has been carried out by celebrity aqillahjd on social media tiktok with business actors (online shop) is not included in the Ijarah Al-amal contract, because there are several pillars and conditions that are not appropriate. So the contract made by celebrity Aqillahjd is more inclined to the Jualah contract. Endorsement merupakan sebuah bentuk promosi penjualan untuk mengenalkan suatu produk atau brand yang dilakukan oleh pelaku usaha dengan pelaku jasa endorsement yaitu endorser, dimana endorser ini bisa disebut sebagai celebrity endorser yang memiliki banyak followers atau pengikut di media sosialnya yaitu Tiktok. Penelitian ini dilatarbelakangi karena penulis melihat fakta dilapangan dengan tinjauan hukum ekonomi syariah yang ada bertujuan untuk mengetahui penerapan Ijarah Al-a’amal yang dilakukan oleh celebrity Aqillahjd di sosial media Tiktok. Metode yang digunakan adalah metode deskriptif studi kasus, dalam hal ini penulis akan memaparkan bagaimana praktik Ijarah Al a’mal Jasa Endorsement di Sosial Media Tiktok oleh celebrity tiktok @Aqillahjd. Hasil dari penelitian ini, dapat disimpulkan bahwa sistem pemasaran melalui endorsement yang telah dilakukan oleh celebrity aqillahjd pada sosial media tiktok dengan pelaku usaha (online shop) bukan termasuk kedalam akad Ijarah Al-amal, karena terdapat beberapa rukun dan syarat yang tidak sesuai. Sehingga akad yang dilakukan oleh celebrity Aqillahjd lebih condong kepada akad Jualah.

Page 6 of 24 | Total Record : 233