cover
Contact Name
Zulfan Fahmi
Contact Email
attarbiyyah@iaialaziziyah.ac.id
Phone
+6282304030000
Journal Mail Official
attarbiyyah@iaialaziziyah.ac.id
Editorial Address
Jl. Masjid Raya KM. 1,5 Samalanga Desa Mideun Jok Kecamatan Samalanga Kabupaten Bireuen Aceh
Location
Kab. bireuen,
Aceh
INDONESIA
Jurnal Attarbiyyah: Jurnal Ilmu Pendidikan Islam
ISSN : 24609439     EISSN : 28074149     DOI : -
Jurnal At-Tarbiyah: Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) merupakan jurnal nasional berpenyunting ahli yang terbit dua kali dalam setahun. Jurnal At-Tarbiyah berbentuk cetak (2460-9439 dengan Nomor SK: 0005.24609439/JI.3.2/SK.ISSN/2015.09 Tanggal 16 September 2015) dan online (2807-4149 dengan Nomor SK: 0005.28074149/K.4/SK.ISSN/2021.08, Kamis, 25 Agustus 2021). Jurnal ini diterbitkan oleh Fakultas Tarbiyah Institut Agama Islam (IAI) Al-Aziziyah Samalanga Bireuen Aceh. Pernyataan ini menegaskan etika penulisan dan publikasi bagi penulis, penyunting pelaksana, penyunting ahli, dan penerbit, serta seluruh pihak yang terlibat dalam penerbitan Jurnal At-Tarbiyyah. Fokus penerbitan jurnal ini pada bidang ilmu pendidikan islam, Studi Pendidikan dan Pembelajaran, Filsafat Pendidikan Islam, Manajemen Pendidikan Islam, Kepemimpinan Pendidikan, Teknologi Pendidikan Islam, Pendidikan Bahasa Arab, Sastra Arab, dan lain-lain yang berhubungan dengan ilmu pendidikan Islam
Articles 116 Documents
Investor’s Intention to Adopt Online Stock Trading in Nepal Srijana Gyawali
Journal of Corporate Finance Management and Banking System Vol. 4 No. 02 (2024): Feb-Mar 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.42.47.57

Abstract

This study examines the effect of performance expectancy, effort expectancy, social influence, security risk, economic risk, functional risk, and investor’s intention to adapt online stock trading. This research is based upon the primary data. The primary source of the data was used to study the factors that influence the investor’s intention to adopt online stock trading in Nepal. For the purpose of collecting the responses on the study and getting into the research objectives, 89 respondents were selected as the sample size. Data were collected with the help of structured questionnaire,which was further subjected to Reliability test, Normality test, correlation regression analysis of respondents in SPSS. Results shows that Performance Expectancy and Effort Expectancy have a high degree of positive correlation with Behavioral Intention, while Social Influence, Security Risk, Economic Risk, and Functional Risk have a moderate degree of positive correlation with Behavioral Intention.
Determining Spatial Distribution of the BSP Supervised Banks in the Philippines: A Multivariate Cluster Analysis Vivian Sesgundo; Peter John Aranas
Journal of Corporate Finance Management and Banking System Vol. 4 No. 03 (2024): April-May 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.43.1.15

Abstract

The goal of this study was to determine the significant variables that contribute to the number of Bangko Sentral ng Pilipinas (BSP) Supervised banks in the Philippine regions. A model that can predict the number of banks needed in the region was also presented. Spatial distribution of the banks was also analyzed. These analyses determined if the current number of banks in the region is sufficient to provide the financial services needed by the people. The ArcGIS Pro was used to perform Ordinary Least Square Regression, Global Moran’s I and Multivariate Clustering Analyses to the Regional Distribution of BSP Supervised banks in the Philippines and the categorized economic, demographic, labor market and potential market variables from the Philippine Statistics Authority (PSA) in 2020. Results of this study show that the population density, economically active population, functional literacy rate, and families’ ownership of personal computer are the significant factors, which represent every category of the independent variable, that contributed to the number of banks in the region. Using the chosen passing model, the difference between the actual and estimated number of banks was used as the indicator by which regions need more physical banks to promote financial inclusion. Regions X, CAR, and BARMM are the best locations for the future physical bank to be established. Furthermore, the results from Global Moran’s I analysis showed that there is a clustering of high number of banks in the Philippines. There were 7 clusters formed for the number of banks based on population density, economically active population, functional literacy rate, and families’ ownership of personal computer. Among these explanatory variables, population density is the greatest contributor in forming the clusters.
Impact of Soundbox by Third Party Application Providers (UPI) on Retailers, with Special Reference to Greater Chennai Corporation Denny Jones B; Dr. M. Muruganandam
Journal of Corporate Finance Management and Banking System Vol. 4 No. 03 (2024): April-May 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.43.16.26

Abstract

Before the advent of UPI, payments primarily relied on debit and credit cards, proving advantageous for medium-scale business retailers while disadvantaging small-scale or micro retailers using cash due to the high cost of POS machines. The introduction of the UPI digital payment system by the National Payments Corporation of India in 2016 marked a significant boon for customers and retailers of all types. Despite its benefits, some retailers hesitated due to perceived authenticity issues in receiving payments. However, since 2019, the third-party application provider Paytm revolutionized UPI adoption by proposing the installation of a soundbox. This innovative addition led to increased UPI utilization by retailers, driven by enhanced security, user-friendliness, simplified transactions, and lower monthly rental costs. This paper explores the impact and role of the soundbox post-installation by third-party application providers, examining its merits, demerits, and gauging retailers' perspectives on this transformative technology.
Investors’ Perception towards Mutual Fund Sushmita Malla
Journal of Corporate Finance Management and Banking System Vol. 4 No. 03 (2024): April-May 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.43.27.37

Abstract

The purpose of the study is to identify the investors’ perception toward mutual fund. The study considered Investors’ perception toward mutual fund as the dependent variable and Fund scheme, Risk & Return, Level of investors’ knowledge as dependent variable. Data for the study was collected through structured questionnaires method by using five point Likert scale. A total of 72 investors are participated in this study. This study examine the impact of Fund scheme, Risk & Return, Level of investors’ knowledge on investors’ perception. Researcher used questionnaires as a research instrument for the data collection which was analyzed using SPPS software using the tool descriptive statistics, correlation and regression. Correlation and regression analysis were used to find out the relationships and state the impact between the variable. Analyzed result revealed the investor’s level of knowledge variable has positive significant impact on Investors’ Perception in mutual fund whereas fund scheme and Risk & Return has insignificant impact on Investors’ Perception in mutual fund.
Bank Competition and Financial Stability in Nepal Bandana Khanal
Journal of Corporate Finance Management and Banking System Vol. 4 No. 03 (2024): April-May 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.43.38.49

Abstract

This paper examines the casual relationship between bank competition and financial stability in Nepal. The relationship between competition and financial stability in banking system can be explain by two hypothesis: The "competition-fragility" theory holds that increased bank competition weakens profit margins, undermines market power, and lowers franchise value—the continuing concern or market worth of the banks above their book values and “competition-stability” view contends that financial institution stability may benefit from competition. The study used descriptive and causal research design. The random effect panel data of 6 commercial banks of Nepal over the period of 2014-2019. All the data are obtained from NRB monthly statistic and bank annual report. The HHI and n-bank concertration ratio are used as a measure of bank competition while Z-Index and non-performing loan ratio are the proxies of financial stability. The findings confirm the"Competition-frangility" theory by showing a negative association between bank competition and financial stability in Nepal. It states that bank tends to take excessive risks when the competition level increases. It is discovered that competition in the banking industry raises credit risk and reduces capital levels. Riskier policies enhance the likelihood of increased bank bankruptcies and non-performing loan ratios, which adds to fragility and financial instability. Thus, less concentrated banking systems are prone to experiences crisis.
The Impacts of Ethical Sales Behaviour on Customer Loyalty in the Life Insurance Industry in Pakistan Dildar Khan Jadoon; Awais Qasim; Dr. Asia Bibi
Journal of Corporate Finance Management and Banking System Vol. 4 No. 03 (2024): April-May 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.43.50.61

Abstract

The life insurance industry in Pakistan is highly competitive, with customer loyalty playing a crucial role in long-term success. Ethical sales behaviour emerges as a key differentiator, potentially fostering trust and driving positive customer experiences. This research investigates the relationship among ethical sales behaviour, customer trust in company and trust in sales agent, which directly affect customer loyalty in the life insurance industry. The quantitative survey targets customers of five major life insurance companies, ensuring a representative sample across diverse demographics. The questionnaires were sent to all companies customer on a random basis. The questionnaires are distributed with the help of office employee of the companies.The finding of the study shows that there is a direct and positive relation between sales agent ethical sales behaviour and customer loyalty. Furthermore, the trust of the customer in the sales agent and trust of the customer in a company has direct positive mutual relation and customer trust both affect customer loyalty. By demonstrating the tangible benefits of ethical sales behaviour, the study can encourage companies to implement and prioritize ethical practices. The identified key drivers of customer loyalty can guide training programs and performance evaluations for insurance agents, ultimately fostering a culture of ethical conduct within the industry.
A Critical Study of Startup Financing Dynamics and Emerging Approach to Attracting Capital Resources Mohd Akhlak Hussain
Journal of Corporate Finance Management and Banking System Vol. 4 No. 04 (2024): June-July 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.44.1.14

Abstract

This study delves into the diverse landscape of startup financing in India, examining the sources of funds and emerging approaches to attracting capital resources. Through an analysis of general statistics, including the types of startups, gender distribution of founders, and funding sources, the study provides insights into the dynamics of the startup ecosystem. The findings reveal that a significant portion of startups rely on internal sources such as family and friends, personal savings, and bootstrapping, while external sources like angel investors, venture capitalists, and government grants also play a crucial role. Additionally, the study explores various financing options available to startups at different stages of their lifecycle, including debt financing, commercial lenders, government programs, and leasing arrangements. By shedding light on these financing avenues, the study aims to inform entrepreneurs, investors, and policymakers about the evolving landscape of startup finance and facilitate informed decision-making.
Job Stress and Work Performance: Evidence of Female Employees of Banks in Rupandehi District Rayamajhi Sushma
Journal of Corporate Finance Management and Banking System Vol. 4 No. 04 (2024): June-July 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.44.15.28

Abstract

The study's goal is to discover the factors that contribute to stress and the impact of stress on work performance in the banking industry. This study also gives data on the employees' degree of stress and level of performance. For the research project, 16 banks from the Rupendehi district were taken as sample employed and non-probability sampling was used to generate a representative sample. The sample size was 386 respondents. Respondents' main data were collected via a questionnaire. Regression analysis, correlation, and oneway ANOVA. The study's findings show that job-related stress, peer support, and work-life balance have a substantial influence on employee performance in the banking industry. The study also concludes that Organizational Stress Factors have no substantial influence on employee performance.
Effect of Tax Audit on Tax Compliance Anil Tharu
Journal of Corporate Finance Management and Banking System Vol. 4 No. 04 (2024): June-July 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.44.29.41

Abstract

The study's main focus was on how tax audits affected tax compliance in the Banganga Municipality with particular goals in mind. Numerous statistical tools, including the mean, standard deviation, coefficient of variation, coefficient of correlation, and ANOVA test, were used to achieve these goals. There is a significant correlation between desk audit, field audit, back duty audit, registration audit, and tax compliance. It has been discovered that greater levels of desk audit, field audit, back duty audit, and registration audit performance enhance factors related to tax compliance. Factors have been investigated in this paper. Desk, field, back duty, and registration audits were among the independent variables; tax compliance was the dependent variable.
Impact of Money Supply and Inflation on Economic Growth Asfaq Ahmad
Journal of Corporate Finance Management and Banking System Vol. 4 No. 04 (2024): June-July 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.44.42.52

Abstract

Understanding the impact of money supply and inflation on Nepal's economic development is the main objective of the current study. This work aims to give empirical backing to the current debate over money supply, inflation, and the relationship between these factors and economic growth. More research has been done recently on the relationship between money supply and economic growth than on any other topic in the field of monetary economics. A price increase that, over time, results in a decline in buying power is known as inflation. This study looks at how inflation and the money supply affected economic development between 1974–1975 and 2022–2023. When establishing if there is long-term co-integration among variables when the bound test has been applied, the ARDL co-integration approach is employed in the study to ascertain the link between the variables. GDP is the dependent variable, and the independent variables are broad money (M2) and consumer price inflation (CPI), respectively. The notion that inflation is always a monetary event needs to be revisited and reevaluated, particularly in light of the distinct dynamics of inflation in developing economies. The research indicates a positive correlation between CPI and economic growth. The data indicates that CPI has a significant influence on economic growth in emerging nations like Nepal.

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