cover
Contact Name
Zulfan Fahmi
Contact Email
attarbiyyah@iaialaziziyah.ac.id
Phone
+6282304030000
Journal Mail Official
attarbiyyah@iaialaziziyah.ac.id
Editorial Address
Jl. Masjid Raya KM. 1,5 Samalanga Desa Mideun Jok Kecamatan Samalanga Kabupaten Bireuen Aceh
Location
Kab. bireuen,
Aceh
INDONESIA
Jurnal Attarbiyyah: Jurnal Ilmu Pendidikan Islam
ISSN : 24609439     EISSN : 28074149     DOI : -
Jurnal At-Tarbiyah: Jurnal Pendidikan Agama Islam (Journal of Islamic Education Studies) merupakan jurnal nasional berpenyunting ahli yang terbit dua kali dalam setahun. Jurnal At-Tarbiyah berbentuk cetak (2460-9439 dengan Nomor SK: 0005.24609439/JI.3.2/SK.ISSN/2015.09 Tanggal 16 September 2015) dan online (2807-4149 dengan Nomor SK: 0005.28074149/K.4/SK.ISSN/2021.08, Kamis, 25 Agustus 2021). Jurnal ini diterbitkan oleh Fakultas Tarbiyah Institut Agama Islam (IAI) Al-Aziziyah Samalanga Bireuen Aceh. Pernyataan ini menegaskan etika penulisan dan publikasi bagi penulis, penyunting pelaksana, penyunting ahli, dan penerbit, serta seluruh pihak yang terlibat dalam penerbitan Jurnal At-Tarbiyyah. Fokus penerbitan jurnal ini pada bidang ilmu pendidikan islam, Studi Pendidikan dan Pembelajaran, Filsafat Pendidikan Islam, Manajemen Pendidikan Islam, Kepemimpinan Pendidikan, Teknologi Pendidikan Islam, Pendidikan Bahasa Arab, Sastra Arab, dan lain-lain yang berhubungan dengan ilmu pendidikan Islam
Articles 112 Documents
Entrepreneurial Skills Required for Self-Employment among Electrical Installation Students in Technical Colleges in Adamawa State: A Focus on Managerial, Accounting, and Marketing Competencies Joseph Zambwa; Ishaya Tumba; Rabiu Akila Falama
Journal of Corporate Finance Management and Banking System Vol. 4 No. 6 (2024): Oct-Nov 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.46.37.49

Abstract

This study investigates the entrepreneurial skills required by Electrical Installation and Maintenance Works (EIMW) trade students in Government Science and Technical Colleges in Adamawa State for successful self-employment. Utilizing a descriptive survey research design, data were collected from a sample of 217 respondents, including administrators, teachers, and students, using a structured questionnaire. The findings reveal that students need a total of 20 managerial skills, with particular emphasis on effective planning and resource control. Additionally, the study identifies 22 essential accounting skills, such as determining profit and loss and knowledge of costing, which are crucial for business survival. In terms of marketing, students require 16 key skills, highlighting the importance of customer loyalty retention and effective communication. These findings emphasize the necessity for educational institutions to enhance their curricula by integrating practical entrepreneurial training. The study also recommends collaboration with local businesses to provide students with real-world experiences and continuous professional development for educators to ensure they are equipped to teach relevant skills.
Factors Affecting Customer Satisfaction of Mobile Banking Services at Commercial Banks in Nepal Amit Kumar Sahani
Journal of Corporate Finance Management and Banking System Vol. 4 No. 6 (2024): Oct-Nov 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.46.50.60

Abstract

Customer satisfaction is an emotion a person experiences when comparing the perceived overall performance of a product to their expectations. Mobile banking has achieved a great importance in Nepal's banking sector. Though majority of Nepalese banks have recognized the importance of understanding customer psychology and are highly conscious of it. The main purpose of this study is to analyze the effect of convenient, communication, time saving, and security of mobile banking in customer satisfaction in commercial banks in Nepal. This research adopts a descriptive and causal comparative research design where in primary data were collected through a survey in the structured questionnaire distributed among a sample of 172 responses was taken from random mobile banking users of different commercial banks which is assumed to comply with the sample size standards for academic research as stated by Hair et al. (2014) which says that the minimum sample for models with up to seven constructs, which is the case of this study as well, must have sample size of 150. The response was taken randomly selected for administration of the questionnaire using the convenience sampling method. This research will be useful to higher management to the banks in developing effective strategies for mobile banking services as well as to retain their customers. Furthermore, Nepal Rastra Bank (Central Bank of Nepal) might be enthusiastic to identify the prevailing problems and technical as well as non-technical barriers concerned with the adoption of the mobile banking on customer satisfaction which will facilitate them to take necessary steps to eradicate barriers and to implement effective policies accordingly.
Analyzing Banking Sector Risk and Capital Allocation: A Study on the Improvement of Risk-Weighted Assets and CRAR Compliance in 2023 Shuvo Kumar Mallik
Journal of Corporate Finance Management and Banking System Vol. 4 No. 6 (2024): Oct-Nov 2024
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.46.61.74

Abstract

This study examines the improvement in banking sector risk, measured by the Risk-Weighted Assets (RWA) density ratio, in 2023. It highlights the significant growth in RWA of credit risk compared to market and operational risks, and notes the banking industry's increased capital requirements despite a slight decrease in rated exposures as a percentage of total exposure. The overall Capital to Risk-weighted Asset Ratio (CRAR) surpassed the threshold, ensuring regulatory compliance. The analysis categorizes banks into five groups based on inherent features, ownership structure, and business models, providing insights into risk and capital allocation according to BASEL III.
Effect of Change Management on Employee Performance in Nepalese Commercial Banks Ms. Samikshya Prasai
Journal of Corporate Finance Management and Banking System Vol. 5 No. 1 (2025): Jan-June 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.51.1.13

Abstract

Purpose: The study intends to analyze the effect of change management on employee performance in commercial banks. Method: Data collection meticulously employed a simple random sampling technique. Data is collected from 300 bank employees via adopted questionnaire on a 7-point Likert scale. 240 complete responses received, yielding an 80% response rate. Descriptive and causal-comparative research design utilized with independent sample t-test, one-way ANOVA, Mann-Whitney U test, Krushkal-Wallis H Test, correlation, and regression analysis. Findings: Beta coefficients indicate higher influence of Change in organizational structure on employee performance. Implications: It is recommended that organizations should reformulate their policies and strategies promoting supportive work culture, clear guidelines regarding roles and responsibilities, fostering a culture of transparency and communication to enhance employee commitment. Managers should provide support to increase satisfaction and better employee morale.
Impact of Emotional Intelligence in Banking Sector Shivani Tiwari
Journal of Corporate Finance Management and Banking System Vol. 5 No. 1 (2025): Jan-June 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.51.14.22

Abstract

The purpose of this research is to conduct a structured analysis of the influence of emotional intelligence in Banking Sector. The sources supporting the study of emotional intelligence will be reviewed in this paper. The current study seeks to understand the concept of emotional intelligence. Recently, emotional intelligence has become a debated and crucial subject due to its importance and links to various other areas of life, leading to in-depth research. Emotional intelligence acts as the guide for emotions, thoughts, knowledge acquisition, analytical thinking, and innovative thinking. The Banking sector relies heavily on emotion. Employees in the banking industry build and sustain relationships in emotionally charged work situations where providing services is heavily reliant on emotion. Emotions have an intrapersonal impact on bank workers as well as an impact on professional relationships and service performance.
Impact of Digital Payment Factors on Users of the GoPay Digital Payment Platform Teguh Prakoso; Rina Apriliani; Arif Budiarto; Merissa Fermica Iskandar; Ngurah Pandji Mertha Agung Durya
Journal of Corporate Finance Management and Banking System Vol. 5 No. 1 (2025): Jan-June 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.51.23.31

Abstract

This research aims to analyze impact of digital payment factors on users of the GoPay digital payment platform. This research is included in the type of quantitative research. The population in the study is users of the GoPay digital payment platform. Because the exact number of users of the GoPay digital payment platform is unknown, a saturated sample is used, so the sample for this study was 100 respondents. Hypothesis testing in this study uses multiple linear regression analysis. The results of the study show that the GoPay digital payment platform is an electronic wallet developed by PT GoTo Gojek Tokopedia Tbk which is used as a payment service while using the Gojek application. PT GoTo Gojek Tokopedia Tbk started its business from a motorbike transportation service which then expanded its business network by offering various services. The GoPay digital payment platform is one form of financial technology innovation. Security has a significant effect on the interest of users of the GoPay digital payment platform. Convenience has a significant effect on the interest of users of the GoPay digital payment platform.
Assessing the Role of Professional Reference Groups in Shaping Ethical Standards in Financial Accounting Practices for Effective Service Delivery in Nigeria David Isaiah; Aroyehun Odunola Hafsat; Mohammed Tijjani
Journal of Corporate Finance Management and Banking System Vol. 5 No. 1 (2025): Jan-June 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.51.32.46

Abstract

This study aimed to assess the role of professional reference groups, specifically the Institute of Chartered Accountants of Nigeria (ICAN) and the Association of National Accountants of Nigeria (ANAN), in shaping ethical standards for financial accounting practices in Nigeria. The research identified critical issues regarding the effectiveness of these groups in establishing and enforcing ethical guidelines, which are essential for the integrity of financial reporting. The statement of the problem highlighted challenges such as inadequate enforcement mechanisms, limited resources, and the need for a more cohesive approach to ethical compliance among accountants. A quantitative research methodology was adopted, involving a structured questionnaire distributed to 751 accredited firms of chartered accountants in Nigeria. The sample size was determined using Taro Yamane's formula, ensuring a representative data collection process. The analysis revealed that professional reference groups significantly influence ethical standards and the behavior of accountants. Major findings indicated that while the ethical guidelines set by ICAN and ANAN are effective in promoting ethical behavior, enforcement challenges persist, undermining their impact. Additionally, the study found that these groups positively influence organizational culture, enhancing the accuracy and integrity of financial reporting. The conclusion emphasized the importance of strengthening enforcement mechanisms and continuous training for accountants to uphold ethical standards. Recommendations included improving enforcement practices, offering regular training programs, fostering collaboration with regulatory authorities, and promoting an ethical culture within organizations. By addressing these issues, professional reference groups can enhance their effectiveness and ensure greater compliance with ethical standards, ultimately contributing to the overall performance and trustworthiness of the accounting profession in Nigeria.
Independent directors’ composition on stock price risk with media coverage as a moderating variable in manufacturing companies listed on the indonesia stock exchange for the 2019-2022 period Anjelisa Paulina Kristin Siregar; Zuwina Miraza; Hafriz Rifki Hafas
Journal of Corporate Finance Management and Banking System Vol. 5 No. 1 (2025): Jan-June 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.51.47.56

Abstract

The capital advertise for companies may be a implies to get capital from the more extensive community, so that there's an break even with dissemination of company proprietorship by the community and appears the openness of data from the company. This appears that the capital showcase could be a supporting instrument for the supportability of the economy in a nation. This research aims to analyze independent directors composition on stock price risk with media coverage as a moderating variable in Manufacturing Companies listed on the Indonesia Stock Exchange for the 2019- 2022 period. This research is an associative research. The population used in this study is Manufacturing Companies listed on the Indonesia Stock Exchange for the 2019-2022 period, totaling 195 companies. In this study, the sample used in this study was determined using a purposive sampling technique. The number of samples used in this study was 53 companies, with data observations of 53 companies x 4 years of research equal to 212 observation data. The analysis technique used is moderated regression analysis. The results of the study indicate that independent directors composition has a positive and significant effect on stock price risk in Manufacturing Companies listed on the Indonesia Stock Exchange for the 2019-2022 period. Media coverage does not moderate the effect of independent directors composition on stock price risk in Manufacturing Companies listed on the Indonesia Stock Exchange for the 2019-2022 period.
Financial slack and technology commercialization: contingent effects of executive international experience in declining firms Hao Ren; Simon Kwong Choong Mun
Journal of Corporate Finance Management and Banking System Vol. 5 No. 1 (2025): Jan-June 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.51.57.72

Abstract

Internal resource conversion into innovation gains paramount importance due to speedy technological changes alongside intense global competition particularly since organizations experiencing performance decline must succeed. Organizational research lacks sufficient understanding about strategic implementation of financial slack during periods of downturn. Financial slack and technology commercialization in declining firms demonstrate a relationship which depends on the influence of executive international experience according to this study. As an application of resource-based view and upper echelons theory the paper defines financial slack as a strategic resource with three distinct types (available, absorbed and potential) that enables innovation when properly deployed. The research study explores how different degrees of executive international background impact the firm's process of turning slack resources into innovative results throughout sustained organizational decline. The research discovers that international leadership experience intensifies the positive R&D investments brought by slack resources which subsequently improves technological commercialization success. The findings contribute both theoretical understanding and practical application about how leader backgrounds influence resource strategies related to innovation-based renewal of underperforming firms.
Personality traits and investment intention: the moderating effect of financial literacy Gopal Khanal; Prof. Dr. Tara Prasad Upadhyaya
Journal of Corporate Finance Management and Banking System Vol. 5 No. 2 (2025): July-Dec 2025
Publisher : HM Journals

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55529/jcfmbs.52.1.13

Abstract

Purpose: The study aims to investigate that personality traits have a significant effect on investment intentions with the moderating role of financial literacy of MBA and MBS students of TU-affiliated colleges in Butwal. Methodology: A stratified sampling technique was used, targeting 247 MBA and MBS students of TU-affiliated colleges situated in Butwal out of a total population of 625. An adopted questionnaire with a seven-point Likert scale is used with a descriptive and causal comparative research design, complemented by a comprehensive array of statistical measures, descriptive statistics, correlation, and regression. These are chosen for robust data analysis with Smart PLS student version and IBM SPSS Statistics version 20. Key Findings: The findings of the study are that there is a significant effect of personality traits (conscientiousness & openness to experience) on investment intention, but neuroticism, extraversion and agreeableness do not have a significant effect. Additionally, financial literacy has a moderating role between the personality traits and investment intentions. Moreover, the financial literacy shows the negative correlation with investment intention. Implications: The implications of the study help in financial advising and decision-making, financial literacy programs, policy makers and individual investment decisions to make the fruitful investment.

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