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Labatila: Jurnal Ilmu Ekonomi Islam
Published by Institut Agama Islam Nahdlatul Ulama Kebumen
ISSN : 26146894     EISSN : 26213818     DOI : https://doi.org/10.33507/labatila
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Labatila adalah jurnal kajian ekonomi syariah, lembaga keuangan syariah, dan bisnis syariah. Jurnal Labatila berusaha untuk menyajikan karya ilmiah dalam bentuk tulisan yang mengulas permasalahan perekonomian yang sesuai perspektif syariah. Kajian yang disampaikan dapat berupa kuantitatif maupun kualitatif. Ruang lingkup Labatila terbatas pada Ekonomi Islam, Perbankan dan Keuangan Islam, Manajemen Ekonomi Islam, Hukum Ekonomi Islam, Manajemen Zakat Infaq Shodaqoh dan Wakaf, Kewirausahaan dan Bisnis Islam, Pemasaran Islam, Akuntansi Islam, dll.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol 9 No 01 (2025)" : 6 Documents clear
Paradigma Baru Konsumsi Islami: Islamisasi Konsep Utilitas Sebagai Kritik Atas Ekonomi Konvensional Wibisono, Vina Fithriana; Arief, Suyoto; Atmaja, Mukti Tri
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 9 No 01 (2025)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v9i01.2755

Abstract

Consumption is a routine activity that is often influenced by a culture of satisfaction-based consumerism. Islamization of science is needed to direct consumption behavior towards benefit according to Islamic value. Islamization of science is crucial, as Western perspectives often incorporate values that conflict with Islamic viewed. This research aims to redefining the utility concept of consumption behavior by presenting Islamization, as solution to the deficiencies in the basis of conventional economics science. The method in this research is library research with conceptual approach and descriptive analysis using literature review from source which are related to this topic. The result of this research show that Western consumption behavior emphasizes that satisfaction (utility) increases with higher use value or maximum utilization (ishraf or excessive and raghbah or desires), while Islamic consumption bases use value on maslahah; level of utility based on usefulness and blessing (barakah); and base scale in prioritizing need by applying maqashid sharia.
Pengaruh Tanggung Jawab Sosial, Kerakteristik Usaha, Religiusitas Terhadap Peningkatan Omzet Usaha Z-Mart (Studi BAZNAS Provinsi Bengkulu) Herianto, Satria; Arisandy, Yosy; Sumarni, Yenti
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 9 No 01 (2025)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v9i01.2775

Abstract

This study aims to determine the effect of social responsibility. business characteristics, religiosity on increasing z-mart business turnover, Z-Mart Program is a productive zakat program held by BAZNAS to empower mustahik through the provision of business capital and entrepreneurship training. The purpose of this research is economic empowerment in the form of developing stalls / shops owned by mustahik with a micro to small scale to overcome poverty and turn mustahik into muzaki. This research uses quantitative methods of data collected through distributing questionnaires. Respondents in this study were 50 people who met the criteria, namely mustahik beneficiaries of the z-mart program. Hypotheses are formulated or tested using multiple regression analysis. The results of this research indicate that there is an influence of social responsibility, business characteristics, religiosity on increasing z-mart business turnover. Amounted to 0.656 which means 65.6% while the remaining 34.4% is influenced by other variables outside the model that have not been studied.
Analisis Implementasi dan Evaluasi Fitur SIMKO Mobile KSPPS BMT Lima Satu Jepara Melalui Pendekatan Model UTAUT Benzi, Kifa Yola; Mubarok, Ahmad Fauzan; Utami, Cahyaning Budi
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 9 No 01 (2025)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v9i01.2783

Abstract

This study aims to evaluate the implementation of the SIMKO Mobile feature at KSPPS BMT Lima Satu Jepara using the UTAUT model approach. SIMKO Mobile is a digital application developed to make it easier for cooperative members to access financial services such as checking balances, transaction history, and saving and borrowing independently. The results of the study indicate that the implementation of this application can improve service efficiency and provide flexibility for officers and members. However, there are several inhibiting factors that are divided into two categories, namely internal and external. Internal factors include lack of socialization, unavailability of adequate guidance, and application features that do not fully meet the needs of members. While external factors include limited devices, unstable internet connections, and member preferences for alternative services such as WhatsApp Mobile. Evaluation using the UTAUT model shows that although performance expectations and ease of use are quite good, social factors and supporting facilities are still not optimal. For this reason, it is necessary to strengthen the promotion strategy, develop features that are more in accordance with user needs, and increase digital education for members so that the implementation of SIMKO Mobile can run more optimally and have a significant impact on the cooperative.
Peran Fintech Syariah Dalam Mendorong Investasi Berbasis ESG (Environmental, Social, Governance) di Pasar Modal Syariah Digital Putri, Fitriani Wijaya; Samsuri, Andriani
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 9 No 01 (2025)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v9i01.2802

Abstract

Islamic fintech is a financial technology innovation that integrates sharia principles with modern financial services, and now plays a strategic role in encouraging ESG (Environmental, Social, Governance) based investments. As global awareness of the importance of sustainable development increases, Islamic fintech is emerging as an inclusive solution that not only complies with Islamic values, but also supports socially and environmentally responsible economic growth. This study aims to analyse how Islamic fintech implements ESG values, by examining its mechanisms, technological innovations, as well as its impact on environmental, social, and governance. Using a qualitative approach through literature review and secondary data analysis, this study found that Islamic fintech has successfully encouraged sustainable investment through various initiatives, such as Islamic crowdfunding for green projects, sustainability oriented MSME financing, and Green Sukuk issuance. The use of blockchain technology contributes to increased transparency and accountability, while Islamic financial literacy programmes expand people's understanding of the importance of ESG minded investments. In addition, close collaboration with Islamic financial institutions and regulators ensures compliance with sharia principles and ESG standards. The results of this study confirm that Islamic fintech is not only a modern financial instrument, but also a change agent capable of expanding access to sustainable investments and strengthening an inclusive and ethical financial ecosystem.
Peran Perempuan Buruh Tani Rumput Laut Terhadap Pendapatan Keluarga di Desa Liya Onemelangka Kabupaten Wakatobi Menurut Ekonomi Syariah Marliyani, Marliyani; Puspita Sari, Sarni Handayani
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 9 No 01 (2025)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v9i01.2806

Abstract

This study aims to examine the role of women as seaweed farm laborers in increasing household income in Liya Onemelangka Village, Wakatobi Regency, from an Islamic economic perspective. This research uses a qualitative approach with data collection techniques such as observation, interviews, and documentation. The findings reveal that women perform dual roles as housewives and income earners. Their skills in seaweed seedling and cultivation contribute significantly to family income, especially amid limited economic conditions. From the perspective of Islamic economics, these active roles reflect the values of justice, hard work, and social responsibility as mandated in the Qur’an Surah An-Nahl verse 97. These results highlight the importance of recognizing women’s economic contributions and the need for inclusive development based on Islamic values.
Penguatan Usaha Mikro Berbasis Komunitas Arisan: Studi Kasus Kelompok Arisan Pelaku Usaha Mikro Muslim di Indonesia Nurhidayah, Nurhidayah
LABATILA : Jurnal Ilmu Ekonomi Islam Vol 9 No 01 (2025)
Publisher : Lembaga Penelitian dan Pengembangan Masyarakat IAINU Kebumen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33507/lab.v9i01.2823

Abstract

This study examines the arisan community as an instrument for strengthening micro-enterprises in Kebumen Regency. Through a qualitative approach with a case study on a micro-enterprise arisan group, this study identifies the mechanisms and dynamics that occur in the arisan community that contribute to the development of its members' micro-enterprises. The results of the study indicate that the arisan community not only functions as a socio-religious institution but also as a forum for fund circulation, a space for exchanging information, sharing best practices, knowledge, and social networks that facilitate strengthening the capacity of micro-enterprises. This arisan community-based empowerment model offers an alternative approach to local economic development that empowers communities, is inclusive, and sustainable. The practical implications of this study are useful for local governments and economic development institutions in formulating strategies for strengthening micro-enterprises based on community social capital. Keywords: micro-enterprise, arisan commmunity, economic empowerment, social capital

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