Article Per Year (5 Year)
p-Index From 2020 - 2025
3.453
P-Index
This Author published in this journals
All Journal EQUILIBRIUM IJIBE (International Journal of Islamic Business Ethics) Jurnal Ilmiah Ekonomi Islam Isti`dal : Jurnal Studi Hukum Islam Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam Iqtishoduna: Jurnal Ekonomi Islam Iqtishodia: Jurnal Ekonomi Syariah JES (Jurnal Ekonomi Syariah Darmabakti : Junal Pengabdian dan Pemberdayaan Masyarakat Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Ekonomi Syariah Pelita Bangsa Labatila: Jurnal Ilmu Ekonomi Islam Indonesian Community Development Journal (ICODEV) Journal of Business Studies and Management Review Indo-Fintech Intellectuals: Journal of Economics and Business Journal of Islamic Economics and Business Ethics (JIESBI) Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Sharef: Journal of Sharia Economics and Finance Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
Utami, Cahyaning Budi
Universitas Islam Nahdlatul Ulama Jepara
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 23 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 23 Documents
Search

 1   2   3 
Pengungkapan CSR Bank Syariah: Studi Komparasi Indonesia dan Malaysia Utami, Cahyaning Budi
EQUILIBRIUM Vol 8, No 2 (2020): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v8i2.8165

Abstract

Penelitian ini bertujuan untuk mengetahui perbedaan pengungkapan CSR bank syariah di Indonesia dan Malaysia. Data yang digunakan dalam penellitian ini adalah laporan tahunan bank syariah yang telah diterbitkan di website, dianalisis menggunakan metode content analysis dan dilakukan uji mann-whitney untuk melihat signifikansi perbedaan. Hasil dari penelitian ini menunjukkan terdapat perbedaan signifikan antara pengungkapan CSR bank syariah di Indonesia dan Malaysia. Hal ini disebabkan karena perbedaan regulasi mengenai hal yang harus diungkap di laporan tahunan. Hasil ini sekaligus menandakan perlunya harmonisasi pengungkapan CSR bank syariah di kancah internasional untuk menunjukkan bahwa bank syariah telah berjalan sesuai prinsip syariah dan beretika. This study aim to describe the difference CSR disclosure between islamic bank in Indonesia and Malaysia. Data used in this research is annual report of islamic banks’s which is published in their website, analyze using content analysis method and execute mann-whitney test to find out the difference. The result of this research show the significance difference on CSR disclosure between islamic bank in Indonesia and Malaysia. This is due to the differences in regulations regarding what must be disclosed in the annual report. This results also indicate the need for harmonization of CSR disclosures for Islamic banks in the international level to show that Islamic bank accordingly have run in sharia principles and ethics.
Antecedent of Knowledge, Awareness and Willingness of SMEs Actors to Register for Halal Self Declare Certification Cahyaning B Utami; Faiqul Hazmi; Rizka Aulia; Binti M Zahro
Iqtishodia: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2022): September
Publisher : Department of Islamic Economic Law, Institut Agama Islam (IAI) Al-Qolam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35897/iqtishodia.v7i2.846

Abstract

Consuming halal products has become a lifestyle and trend for both Muslim and non-Muslim communities throughout the world. Despite creating a large market potential and the government has strong desire to make Indonesia as a reference for world halal producers and encourage the facilitation of knowledge and awareness of halal products. This study aims to determine the effect of the knowledge of SMEs actors about halal certification on willingness to take halal certification and find out whether awareness of halal products has an influence on willingness to take halal certification. This study used a questionnaire in data collection, and the research informants were micro and small business actors in the food and beverage sector. The results of this study found that knowledge has no significant effect on the willingness of SMEs to participate in self-declared halal certification, while awareness has a positive and significant effect on the willingness of SMEs to participate in self-declare halal certification. The implications of this finding can be conveyed to the government in order to conduct intensive socialization regarding free halal certification which can involve micro and small actors who are successful in participating of halal certification.
Integrasi Sistem Logistik Nasional Berbasis Domestic Integrated Mutualism ke dalam Sistem Inovasi Daerah (SIDa): Telaah Tafsir Qs Yusuf Ayat 43-49 Dan Qs Yasiin Ayat 55 Cahyaning Budi Utami; Faiqul Hazmi
Isti`dal : Jurnal Studi Hukum Islam Vol 9, No 2 (2022): Islamic Law
Publisher : Faculty of Sharia and Law Universitas Islam Nahdlatul Ulama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/ijshi.v9i2.3717

Abstract

Mayoritas mata pencaharian penduduk Indonesia ialah petani, sehingga Indonesia dikenal sebagai negara agraris. Namun hal tersebut belum mampu dimaksimalkan melalui pengelolaan yang terpadu dan profesional untuk kesejahteraan rakyat Indonesia. Meski produktivitas pertanian tinggi, Indonesia tetap menjadi importir produk pertanian. Melalui telaah tafsir QS Yusuf ayat 43-49 dan QS Yaasin ayat 35, penulis mencoba memberikan gagasan teknologi agraria untuk memenuhi kebutuhan pangan domestik berbasis produk pertanian dalam negeri maupun melakukan ekspor melalui integrasi Sistem Logistik Nasional ke dalam Sistem Inovasi Daerah (SIDa). SIDa di tiap daerah akan berbeda sehingga komoditas yang akan tersedia pun beraneka macam yang selanjutnya akan disimpan ke dalam Sislognas berbasis domestic integrated mutualism. Tujuan dari gagasan ini adalah menjaga kecukupan pangan dan harga yang relatif stabil tanpa dipengaruhi oleh musim ekstrim atau pada saat panen. Semua solusi yang ada merupakan hasil dari telaah tafsir QS Yusuf ayat 43-49 dan QS Yaasin ayat 35.
Peningkatan Daya Saing UMKM Rempeyek Udang Desa Berahan Wetan melalui Legalitas Usaha dan Sertifikasi Halal Imron Choeri; Cahyaning Budi Utami; Faiqul Hazmi; Amrina Rosyada; M. Emil Hakim Aba; Muhammad Izzun Nidhom
Darmabakti : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol 4 No 1 (2023): Darmabakti : Junal Pengabdian dan Pemberdayaan Masyarakat
Publisher : Lembaga Peneliian dan Pengabdian Masyarakat (LPPM) Universitas Islam Madura (UIM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31102/darmabakti.2023.4.1.97-102

Abstract

Diberlakukannya UU Jaminan Produk Halal, setiap produk di Indonesia harus memiliki sertifikat halal. Pemerintah melalui Badan Penyelenggaran Jaminan Produk Halal menyelenggarakan setifikasi halal gratis bagi produk UMKM. Tujuan program pengabdian ini adalah untuk memfasilitasi pendaftaran Nomor Izin Berusaha (NIB), sosialisasi syarat, cara pengajuan sertifikasi halal dan pendampingan pengajuan sertifikasi halal secara self declare. Sasaran pelaksanaan yang dipilih adalah ibu-ibu pelaku usaha rempeyek udang yang ada di Desa Berahan Wetan. Setelah program pengabdian dilaksanakan seluruh peserta mendapatkan NIB dan telah diajukan sertifikasi halalnya.
Komitmen Bank Syariah Indonesia (BSI) dalam Mendukung Pertumbuhan Sektor Pertanian di Indonesia Sholihatussifa, Nailis; Wahidullah; Utami, Cahyaning Budi
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 01 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) : September-November
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i01.621

Abstract

Badan Pusat Statistik (BPS) The agriculture sector plays an important role in Indonesia's economic development, construction, and trade. As an agricultural country, the agricultural sector can protect natural resources, provide security and welfare, and create jobs. However, the development of Indonesia's agricultural sector faces several obstacles and challenges. This research is a quantitative study where researchers have a strong foundation of information as a scientific result. This research also takes from several data sources such as books and documents, relevant journals, websites to strengthen the author's arguments in conducting this research. The data collection technique used in this research is quantitative data analysis which uses secondary data in the form of annual reports 2021-2023 distributed by PT Bank Syariah Indonesia Tbk. By using Descriptive Data Analysis Techniques and Drawing Conclusions. To obtain this data, it can be obtained from the internet media. It shows that on the contract side, financing in the agricultural sector at BSI is dominated by the Murabahah contract, the second position is the Musyarokah contract, the third is the qordh contract, then the Mudharabah contract. the amount of financing disbursed to the agricultural sector continues to increase from year to year. Currently, the largest financing product at BSI is Murabahah. For the banking industry, this product is a popular product because the transaction is easy to do and does not have a high risk. Murabahah financing is the type of financing that is most widely distributed by Islamic banks to the agricultural sector. BSI has developed various financing products for small and medium enterprises in agriculture, including the BSI Mitra Plasma Sawit program. This financing is dominated by Murabahah contracts, which shows BSI's innovation in Islamic financing schemes.
WHAT DRIVES CONSUMER SATISFACTION IN USING ISLAMIC FINANCIAL TECHNOLOGY? Utami, Cahyaning Budi; Slamet, Slamet
IJIBE (International Journal of Islamic Business Ethics) Vol 6, No 1 (2021): March 2021
Publisher : UNISSULA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ijibe.6.1.27-36

Abstract

The purpose of this study is to examine the relationship between attitude toward Islamic financial technology as specific religious attitude and consumer based brand equity as market driven variable toward consumer satisfaction in Islamic financial technology. A questionnaire was designed to collect data from users of online service of Islamic financial technology in Indonesia. Incidental sampling method was adopted to collect data from the existing users. Regression analysis was used to test the proposed research model. This study become the first research how specific religious attitudes and market driven affect the consumer satisfaction. This research is a survey-based study. Hence a representative sample is mandatory. The result show that attitude toward Islamic financial technology insignificantly influences consumer satisfaction, meanwhile the consumer based brand equity has a positive effect on consumer satisfaction.
THE ROLE OF HALAL AWARENESS IN AFFECTING COSMETIC PURCHASE BEHAVIOR Hazmi, Faiqul; Utami, Cahyaning Budi
Journal of Islamic Tourism Halal Food Islamic Traveling and Creative Economy Vol 4 No 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/ar-rehla.v4i2.10177

Abstract

Abstract: The critical point of halal beauty products leads many consumers to prioritize the halal status of the products they purchase. In Indonesia, a country with a predominantly Muslim population, the demand for halal beauty products has made it the world’s second-largest market in this sector. This study applied online questionnaire. The study retained a total of 114 valid responses. Findings from this study indicate that the halal label significantly influences both halal awareness and purchase intention. Additionally, halal awareness has a substantial effect on purchase intention, which in turn significantly impacts purchasing behavior. However, halal awareness does not moderate the relationship between the halal label and purchase intention. Future research could consider examining product characteristics as factors influencing purchase intentions and behavior. The practical implications of this study include: (1) beauty manufacturers are encouraged to certify their products as halal; and (2) fostering halal awareness should be a shared responsibility across stakeholders. Keywords: halal label, halal awareness; intention to buy; purchase behaviour. Abstract: Titik kritis ketidakhalalan produk kecantikan membuat beberapa konsumen memperhatikan status kehalalan produk yang akan dibelinya. Indonesia dengan penduduk mayoritas muslim juga menjadi negara terbesar ke dua dalam pembelian produk kecantikan halal. Penelitian ini menggunakan kuesioner online dalam pengumpulan datanya. Jumlah respon yang valid sebesar 114. Hasil penelitian ini menunjukkan bahwa label halal berpengaruh signifikan terhadap kesadaran halal dan intensi untuk membeli, kesadaran halal memiliki pengaruh signifikan terhadap intensi untuk membeli, intensi untuk membeli berpengaruh signifikan terhadap perilaku pembelian, kesadaran halal terbukti tidak mampu memoderasi hubungan label halal terhadap intensi untuk membeli. Implikasi praktis dari studi ini (1) produsen produk kosmetik agar mendaftarkan produknya untuk memperoleh sertifikasi halal; (2) peningkatan kesadaran halal menjadi tanggungjawab bersama. Keywords: label halal; kesadaran halal; intensi membeli, perilaku pembelian.
Penyaluran Pembiayaan Akad Qardh Pada Perempuan Berwirausaha Di Jepara Azhari, Laili Afita; Hazmi, Faiqul; Utami, Cahyaning Budi
Sharef: Journal of Sharia Economics and Finance Vol 1 No 2 (2023): Journal of Sharia Economics and Finance Vol. 1 No. 2 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jsef.v1i2.671

Abstract

Penelitian ini bertujuan untuk mengetahui dari Dampak Penyaluran Pembiayaan Akad Qardh Pada Perempuan Berwirausaha: Studi Kasus Di KSPPS Guna Lestari Jaya Jepara. Penelitian ini adalah penelitian kualitatif dengan menggunakan pendekatan penelitian deskriptif. Metode pengumpulan data yang digunakan yaitu data primer dan sekunder, yang dilakukan dengan cara observasi, wawancara, dan dokumentasi. Hasil penelitian ini menyatakan bahwa, Pertama, prosedur penyaluran pembiayaan akad qardh terdapat beberapa tahapan, tidak ada perbedaan antara anggota satu dengan anggota lainnya, namun ada perlakuan khusus untuk anggota lama jika ingin mengajukan pembiayaan lagi maka petugas tinggal mengecek di BMT checking, jika riwayatnya baik maka bisa langsung diberikan pembiayaan. Kedua, pembiayaan akad qardh tersebut berdampak bagi pertumbuhan dan perkembangan UMKM khususnya bagi para perempuan berwirausaha yang belum bisa mengakses ke perbankan. Rata - rata pembiayaan tersebut digunakan untuk menambah modal, dan mengembangkan usahanya dalam hal produksi.
Efek Pembiayaan Mudarabah dan Musyarakah pada Return on Equity (ROE) Safitri, Siti Zulia; Hazmi, Faiqul; Utami, Cahyaning Budi
Sharef: Journal of Sharia Economics and Finance Vol 1 No 2 (2023): Journal of Sharia Economics and Finance Vol. 1 No. 2 (2023)
Publisher : Universitas Islam Nahdlatul Ulama Jepara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34001/jsef.v1i2.746

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan mudarabah dan pembiayaan musyarakah terhadap tingkat Return On Equity (ROE) pada Bank Umum Syariah periode 2019-2021. Data yang digunakan dalam penelitian ini adalah data sekunder yang diperoleh dari Bank Umum Syariah yang terdaftar di Otoritas Jasa Keuangan (OJK). Sampel dalam penelitian ini berjumlah 9 Bank Umum Syariah yang menyajikan laporan keuangan Mudarabah, Musyarakah dan Return On Equity (ROE). Teknik analisis data yang digunakan dalam penelitian ini adalah metode regresi data panel, dengan metode pengumpulan data menggunakan cara dokumentasi, dan metode pengolahan data menggunakan program Eviews. Hasil penelitian menunjukan, secara individu (parsial) variabel pembiayaan Mudarabah dan Musyarakah tidak berpengaruh terhadap tingkat Return On Equity (ROE), dan secara bersama-sama (simultan) variabel pembiayaan Mudarabah dan Musyarakah berpengaruh signifikan terhadap tingkat Return On Equity (ROE) pada Bank Umum Syariah periode 2019-2021. Pengaruh pembiayaan Mudarabah dan Musyarakah terhadap tingkat Return On Equity (ROE) adalah sebesar 83.49% dan sisanya sebesar 16.51% dipengaruhi oleh faktor lain yang tidak diteliti dalam penelitian. Bagi pihak manajemen Bank Umum Syariah, diharapkan mampu mengembangkan lebih lagi terhadap pembiayaan yang berpotensi dapat meningkatkan profitabilitas dan lebih memperhatikan faktor pembiayaan macetnya sehingga mampu menekan kerugian dan meningkatkan profitabilitas Bank Umum Syariah.
Analisis Peran Sistem Informasi Produk Penyerapan Dana Pada Baitul Mal Wa Tamwil Mitra Utama Oktaviani, Vika Rohma; Ansori, Miswan; Utami, Cahyaning Budi
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 6 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business (2024)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i6.1970

Abstract

This article aims to analyze the role of Sharia Savings and Loans Cooperatives (KSPPS) in improving the welfare of the Sinanggul community, Jepara. KSPPS plays an important role in providing access to sharia-based finance, which supports the development of the community's economy by avoiding the practices of usury, gharar, and maysir. Based on data from previous studies, KSPPS has been proven to have a significant impact on increasing community income and welfare, especially through the provision of financing for micro, small and medium enterprises (MSMEs). This study uses a descriptive qualitative method with a case study approach to explore more deeply how KSPPS in Sinanggul plays a role in supporting local economic development. The results of the study show that through sharia savings and financing products, KSPPS is able to increase financial inclusion and the economic welfare of the local community.
Co-Authors Alma'lufah, Robi'ah Amrina Rosyada Ansori, Miswan Ashari, Teguh Azhari, Laili Afita Benzi, Kifa Yola Binti M Zahro Chouarfa, Houda dedi kurniawan Ernawati, Siti Faristania, Reza Anida Hazmi, Faiqul Imron Choeri Kaila, Adinda Nafaul M. Emil Hakim Aba Miftakhul Khasanah Mubarok, Ahmad Fauzan Muhammad Izzun Nidhom Munasir Nafakhatussahariyyah, Nafakhatussahariyyah Oktaviani, Vika Rohma Rizka Aulia Sadiyah, Khalimah Safitri, Siti Zulia Salam, Nur Cahyo Muhammad Agus Sholihatussifa, Nailis Slamet Slamet Wahidullah Wahidullah Wahidullah, Wahidullah