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CITRA EKONOMI
Published by STIE Graha Karya Muara Bulian
ISSN : -     EISSN : 27219275     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal CITRA EKONOMI terbit sebanyak 2 kali dalam satu tahun. Periode terbitan jurnal ini adalah pada bulan April dan Oktober setiap tahunnya. Jurnal ini dikelola oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) STIE-Graha Karya Muara Bulian. Kepada semua peneliti kami persilahkan untuk menerbitkan hasil penelitiannya sesuai dengan bidang ilmu ekonomi. Jurnal CITRA EKONOMI telah mendapatkan nomor ISSN sejak tanggal 27 April 2020 dengan nomor : 2721-9275.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 63 Documents
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Pengaruh Produk Bank Syariah Mandiri Terhadap Minat Menabung Masyarakat Kecamatan Muara Tembesi Kabupaten Batanghari Sumantri Sumantri
CITRA EKONOMI Vol. 1 No. 1 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

Interest is a psychological aspect and not just coloring someone's behavior to do activities that cause someone to feel attracted to something. Besides interest has a broad meaning, because with interest will be able to change something that is not clear to be clearer. Interest is an interest or tendency that is closely related to feelings, especially feeling happy (positive) towards something that is considered valuable or as needed and gives satisfaction to it and the products issued by Bank Mandiri Syariah are a group of services produced by Bank Mandiri Syariah which then offered to the community in order to facilitate the community in placing their funds so that the funds owned are safe. The purpose of this journal preparation is to Want to Analyze the influence of Bank Mandiri Syariah Products on the interest of saving people in Muara Tembesi, Batanghari Regency. The research method used in this research is to use quantitative descriptive which is a study using data analysis in the form of numeric or numeric. The purpose of this study is to develop and use mathematical models or theories related to the phenomena investigated by researchers. From the data obtained by the researcher, what is the objective of this in-research study which includes the influence of Bank Mandiri Syariah products on the interest of saving the Muara Tembesi community in Batanghari Regency.
Analisa Dampak Motivasi, Inovasi, dan Lokasi Pada Keberhasilan Usaha Kue Tradisional Holala Kota Jambi Evi Fauzani; Etty Siswati
CITRA EKONOMI Vol. 1 No. 1 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The purpose of this study was to analyze the influence of motivation , innovation and location on the success of the Holala Traditional Cake in Jambi City . This type of research is quantitative - descriptive . Quantitative method is a method that use quantitative analysis tools , where the results of the analysis are presented in the form of numbers which are explained and interpreted in a description , while descriptive method is a method that describes a set of data that will be made , both by researchers themselves and in groups, researchers use SPSS 22 to test the research . The population and sample in this study were employees of Holala Traditional Cakes with 20 respondents . Data collection technique that used was questionnaire . Results of this study are significant influence of motivation for business success because t count > t table (-3.294> 2.119) and resulting significant value (0.005 & lt;0.05). Innovation has no significant effect on business success due to t count < t table (0.706 & lt ; 2.119) and the resulting significant value (0.491 & gt ; 0.05). Location has a significant effect on business success due to t count > t table (20,365> 2,119) and the resulting significant value (0,000 & lt ; 0.05). Motivation , innovation , and location simultaneously have a significant effect on business success , because the results of the f test carried out resulting the value of count & gt ; f tabel ( 176.787 & gt ; 3.24) and with significant value generated (0,000 & lt ;0.05).
Analisis Kinerja Keuangan Pada Toko Photo Copy dan Alat Tulis Bulpa Jaya Mandiri Fauziah Fauziah; Desmawati Desmawati
CITRA EKONOMI Vol. 1 No. 1 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The company's financial performance is the result of many individual decisions that are made continuously by management. Therefore to assess the financial performance of a company, it is necessary to involve an analysis of the cumulative and economic financial impacts of decisions and consider them using a comparative measure. Analysis carried out is limited to information from Bulpa Jaya Mandiri Copy and Stationery from 2016 to 2018, to assess the condition of financial performance presented in the financial statements including the balance sheet, income statement and changes in financial position, but for the purpose of this analysis use more balance sheets and income statement statement. To find out the condition of financial performance, several analytical tools are needed, including liquidity ratios, solvency ratios, activity ratios and profitability ratios. When compared with the standard financial soundness criterion, the figure below 30% indicates the financial condition and financial soundness of the Bulpa Jaya photocopy shop independently and unhealthy, with a poor value. This means that the ability of Bulpa Jaya Mandiri photo copy shops is 17.82% of the owner's capital.
Analisa Maksimum Produksi dalam Pemenuhan Kebutuhan Konsumen Serta Perhitungan Laba Usaha Pada Industri Batu Bata Usaha Baru Desa Sungai Buluh Kecamatan Muara Bulian Ratumas Hartha Delima; Nadiatul Khoiroh
CITRA EKONOMI Vol. 1 No. 1 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The title of this research is the Analysis of Maximum Production in Meeting the Needs of Consumers as well as the Calculation of Business Profits in the New Business Brick Industry Sungai Buluh Village, Muara Bulian District. The purpose of this study was to determine the analysis of production development, sales volume, and operating profit in the new brick industry of Sungai Buluh Village. Data analysis method is using quantitative descriptive approach. Intended for the problem by describing the data obtained through observation, interviews in the literature in accordance with the problems studied. Data obtained directly from employees and leaders of the New Business Bricks Industry. The results of the study that the authors found in the field are as follow. From the data of the development of new brick business production in Sungai Buluh Village in 2018-2019, the production development experienced an instability every month. The highest increase occurred in November 2018, an increase of 33%. Then the lowest increase occurred in September 2018 5.6% with an average production development of 0.005%. And If seen from the data development of potential business demand for new brick businesses in Sungai Buluh Village in 2018-2019, the development of potential demand on a monthly basis is experiencing instability. The highest increase occurred in November 2018, an increase of 5,0%. And then the lowest increase was only 5,6% due to the decline in purchasing power of new business products in Sungai Buluh Village with an average potential growth of 2,4%. When viewed from the sales volume data at the New Business Bricks Company is unstable or up and down. The highest increase of 11,4% was due to many factors, one of which was the increase in consumer demand for products from the new brick business because of the large number of housing and other buildings. And then the lowest increase was only 10,2% due to the decline in purchasing power of new business products in Sungai Buluh Village. That is expected due to declining economic factors so that people's purchasing power is decreasing. So the profit in the brick business is a new business in producing 40,000 bricks which is Rp. 4.170.000.
Analisis Studi Kelayakan Pengembangan Usaha Pakaian Wanita Pada Usaha Risya Fashion Muara Bulian Siti Marlina; Reni Setiawati
CITRA EKONOMI Vol. 1 No. 2 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

This study aims to determine the amount of investment and working capital, determine the condition of the aspect of the feasibility study, and determine the feasibility of the business assessed from the investment criteria on development Of Effort Women clothes Risya Fashion in jalan Baru Talang Inuman. In this research, the analytical method used is descriptive qualitative analysis method, which is a method used to measure the feasibility of a business in women clothing business measurement of quantitative data through calculation of investment data to measure business feasibility.As for expense of Invesment and Working capital required for the Development Of Effort Women clothes Risya Fashion in jalan Baru Talang Inuman this equal to Rp. 184.248.500. Source of - source of this fund cover capital alone equal to Rp. 84.248.500 and Bank loan equal to Rp. 100.000.000 with rate of interest 12%. From overall of used aspect development of this Effort, that is Aspect law, Environmental aspect, Aspect Market and marketing, technological and Technical aspect, Management aspect and of resource human being, Monetary aspect which required in development of Effort Development Of Women clothes Risya Fashion in jalan Baru Talang Inuman competent to be developed. While plan development of the effort studied by 5 invesment criterion method that is with method of Net Present Value ( NPV ) equal to Rp. 129,536,531.70is, Internal Rate Of Return ( IRR ) equal to 55.51 %, Net Benefit Cost Ratio ( Net B / c ) equal to 1,5375, Gross of Benefit Cost Ratio ( Gross of B / c ) equal to 1,1057and Break Even Point ( BEP ) showing needed to time close over nvestment equal to Rp. 184.248.500, is during 4 year 6 months 22 day.
Analisis Sistem Manajemen Keselamatan dan Kesehatan Kerja (K3) Pada Kantor Badan Penanggulangan Bencana Daerah (BPBD) Kabupaten Batang Hari Ratna Ratna; Nadiatul Khoiroh; Muhammad April Riansyah
CITRA EKONOMI Vol. 1 No. 2 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The purpose of this study was to determine the occupational health safety management system at the Office of the Regional Disaster Management Agency (BPBD) in Batang Hari Regency. The research method used is descriptive qualitative. Methods of data collection by library research and field research from interviews and observations. Methods of data analysis by data reduction, data presentation, and data inference. The results showed that from 3 dimensions related to perceptions of safety management within the organization, namely (1) commitment to management leadership where leaders prioritize work safety for members, (2) empowerment of safety management, leaders give confidence to all members (BPBD) because leaders are confident in their abilities. (3) management fairness towards work safety, management treats all members equally, there is no difference between new and old members and 4 dimensions related to perceptions of the work group, among others (1) workers' commitment to the promotion of work safety, indicating commitment to work safety, being active in the promotion of work safety and caring about the safety of others (2) showing that BPBD members prioritize community safety without neglecting their own safety (3) learning, communication and trust, in the workplace in discussing i su-safety issues, learn from work experience, help each other to be able to work safely, accept input related to work safety properly and believe in each other's ability to ensure safety while working is good (4) trust in the effectiveness of work safety systems However, workers' perceptions regarding the belief in the effectiveness of the work safety system run by members of the Batang Hari BPBD have been going well.
Analisis Ketimpangan Pendapatan di Provinsi Jambi Wiyan Mailindra
CITRA EKONOMI Vol. 1 No. 2 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The purpose of this study is 1) to find out the Gross Regional Domestic Product (PDRB) in jambi province 2) to determinan the development of the population in Jambi Province 3) to find out in income inequality indexin Jambi Province, the anatycal tool used in this study is the development analysis and Wiliamson Index analysis, the result of the development of Gross Regional Domestic Product (GRDP) on average experienced in crease where the biggest increase in 2017 was 174.441.438 or 9,35% and the lowest descrease in 2013 was 130.146.203 or 12,75% then the result of the development of the population number in Jambi Province on average that the index value 0f 0,513 was categorized as moderate, the higgest Wiliamson Index value occurred in 2016 with a value of 0,67 and the lowest Wiliamson Indeks value in years on 2017 with an Indeks value of 0,41 (Medium) from this study is the conclusion of the result of the a study that the development of gross regional domestic product (GRDP) has desrease and the population has increase to analyzed theim balance of the Jambi Province categorized in the category (Medium).
Persepsi Konsumen Terhadap Pasar Tradisional (Studi Kasus pada Pasar Keramat Tinggi Muara Bulian) Ahmad Fithoni; Nur Fadillah
CITRA EKONOMI Vol. 1 No. 2 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The purpose of this study was to determine consumer perceptions of product prices, service levels, product quality, physical environment, market location, the diversity of goods in the Muara Bulian high sacred market. This type of research is descriptive research using a quantitative approach. This study will explain consumer perceptions of the variables to be studied, namely variables of product prices, service levels, product quality, physical environment, location and diversity of products sold. In this study, the population is consumers who shop and are around the Keramat Tinggi market area, namely the people of Pasar Baru Village and the Sridadi Society totaling 100 respondents, The results showed that consumer perceptions of product price variables were classified as competitive. The service level is classified as satisfactory. The product quality is good. The physical environment is quite good. The location is classified as strategic, while the diversity of goods in the Muara Bulian sacred high market is good.
Analisis Faktor-Faktor Yang Mempengaruhi Kepuasan Nasabah Menggunakan Layanan Non Tunai Berbasis Teknologi Di Bank Syari’ah Mandiri Cabang Jambi Machfia Win Hidayat
CITRA EKONOMI Vol. 1 No. 2 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The issues raised were: Does the quality of service, low cost, and speed of transactions affect customer satisfaction using technology-based non-cash services at Bank Syariah Mandiri Jambi branch? How is customer satisfaction using technology-based non-cash services at Bank Syariah Mandiri Jambi branch? The objectives of this research are: To find out whether low cost, transaction speed, and service quality have a significant effect on customer satisfaction using technology-based non-cash services at BSM Jambi Branch. To find out how customer satisfaction is using technology-based non-cash services at Bank Syariah Mandiri Jambi Branch. The research method used is a descriptive quantitative approach. It was explained that of the three variables only service quality (x1) and low cost (X2) had a significant effect on customer satisfaction at Bank Mandiri Syariah Jambi Branch. Meanwhile, transaction speed (X3) has no significant effect on customer satisfaction using non-cash services at Bank Mandiri Syariah Jambi Branch.
Analisis Sistem Pengendalian Internal Atas Penggajian Aparatur Sipil Negara Pada Kantor Sekretariat DPRD Kabupaten Batang Hari Fauziah Fauziah; Neng Setiawati; Anggri Anggri
CITRA EKONOMI Vol. 1 No. 2 (2020): 2020
Publisher : LEMBAGA PENELITIAN DAN PENGABDIAN PADA MASYARAKAT STIE-GRAHA KARYA MUARA BULIAN

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Abstract

The Batang Hari DPRD Secretariat Office has an internal control system for ASN payrolls which is shown from the procedures and the existence of an authorization system carried out by the Secretariat. This analysis also aims to determine whether the implementation of control is effective, efficient, and accountable. The method in this research is descriptive qualitative in the form of depicting the object under study which only explains in accordance with reality so that the research objectives can be answered, and the deductive method is an approach that uses logic to draw one or more conclusions based on a set of premises given. Internal Control System At the Secretariat Office of the Batang Hari DPRD, the Secretariat of the Batang Hari DPRD makes efforts - Documents are included in the State assets. - Realizing the importance of the principles of the Internal Control System for an agency, the Batang Hari DPRD Secretariat Office carries out a process of performance review, human resource development, physical control of assets, determination and review of performance indicators and measures, separation of functions, authorization of transactions and events important, accurate and timely records, restriction of access to resources and their records, accountability to resources and their records and good documentation, which according to the Author is in accordance with Principles of the Internal Control System itself. -Verifying the reliability of financial reporting data for each activity directly and complying with the legal basis governing it, analyzing based on risk management in special meetings of the finance department, and ensuring the confidentiality of each data through segregation of duties of each staff in the organizational structure are efforts made by the Office Batang Hari DPRD Secretariat. Procedure for Remuneration of State Civil Servants at the Secretariat Office of the Batang Hari DPRD. The civil servant payroll system implemented at the Batang Hari DPRD Secretariat Office - Salary Disbursement Flow prepared by Salary Master Form (FMG), Salary List, Payment Request Letter (SPP), Payment Order (SPM), Fund Disbursement Order (SP2D) and Disbursement of Salaries.

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