cover
Contact Name
-
Contact Email
nurodin@iuqibogor.ac.id
Phone
+6281316817632
Journal Mail Official
nurodin@iuqibogor.ac.id
Editorial Address
Jl. Moch Noh Nur No. 112 Leuwiliang Bogor-Jawa Barat
Location
Kab. bogor,
Jawa barat
INDONESIA
Journal Islamic Economics Ad Diwan
ISSN : 28097130     EISSN : 28094840     DOI : https://doi.org/10.51192/ad.v1i2.310
Journal Islamic Economics Ad Diwan; Institut Ummul Quro Al-ISlami Bogor adalah jurnal penelitian dalam disiplin ilmu ekonomi islam dan masalah ekonomi syariah yang diharapkan dapat memberikan kontribusi baru atau state-of-the-art untuk pengembangan akademik atau aplikasi dunia nyata atau keduanya. Jurnal ini mencakup artikel penelitian asli, antara lain: Ekonomi Islam, Kewirausahaan Syariah, Manajemen dan Perbankan Syariah, Etika Bisnis Syariah, Manajemen Investasi Syariah, Manajemen Risiko Bank Syariah, Manajemen Dana Bank Syariah, Akuntansi Syariah, Anggaran Bank Syariah, Manajemen Zakat, Modal Syariah Pasar. Jurnal Ad Diwan ini diterbitkan oleh Program Studi Ekonomi Syariah, Fakultas Ekonomi Syariah, Institut Ummul Quro Al-Islami Bogor. Jurnal ini terbit dua kali dalam setahun yaitu Bulan September dan Maret.
Articles 94 Documents
ANALISIS DESKRIPTIF KINERJA KEUANGAN BPRS BANDAR LAMPUNG BERDASARKAN INDIKATOR CASH RATIO, FDR, BOPO, ROA, NPF, DAN KPMM Huda Pangestu; Eki Tiyas Nurulia; Noorikha Pandayahesti Saputeri
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 2 (2026): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i2.2266

Abstract

This study aims to analyze and describe the financial performance of the Islamic Rural Bank (BPRS) Bandar Lampung, based on six key financial ratios: Cash Ratio (CR), Financing to Deposit Ratio (FDR), Operating Expenses to Operating Income (BOPO), Return on Assets (ROA), Non-Performing Financing (NPF), and Minimum Capital Adequacy Requirement (KPMM). BPRS financial performance analysis is crucial for assessing the health, efficiency, and sustainability of Islamic bank operations, particularly during the post-pandemic transition period (2021–2024). This study uses a qualitative approach with a descriptive approach. The data used are secondary data in the form of the annual financial reports of PT. BPRS Bandar Lampung for the 2021–2024 period, as well as publications from the Financial Services Authority (OJK). The data analysis technique employed is qualitative descriptive analysis, encompassing data reduction, data presentation, and drawing conclusions based on comparisons of ratio values with OJK regulatory standards and Islamic banking theory. The results of this descriptive analysis are expected to provide a comprehensive overview of bank financial performance trends and serve as a basis for BPRS management in making strategic decisions to improve efficiency, financing quality, and capitalization
PENDIDIKAN KEWIRAUSAHAAN: KONSEP, KARAKTERISTIK, DAN IMPLIKASINYA TERHADAP KEMANDIRIAN GENERASI MUDA Nadia Ayu Pradila; Rahmawati Alwi
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 2 (2026): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i2.2574

Abstract

This study discusses the importance of entrepreneurial education as a means to foster independence in the younger generation through formal education. Many believe that entrepreneurship requires innate talent, so not everyone can be involved. However, with limited job opportunities and high unemployment rates, entrepreneurial education becomes a solution to encourage young people to become entrepreneurs. The goal of this education is to build self-confidence, creativity, innovation, and the courage to take risks for individuals who do not possess a natural entrepreneurial spirit. This study explains the concepts, characteristics, and implications of entrepreneurial education in empowering the younger generation, with an emphasis on the role of educators in the process. The method used is a literature review from various academic sources
SPIRITUAL BRANDING DALAM PERSPEKTIF EKONOMI ISLAM: INTEGRASI NILAI-NILAI KEAGAMAAN DALAM STRATEGI PEMASARAN DAN RITEL MODERN Sayuti Hamdani; Dede Mahendra; Dodi Mardanus Cane; Fina Nursafitri Nasution; Srinengsih
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 2 (2026): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i2.2877

Abstract

PERAN BAITUL MAAL WAT TAMWIL DALAM UPAYA PEMBERDAYAAN EKONOMI MASYARAKAT PADA BMT AL-AMANAH KABUPATEN SINJAI Santi Novita; Muhammad Nasri Katman; Muslihati
JOURNAL ISLAMIC ECONOMICS AD DIWAN Vol 5 No 2 (2026): AD DIWAN
Publisher : Program Studi Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51192/ad.v5i2.2890

Abstract

Baitul Maal wat Tamwil (BMT) is an Islamic microfinance institution that plays a strategic role in mobilizing and distributing funds to the community through both social services and productive business financing. Its existence is expected to improve community welfare by empowering micro and small entrepreneurs. This study aims to analyze the role of BMT Al-Amanah in empowering the community's economy in Sinjai Regency and to identify the supporting and inhibiting factors affecting its implementation. This study employed a descriptive qualitative approach with economic and sociological perspectives. Data were collected through observations, interviews, and documentation, and were analyzed using data reduction, data display, and conclusion drawing. The findings indicate that BMT Al-Amanah contributes to community economic empowerment by providing business capital financing, financial management assistance, and business promotion guidance. Supporting factors include the availability of financing funds and strong relationships with customers, while the main inhibiting factor is customers' limited availability to participate in mentoring activities. Therefore, BMT Al-Amanah has made a positive contribution to community economic empowerment through sustainable financing and business development programs

Page 10 of 10 | Total Record : 94