cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Muh. Hasbi Ash. Shiddiq
Contact Email
hasbi.m.as@iain-bone.ac.id
Phone
+6281332163600
Journal Mail Official
hasbi.m.as@iain-bone.ac.id
Editorial Address
JL. HOS Cokroaminoto Watampone Kabupaten Bone, Sulawesi Selatan INDONESIA
Location
Kab. bone,
Sulawesi selatan
INDONESIA
Islamic Economic and Business Journal
Published by Institut Agama Islam Negeri Bone
ISSN : 27158853     EISSN : 29631025     DOI : 10.30863/iebjournal.v5i1.4214
Core Subject : Economy,
Economics, Econometrics & Finance
IEB (Islamic Economic & Business) Journal is a scientific journal published by the Faculty of Islamic Economics and Business IAIN Bone. This journal contains never-before-published articles in the form of research or applied research articles, study articles related to Sharia Economy and Environment, including Sharia Business, Sharia Banking, Sharia Marketing, Human Resources, Sharia Finance, Zakat, Waqf, Poverty Alleviation, Public Finance, Monetary Economics, Economic Development, Maqasid al-Syariah, Institutional Economics, Sharia Management, Corporate Governance , Risk Management, Securitization and Sukuk, Sharia Capital Market, Insurance and other topics related to this field.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 83 Documents
 5   6   7   8   9 
THE INFLUENCE OF SERVICE CONVENIENCE, TRANSACTION SECURITY, AND DIGITAL LITERACY ON THE SATISFACTION OF GENERATION Z USERS OF BANK SYARIAH INDONESIA (BSI) CARDLESS SERVICES Ainayya salsa nabila siregar Nayya; Ferri Alfadri; Muhammad Arif
Islamic Economic and Business Journal Vol. 8 No. 2 (2026): Islamic Economic and Business Journal
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/iebjournal.v8i2.12303

Abstract

Abstrak Perkembangan teknologi digital mendorong inovasi layanan perbankan, termasuk layanan Cardless Banking yang menawarkan kemudahan, kecepatan, dan efisiensi transaksi. Namun, tingkat pemanfaatannya di kalangan Generasi Z masih dipengaruhi oleh persepsi terhadap kemudahan layanan, keamanan transaksi, dan literasi digital. Penelitian ini bertujuan menganalisis pengaruh ketiga faktor tersebut terhadap kepuasan Generasi Z pengguna layanan cardless Bank Syariah Indonesia (BSI), baik secara parsial maupun simultan. Penelitian menggunakan pendekatan kuantitatif dengan analisis Statistical Package for the Social Sciences (SPSS). Data diperoleh melalui penyebaran kuesioner kepada 80 mahasiswa FEBI UIN Syahada Padangsidimpuan angkatan 2022 yang dipilih sebagai responden. Hasil penelitian menunjukkan bahwa kemudahan layanan, keamanan transaksi, dan literasi digital berpengaruh positif dan signifikan terhadap kepuasan pengguna, baik secara parsial maupun simultan. Keamanan transaksi merupakan faktor yang memberikan pengaruh paling dominan terhadap kepuasan pengguna layanan cardless BSI.   Abstract The development of digital technology encourages innovation in banking services, including Cardless Banking services that offer convenience, speed, and transaction efficiency. However, the level of its utilization among Generation Z is still influenced by the perception of ease of service, transaction security, and digital literacy. This study aims to analyze the influence of these three factors on the satisfaction of Generation Z of Bank Syariah Indonesia (BSI) cardless service users, both partially and simultaneously. The research uses a quantitative approach with the analysis of the Statistical Package for the Social Sciences (SPSS). Data was obtained through the distribution of questionnaires to 80 FEBI UIN Syahada Padangsidimpuan students of the class of 2022 who were selected as respondents. The results of the study show that ease of service, transaction security, and digital literacy have a positive and significant effect on user satisfaction, both partially and simultaneously. Transaction security is the most dominant factor in the satisfaction of BSI cardless service users.
THE ROLE OF THE WAKALAH BIL UJRAH CONTRACT IN ENHACING THE EFFICIENCY OF ORDER BASED BUSINESSES IN CENRANA DISTRICT Fera Pariska; Ismail Keri
Islamic Economic and Business Journal Vol. 8 No. 2 (2026): Islamic Economic and Business Journal
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/iebjournal.v8i2.12304

Abstract

Abstract This study aims to analyze the implementation  of the wakalah bil ujrah contract  and its role in improving the efficiency of the furniture and furniture business in Cenrana District. The research uses a descriptive qualitative approach through field studies. Data was collected through observation, interviews, and documentation of five informants consisting of business owners, intermediaries, and consumers. Data analysis was carried out using the Miles and Huberman model which includes data reduction, data presentation, and conclusion drawn. The results of the study show that the implementation  of the wakalah bil ujrah contract  is in accordance with sharia principles through the application of trust, trust, effective communication, and the provision of ujrah based on agreement. The implementation of the contract is able to increase business efficiency through a clear division of tasks, expansion of marketing, increase in the number of orders, and reduce marketing costs and time. The main contribution of this study shows that the use of social media by intermediaries in  the wakalah bil ujrah scheme  is an important factor in increasing business efficiency without ignoring sharia principles.   Abstrak Penelitian ini bertujuan menganalisis penerapan akad wakalah bil ujrah serta perannya dalam meningkatkan efisiensi usaha mebel dan furnitur pesanan di Kecamatan Cenrana. Penelitian menggunakan pendekatan kualitatif deskriptif melalui studi lapangan. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi terhadap lima informan yang terdiri atas pemilik usaha, pihak perantara, dan konsumen. Analisis data dilakukan menggunakan model Miles dan Huberman yang meliputi reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa penerapan akad wakalah bil ujrah telah sesuai dengan prinsip syariah melalui penerapan amanah, kepercayaan, komunikasi yang efektif, dan pemberian ujrah berdasarkan kesepakatan. Penerapan akad tersebut mampu meningkatkan efisiensi usaha melalui pembagian tugas yang jelas, perluasan pemasaran, peningkatan jumlah pesanan, serta pengurangan biaya dan waktu pemasaran. Kontribusi utama penelitian ini menunjukkan bahwa pemanfaatan media sosial oleh pihak perantara dalam skema wakalah bil ujrah menjadi faktor penting dalam meningkatkan efisiensi usaha tanpa mengabaikan prinsip-prinsip syariah.
ANALYSIS OF PUBLIC INTEREST PERCEPTIONS TOWARD GOLD INVESTMENT (A STUDY IN TANETE RIATTANG DISTRICT, BONE REGENCY) NURHASANAH; ABDULAHANAA; IDA FARIDA
Islamic Economic and Business Journal Vol. 8 No. 2 (2026): Islamic Economic and Business Journal
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/iebjournal.v8i2.12334

Abstract

Abstract This study aims to analyze public perception of gold investment, identify factors that affect investment interest, and examine gold investment practices from an Islamic perspective in Tanete Riattang District, Bone Regency. The research uses a descriptive qualitative approach with a field study method. Data were collected through in-depth interviews and documentation of 15 selected informants using purposive sampling techniques, then analyzed with the Miles and Huberman model through data reduction, data presentation, and conclusion drawn. The results of the study show that the public views gold investment as a safe, stable, liquid, and able instrument to maintain the value of wealth. These perceptions are influenced by experience, social environment, family, and digital information. However, investment interest is still influenced by economic limitations and low financial literacy. From an Islamic perspective, gold investment is allowed as long as it meets sharia principles. This research provides an empirical contribution on the importance of Islamic financial literacy in shaping perceptions and encouraging interest in gold investment in the community.   Abstrak Penelitian ini bertujuan menganalisis persepsi masyarakat terhadap investasi emas, mengidentifikasi faktor-faktor yang memengaruhi minat investasi, serta mengkaji praktik investasi emas dalam perspektif Islam di Kecamatan Tanete Riattang, Kabupaten Bone. Penelitian menggunakan pendekatan kualitatif deskriptif dengan metode studi lapangan. Data dikumpulkan melalui wawancara mendalam dan dokumentasi terhadap 15 informan yang dipilih menggunakan teknik purposive sampling, kemudian dianalisis dengan model Miles dan Huberman melalui reduksi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa masyarakat memandang investasi emas sebagai instrumen yang aman, stabil, likuid, dan mampu menjaga nilai kekayaan. Persepsi tersebut dipengaruhi oleh pengalaman, lingkungan sosial, keluarga, dan informasi digital. Namun, minat investasi masih dipengaruhi oleh keterbatasan ekonomi dan rendahnya literasi keuangan. Dalam perspektif Islam, investasi emas diperbolehkan selama memenuhi prinsip syariah. Penelitian ini memberikan kontribusi empiris mengenai pentingnya literasi keuangan syariah dalam membentuk persepsi dan mendorong minat investasi emas pada masyarakat.

Page 9 of 9 | Total Record : 83

 5   6   7   8   9 

Filter by Year

2020 2026


Reset
Filter By Issues
All Issue Vol. 8 No. 2 (2026): Islamic Economic and Business Journal Vol. 8 No. 1 (2026): Islamic Economic and Business Journal Vol. 7 No. 2 (2025): Islamic Economic and Business Journal Vol. 7 No. 1 (2025): Islamic Economic and Business Journal Vol. 6 No. 2 (2024): Islamic Economic and Business Journal Vol. 6 No. 1 (2024): Islamic Economic and Business Journal Vol. 5 No. 2 (2023): December Vol 5, No 1 (2023) Vol 4, No 2 (2022) Vol 4, No 1 (2022) Vol 3, No 2 (2021) Vol 3, No 1 (2021) Vol 2, No 2 (2020) Vol 2, No 1 (2020) More Issue