Al-Iqtishad : Jurnal Ekonomi
Al-IQTISHAD: Jurnal Ekonomi. Journal that published by Institute Agama Islam Negeri (IAIN) Bone. The journal will focus on providing quality research in the areas of Islamic economics, banking and finance. The goal of the journal is to cover topics that are paramount in modern Islamic economics and finance. Accordingly, papers that focus on emerging and interdisciplinary topics are encouraged. In addition, the goal of the journal is to provide research that is relevant and applicable to a diverse set of Islamic finance researchers and professionals
Articles
65 Documents
<![CDATA[SOLUSI PEMIKIRAN DAN ALTERNATIF PEMECAHAN KEMISKINAN MENURUT KONSEP EKONOMI ISLAM ]]>
<![CDATA[Samsidar Samsidar]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1752
<![CDATA[AbstractEconomic Conception of Islam in Alleviating Poverty, issues touching people's lives under the poverty line. For it is expected how the Islamic economy can be a solution and alternative solutions in order to get out of poverty and to improve the standard of living better. Method used normative approach to welfare oriented efforts of human life as a command / duty or efforts to solve poverty is appointed by the arguments, both of which originated from the Qur'an and the Holy Prophet Challenges faced by the Indonesian nation today is not only cope with the economic crisis , but also how the economics empowerment of the people and community empowerment as a strategy to change the paradigm of economic development with a populist economic conglomerate to give opportunities to the widest alternative economic institutions that implement an economic system that is based Islamic law (shari'a economics) , for example BAZIS, Baitul Maal Wat - Tamwil (BMT) and Islamic institutions are playing layer of grass roots is now more a place in the hearts of middle and small enterprises small - bottom, both urban and rural areas.Kata Kunci: Kemiskinan; Ekonomi Islam.]]>
<![CDATA[AKUNTABILITAS PENGELOLAAN DANA DESA PADA MASA PANDEMI COVID-19 MENURUT PERSPEKTIF SHARIA ENTERPRISE THEORY ]]>
<![CDATA[HAERIANTI HERIANTI]]>
<![CDATA[ AL-IQTISHAD: Jurnal Ekonomi Vol 14, No 1 (2022): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v14i1.2984
<![CDATA[This study discusses the Accountability of Village Fund Management during the Covid-19 Pandemic in Mattanete Bua, Bone Regency in 2020. The purpose of this study is to describe the Form and Results of Village Fund Management Accountability during the Pandemic Period and its perspective according to Sharia Enterprise Theory. The research method used is qualitative with a sociological and phenomenological approach. The results of the study show 1) the form of accountability for managing funds during the Covid-19 pandemic in Mattanete Bua is an accountability report that is made in an orderly, complete and in accordance with applicable regulations, so that it can be said to be accountable. 2) Implementation of Village Fund Management Accountability according to the Sharia Enterprise Theory perspective is known as the trilogy of accountability relationship dimensions, namely accountability to God, humans and nature. The results show that the advantages of accountability are still human-centred.]]>
<![CDATA[CARA MENGHITUNG ZAKAT PERDAGANGAN EMAS DAN PENERAPANNYA OLEH PEDAGANG EMAS DI PASAR SENTRAL WATAMPONE ]]>
<![CDATA[Abdulahanaa Abdulahanaa]]>
<![CDATA[ AL-IQTISHAD Vol 13, No 2 (2021): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v13i2.2541
<![CDATA[Gold traded zakat can be seen from two sides, namely from the side of gold and from the side of trade. As a result, in the field there are differences in how to calculate the amount of zakat, determine the nisab, haul and the time of distribution. The existence of these differences causes no standard unit used, so that it has an impact on the weak legal certainty of gold traded zakat, so that it needs to be handled by scholars and academics by first doing research. This study aims to determine the practice of gold traded zakat in Watampone as the basis for the formulation of standard guidelines of gold trade zakat which will be disseminated to gold traders in order to create uniformity and legal certainty. This research is a field research with a normative approach. The population of this research is Muslim gold traders who have assets that meet the requirements of zakat in Watampone Central Market. The sampling technique was carried out by means of random sampling. Data collection was carried out by direct interviews and questionnaires. The data analysis method used was descriptive qualitative. After conducting the research, it was found that the gold traders at the Watampone Central Market did two ways in the process of calculating and distributing zakat. There are those who count because of their gold (according to the Maliki school of thought), and some are counting because of their trade (according to the jumhur school of thought). There are those who combine gold merchandise with other capital including money (according to the jumhur school of thought), some are separating them (according to the Maliki school of thought). There are those who pay zakat in the form of money (according to the jumhur school of thought) and there are also those who issue zakat in the form of goods / gold (according to the Syafi'i school of thought). They use the same nisab, which is following the golden ratio, but the amount is different.]]>
<![CDATA[KONSEP UANG DAN KEBIJAKAN MONETER DALAM EKONOMI ISLAM ]]>
<![CDATA[Sitti Nikmah Marzuki]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 2 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i2.1757
<![CDATA[AbstractMoney has a very important position in the economy so thatthe Islamic economy money is used for transactions and security.Money is not a commodity that has a price, therefore money cannotbe traded. Money is the public‘s goods, money that is not productive(idle assets) will be taxed so that the number will be reduced,therefore the money should be utilized in the productive sector / realsector (flow concept). The main difference of conventional monetary policy andIslamic monetary policy is the Islamic policy does not recognize theexistence of interest rate instruments as it is clear in the Qur‘an thatusury is forbidden or haram. The wisdom behind the prohibition ofusury is to create partnership relationship between the owners ofcapital and businessmen fairly. A number of conventional monetarypolicy instrument according to Islamic economists such as ReserveRequirement, overalls and selecting credit ceiling, moral suasion andchange in monetary base, equity-based type of securities can still heused to control money and credit, as long as it follows the principlesof Islamic transactions include Wadiah, Musharaka, Mudaraba, arRahn, and al-Ijarah. Kata Kunci: Uang; Kebijakan Moneter; Ekonomi Islam]]>
<![CDATA[PENGARUH LOAN TO DEPOSIT RATIO DAN KUALITAS AKTIVA PRODUKTIF TERHADAP PENCAPAIAN LABA BANK PERKREDITAN RAKYAT (BPR) DI INDONESIA ]]>
<![CDATA[Andi Ruslan]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 1 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i1.1748
<![CDATA[AbstractThis study aims to : ( I ) To analyze the effect Loan to Deposit Ratio ( LDR ) to earnings after tax ( EAT) Rural Bank ( BPR ) in lindonesia ( 2 ) To analyze the effect ofthe quality of earning assets Loans ( KAP - Credit ) to earnings after tar ( EAT) Rural Bank ( BPR ) in lindonesia . ( 3 ) To analyze the effect Loan to Deposit Ratio ( LDR ) and Credit Assets Quality ( KAP - Credit ) simultaneously to earnings gfter tar ( EAT ) Rural Bank ( BPR ) in Indonesia. This study analyzed the effect of the Loan to Deposit Ratio ( LDR ) and the Assets Quality ( KAP ) Credit against net profit qfier tar ( E,4T ) on BPR Indonesia . As for the object of study consists of three variables consist of two (2) independent variables and one (I) dependent variable . independent variable in this study is LDR BPR ( Xl ) Assets Quality ( KAP ) Rural Credit ( ) , while the dependent variable is the net profit after tax of BPR ( EAT ) ( YI ) . The data used beginning in 2000-2012 and analyzed using descriptive statistics , multiple regression analysis using SPSS . The results obtained indicate that ( I ) Variable Loan to Deposit Ratio ( LDR ) no significant effect on profit after tar / Earnings After Tar ( EAT) . but a positive effect . ( 2 ) Variable Credit Assets Quality ( KAP - Credit ) influential significant and positive impact on profit after tar / earnings after Tar ( EAT) . ( 3 ) simultaneously indicates that both variables to Deposit Ratio ( LDR ) and Credit Assets Quality ( KAP - Credit ) significantly influence the profit after tax / Earnings Afier Tax ( EAT ) Kata Kunci: Loan To Deposit Ratio; Aktiva Produktif; Laba Bank.]]>
<![CDATA[ANALISIS PELAKSANAAN CORPORATE SOCIAL RESPONSIBILITY TERHADAP KEPUTUSAN PEMBELIAN KONSUMEN DI HOTEL NOVENA WATAMPONE ]]>
<![CDATA[AIDIL ADHA SYAM]]>;
<![CDATA[AKSI HAMZAH]]>
<![CDATA[ AL-IQTISHAD: Jurnal Ekonomi Vol 14, No 1 (2022): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v14i1.2977
<![CDATA[Penelitian ini bertujuan untuk mengetahui pengaruh pelaksanaan Corporate Social Responsibility terhadap keputusan pembelian konsumen di Hotel Novena Watampone. Jenis penelitian ini adalah penelitian ex post facto dengan menggunakan pendekatan kuantitatif. Populasi dalam penelitian ini adalah para konsumen atau semua orang yang melakukan pembelian fasilitas kamar di Hotel Novena Watampone. Jumlah sampel yang diambil sebanyak 317 responden. Cara pengambilan sampel ini menggunakan teknik simple random sampling. Uji instrumen yang digunakan adalah uji validitas dan uji realibilitas. Uji asumsi klasik menggunakan uji normalitas dan uji linearitas. Teknik analisis menggunakan regresi linear sederhana, uji t dan uji koefisien determinasi digunakan untuk menguji hipotesis penelitian, Hasil penelitian menunjukkan bahwa pelaksanaan CSR berpengaruh signifikan terhadap keputusan pembelian konsumen di Hotel Novena Watampone, dimana besar pengaruh pelaksanaan CSR yaitu sebesar 15,5% terhadap keputusan pembelian konsumen di Hotel Novena Watampone. Maka penting bagi perusahan terkait dalam hal ini yaitu Hotel Novena Watampone untuk memperhatikan pelaksanaan CSR sebagai peluang dalam menarik minat beli konsumen secara khusus dan kesejahteraan perusahaan secara umum.]]>
<![CDATA[MELIHAT BISNIS SEJAK DINI DALAM MENINGKATKAN PRODUKTIVITAS DENGAN MENGGUNAKAN METODE DROPSHIPPING DALAM PERSPEKTIF EKONOMI ISLAM (STUDI PADA MAHASISWA FEBI IAIN BONE) ]]>
<![CDATA[Nuranna Rahim]]>;
<![CDATA[Haslindah Haslindah]]>
<![CDATA[ AL-IQTISHAD Vol 13, No 1 (2021): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v13i1.2537
<![CDATA[This study discusses business from an early age in increasing productivity using the dropshipping method in the perspective of Islamic economics which was carried out among FEBI IAIN Bone students with a qualitative method approach. The results of the study explain that there are several efforts made by FEBI IAIN Bone students in starting their business, namely choosing the business they are engaged in and developing it by introducing to the surrounding environment that the business we run is good, choosing its own advantages in terms of product quality, price, marketing and different product models. Then try to retain customers by maintaining a good name and having a good plan in order to maintain business in the future. Seeing businesses at a young age using themethod dropshipping can increase productivity and this is in accordance with the principles of doing business in Islam. This can be seen from the transparency in entering into cooperation agreements.]]>
<![CDATA[ANALISIS KUALITAS ASET SISTEM PERBANKAN INDONESIA TAHUN 2000-2011 ]]>
<![CDATA[Andi Ruslan]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 2 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i2.1753
<![CDATA[AbstractThe purpose of this study was to determine the quality of the assets or the assets held by the banking system in Indonesia in 2000-2011 by looking at the ratio APYD compared to total earning assets and earning assets (Non-Performing assets) compared to total earning assets owned by commercial banks and Islamic banks in the aggregate ini 2000-2011. The type of data used in this study is secondary data. The data include statistics on Indonesia banking period 2000-2011. Based on the calculations can be seen that the average (mean) ratio APYD Earning Assets, NPA ratio Earning Assets, Earning Asset NPF ratio of commarial banks and Islamic banks over the past ten years each below 5% in the amount of 3.52%, 3.12%, 4.25%. this shows the soundness of the banking Indonesia quality assets performed well.Kata Kunci: Non Performing Assets; Non Performing Financing.]]>
<![CDATA[ZAKAT SEBAGAI PEMBERDAYAAN EKONOMI UMAT DALAM MENGATASI KEMISKINAN ]]>
<![CDATA[Muh. Arafah]]>
<![CDATA[ AL-IQTISHAD Vol 13, No 2 (2021): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v13i2.2542
<![CDATA[Zakat menjadi salah satu solusi alternatif dalam membangun ekonomi umat, sekaligus menciptakan iklim solidaritas sesama manusia, karena zakat menekankan prinsip keadilan dalam sistem ekonomi Islam. Penelitian ini merupakan studi pustaka yang mencoba menemukan teori-teori zakat yang dapat memberdayakan sehingga dapat mengatasi kemiskinan. Hasilnya menunjukkan bahwa dalam kaitannya dengan pemberdayaan ekonomi umat, masalah zakat dapat dilihat dalam dua tingkatan permasalahan. Pertama, pada tingkat pelaksanaan zakat, kedua, pada tingkat pendayagunaan serta pendistribusiannya. Sehingga zakat benar-benar dapat menggerakkan ekonomi umat, khususnya bagi kalangan yang tidak mampu serta dapat mengentaskan kemiskinan.]]>
<![CDATA[PENERAPAN SISTEM PEREKONOMIAN ISLAM (PENDEKATAN NORMATIF) ]]>
<![CDATA[Hj. Hamsidar]]>
<![CDATA[ AL-IQTISHAD Vol 12, No 2 (2020): Al-Iqtishad ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Bone ]]>
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DOI: 10.30863/aliqtishad.v12i2.1758
<![CDATA[AbstractThe implementation of islamic economic sistem a set of common foundations pf economy stipulated in the quran and al-sunnah, builton that foundation according to each environment and time. Al-quran and Sunnah as a source of islamic law plays an important role in providing the basics on the economic sistem in Islam. The main principles of islam presented are in accordance with the intent of human economic sistem according to the economy, the economic characteristics of islam and freedom of economic use according to Islam. Al-quran and sunnah, as norms, also mentioned problems related to the factors of production, working according to Islam, property rghts in islamic view, contract and propertyutilization. Thus, is can be understood that islamic concept of economic activities does not only aim to earthly life alone but is also intended for the afterlife.Kata kunci: Penerapan; Ekonomi Islam; Pendekatan Normatif.]]>
