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Contact Name
Arna Suryani
Contact Email
arna_halim@yahoo.co.id
Phone
+6281320024269
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jppd.journal@unja.ac.id
Editorial Address
Jl. A. Manap Kampus UNJA Telanaipura Jambi, Indonesia
Location
Kota jambi,
Jambi
INDONESIA
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Published by Universitas Jambi
ISSN : 23384603     EISSN : 23558520     DOI : https://doi.org/10.22437/ppd.v10i2.15630
Core Subject : Economy,
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah (The Journal of Perspectives on Financing and Regional Development) is an open-access, peer-reviewed international forum for scientists involved in research to publish high quality and refereed papers. Jurnal Perspektif Pembiayaan focuses on publishing theoretical and empirical papers in all fields of economics, business, and management. The journal accepts a variety of papers using a variety of research methods, including statistical analysis, case studies, and field research, articles examining significant research questions from multiple perspectives. In its sixth year (Volume 6), the Journal of Perspectives on Financing and Regional Development has three fundamental changes. First, this journal was originally published four times a year and now has been published six times a year. Second, the journal has been nationally accredited with a SINTA (Science and Technology Index) score of S4 which is valid from 9 July 2018 – 8 July 2023 based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 21/E/KTP/2018 concerning the Ranking of Scientific Journal Accreditation Period I Year 2018. Third, based on the results of re-accreditation, since Volume 6, Issues 2 (September – October 2018), the Journal of Perspectives on Financing and Regional Development has been nationally accredited with SINTA (Science and Technology Index) score of S2, based on the Decree of the Director-General of Development and Research Enhancement, Ministry of Research, Technology & Higher Education of the Republic of Indonesia, Number 10/E/KTP/2019 concerning the Ranking of Scientific Journal.
Articles 433 Documents
Capital market and economic growth in Nigeria Keji Sunday Anderu
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 3 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (890.267 KB) | DOI: 10.22437/ppd.v8i3.9652

Abstract

The objective of this study is to empirically examine the nexus between capital market and economic growth in Nigeria between 1980 and 2017. In the cause of pursuing the desired result, the economic growth was proxy by the gross domestic product (GDP) while the capital market variables considered included market capitalization, all shares index, number of dealings, gross capital formation, exchange rate, value of all transaction and interest rate. This study is predated by the ineffectiveness of capital market which affects liquidity, acquisition of information about firms such as risk diversification, savings harmonization and corporate management. In lieu of this, the research adopted Auto-regressive Distribution Lag model and Bound Cointegration Testing. The results revealed that there is long run relationship between capital market and economic growth in Nigeria. To justify the findings, post estimation tests were conducted. For instance, the Jarque-Beta test suggest that the residuals for both models are normally distributed since the probability value is greater than 5% significant level. Hence, the hypothesis of normal distribution for residuals cannot be rejected. The Breusch-Godfrey Serial Correlation (LM) test re-affirms that the hypothesis of no autocorrelation can be rejected since the probability value is greater than 5% critical value. Henceforward, the study recommends that government should expand the market technological based in order to further improve transactions and dealings, which could enhance its internationalization and competitiveness. Also, regulatory body like security and exchange commission (SEC) should improve its supervisory roles towards reducing shoddy and unethical dealings in the Nigerian capital market
The relationship between of international migration, income per capita and unemployment rate in Indonesia Siti Komariyah; R. Alamsyah Sutantio
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 4 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (482.287 KB) | DOI: 10.22437/ppd.v8i4.9863

Abstract

International migration has become an interesting issue in recent decades as globalization has become increasingly widespread as a form of openness in the world economy. This economic openness also results in changes in life socially, economically and culturally more dynamically. One of the dynamics of socio-economic conditions is shown by the increasingly flexible and dynamic international migration that occurs in several countries. Some underlying factors include conditions of income and unemployment. This study aims to analyse the response of migration when there is dynamics in per capita income as a proxy for welfare and unemployment as a proxy for employment conditions. VAR analysis is a method to see these responses through the IRF. The results of the analysis showed a significant response from migration as a result of the shock that occurred in both variables and with OLS estimation, both of these variables have a significant impact on influencing Indonesia's international migration flow. These is a signal that the main factor causing international migration is dominant due to the dynamics of income and labour market conditions (unemployment) in Indonesia. Although in other cases, migration also has a positive impact on some parties such as increasing income per capita for migrants, reducing unemployment and increasing the country's foreign exchange, but this condition also needs proper supervision and management. This must also be considered from various other aspects such as demographic conditions related to the age structure of the population and availability of employment to create a balance in the labour market
Development on the leading small and medium-sized industry (SMI): food industry in Jambi Province Sesraria Yuvanda; M. Rachmad R.; Zamzami Zamzami; M. Safri
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 3 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (557.562 KB) | DOI: 10.22437/ppd.v8i3.9868

Abstract

The objectives of this research are: 1). to analyze the factors which determine the production of leading small-medium food industry, 2). to analyze the effect of leading small-medium food industry production towards community income. The analysis models used are simultaneous equation model (ESM) and simple regression. The research results show that the determining factors on the production of leading small-medium food industry are investment, production capacity, labor, sales, and the utilization of technology simultaneously. However, individually, the sales have significant influence on the production of leading small-medium food industry in which determined by promotion and market share. In addition, the influence of leading small-medium food industry is very significant on community income with a contribution of 59.54%. The amount of public income in the leading small-medium food industry is IDR 1.5 million for a single production period of 1.5 months or approximately IDR 1 million per month.
A spatial analysis of monetary and non-monetary poverty in Cameroon between 2001 and 2014 TIOMELA YEMEDJEU Alexis; NGASSA NYA Yves Daniel; NKEMGHA ZEUFACK GUIVIS
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 4 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (798.158 KB) | DOI: 10.22437/ppd.v8i4.9929

Abstract

The objective of this study is to analyze the spatial distribution of monetary and non-monetary poverty in Cameroon. The identification of poor households by the monetary dimension is done using the thresholds defined by national institute of statistics. While in the non-monetary, dimension we use multiple correspondence analysis to construct composite indicators of well-being. After calculating the composite indicators, we use the formula developed by Ki et al. (2005) to calculate the poverty line. The data used in this study is from the second, third and fourth Cameroon household surveys. The results show that the incidence of monetary poverty declined from 40.2% in 2001 to 39.9% in 2007 to reach 37.5% in 2014. Non-monetary poverty stagnated between 2001 and 2007, with the incidence going from 60.65% to 61%. In 2014, the incidence declined to 53.84%. The proportion of individuals affected by both monetary and non-monetary poverty increased from 34.34% in 2001 to 35.59% in 2007, and stood at 33.49% in 2014. The rural areas are the most affected by monetary and non-monetary poverty. The region of the country most affected by monetary and non-monetary poverty is the Far North. Taking into account these results, poverty reduction policies in Cameroon should give priority to rural areas. Thus specific measures should be taken to improve access to basic infrastructures in rural areas. The Cameroonian government can also reduce taxes on construction materials.
The Investigation of financial inclusions, financial literation, and financial technology in Indonesia Muhammad Noor; Finnah Fourqoniah; Muhammad Fikry Aransyah
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 3 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (467.229 KB) | DOI: 10.22437/ppd.v8i3.9942

Abstract

The Indonesian Financial Services Authority (Otoritas Jasa Keuangan) states that the financial literacy increase will be followed by developing the financial inclusion index. Nevertheless, the level of public financial literacy is still far behind the financial inclusion index. Perpres No. 82 of 2016 concerning the National Inclusive Finance Strategy sets a target of 75% of the adult population to access financial services in 2019. As information technology develops and internet penetration rates rapidly emerge, digital financial services emerge that make it easier for people to obtain financial services called financial technology. The increasing use of financial technology is one of the drivers for increasing national financial inclusion. This study aims to investigate studies of financial inclusion, financial literacy, both from knowledge, behavior, and financial attitudes, and financial technology. The research is a literature study research examining thirty journals and reports related to Financial Inclusion, Financial Literacy, and Financial Technology. Formed on the respondents' characteristics, gender, age, education, and occupation had an impact on increasing financial inclusion, financial literacy, and financial technology in Indonesia. Many people use financial products and services without having a good knowledge of the functions, how to choose the right according to needs, and do not know the risks of the products used. Recommendation from this is a strategy strategic of the respondents' characteristics is needed in increasing financial inclusion.
Population administration service satisfaction in Lima Puluh Kota District, West Sumatera Meironi Meironi; Werry Darta Taifur; Nasri Bachtiar
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 5 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.378 KB) | DOI: 10.22437/ppd.v8i5.10104

Abstract

Assessment of public satisfaction with an agency's performance that organizes public services needs to be assessed by involving all service attributes because service attributes cannot stand alone, and performance improvement cannot be made separately. Assessment of service attributes is one way to track consumer ratings so that service providers can understand the causes of service problems. This study uses the Importance Performance Analysis (IPA) method. From this study, it was found that the priority that needs to be improved to improve public satisfaction with population administration services is to increase the discipline of officers in serving the community, certainty of service costs, and speed of service.
Cash management practice, SACCO size and Kenya’s deposit taking saving and credit co-operatives financial sustainability Justus Nderitu Maina; Richard Muthii Kiai; Teresia Ngina Kyalo
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 4 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (618.966 KB) | DOI: 10.22437/ppd.v8i4.10161

Abstract

Deposit taking Savings and Credit Co-operatives (SACCO) are solution to social dilemmas like abject poverty, living standards and unemployment. Nevertheless, 14 percent do not maintain sound cash management practices despite SACCOs oversight authority in Kenya offering guidelines and supervision to the enterprises that would assist in maintaining their financial sustainability. This necessitated for the evaluation of the moderating effect of SACCO size on cash management practice and financial sustainability. A descriptive cross-sectional survey design with a positivism philosophical paradigm  was adopted. Emailed questionnaire and data collection sheet were used in data collection which registered a 95 percent response rate. A binary logistic regression results established that with presence of a moderator for the predictor sub-variables, the strength of the relationship between variables registered an insignificant change but with introduction of interaction term, the strength of relationship between variables changed. The study concluded that SACCO size portrayed a statistically significant moderating effect on predictor sub-variables and response variable. The study thus recommends that the management need to consider increasing their SACCO sizes through merging, acquiring the non-performing SACCOs or even conducting intensive marketing since large size SACCO have low chances of being financially unsustainable
Effects of financial development on income inequality in East Java Province Munawaroh Desty Anggraeni; Ris Yuwono Yudo Nugroho
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 5 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (84.81 KB) | DOI: 10.22437/ppd.v8i5.10221

Abstract

The research purposes are: (1) to determine the effect of financial sector development on income inequality in East Java Province, (2) to determine the effect of regional characteristics on income inequality in East Java Province. The study uses descriptive quantitative methods. The analysis method uses panel data regression with time series from 2013 to 2017 and cross-sections of 38 districts in East Java Province. The study results are as follows: (1) financial development has a negative and significant effect on income inequality, (2) the regional budget has a positive and significant effect on income inequality in East Java Province, (3) population density has a positive and significant effect on income inequality, (4) poverty has a positive and significant effect on income inequality, and (5) unemployment has no influence and is not significant in income inequality.
Credit risk management and profitability: empirical evidence on Ethiopian commercial banks Shibiru Tade Kidane
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 4 (2020): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (468.708 KB) | DOI: 10.22437/ppd.v8i4.10225

Abstract

The aim of the study was to assess the impact of credit risk management on the profitability commercial banks in Ethiopia. Secondary data was gathered from National Bank of Ethiopia for ten year periods (2010-2019). The study adopted Correlation analysis and fixed effect Model. Return on Asset was used to measure profitability of commercial banks, bank specific factors(Capital adequacy, Loan and Advances to total deposit, Non- Performing Loans, Bank size and Liquidity and macroeconomic factors (Inflation and Gross Domestic Product) as indicators of credit risk management. The findings showed that Credit Risk Management in terms of bank specific and macroeconomic factors has significant impact on profitability of commercial banks in Ethiopia. Also the result displayed that profitability of commercial banks is not affected by the amount of non- performing loans during the study. The study recommended that banks’ credit risk management should not give due devotion only to the internal factors  but also to external factors exclusively (Gross Domestic Product and Inflation) in order to minimize their negative impact on profitability of commercial banks in Ethiopia
Trade flow of manufacturing sector and foreign direct investment in ASEAN economic integration: the gravity model of trade Diah Wahyuningsih
Jurnal Perspektif Pembiayaan dan Pembangunan Daerah Vol. 8 No. 6 (2021): Jurnal Perspektif Pembiayaan dan Pembangunan Daerah
Publisher : Program Magister Ilmu Ekonomi Pascasarjana Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (332.74 KB) | DOI: 10.22437/ppd.v8i6.10289

Abstract

This study aims to determine the effects of ASEAN economic integration on the manufacturing sector's trade flow and foreign direct investment. This study using panel data regression. The results show that ASEAN economic integration affects trade in the manufacturing sector and foreign direct investment (FDI) in ASEAN member countries. The tariff elimination policy increased trade flows in the manufacturing sector and foreign direct investment. The variable of GDP has a positive and significant effect on the manufacturing sector's trade flows and foreign direct investment. Exchange rate variables have a negative and significant effect on trade flows in the manufacturing sector and foreign direct investment. Meanwhile, the distance variable negatively affects trade in the manufacturing sector, but it does not affect foreign direct investment.

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