cover
Contact Name
Firdaus Annas
Contact Email
firdaus@uinbukittinggi.ac.id
Phone
+6285363466196
Journal Mail Official
ekonomikasyariah.uinbukittinggi@gmail.com
Editorial Address
Data Center Building - Kampus II Institut Agama Islam Negeri (IAIN) Bukittinggi. Jln Gurun Aua Kubang Putih Kecamatan Banuhampu Kabupaten Agam Sumatera Barat Telp. 0752 33136 Fax 0752 22871
Location
Kab. agam,
Sumatera barat
INDONESIA
EKONOMIKA SYARIAH : Journal of Economic Studies
Core Subject : Economy,
EKONOMIKA SYARIAH: Journal of Economic Studies is a journal that publishes research results related to the themes of economics, finance, and Islamic banking. It also provides an important role in promoting the process of knowledge, values and skills. Scientific texts that discuss the topics of economics, finance and Islamic banking are highly expected to be presented. Interdisciplinary approaches to Islamic studies are used as instruments to overcome and solve Islamic economic, financial and banking problems. The editorial team invited researchers, scholars, and Islamic studies and economic observers to submit research articles that had never been published in other media or journals. Ekonomika Syariah is published twice a year, in June and December. The editorial team received the research article, typed 1.15 cm in space on A4 paper, double column, 15-20 pages long or 7000 to 9000 words. Every article published has gone through a peer-review process to maintain the quality of the publication.
Articles 260 Documents
Upaya Bank Kaltim Syari’ah Unit Usaha Syari’ah (UUS) Dalam Menghindari Spekulasi Pada Produk Gadai Emas Alias Candra
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 2 (2019): Juli-Desember 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i2.939

Abstract

The research was raised from the issue of speculation on gold pawning products, where gold pawning products were not used as they should. Based on the research objectives mentioned above, the design of the research is a field research using a qualitative method that uses a sample of 400 gold pawning product customers, as well as the Kaltim Syari'ah Bank Syariah Business Unit as a gold pawning product service provider, The research reveals that the practice of gold pawning can pose risks for both customers and banks, because basically Islam has banned this speculation practice so that unwanted risks occur in running a business. The research shows that the gold pawning product has been carried out according to Bank Indonesia regulations and avoided speculation, as well as the motives carried out by customers in conducting gold pawning transactions are in accordance with the main purpose of the gold pawning product, to meet urgent needs, such as education costs, fees health, housing construction, and venture capital. Penelitian ini diangkat dari masalah spekulasi pada produk gadai emas, di mana produk gadai emas tidak digunakan sebagaimana mestinya. Berdasarkan tujuan penelitian yang disebutkan di atas, desain penelitian adalah penelitian lapangan menggunakan metode kualitatif yang menggunakan sampel 400 pelanggan produk gadai emas, serta Unit Usaha Syariah Bank Syariah Kaltim Syari'ah sebagai layanan produk gadai emas Penyedia, Penelitian ini mengungkapkan bahwa praktik gadai emas dapat menimbulkan risiko bagi pelanggan dan bank, karena pada dasarnya Islam telah melarang praktik spekulasi ini sehingga risiko yang tidak diinginkan terjadi dalam menjalankan bisnis. Penelitian menunjukkan bahwa produk gadai emas telah dilakukan sesuai dengan peraturan Bank Indonesia dan menghindari spekulasi, serta motif yang dilakukan oleh pelanggan dalam melakukan transaksi gadai emas sesuai dengan tujuan utama produk gadai emas, untuk memenuhi kebutuhan mendesak, seperti biaya pendidikan, biaya kesehatan, pembangunan perumahan, dan modal ventura.
Penerapan Bauran Promosi Pada Saluran Distribusi Bagi Produk UMKM Di Kota Padang Erna Susanti; Dimas Perdana Oskar
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 1 (2019): Januari-Juni 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i1.941

Abstract

Souvenirs shop plays important part in selling and introducing the SME’s product. This research purpose are to understand and to identify of how the souvenirs shop in Padang deal in the application of integrated promotional mix. This study uses qualitative descriptive method to 10 souvenirs shop in Padang, Padang Culture and Tourism Office, Padang Cooperatives and SME’s Office, and ASITA West Sumatra. Data collection method used were in-depth interview and focus group discussion. Their understanding in integrated promotional mix are identically expensive and have no direct impact in trading which this research try to change that mislead understanding. In general, the promotion mix that they do is using visual media in the form of bilboard for advertsing, for sales promotion by providing product samples, giving discounts dan brochures. The ability of the resources owned which is still limited and still depends on the programs from related offices for the promotion of teir products.
Pengaruh Financial literacy Terhadap Preferensi Masyarakat Kabupaten Tanah Datar Memilih Produk-Produk Pendanaan Pada Perbankan Syariah Febby Irfayunita; Hesi Eka Puteri
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 1 (2019): Januari-Juni 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i1.973

Abstract

The purpose of this study investigates whether financial literacy affects the  preferences of choosing  the funding product at Islamic Banks. The research method used is a quantutative method that uses a sample of  385 customers of Islamic banks in Tanah Datar district, under condition 2018, this study reveals that financial literacy is positively associated with  the  preferences of choosing funding products.  This finding offer the empirical evidence of the importance on the relationship of financial literacy to the  preferences of choosing  the funding product. It indicates that the financial literacy  is a important point in Islamic banks thay will make peoples turn to Islamic banks . Furthermore, this research recommends strategy of increasing market share of Islamic Bank by increasing public’s finance literacy.
Pengaruh Store Atmosphere Terhadap Impulse Buying Yang Dimoderasi Oleh Faktor Mashlahah Fitria Astari; Ismail Ismail; Anne Putri
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 1 (2019): Januari-Juni 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i1.974

Abstract

The aim of this research is to analyze the influence of store atmosphere on impulse buying which is moderated by mashlahah factor. This research tries to investigate the role of mashlahah factor in affecting relationship between store atmosphere and impulse buying. The study population is all visitors of fashion retail stores in Bukittinggi. Sampling method used in this research is purposive sampling method, final sample counted 152 respondents. The study used a moderated regression analysis (MRA) tool with the SPSS program to test the hypothesis.The findings showed that store atmosphere variable positively affect the impulse buying. The results also prove the mashlahah factor negatively moderating the relationship between store atmosphere and impulse buying.
Influence Of Principles And Independence Accountability Preferences On Muzakki Pay Zakat In Amil Institutions Zakat Izi PKPUKota Bukittinggi septria susanti; Aidil Alfin
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 1 (2019): Januari-Juni 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i1.1065

Abstract

This study aims to analyze whether the accountability and independency principles affect the preferences of muzakki to pay zakat to zakat management institutions. This study uses saturated samples by involving all members of the population as many as 30 permanent muzakki people who routinely pay their zakat to the PKPU Bukittinggi IZI Amil Zakat Institution. This study reveals that the accountability and independency principle has a positive and significant effect on muzakki's preference to pay zakat to zakat management institutions. These findings offer empirical evidence that it is important to implement accountability and independency principles in a zakat management organization to create muzakki preferences. With the existence of a clear system of accountability and reporting and the application of sound organizational principles, muzakki still chooses to distribute their zakat to the zakat management institution itself. Furthermore, this research recommends the strategy to increase muzakki trust in amil zakat institutions.
Pengaruh Religiusitas Dan Budaya Terhadap Prilaku Konsumen Muslim Dalam Membeli Makanan Kafe Rezkina Hayati; Iiz Izmuddin; Anne Putri
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 1 (2019): Januari-Juni 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i1.1265

Abstract

This research attempts to analyze the effect of religiosity and culture on purchasing decisions in buying cafe food in Bukittinggi partially or simultaneously. The design of this study is quantitative correlational. The population is Muslim teenagers in the city of Bukittinggi. The sample of this study was Muslim teenagers in the Bukit Tinggi town who bought cafe food. Furthermore, the determination of the sample to be used as the respondent was done by purposive sampling, by taking and selecting Muslim adolescents in Bukittinggi as respondents.Based on the results of the study it can be concluded that: partially Religiosity and Culture have a positive effect on purchasing decisions in buying cafe food, while Religiosity and Culture simultaneously influence purchasing decisions in buying cafe food where the contribution of the determination coefficient (R Square) is 38.8% and the remaining 61.2% is influenced by other variables which are not included in this similarity regression or variables not examined.
Pengaruh Inovasi Dan Kreativitas Produk Terhadap Ketahanan Ekonomi Masyarakat Pada Industri Kerajinan Kapuk Tessa Yuliani; Liz Izmuddin; Anne Putri
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 4 No. 1 (2020): Januari-Juni 2020
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v4i1.2074

Abstract

 This research is due to the problems in Jorong Batu Limbak related to the problem of making the cotton industry. For the people of Jorong Batu Limbak, the kapok handicraft industry is an industrial activity that must be developed so that people's economic resilience can be increased. This industry initially only processed cottonwood, but in its development there was a business making casual mattresses, dolls and others. The purpose of this study was to analyze the effect of the creativity of the kapok industrial product creativity on the economic resilience of the community in Jorong Batu Limbak. The research method used in this study is field research with a quantitative approach. The sample of this research is cotton entrepreneurs who innovate and creativity in the cotton industry. technical analysis used is multiple linear regression analysis. these findings reveal that Innovation and Creativity in the Kapok Industry in Jorong Batu Limbak have a significant influence on the economic resilience of the community as evidenced by the results of multiple linear regression Y = 12,962 + 0,22X1 + 0,628X2 + e. There is a positive influence between Product Innovation and product creativity on Community Economic Security, which is 51.2%  
Analisis Harga Dalam Perspektif Ibn Khaldun Agus Salihin
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 2 (2019): Juli-Desember 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i2.2086

Abstract

 This study aims to determine the process of determining and pricing mechanisms in the thought of the figure of Ibn Khaldun. This research uses the Library Research method which is one type of qualitative research using the socio historical and historical factual approaches. The data source of this study consisted of primary data and secondary data. While the data analysis used in this study is descriptive analytic. The results showed that sociologically Ibn Khaldun had revealed the process of price formation clearly. According to him, naturally the formation of prices is determined by the role of market mechanisms through a balance between demand and supply in the market. The meeting between the demand and supply factors in the market will form the balance of natural market prices. The existence of government intervention on the market shows that there is a contraction between social economic conditions in determining prices. Besides hisbah is also authorized to maintain the moral and social life of the social community. With hisbah, it is expected that the market mechanism can run normally and the prices formed reflect aspects of justice for market participants. Penelitian ini bertujuan untuk mengetahui proses penentuan dan mekanisme harga dalam pamikiran tokoh Ibn Khaldun. Penelitian ini menggunakan metode Library Research yang merupakan salah satu jenis penelitian kualitatif dengan menggunakan pendekatan sosio historis dan factual historis. Sumber data penelitian ini terdiri dari data primer dan data sekunder. Sedangkan analisis data yang dipakai dalam penelitian ini adalah deskriptif analitik. Hasil penelitian menunjukkan bahwa secara sosiologis Ibn Khaldun telah mengungkapkan proses terbentuknya harga dengan jelas. Menurtnya, secara alamiah terbentuknya harga ditentukan oleh peran mekanisme pasar melalui keseimbangan antara permintaan dan penawaran di pasar. Pertemuan antara faktor permintaan dan faktor penawaran di pasar akan membentuk keseimbangan harga alamiah pasar. Adanya intervensi pemerintah terhadap pasar menunjukkan adanya intraksi antara kondisi sisial ekonomi dalam menentukan harga. Disamping itu hisbah juga berwenang menjaga moral spiritual kehidupan sosial kemasyarakatan. Dengan adanya hisbah diharapkan mekanisme pasar dapat berjalan normal dan harga yang terbentuk mencerminkan aspek keadilan bagi pelaku pasar.
Perbedaan Pandangan Fuqaha Ihwal Bunga Bank dan Riba Rahmat Firdaus
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 2 (2019): Juli-Desember 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i2.2150

Abstract

In this sophisticated era, people generally entrust money to banking services. In addition to getting security guarantees, the public also benefits from banks in the form of interest or profit sharing.Methods and Findings: The purpose of this study was to determine the differences in the views of fuqaha regarding bank interest and usury. This research is characterized by library research as one type of library research and the method used is literature study while data analysis uses content analysis techniques. The results of this study indicate that in understanding bank interest and usury fuqaha different opinions. First, the textual paradigm understands the nature of the prohibition of usury lies in the existence of additional, as the meaning contained by the word riba itself and based on nas confirmation, that only the principal capital can be taken, so that if the ilat is in bank interest, then the bank interest is usury . Second, the contextual paradigm understands the passage of prohibiting usury in context, namely the existence of zulm elements or exploitation that occurs when forbidden usury. So that these conditions when found in the application of bank interest, then the bank interest is categorized as usury with a clear legal status, namely haram. This group sees that what happens in bank interest is no element of zulm or exploitation, so they determine that bank interest does not include usury, and the law is permissible. Pada zaman yang serba canggih  ini, umumnya masyarakat menitipkan uang  pada jasa-jasa perbankan. Selain mendapatkan jaminan keamanan, masyarakat juga mendapatkan keuntungan dari bank berupa bunga atau bagi hasil. Metode dan Temuan:  Tujuan penelitian ini untuk mengetahui perbedaan pandangan fuqaha mengenai bunga bank dan riba. Penelitian ini bercorak library research salah satu jenis penelitian kepustakaan dan metode yang digunakan adalah studi literatur sedangkan analisis data menggunakan teknik analisis isi (content analisis). Hasil penelitian ini menunjukan bahwa dalam memahami bunga bank dan riba fuqaha berbeda pendapat. Pertama, paradigma tekstual memahami ilat pengharaman riba terletak pada adanya tambahan, sebagaimana makna yang dikandung oleh kata riba itu sendiri dan berdasarkan konfirmasi nas, bahwa hanya modal pokok yang dapat diambil, sehingga apabila ilat itu terdapat di bunga bank, maka bunga bank tersebut adalah riba. Kedua,  paradigma kontekstual memahami nas dari pengharaman riba secara konteks, yaitu adanya unsur zulm atau eksploitasi yang terjadi pada waktu diharamkannya riba. Sehingga kondisi tersebut bila dijumpai pada pemberlakuan bunga bank, barulah bunga bank itu dikategorikan sebagai riba yang status hukumnya jelas, yaitu haram. Kelompok ini melihat bahwa apa yang terjadi di bunga bank tidak ada unsur zulm atau eksplotasi, sehingga mereka menetapkan bunga bank tidak termasuk riba, dan hukumnya boleh.
Masyarakat Ekonomi Asean (MEA) dan Bahasa Inggris: Meninjau Kemampuan Bahasa Inggris Mahasiswa Perbankan Syariah dalam Menghadapi MEA Widya Syafitri
EKONOMIKA SYARIAH : Journal of Economic Studies Vol. 3 No. 2 (2019): Juli-Desember 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30983/es.v3i2.2546

Abstract

ASEAN Economic Community (AEC) has been popular since 2016. Therefore, many preparations have already been done by all sectors to makeup this free market. Europe Economic Community has preceeded the famous of AEC. Thus, related to readiness, this article aimed at finding out the alertness that the third semester of Syariah Banking students of IAIN Bukittinggi have already prepared, especially their English ability to struggle with other country in ASEAN. The data of this research was gotten and analyzed quantitatively, by distributing questionnaire to the third semester of Syariah Banking students of IAIN Bukittinggi. The finding showed that the students had not been able to compete with other nations in ASEAN country since English did not become the important lesson for them and it was strengthen the curriculum of syariah banking does support students’ opportunity to learn English more. Masyarakat Ekonomi Asean (MEA) sudah booming dari awal tahun 2016 yang lalu. Sehingga sudah banyak persiapan yang dilakukan oleh semua sektor untuk menghadapi pasar bebas ini.  Ketenaran istilah ini sebelumnya telah didahului oleh pasar bebas di Eropa atau lebih dikenal  Masyarakat Ekonomi Eropa (MEE). Terkait dengan persiapan, maka tulisan bertujuan untuk melihat persiapan yang telah dilakukan oleh mahasiswa semester III Perbankan Syariah IAIN Bukittinggi, khususnya tentang kemampuan bahasa Inggris mereka dalam rangka kesiapan mahasiswa dalam bersaing dengan bangsa yang ada di ASEAN. Data dalam penelitian ini dikumpulkan dan diolah secara kuantitatif, yaitu dengan menyebarkan angket kepada mahasiswa semester III Perbankan Syariah IAIN Bukittinggi. Hasil penelitian menunjukkan bahwa kemampuan bahasa Inggris mahasiswa Perbankan Syariah belum mampu bersaing dengan bangsa lain yang tercakup dalam negara ASEAN.