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Diky Wahyu Surya Pratama
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ICO EDUSHA
Published by Sekolah Tinggi Agama Islam An Najah Indonesia Mandiri
ISSN : -     EISSN : 2775930X     DOI : -
Core Subject : Religion, Economy, Humanities, Education, Social,
Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other
Proceedings of Annual Conference for Education Management and Sharia Economics The journal publishes articles of interest to education practitioners, teachers, education policy makers, and researchers. This journal encompasses research articles, original research report, reviews in Islamic education in any field including 1) Leadership, 2) Public Relation Management, 3) Organizational Behavior, 4) Organizational Culture, 5) Human Resource Management, 6) Financial Management, 7) Decision Making, etc. This journal is published once a year, in the month December.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 249 Documents
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Ethics and Principles of Mu'amalah in Daily Life Based on Sharia Akbar Rasyid, Maulana
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

This article discusses how the ethics and principles of mu'amalah (social and economic relations in Islam) can be applied in everyday life. Mu'amalah teaches about justice, honesty, and benefits for everyone. This article tries to explain the rules of mu'amalah and practical ways to apply them. This research was conducted by reading and analyzing books and articles about mu'amalah. The results showed that the ethics of mu'amalah are very important for creating a just society Keywords: Transactions, sharia principles, ethics
Comparison of Basic Concepts Between Conventional Banks and Sharia Banks Nisa, Khoirrun
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Conventional banks and Islamic banks are two banking systems that have different principles and mechanisms. This article discusses a basic conceptual comparison between the two, with a focus on operational principles, products offered, and socio-economic impact. The research method used is a qualitative approach through literature study. The analysis results show that although both function as financial institutions, fundamental differences in sharia principles and interest are key factors that influence operations and services provided. This article aims to provide a better understanding of both types of banks to help people choose a financial institution that suits their needs. Keywords : Conventional Banks, Sharia Banks, Operational Principles.
The Role of Sharia Capital Markets in Driving National Economic Growth Ahmad Dani Husni
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

The capital market is a market for various long-term financial instruments that can be traded, either in the form of debt or equity. The financial instruments traded in the capital market include stocks, bonds, warrants, rights, convertible bonds and various derivative products such as options (put or call). The existence of the capital market is a reality and a current phenomenon in the midst of the lives of Muslims in this modern century. Viewed from the sharia side, the capital market is one of the means or products of muamalah. Transactions in the capital market, according to sharia law principles, are not prohibited, as long as there are no transactions that conflict with the provisions outlined by sharia. Among them are transactions that contain interest and usury. Sharia also prohibits transactions that contain speculation and contain garar or ambiguity, namely transactions in which fraud is possible. The sharia capital market has emerged as an investment alternative that is not only in accordance with Islamic principles, but also contributes significantly to national economic growth. This article discusses the role of the sharia capital market in driving economic growth with a qualitative approach through literature studies. It was found that Islamic capital markets can increase liquidity, attract investors, and support financing of sustainable projects. Keywords: sharia principles, investment ethics, economic stability
Sharia Financial Institutions : Basic Concepts and Implementation in Society Muhammad Hanafi
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Sharia Financial Institutions (LKS) have emerged as an important alternative in the global financial system, offering solutions for people who want to make transactions in accordance with Islamic principles. This article examines the basic concepts underlying sharia financial institutions, including the prohibition of usury, gharar, and investment in the halal sector. By using a qualitative approach and literature study, this research also analyzes how LKS is implemented in society today, as well as its impact on economic welfare. In addition, this article highlights the challenges faced by Islamic financial institutions, such as limited public understanding and regulations that are not yet fully supportive. It was found that although LKS shows significant growth and positive contribution in increasing financial inclusion, challenges such as education and technology still need to be addressed. Through a better understanding of the concept and implementation of sharia financial institutions, it is hoped that this article can provide insight for stakeholders in optimizing the role of these institutions in a more just and sustainable economy. In this way, Islamic financial institutions are expected to make a greater contribution in creating a financial system that is more ethical and responsive to community needs.    Keywords : sharia principles, LKS structure, halal investment
Sustainable Consumption Harmonizes Life with Islamic Sharia Giyan Wahyudha Putra
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

Sustainable consumption is an approach that prioritizes the wise use of resources to meet current needs without compromising the capabilities of future generations. In the context of Islamic law, this concept is in line with the principles of ethics, justice and responsibility towards the environment. This research aims to explore how sustainable consumption can be integrated with Islamic teachings, as well as its impact on people's lives. Islamic law encourages its followers to live simply, avoid waste, and respect natural resources as a trust from Allah. Through this approach, individuals and communities are invited to apply the principles of responsible consumption, such as choosing environmentally friendly products, supporting fair trade practices, and reducing negative impacts on the ecosystem. This study uses qualitative methods with in-depth literature analysis of Islamic texts and community practices that have implemented sustainable consumption. The results show that there is a close relationship between Islamic teachings and the principles of sustainable consumption, which can increase environmental awareness and create a more sustainable society. Thus, the implementation of sustainable consumption not only contributes to environmental welfare, but also strengthens spiritual and social values ​​in the daily lives of Muslims. It is hoped that this research can contribute to the development of policies that better support the integration of sustainable consumption and Islamic law. Keywords: Sustainable Consumption, Islamic Sharia, Environmental Ethics, Social Responsibility, Sustainability
Waqaf Digital Transformation Towards Better Management Muchamad Bayu Aldi Pamungkas
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

In Indonesia, waqf has great economic and social potential, but its management often faces administrative obstacles, lack of accountability, and limited access to information. The implementation of digital technology, such as blockchain, platform-based applications, and data management systems, enables the waqf management process to become more transparent and structured. With digitalization, waqf managers can more easily track and report the use of waqf funds in real-time, thereby increasing public trust. Technology also facilitates public participation in waqf, especially among the younger generation, by providing faster and easier access through digital platforms. This study uses a qualitative descriptive method with secondary data collection from journals, articles, and related reports. The results show that digital transformation not only increases the social and economic impact of waqf, but also presents challenges such as low digital literacy, technology costs, and the need for supportive regulations. Collaboration between the government, waqf institutions, and technology providers is needed to create an inclusive and sustainable digital waqf ecosystem.   Keywords: digital transformation, waqf, waqf management.
Islamic Banking: Basic Concepts of Service Products and Their Implications in Society Rosyidah, Tauwabur
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

Islamic banking has emerged as an alternative option in the global financial system, offering products and services designed in accordance with Islamic sharia principles. This article aims to discuss in depth the basic concepts of Islamic banking products and services and their implications in society. Using a qualitative approach through literature study, this study explores several important aspects: first, the basic principles underlying Islamic banking, which include the prohibition of usury, gharar, and maysir. Second, the various types of products offered by Islamic banks, such as murabahah, mudharabah, and musyarakah financing, which are designed to meet customer needs in an ethical and equitable manner. This study also analyzes the socio-economic impact of Islamic banking in society. The results of the study indicate that Islamic banking not only functions as a tool to fulfill financial needs, but also contributes to strengthening social values, such as justice, cooperation, and social responsibility. Thus, Islamic banking can play a role in improving community welfare and encouraging inclusive economic growth. This study concludes that Islamic banking has the potential to become an important pillar in a fairer and more sustainable financial system, while inviting the public to understand and utilize Islamic financial products in everyday life.   Keywords: Sharia principles, Islamic economics, Social implications
Minimizing Risks and Maximizing Benefits: Risk Management Strategies in Productive Waqf Management Qurrotul A’yuni
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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This study aims to examine marketing management strategies that can be applied by educational institutions to enhance their competitiveness in the digital era. In an era increasingly influenced by technological advancements, digital marketing is crucial for educational institutions to attract prospective students and improve their reputation. This research employs a literature review method by analyzing various relevant sources on digital marketing, marketing management strategies, and the competitiveness of educational institutions. The findings reveal that implementing digital marketing strategies, such as the use of social media, content marketing, and search engine optimization (SEO), can enhance the competitiveness of educational institutions in an increasingly competitive market.  Understanding productive waqf Waqf is an important concept in the Islamic economic system that has been known since the time of the Prophet Muhammad SAW. As a social and religious instrument, waqf has great potential to empower people and help solve various social problems. Waqf is generally considered as property that is donated permanently, which is used for social purposes such as education, health and infrastructure development. ). Productive waqf includes several components, including identifying, controlling, implementing Good Corporate Governance, monitoring and evaluation systems. Risk identification in productive waqf investments is an important step to ensure the continuity and effectiveness of waqf asset management. Risk disclosure strategy in productive waqf management Minimizing Risk and Maximizing Profits in Productive Waqf Management Productive waqf management requires an effective management strategy to ensure waqf assets can provide sustainable benefits, ). Productive waqf includes several components, including identifying, controlling, implementing Good Corporate Governance, monitoring and evaluation systems. Risk identification in productive waqf investments is an important step to ensure the continuity and effectiveness of waqf asset management. Risk disclosure strategies in productive waqf management Minimizing risks and maximizing profits in productive waqf management Productive waqf management requires effective management strategies to ensure waqf assets can provide sustainable benefits Keywords: Marketing Management, Educational Institutions, Digital Era         Meminimalkan Risiko dan Maksimalkan Keuntungan Strategi Manajemen Risiko dalam Pengelolaan Wakaf Produktif   Qurrotul A’yuni STAI An Najah Indonesia Mandiri Sidoarjo qurrotulyuni27@gmail.com   ABSTRAK  Pengertian wakaf produktif Wakaf merupakan salah satu konsep penting dalam sistem ekonomi Islam yang telah dikenal sejak zaman Nabi Muhammad SAW. Sebagai instrumen sosial dan keagamaan, wakaf memiliki potensi besar untuk memberdayakan umat dan membantu memecahkan berbagai masalah sosial. Wakaf pada umumnya dianggap sebagai harta yang disedekahkan secara permanen, yang digunakan untuk kepentingan sosial seperti pendidikan, kesehatan, dan pembangunan infrastruktur. ). wakaf produktif mencakup beberapa komponen, diantaranya mengindentifikasi, mengendalikan, penerapan Good Corporate Governance, sistem monitoring dan evaluasi. Risiko identifikasi dalam investasi wakaf produktif merupakan langkah penting untuk memastikan kelangsungan dan efektivitas pengelolaan aset wakaf. Strategi pengungkapan risiko dalam pengelolaan wakaf produktif Meminimalkan Risiko dan Memaksimalkan Keuntungan dalam Pengelolaan Wakaf Produktif Pengelolaan wakaf produktif memerlukan strategi manajemen yang efektif untuk memastikan aset wakaf dapat memberikan manfaat berkelanjutan, ). wakaf produktif mencakup beberapa komponen, diantaranya mengindentifikasi, mengendalikan, penerapan Good Corporate Governance, sistem monitoring dan evaluasi. Risiko identifikasi dalam investasi wakaf produktif merupakan langkah penting untuk memastikan kelangsungan dan efektivitas pengelolaan aset wakaf. Strategi pengungkapan risiko dalam pengelolaan wakaf produktif Meminimalkan Risiko dan Memaksimalkan Keuntungan dalam Pengelolaan Wakaf Produktif Pengelolaan wakaf produktif memerlukan strategi manajemen yang efektif untuk memastikan aset wakaf dapat memberikan manfaat berkelanjutan Kata Kunci : Manajemen Pemasaran, Lembaga Pendidikan, Era Digital
The Strategic Role of Muslim Entrepreneurs in Promoting Sharia Economic Growth Davi Rahmad Aldi Alamsyah
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

This research aims to understand the strategic role of Muslim entrepreneurs in developing the sharia economy. Muslim entrepreneurs have a strong moral and social responsibility in encouraging economic growth based on sharia principles. In an economy based on Islamic values, honesty, fairness, and transparency have a significant role. Through a qualitative approach, this study analyzes the roles and challenges faced by Muslim entrepreneurs and their contribution to the sharia economy in Indonesia. The results of the study show that Muslim entrepreneurs play an important role in providing job opportunities, expanding sharia-based markets, and building a sustainable economy. However, there are challenges in the form of market competition and a lack of adequate understanding of sharia economics among the public.   Keywords : Muslim Entrepreneurs, Sharia Economic Growth, Sharia Economic Literacy
Basic Concepts of Sharia Money Market Nuryani, Siti
ICO EDUSHA Vol. 5 No. 1 (2024): Innovation and Transformation: The Utilization of Artificial Intelligence (AI)
Publisher : STAI AN-NAJAH INDONESIA MANDIRI

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Abstract

The Islamic money market is an integral part of the Islamic financial system which aims to provide short-term investment instruments with principles in accordance with Islamic law. The basic concept of the Islamic money market focuses on transactions that are free from the elements of riba (interest), gharar (uncertainty), and maysir (gambling), and prioritizes the principles of justice and balance. Instruments used in the Islamic money market include sukuk (sharia bonds), sharia investment certificates (SBSN), and other sharia contracts, such as mudharabah and musyarakah, which provide opportunities for investors to earn profits in a halal manner. The Islamic money market also plays an important role in liquidity management for Islamic financial institutions, as well as providing investment alternatives for people who want to maintain their financial principles in accordance with Islamic teachings. With the rapid development of the Islamic money market, it is hoped that it can encourage inclusive and sustainable economic growth and strengthen the role of Islamic finance in the global economic system. Keywords: Islamic money market, sharia instruments, sukuk, liquidity, Islamic financial system.

Page 24 of 25 | Total Record : 249

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