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Saiful Bakhri
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Tasharruf: Journal of Islamic Economics and Business
Published by Universitas Nahdlatul Ulama Pasuruan
ISSN : 29621836     EISSN : 29628407     DOI : https://doi.org/10.55757/tasharruf
Core Subject : Economy,
Economics, Econometrics & Finance
The Aims of Tasharruf : Journal of Islamic Economics and Business is a peer-reviewed journal that aims to advance islamic economies in emerging markets, namely economies in emerging countries and economies in emerging areas in developed countries. The scope of Tasharruf : Journal of Islamic Economics and Business are but strictly limited to: islamic economics; islamic banking and finance; islamic economic management; islamic economics law; management Zakat, Infaq, Shodaqoh, and Waqf; islamic entrepreneurship and business; islamic economics thought; islamic insurance; islamic accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 1 No. 1 (2020): Mei" : 5 Documents clear
Strategi Penyaluran Pembiayaan Usaha Mikro Kecil Dan Menengah Di Bank Syariah Mandiri : (Studi Bank Syariah Mandiri Kantor Cabang Pasuruan) Rachmad Nor Firman; Ismatul Azizah
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (168.444 KB) | DOI: 10.55757/tasharruf.v1i1.63

Abstract

This study aims to determine the financing distribution strategy for micro, small and medium enterprises (MSMEs) at Bank Mandiri Syariah Pasuruan Branch Office. The research method used is descriptive qualitative analysis research method with technical data analysis used is phenomenological analysis. The results of the study resulted in several conclusions, namely first, in the distribution of MSME financing, Bank Syariah Mandiri divided into several segments, namely the fixed income group customer segment, business customer segment, community segment and regional segment. Second, the strategies implemented in the distribution of MSME financing are market penetration strategies or marketing, product manual strategies, strategies for cooperating with agencies, walk-in and existing customer strategies and promotion strategies. Then there are several obstacles from the distribution of MSME financing
Hubungan Antara Faktor Lingkungan Usaha Dengan Keberhasilan Kinerja Koperasi Nailatul Khoiriyah C
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (120.533 KB) | DOI: 10.55757/tasharruf.v1i1.64

Abstract

The research purposes are: 1) To describe the farmer social economic conditions in research area, 2) Describe the farmer motivation on this technology.3) Describe the farmer participations on this technology. 4) To analyze the relationship between social economic factors with farmer motivation on this technology.5) To analyze the relationship between social economic factors with farmer participations on this technology. This research is explanatory research, while the method of research is survey. In this research used by 20 samples who taken using method of simple random sampling. Data analysed by using descriptive analysis and Rank Spearman correlation analysis. The research results are:1) Social Economic condition of farmer in research area include in medium category.2) Farmer Motivations on this technology include high category.3) Farmer participation on this technology include in high category. 4) There are no correlations between social economic factors with farmer motivations on technology. It caused of farmer motivation in high category and social economic factors in statistic analysis are homogeny. 5) There are correlations between social economic factors with the farmer participation. Suggestion that extended based on the result from this research was: 1) Farmer motivation on this technology is high, it needs to be maintain, in order farmer always motivated to participant application this technology. So it will increase their production and income. 2) Farmer participation on this technology is good. But it needs to be increase especially at planning with activated farmer in each government program which related with plantation technology development.
Metamorfosis Layanan Produk Lembaga Keuangan Mikro Syariah Saiful Bakhri; Siti Pamrih Anjas Wulandari
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.961 KB) | DOI: 10.55757/tasharruf.v1i1.65

Abstract

Islamic microfinance institutions are one of the pillars in the financial intermediation process. Microfinance is needed by small and medium-sized groups of people for both consumption and production as well as saving their business results. The results of the study indicate that the development of LKMS products is through the company's planning process to find out market desires, make strategic decisions in product formation, improve products, and even make new product innovations as an effort to improve the quality of LKMS services and products. This is a form of improving managerial quality in LKMS. Abstract
Analisis Produk Crowdfunding Lembaga Keuangan Syariah Dalam Menghadapi Dampak Ekonomi Wabah Virus Covid 19 Yusuf; Siti Pamrih Anjas Wulandari
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (240.174 KB) | DOI: 10.55757/tasharruf.v1i1.66

Abstract

Growth of technology financial facilitate society in doing monetary transaction way of online for the product of defrayal, fund gathering and also service.. Economic impact which generated by Funnel virus epidemic give opportunity of product of crowdfunding Moslem law expand alternatively fund graving dock. This research aim to to know role of product of crowdfunding Moslem law to natural society of economic impact. This descriptive qualitative research written pursuant at study of literasi. From the results of the study it can be concluded that request of deposit product and defrayal with mutual assistance principle grow productivity model defrayal of Moslem law crowdfunding a period of deceleration of economics, Institute Moslem law technology financial have role to government in balancing economics of side consume and production, Monetary Authority Service needed in the case of observation of activity of institute of financial Moslem law technology to guarantee storey; level trust of society specially economic perpetrator in the case of transaction implementation base on Moslem law and of prudential banking principle exist in Islamic financial institution
Laju Percepatan Perkembangan Perbankan Syariah Melalui Penerapan Tata Kelola Syariah Rachmad Nor Firman; Muhammad Alwi
Tasharruf : Journal of Islamic Economics and Business Vol. 1 No. 1 (2020): Mei
Publisher : Program Studi Perbankan Syariah Sekolah Tinggi Agama Islam Salahuddin Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (148.004 KB) | DOI: 10.55757/tasharruf.v1i1.67

Abstract

The growth and development of the Indonesian Islamic banking industry shows an increasing graph, although experiencing a slowdown. Data published by OJK shows that national Islamic banking contributed 4.81% to the market share with asset growth getting 1197% as of June 2018. At the global level, the Islamic financial services sector, including banking, controls 3% and together with Qatar, Saudi Arabia, Malaysia, the United Arab Emirates and Turkey are the driving forces of Islamic finance in the future. One of the strategic issues that becomes an obstacle is the public's misperception of Islamic banking regarding contracts, products and services that do not comply with sharia principles. Implementation of governance is an effort to accelerate the growth of Islamic banking.

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