cover
Contact Name
Nafiah
Contact Email
nafiah@insuriponorogo.ac.id
Phone
+6285735682845
Journal Mail Official
jief@insuriponorogo.ac.id
Editorial Address
Kampus Insuri Ponorogo Jln. Batoro Katong No. 32 Ponorogo
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Indonesian Journal of Islamic Economics and Finance
ISSN : -     EISSN : 28081102     DOI : https://doi.org/10.37680/ijief
Core Subject : Economy, Social,
Indonesian Journal of Islamic Economics and Finance E-ISSN (28081102) is a journal wich is biannually issued and publishes new editions in June and December. The journal publisher is Institut Agama Islam Sunan Giri (INSURI) Ponorogo and managed by Departement of Islamic Economics INSURI. The publication of this journal is tightly-peer with a double bind reviewed process using Open Journal System (OJS) for the magazine. The journal can be accessed openly on the website.
Articles 14 Documents
Search results for , issue "Vol 4 No 2 (2024)" : 14 Documents clear
The Influence of Innovation, Network, and Technology on Customer Switching to Bank Syariah Indonesia Hadratullah, Hadratullah; Hidayati, Rina
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5793

Abstract

This study analyzes the influence of product innovation, service quality, and office network on switching customer behavior from conventional banks to Bank Syariah Indonesia (BSI) in Selong District. This study uses a survey method with a quantitative approach, involving 100 BSI customer respondents who were taken by purposive sampling. Data were collected through questionnaires and analyzed using simple linear regression. The study results show that product innovation significantly influences customer switching behavior, with a contribution of 40.9%, followed by information technology by 18.6%. At the same time, the office network is not significant. These findings support the Planned Behavior theory and the Diffusion of Innovation theory, which states that innovations relevant to market needs can increase the adoption of sharia services. It is recommended that BSI strengthen its digital services and unique sharia features to attract more customers, increase competitiveness, and expand market share in the Islamic banking industry in Indonesia.
Comparative Analysis of Operational and Liquidity Risks of Islamic Banks in the ASEAN Region Using Basel III Wahyudi, Bintang Tri; Zuliansyah, A.; Musthofa, Ujang Hanief
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6674

Abstract

This research aims to analyze the differences in operational and liquidity risks of Islamic banks in the ASEAN region based on the Basel III framework. The study employs a quantitative methodology, utilizing the Kruskal-Wallis analysis and Mann-Whitney U test, drawing on financial reports from Islamic banks from 2021 to 2023. Key indicators examined include the Operational Risk Capital Charge (ORCC), Net Stable Funding Ratio (NSFR), and Liquidity Coverage Ratio (LCR). The findings reveal significant differences in the management of operational risk (ORCC) and long-term funding stability (NSFR), while no significant differences were observed in short-term liquidity (LCR). It was noted that predominantly Muslim countries are better equipped to handle operational risks, whereas banks in smaller markets face liquidity challenges. However, the study is limited to Islamic banks in five ASEAN countries and does not consider external variables such as macroeconomic conditions. Overall, these findings contribute to the existing literature on risk management in Islamic banks within the ASEAN region and offer valuable insights for regulators to develop policies tailored to local characteristics.
Analysis of Employee Safety Behavior at PT BTUB to Achieve Zero Workplace Accidents Murtasiyah, Murtasiyah; Sanafi, Muslimin
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6712

Abstract

This study explores employee safety behavior at PT BTUB in support of achieving a sustainable zero workplace accident target. Despite successfully reaching this goal in 2022, challenges remain due to persistent unsafe behaviors among employees. Using the Safe Behavior Observation (PPS) tool, the research identifies key areas of unsafe practices, including improper positioning, misuse of tools and equipment, and risky activities during high-hazard tasks. These behaviors were systematically analyzed through a descriptive quantitative approach, integrating observational data and company safety reports. The findings highlight the positive impact of a safety culture fostered through leadership, employee participation, and targeted training programs. However, the study emphasizes the need for continuous improvements in safety practices by enhancing training quality, leveraging technology for real-time safety monitoring, and fostering stronger leadership engagement. By addressing these factors, PT BTUB can further strengthen its safety management system and provide valuable insights for other organizations in high-risk industries. This research underscores the importance of behavioral interventions in creating safer work environments and achieving sustainable safety outcomes.
Performance Allowance, Organizational Culture, Work Pressure, and Leadership Towards Fraudulent Behavior Daryanto, Daryanto; Pawenang, Supawi; Sarsono, Sarsono
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6558

Abstract

This study aims to determine the effect of performance allowances, organizational culture, work pressure, and leadership on fraud. This research was carried out by the KPP Madya Surakarta organization. Over the course of seven months, beginning in January 2024 and ending in July 2024, the study was conducted there. The reason why the researcher determined that the best time to do the investigation was between January and July of 2024. All of the personnel of KPP Madya Surakarta, which amounted to 116 individuals, were included in this study's data collection. The method of sampling that was utilized in this investigation was known as purposive sampling. 58 employees from KPP Madya Surakarta were used as samples for this study. These personnel included all Account Representatives and examiners. When examining the impact of many independent variables on a dependent variable, multiple linear regression analysis was utilized as the method of study. Specifically, to ascertain the degree to which performance allowances, corporate culture, job pressure, and leadership are all closely related to the phenomenon of fraud. Despite the fact that leadership does not have a substantial impact on fraud, the findings of this study indicate that performance allowances, organizational culture, and work pressure all have a favorable and significant impact on the phenomenon of fraud.

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