cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Nafiah
Contact Email
nafiah@insuriponorogo.ac.id
Phone
+6285735682845
Journal Mail Official
jief@insuriponorogo.ac.id
Editorial Address
Kampus Insuri Ponorogo Jln. Batoro Katong No. 32 Ponorogo
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Indonesian Journal of Islamic Economics and Finance
Published by Institut Agama Islam Sunan Giri Ponorogo
ISSN : -     EISSN : 28081102     DOI : https://doi.org/10.37680/ijief
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Indonesian Journal of Islamic Economics and Finance E-ISSN (28081102) is a journal wich is biannually issued and publishes new editions in June and December. The journal publisher is Institut Agama Islam Sunan Giri (INSURI) Ponorogo and managed by Departement of Islamic Economics INSURI. The publication of this journal is tightly-peer with a double bind reviewed process using Open Journal System (OJS) for the magazine. The journal can be accessed openly on the website.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 156 Documents
 4   5   6   7   8 
Poverty Alleviation from an Islamic Perspective: Study of LazisNU Ponorogo Programs Arsyadani, Achmad Arfinanto; Wahyudi, Amin
Indonesian Journal of Islamic Economics and Finance Vol 3 No 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6188

Abstract

Poverty is a deep-rooted social issue that demands serious attention in its resolution. Islam rejects poverty, considering it a calamity that must be fought, while social welfare is a shared responsibility, as outlined in Article 34 and Article 27 Paragraph 2 of the 1945 Constitution. Despite the government's efforts to alleviate poverty since independence, the results could have been more optimal. This study employs a descriptive qualitative method, collecting data through interviews, observations, documentation, and literature analysis. It also examines Islamic poverty alleviation through a NU Care-LAZISNU Ponorogo case study, which manages zakat, infaq, and sedekah to assist people experiencing poverty. The findings of this study highlight the need to apply Islamic economic principles in social and economic policies to reduce inequality and improve social welfare in Indonesia.
Productive Zakat Law Implementation in Mentor Empowerment for Entrepreneurial Character Building and Mustahiq Empowerment Khatimah, Husnul; Nuradi, Nuradi; Mubarok, Jaih
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6213

Abstract

This study examines the law of productive zakat and its implementation in the mentor empowerment program for the formation of entrepreneurial character and empowerment of mustahiq. This study uses a library method with a qualitative approach and descriptive analysis that examines various opinions and sources of law on productive zakat. The study's results indicate differences of opinion among scholars regarding the permissibility of productive zakat. One group argues it is forbidden based on the premise of direct distribution and ownership of zakat funds by mustahiq. Another group allows productive zakat because of its greater benefits and impacts. The third view, namely moderate, allows productive zakat after the urgent needs of mustahiq are met. This study is more inclined towards this third view because it is considered the most appropriate to the current era and needs. The implementation of productive zakat is analyzed through the instruments of mudharabah, murabahah, and qardhul hasan. Mentoring is considered beneficial for business growth and mustahiq welfare. This study provides insight for zakat institutions to improve empowerment strategies and strengthen productive zakat policies.
Economic Structure Transformation and Changes in the Proportion of Labor in East Java Province in 1998 – 2018 Herdianti, Yulia Maris
Indonesian Journal of Islamic Economics and Finance Vol 3 No 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6269

Abstract

Transformation of economic structure is not only act as a sector dominance contributing to Gross Regional Domestic Product, but also acts as the dominance of labor sector absorption. In 1994, the dominance of primary sector in contributing East Java’s Gross Regional Domestic Product is already replaced by secondary sector and later by tertiary sector in 2004. The labor sector absorption is still dominated by agricultural sector until now. This research was aimed to describe the patterns of Transformation of economic structure and changes in the proportion of labor in East Java Province from 1998 to 2018, as well as analyzed the effect of each variables. By using factor analysis for latent variables first, the quantitative result based on path analysis has proved that economic growth and income per capita has a direct effect to the Transformation of economic structure. The increase of economic growth and income per capita has lead to the decrease in agricultural (primary sector) and industrial (secondary sector) proportion in contributing East Java’s GRDP which is followed by the increase proportion in trade, hotel and restaurant (tertiary sector). The Transformation of economic structure has a direct effect to change the proportion of labor, whereas the economic growth and income per capita have indirect effect to that. During this process, the agricultural labor absorption decreased very slowly while industrial labor absorption increased slowly, as well as the trade, hotels and restaurants. The results also showed that the changes in the proportion of labor has direct effect to income per capita along with the domination of high productivity sector such as trade, hotels and restaurants which leads the economic growth.
Management Strategy in Developing the Halal Industry in the Era of Globalization Kalimah, Siti
Indonesian Journal of Islamic Economics and Finance Vol 3 No 2 (2023)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v3i2.6271

Abstract

The halal industry has grown rapidly, becoming an important sector in the global market with a scope that includes food, pharmaceutical, cosmetic, and tourism products. This creates opportunities and challenges, especially in maintaining the authenticity and quality of halal products throughout the supply chain. This article aims to examine management strategies in the halal industry that are from the perspective of Islamic economics with materials consisting of halal ingredients, both substances, how to obtain and process them, and are carried out in the halal industry area, where all industrial lots must be allocated for halal products, have halal facilities and infrastructure, and have a halal management team and analyze the various challenges faced, and identify opportunities that can support the development of this sector. The research method used is a literature study of 20 recent journal articles on halal industry management by collecting relevant journal articles from various sources. The study results show that certification, technological innovation, and halal supply chains are important components that must be optimized. Thus, a comprehensive management approach is needed to sustain the halal industry's growth.
Analysis of the Influence of Funding Sources on Salt Production Efficiency in Madura Tunnabila, Sabna; Nugroho, Prasetyo; Purnomo, Arie Setyo Dwi
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6355

Abstract

This research aims to analyze the influence of funding sources on the efficiency of salt production in Karanganyar Village and Pinggirpapas Village, Kalianget District, Sumenep Regency, known as the largest salt-producing area in Madura. The research population was salt business actors in Madura, totaling 880 people. The sample was determined using the Slovin formula and an error rate (standard error) of 10% (0.1), resulting in a sample of 89 respondents. Data was collected through questionnaires, interviews, and observations. Data analysis was carried out using SPSS software, and the statistical method used was a simple linear regression test. The research results show a significant positive relationship between funding sources and salt production efficiency. This can be seen from the regression coefficient of 0.101 with a p-value <0.05, which shows that the better the access to funding sources, the more efficient the salt production process will be. These findings emphasize the importance of the availability and accessibility of funding sources to increase production efficiency in the salt sector.
The Impact of Financial Inclusion and Technology Digitalization on The Development of The Creative Economy in Pamekasan Tahol, Triana Olivia; Susandini, Aprilina; Hadyarti, Vidi
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6357

Abstract

This study aims to determine the impact of financial inclusion and technology digitalization on the development of the creative economy in Pamekasan, as measured by indicators of product innovation, marketing innovation, financial system innovation, and human resource management innovation. This study uses a quantitative approach involving 85 respondents as samples. Data was collected through field observations, structured interviews, and questionnaires compiled using a Likert scale. Data analysis was carried out using data instrument tests, classical assumption tests, and hypothesis tests with the help of SPSS 26 software to analyze the data obtained and test the established hypotheses. The results of this study indicate that financial inclusion and technology digitalization partially have a positive and significant effect on the development of the creative economy in Pamekasan. Simultaneously, financial inclusion and technology digitalization significantly affect the development of the creative economy in Pamekasan.
Evaluation of Financial Performance of PT Waskita Karya Tbk in the Infrastructure Sector: Financial Ratio Analysis 2021-2023 Pahrudin, Asep; Suciati, Ranila
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6399

Abstract

This study aims to assess the financial performance of PT Waskita Karya Tbk, a prominent company in the infrastructure sector, over the 2021-2023 period. The evaluation employs a financial ratio approach, including Net Profit Margin (NPM), Return on Equity (ROE), Earnings Per Share (EPS), Price Earnings Ratio (PER), Price to Book Value (PBV), and Debt to Equity Ratio (DER). This approach seeks to provide a comprehensive overview of the company's profitability, market valuation, and solvency. The findings indicate a notable improvement in profitability indicators, particularly in 2023. Market value indicators, such as EPS, also recorded sharp growth, reflecting the company's operational efficiency; meanwhile, PER experienced a significant decline, indicating a rationalization of stock valuations in the market. On the other hand, solvency was reflected in an increase in PBV, although the DER ratio also increased, indicating a greater reliance on debt. Overall, this study concludes that PT Waskita Karya Tbk shows a significant improvement trend in financial performance, especially in profitability and market value. However, better debt management is needed to maintain financial stability.
Uncovering the Complexity of Customer Loyalty in Islamic Banks: The Relationship between Service Quality, Experience, and Brand Image through Customer Satisfaction Laili, Silvia Nur; Hasan, Irmayanti
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.6486

Abstract

The Islamic banking sector in Indonesia, especially after the merger of Bank Syariah Indonesia (BSI) in 2021, has shown tremendous growth. However, maintaining customer loyalty remains a significant challenge in this competitive landscape, with various factors potentially affecting customer retention in Islamic banking. This study investigates the relationship between service quality, customer experience, and brand image on customer loyalty at BSI KCP Mojokerto Gajah Mada, with customer satisfaction as a mediating variable. This study uses a quantitative approach using a structured questionnaire distributed to 110 customers selected through purposive sampling. Data analysis was conducted using Partial Least Square Structural Equation Modeling (PLS-SEM) to test the direct relationship and mediation effects. The study findings reveal that service quality and brand image directly affect customer loyalty, while customer experience requires the mediation of customer satisfaction to affect loyalty. In particular, service quality is negatively correlated with loyalty when mediated through satisfaction. Customer satisfaction effectively mediates the relationship between brand image and loyalty as well as between customer experience and loyalty. This study demonstrates the complex nature of customer loyalty formation in Islamic banking, suggesting that banks should focus on maintaining consistent service quality while building a strong brand image and positive customer experiences.
Analysis GISWAF on the Interest of Waqf Students: A Case Study on UNIDA Gontor Afif, Mufti; Muzaki, Rofi; Sa’id, Roudhoh Hannaaris; Maulana, Hartomi
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5737

Abstract

The literacy of Indonesian society regarding waqf is still relatively low. People often confuse waqf with charity (sodaqoh) and voluntary contributions (infak). Similarly, the literacy among university students about waqf is also lacking. The GISWAF "Gerakan Indonesia sadar wakaf" movement has introduced a seminar activity called "Waqf Literacy Seminar" for students at Universitas Darussalam Gontor. This research employs a qualitative descriptive method, involving interviews with 14 Students considered sufficient to reach the data saturation point, as well as observation and documentation, to explore the understanding and awareness of waqf among students. This research is to gauge the interest of students in waqf by examining their understanding, awareness, and future intentions regarding waqf. The specific this research is to evaluate how effective GISWAF is in increasing UNIDA Gontor students' desire to give waqf. The findings from the study indicate interest, 5 students (36%) are interested in practicing waqf literacy to the community, 4 students (29%) are interested in studying more deeply about waqf, 4 students (29%) are interested in doing waqf, and 1 student (7%) is interested in still wanting to learn about waqf, and 0 students do not want to learn waqf (0%).
Analysis of 5C+1S Principles in Minimizing the Risk of Working Capital Murabahah Financing Hadratullah, Hadratullah; Sejati, Anang
Indonesian Journal of Islamic Economics and Finance Vol 4 No 2 (2024)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v4i2.5792

Abstract

This study aims to analyze the application of the 5C+1S (Character, Capacity, Capital, Collateral, Condition, and Sharia) principles in minimizing the risk of Murabahah financing at Bank Syariah Indonesia KCP Pancor. The research uses a qualitative descriptive approach with primary data through employee and customer interviews and secondary data from bank documents. The results show that the 5C+1S principle helps assess customer eligibility despite obstacles such as limited human resources, lack of selectivity in customer selection, and the influence of economic conditions. To overcome these challenges, intensive training is recommended to improve the quality of human resources, periodic supervision of customers, risk analysis technology, diversification of financing portfolios, and improvement of customer financial literacy. Consistent and adaptive implementation of economic changes can help BSI KCP Pancor mitigate the risk of non-performing financing and maintain the sustainability of its operations.

Page 6 of 16 | Total Record : 156

 4   5   6   7   8 

Filter by Year

2021 2025


Reset
Filter By Issues
All Issue Vol. 5 No. 2 (2025) Vol. 5 No. 1 (2025) Vol 5 No 1 (2025) Vol 4 No 2 (2024) Vol. 4 No. 2 (2024) Vol 4 No 1 (2024) Vol. 4 No. 1 (2024) Vol 3 No 2 (2023) Vol. 3 No. 2 (2023) Vol 3 No 1 (2023) Vol. 3 No. 1 (2023) Vol. 2 No. 2 (2022) Vol 2 No 2 (2022) Vol. 2 No. 1 (2022) Vol 2 No 1 (2022) Vol. 1 No. 2 (2021) Vol 1 No 2 (2021) Vol. 1 No. 1 (2021) Vol 1 No 1 (2021) More Issue