cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Yuli Andriansyah
Contact Email
yuliandriansyah@uii.ac.id
Phone
+6285369607374
Journal Mail Official
jurnal.lariba@uii.ac.id
Editorial Address
Gedung K.H. A. Wahid Hasyim, Kampus Terpadu UII, Jl. Kaliurang KM 14,5, Besi, Sleman, DI Yogyakarta, 55584
Location
Kab. sleman,
Daerah istimewa yogyakarta
INDONESIA
Journal of Islamic Economics Lariba
Published by Universitas Islam Indonesia
ISSN : 24774839     EISSN : 25283758     DOI : https://doi.org/10.20885/jielariba
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
Journal of Islamic Economics Lariba provides a platform for academicians, researchers, lecturers, students, and others having concerns about Islamic economics, finance, and development. The journal welcomes contributions on the following topics: Islamic economics, Islamic public finance, Islamic finance, Islamic accounting, Islamic business ethics, Islamic banking, Islamic insurance, Islamic human resource management, Islamic microfinance, Islamic capital market, and other relevant Islamic economic and financial studies.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 27 Documents
 1   2   3 
Search results for , issue "Vol. 11 No. 2 (2025)" : 27 Documents clear
Artificial Intelligence adoption in micro, small, and medium enterprises: Evidence, barriers, and Islamic ethical reflections for Muslim entrepreneurs in Yogyakarta Hamid, Edy Suandi; Artha, Bhenu
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art26

Abstract

IntroductionArtificial intelligence is increasingly recognized as a strategic driver of competitiveness and innovation in micro, small, and medium enterprises. Yet the benefits of artificial intelligence adoption are uneven across contexts and often depend on organizational readiness, infrastructure, and ethical governance. This issue is particularly relevant for micro, small, and medium enterprises in Yogyakarta, Indonesia, where many businesses operate with limited digital capability and constrained access to capital. For Muslim entrepreneurs, adoption decisions are further shaped by Islamic business ethics that emphasize trust, transparency, fairness, halal integrity, and social responsibility.ObjectivesThis study examines the importance of artificial intelligence adoption for micro, small, and medium enterprises by synthesizing global evidence and developing a context-sensitive reflection for Muslim entrepreneurs in Yogyakarta, Indonesia. It aims to clarify key benefits, identify persistent barriers, and propose an ethically grounded rationale for responsible adoption.MethodThis study uses an argumentative review approach to analyze peer-reviewed literature on artificial intelligence adoption in micro, small, and medium enterprises. The synthesis is organized into five analytical themes: (1) global evidence on performance impacts, (2) drivers and barriers of adoption, (3) characteristics of micro, small, and medium enterprises in Indonesia and Yogyakarta, (4) opportunities and constraints for implementation in Yogyakarta, and (5) ethical reflections based on Islamic business ethics.ResultsThe review indicates that artificial intelligence adoption can improve productivity, cost efficiency, and decision-making quality in micro, small, and medium enterprises, while also supporting innovation and market competitiveness when integrated with complementary digital capabilities. However, adoption is frequently constrained by limited financial resources, skills gaps, inadequate infrastructure, weak data governance, and uncertainty about return on investment. In Yogyakarta, these constraints are reinforced by informal business structures and uneven digital readiness, suggesting that adoption pathways must be incremental, affordable, and supported by capability development.ImplicationsThis study highlights that artificial intelligence adoption for micro, small, and medium enterprises in Yogyakarta should be approached as a socio-technical and ethical decision, not merely a technical investment. Practical implications include the need for targeted training, affordable artificial intelligence services, and governance practices that strengthen consumer trust.Originality/NoveltyThis study contributes a contextual and ethically grounded synthesis by linking global artificial intelligence adoption evidence with the realities of micro, small, and medium enterprises in Yogyakarta and the normative considerations of Muslim entrepreneurship in Indonesia.
Comparative financial performance of Islamic banks under diverse legal and regulatory systems in Southeast Asia Rahmadi, Rahmadi; Wemona Rahma, Dea; Fata, Muhammad Indra; Naufal, Faris
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art19

Abstract

IntroductionIslamic banking has become an integral component of financial systems in many Muslim-majority and non-Muslim countries, yet its performance varies considerably across jurisdictions. These variations are closely linked to differences in legal frameworks, regulatory regimes, and institutional arrangements governing Islamic finance. In Southeast Asia, Indonesia, Malaysia, and Singapore represent three distinct regulatory models—hybrid Shariah-based, fully institutionalized Shariah-based, and conventional legal systems accommodating Islamic banking. Understanding how these differing environments shape the financial performance of Islamic banks remains an important and underexplored issue in comparative Islamic finance research.ObjectivesThis study aims to analyze and compare the financial performance of Islamic banks operating in Indonesia, Malaysia, and Singapore within the context of their respective legal and regulatory environments. Specifically, it seeks to examine differences in profitability, operational efficiency, intermediation activity, and capital adequacy, while interpreting these differences through an institutional and legitimacy-based perspective.MethodThe study employs a quantitative, descriptive–comparative research design using secondary data drawn from audited annual reports of selected Islamic banks during the 2021–2023 period. Financial performance is measured using Return on Assets, Return on Equity, Financing-to-Deposit Ratio, Operating Expenses to Operating Income Ratio, and Capital Adequacy Ratio. The analysis is conducted through ratio-based comparison at both intra-country and inter-country levels to capture institutional and regulatory influences on performance outcomes.ResultsThe findings indicate that Indonesian Islamic banks demonstrate relatively high profitability, largely driven by niche strategies such as microfinance, but exhibit heterogeneous efficiency and conservative intermediation in some cases. Malaysian Islamic banks show stable profitability, strong intermediation, and balanced capital adequacy, reflecting regulatory coherence and mature Shariah governance. Islamic banking units in Singapore achieve superior operational efficiency and improving profitability despite operating within a conventional legal framework, supported by advanced technology and scale economies.ImplicationsThe results highlight that Islamic banking performance is strongly shaped by institutional context rather than by a single optimal regulatory model. Regulators and practitioners should therefore design adaptive frameworks that balance prudential oversight, efficiency, and growth, while remaining responsive to local market conditions.Originality/NoveltyThis study contributes to the literature by providing a tri-country comparative analysis that integrates institutional and legitimacy perspectives, offering new empirical insights into how Islamic banks perform under hybrid, fully Shariah-based, and conventional legal systems in Southeast Asia.
Female migrant workers, family welfare, and Islamic economic philosophy: A gender-based empirical study in Indonesia Ceasar, Ibnul Jauzi Abdul; Yusdani, Yusdani; Mu’allim , Amir
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art20

Abstract

IntroductionFemale labor migration has become an increasingly important livelihood strategy for households in migrant-sending regions, particularly in developing and Muslim-majority contexts. In Indonesia, women’s migration is closely linked to family survival, remittance dependence, and changing gender relations. While existing studies widely acknowledge the economic contribution of female migrant workers, fewer have examined family welfare through an integrated framework that combines gender analysis with Islamic economic philosophy. As a result, ethical, social, and religious dimensions of welfare remain underexplored in migration scholarship.ObjectivesThis study aims to analyze the role of female migrant workers in improving family welfare by integrating Islamic economic philosophy and gender perspectives. Specifically, it seeks to examine changes in household welfare, gender relations, consumption behavior, and religious-ethical practices among migrant families, as well as to assess how these dimensions interact in shaping overall family well-being.MethodThe study employed a qualitative field research design conducted in the Special Region of Yogyakarta, Indonesia. Data were collected from 34 informants, including female migrant workers, former migrant workers, and family members, through in-depth interviews, observation, and documentation. An inductive analytical approach was applied using the trilogy of Islamic economic philosophy—anthropological, cosmological, and theological dimensions—to interpret empirical findings. Data analysis followed systematic stages of reduction, display, and verification to ensure credibility and rigor.ResultsThe findings show that female labor migration contributes significantly to household welfare by improving basic and intermediate living conditions, particularly food security, housing, education, and healthcare. However, welfare gains tend to remain limited and do not consistently lead to long-term economic sustainability. Women’s roles as primary income earners enhance their bargaining power within households, although relational tensions persist due to entrenched gender norms. Increased income often alters consumption patterns, sometimes generating ethical tensions with Islamic principles of moderation, while religious commitment plays a key role in fostering moral resilience and family cohesion.ImplicationsThe study highlights the need for migration policies and support programs that integrate economic empowerment with ethical guidance, financial literacy, and family-centered interventions. It also underscores the importance of incorporating spiritual and gender-sensitive dimensions into welfare assessment and migrant protection frameworks.Originality/NoveltyThis research contributes to migration and welfare studies by empirically operationalizing Islamic economic philosophy alongside gender analysis. It offers a multidimensional understanding of family welfare that moves beyond material indicators and enriches scholarly debates on female labor migration in Muslim-majority contexts.
Reconstructing Homo Islamicus through Hifz al-Bi’ah: An ecological paradigm for contemporary Islamic economics Mursal, Mursal; Hulwati, Hulwati; Rozalinda, Rozalinda; Fauzi, Muhammad; Nenengsih, Nenengsih
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art21

Abstract

IntroductionContemporary ecological crises have exposed the ethical and epistemological limitations of dominant economic paradigms that prioritize growth, utility maximization, and anthropocentric rationality. Within Islamic economics, the concept of Homo Islamicus has been advanced as an alternative model of economic agency grounded in moral, spiritual, and social values. However, despite Islam’s explicit prohibition of environmental destruction and its emphasis on stewardship, ecological responsibility has not been articulated explicitly or systematically within many conceptualizations of Homo Islamicus. This gap becomes increasingly significant as sustainability and environmental justice emerge as central global concerns.ObjectivesThis study aims to critically re-examine the conceptual construction of Homo Islamicus in Islamic economics literature and to assess the extent to which ecological ethics, particularly Hifz al-Bi’ah (environmental preservation), are integrated into this model. It seeks to identify conceptual gaps, evaluate the relevance of ecological ethics within Islamic economic agency, and propose a paradigmatic reconstruction that aligns Homo Islamicus with contemporary sustainability challenges.MethodThe study employs a qualitative literature analysis design based on a purposive selection of fifteen Scopus-indexed journal articles discussing Homo Islamicus and related concepts of Islamic economic agency. Using a modified analytical framework adapted from established qualitative synthesis methods, the analysis proceeds through three stages: identifying definitions of Homo Islamicus, tracing embedded ecological values and principles related to Hifz al-Bi’ah, and evaluating the role of ecological ethics within these conceptual frameworks.ResultsThe findings reveal that while Homo Islamicus is consistently portrayed as a morally guided and socially responsible agent, ecological responsibility remains largely implicit, symbolic, or secondary. Recent developments in maqāṣid al-sharīʿah, especially the discourse on Hifz al-Bi’ah, provide a strong normative basis for environmental ethics, yet this has not been fully integrated into models of economic agency.ImplicationsIntegrating Hifz al-Bi’ah into the core of Homo Islamicus strengthens Islamic economics as an ethical framework capable of addressing sustainability and ecological justice.Originality/NoveltyThis study offers a paradigmatic reconstruction of Homo Islamicus as an ethical–ecological economic agent, contributing to the advancement of Islamic economics as a transformative normative social science responsive to contemporary environmental challenges.
Reconceptualizing green sukuk through Maqashid al-Shariah for advancing sustainable development goals Izzati, Amrina Nur; Tumuyu, Sri Setiawati; Wardhana, Yuki Mahardhito Adhitya
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art22

Abstract

IntroductionThe global pursuit of sustainable development has intensified the need for innovative financing instruments capable of addressing environmental and social challenges while remaining ethically grounded. In Muslim-majority countries, green sukuk has emerged as a promising Islamic finance instrument designed to fund environmentally friendly projects in line with Shariah principles. Despite its growing relevance, scholarly discussion on how green sukuk operationalizes maqashid al-shariah within the framework of the Sustainable Development Goals remains limited, particularly from an integrated conceptual and stakeholder-based perspective.ObjectivesThis study aims to develop and analyze a green sukuk concept based on maqashid al-shariah in achieving sustainable development. Specifically, it seeks to examine the alignment between green sukuk, maqashid al-shariah, and the Sustainable Development Goals; identify priority dimensions in green sukuk development; and assess key implications for investors, governance, and public policy in the Indonesian context.MethodThe study adopts a qualitative-descriptive approach combined with an Analytic Hierarchy Process. Data were collected from secondary sources, including official green sukuk allocation and impact reports, and primary data obtained through interviews and structured questionnaires involving key stakeholders. Content analysis was used to map green sukuk–financed projects to maqashid al-shariah and Sustainable Development Goals, while the Analytic Hierarchy Process was employed to determine priority dimensions in green sukuk development.ResultsThe findings reveal a strong alignment between green sukuk, maqashid al-shariah, and the Sustainable Development Goals, particularly in environmental protection, social welfare, and economic resilience. Environmental and social dimensions emerge as the highest priorities, surpassing economic and governance considerations. However, the study identifies an imbalance in maqashid realization, with intellectual development receiving limited attention. Investor participation is largely driven by functional value considerations, while governance quality and transparency play a critical enabling role.ImplicationsThe results highlight the need for more holistic maqashid-based frameworks that integrate intellectual development, strengthen governance, and enhance sustainability reporting to improve the effectiveness and credibility of green sukuk.Originality/NoveltyThis study offers an integrated maqashid al-shariah–based conceptualization of green sukuk linked explicitly to the Sustainable Development Goals, combining content analysis with stakeholder prioritization to advance the discourse on Islamic sustainable finance.
Evaluating the effectiveness of city-level Islamic economic coordination in advancing Sharia financial inclusion in Bandar Lampung Albab, Ulil; Mawardi, Mawardi
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art23

Abstract

IntroductionIslamic financial inclusion has increasingly been promoted as a strategic instrument for inclusive economic development, particularly in emerging economies where micro, small, and medium enterprises play a central role in employment creation and poverty reduction. In Indonesia, the establishment of regional Islamic economic coordination bodies represents a policy effort to strengthen local Islamic financial ecosystems. Nevertheless, empirical evaluations of how such institutions operate and contribute to Islamic financial inclusion at the city level remain limited, especially outside major metropolitan areas.ObjectivesThis study aims to evaluate the effectiveness of a city-level Islamic economic coordination program in enhancing Islamic financial inclusion. It specifically examines the roles of Islamic financial literacy initiatives, access to Sharia-compliant financing, post-financing assistance, MSME clustering, and institutional governance in shaping inclusion outcomes.MethodThe study adopts a qualitative descriptive approach using an effectiveness evaluation framework. Data were collected through semi-structured interviews with key stakeholders, including program administrators, Islamic financial institutions, local government officials, and MSME beneficiaries, complemented by document analysis of policy reports and program records. Thematic analysis was employed to identify patterns related to program implementation, institutional capacity, and observed outcomes.ResultsThe findings indicate that the program generated positive short-term outcomes, including increased awareness of Islamic finance, improved access to Sharia-compliant financing, and the initiation of Sharia-based MSME clusters. However, overall effectiveness was constrained by limited post-financing assistance, uneven capacity-building, weak institutional coordination, and the absence of a systematic monitoring and evaluation framework. Access to financing alone did not consistently translate into sustainable MSME growth without continuous mentoring and institutional support.ImplicationsThe results highlight that effective Islamic financial inclusion requires an integrated approach combining financial literacy, financing, capacity-building, and strong local governance. For policymakers, the study underscores the importance of strengthening institutional mandates, allocating dedicated resources, and developing evidence-based monitoring systems to enhance program sustainability and impact.Originality/NoveltyThis study contributes original empirical evidence from a subnational context by linking institutional governance analysis with MSME-level outcomes. It advances the literature on Islamic financial inclusion by demonstrating how city-level coordination bodies shape inclusion effectiveness and by emphasizing the value of effectiveness evaluation frameworks in Islamic economic governance.
Trends in Islamic entrepreneurship research: A perspective on developing the independence of Islamic boarding school students in Indonesia Juliyani, Erly
Journal of Islamic Economics Lariba Vol. 11 No. 2 (2025)
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jielariba.vol11.iss2.art27

Abstract

IntroductionIslamic entrepreneurship has gained increasing attention as an approach that integrates sharia-based ethical values with economic activity, particularly in Muslim-majority contexts such as Indonesia. Islamic boarding schools (pesantren) are socio-religious institutions that have expanded their roles beyond religious education into economic empowerment and entrepreneurial development. However, research on pesantren-based Islamic entrepreneurship remains fragmented across disciplines and often limited to localized case discussions, making it difficult to form a comprehensive understanding of research trends, program models, and determinants of institutional economic independence.ObjectivesThis study systematically reviews the development of Islamic entrepreneurship research related to strengthening the economic independence of pesantren in Indonesia. It aims to identify dominant research themes, assess methodological patterns, examine internal and external factors influencing entrepreneurship implementation, and highlight underexplored areas that can inform future research and policy development.MethodA systematic literature review was conducted using scholarly publications drawn from accredited national and international databases. Using inclusion criteria focused on thematic relevance, academic quality, and the Indonesian pesantren context, 42 eligible studies published between 2014 and 2024 were selected. The review applied qualitative thematic content analysis to classify research topics, program types, institutional roles, implementation challenges, theoretical frameworks, and reported economic outcomes.ResultsThe findings indicate a notable rise in pesantren-centered Islamic entrepreneurship research since 2019, with implementation-focused studies dominating the literature. Common program models include technical skills training, student business units, and collaboration with local micro, small, and medium enterprises. Reported outcomes suggest that entrepreneurship initiatives contribute to pesantren economic independence by increasing internal income and reducing dependence on external funding. The review also identifies persistent constraints, including limited capital access, insufficient managerial capacity, and weak external stakeholder collaboration. Evidence further suggests that human resource quality and effective entrepreneurial management strengthen the relationship between Islamic entrepreneurship practices and institutional independence.ImplicationsThis review underscores pesantren as strategic institutions for sharia-based economic empowerment and highlights the importance of capacity building, multi-stakeholder partnerships, and sustainable entrepreneurial ecosystem development aligned with Islamic ethical commitments.Originality/NoveltyBy providing a structured synthesis of dispersed scholarship, this study offers an integrated map of research trends and critical enabling factors, strengthening the conceptual foundation for pesantren-based Islamic entrepreneurship and supporting more contextually relevant strategies for sustainable economic independence.

Page 3 of 3 | Total Record : 27

 1   2   3 

Filter by Year

2025 2025


Reset
Filter By Issues
All Issue Vol. 12 No. 1 (2026) Vol. 11 No. 2 (2025) Vol. 11 No. 1 (2025) Vol. 10 No. 2 (2024) Vol. 10 No. 1 (2024) Vol. 9 No. 2 (2023) Vol. 9 No. 1 (2023) Vol. 8 No. 2 (2022) Vol. 8 No. 1 (2022) Vol. 7 No. 2 (2021) Vol. 7 No. 1 (2021) Vol. 6 No. 2 (2020) Vol. 6 No. 1 (2020) Vol. 5 No. 2 (2019) Vol. 5 No. 1 (2019) Vol. 4 No. 2 (2018) Vol. 4 No. 1 (2018) Vol. 3 No. 2 (2017) Vol. 3 No. 1 (2017) Vol. 2 No. 2 (2016) Vol. 2 No. 1 (2016) Vol. 1 No. 1 (2015) More Issue