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Nyak Mustakim
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Gedung A Kampus Al-Hilal Sigli. Jalan Lingkar Keniree, Kecamatan Pidie, Kabupaten Pidie, Aceh. Kode Pos. 24151
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INDONESIA
Jurnal Riset Hukum, Ekonomi Islam, ekonomi, Manajemen dan Akuntansi
Published by Sekolah Tinggi Ilmu Syari'ah Al-Hilal Sigli
ISSN : -     EISSN : 28288033     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
The focus of the Journal is to provide readers with a better understanding, especially in the field of Islamic Economic Law in Indonesia and its surroundings. JHEI Journal is a journal in the field of Islamic Economic Law that examines the following fields: Accounting Sharia Accounting Economics Education, Fiqh Muamalah Islamic Business Ethics Business Economics/ management HR Management Marketing Management Islamic Banking Sharia Insurance Sharia Financial Banking. Sharia Non-Bank Financial Institutions Sharia Tourism Sharia Capital Market Sharia Microfinance Legal Studies (Consumer Protection Law, Banking Law, Contract Law, Financing Law, Tax Law) Other fields of study relevant to Islamic Economic Law (Muammlah)
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 96 Documents
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PENINGKATAN MARGIN KEUNTUNGAN: PRAKTIK EFEKTIF JUAL BELI BAHAN BANGUNAN Rahmatullah, Iqbal; Mariana, Mariana; Armia, Armia
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v2i2.212

Abstract

This research aims to explore the effective practices of buying and selling building materials at the Hidup Subur building shop in Sigli City. The research method used is a qualitative method with the application of field research, which involves interview techniques, documentation and observation to collect data in the field. The research results show that the practice of adding prices in the buying and selling of building materials at the Hidup Subur store creates ethical problems, including price manipulation and non-transparency. Although it provides benefits to sellers and builders, it can be detrimental to homeowners or consumers. It is important to improve transparency, honor initial agreements, and assign responsibility for customer complaints to maintain business ethics. The practice of buying and selling building materials using an additional price system has an impact on all parties involved. Although builders and sellers view it as a common and mutually beneficial practice, homeowners as consumers are sometimes unaware of the added costs. Awareness of this practice needs to be increased, and its ethical and legal aspects need to be further evaluated.
IMPLEMENTASI AKAD PEMBIAYAAN MURABAHAH Ramadana, Sri Winarsih
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 1 (2024): Januari
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i1.213

Abstract

Murabahah financing is one type used in the Islamic financial system. A murabahah contract is a sale and purchase contract at a price disclosed and acknowledged by both parties since the beginning of the transaction. In murabahah contract financing, the bank or financial institution as the financing party will buy the goods the customer needs and resell them to the customer at a price previously disclosed. The research aims to determine how the murabahah contract financing is implemented at the SRB. The research method used by the author in this study is descriptive analysis with a qualitative research approach. The study results show the implementation of murabahah financing at PT.BPRS HikmahWawaah starts with financing applications, collecting the necessary files, conducting surveys to check prospective customers, and PT.BPRS HikmahWawaah, in deciding whether to provide financing to prospective customers, must go through a meeting financing committee to see whether the prospective customer can pay off his obligations. In assessing the financing, BPRS Hikmah Wahyuah uses the 5 C principles: character, capacity, capital, collateral, and economic conditions.
PEMBAYARAN PAJAK BUMI DAN BANGUNAN; KASUS KABUPATEN PIDIE Mariana, Mariana
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 2 No. 2 (2023): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v2i2.214

Abstract

The research objective is related to the practice of paying Land and Building Tax (PBB) in the revenue sector at the Pidie Financial Management Agency. The general aim of the research is to gain a better understanding, analyze, or improve the PBB payment process and its impact on the revenue sector of the Pidie Financial Management Agency. The research method used is qualitative, by conducting field research using interviews, documentation and observation. The research results show that Land and Building Tax (PBB) at the Pidie Financial Management Agency is regulated by Pidie Regency Qanun Number 1 of 2013. PBB is imposed on land and/or buildings, calculated based on the Sales Value of the Tax Object (NJOP) and the Sales Value of the Tax Object No Taxable (NJOPTKP). Collection is carried out manually by the Subdistrict PBB. Failure to pay PBB may result in sanctions, and tax collection rights expire after five years.
ANALISIS SISTEM UPAH PADA KULI ANGKUT PASAR BEUREUNUEN Mariana, Mariana; Safrijal, Safrijal
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 1 (2024): Januari
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i1.218

Abstract

Labor and workers' wages are one of the central issues in today's industrial economy, where the majority of the population depends on the wages they earn, starting from low wage levels to the work contract system. All of this has become an issue that has sparked demonstrations among workers. Labor is not a simple resource to organize. Many factors influence these resources, such as the environment, local traditions, experience, age, leadership, wages, and so on. All these factors together form the complexity of managing a workforce. The aim of this research is to determine the wage practices of porters at the Beureunuen market and to analyze the pay system for porters at the Beureunuen market. The research method used is qualitative, by conducting field research using interviews, documentation and observation. The research results show that the practice of paying porters at Beureunuen Market is implemented using a daily wage payment system, taking into account the amount of repas. Wages are paid daily at a percentage of 15% of the repas, and the overall wages are divided equally among all the porters involved.
TREN PEMASARAN JASA SYARIAH: ANALISIS SWOT PADA SEKOLAH AL- AZHAR CAIRO DI KOTA BANDA ACEH Yusniar, Yusniar
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i2.220

Abstract

Business in the service sector has continued to grow in recent years. It cannot be denied that running a business requires creative innovation. In order to create a new idea, a businessman is required to actively search for relevant information to support creative ideas, including within the scope of service marketing. Al-Azhar Islamic School Cairo Banda Aceh is a branch of the Islamic school Al-Azhar Cairo Indonesia. This school is a school for memorizing the Qur'an which applies the national education curriculum and the Al-Azhar Cairo Banda Aceh religious curriculum and combines education based on IMTAQ (faith and piety) and science and technology (science and technology). The results of the research show that the marketing strategy implemented by Kindergarten Al-Azhar Cairo in competing is by using a 4P marketing mix strategy, namely service strategy, price strategy, place strategy and promotion strategy.
Ketidakadilan dalam Praktik Penjualan Kakao: Perspektif Hukum Islam Zul Azimi
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i2.226

Abstract

This research aims to determine the practice of selling cocoa and the views of Islamic law on selling cocoa in Trienggadeng District. The research method used in this research is qualitative research with direct data collection in the field. The research results show that the practice of buying and selling cocoa in the Trienggadeng District is strongly influenced by local processes and existing regulations. Even though there are obstacles and variations in price and quality, the local cocoa market remains an important part of the economy and sustainability of cocoa farmers in Trienggadeng District. In the practice of buying and selling cocoa in Trienggadeng District, Pidie Jaya Regency, there are violations of the principles of Islamic business ethics, such as balance, fairness, and honesty. Mixing the quality of cocoa by farmers and buyers not only violates the values of Islamic morality, but also goes against the prohibitions in Islamic business, such as tadlis, gharar, ghishy, and khalabah. This shows the need for awareness and commitment to running a business by Islamic teachings which emphasize the importance of truth, justice, and honesty.
Memahami Perilaku Konsumen: Tinjauan Aspek Psikologis dalam Keputusan Pembelian dan Strategi Pemasaran Istiqomah, Nur Hidayatul; Syahrotul Magfiroh; Zia Nafisa Habibana
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i2.227

Abstract

Abstrak Penelitian ini bertujuan untuk mendalami perilaku konsumen dengan menggunakan pendekatan kualitatif deskriptif. Dalam penelitian ini, peneliti berperan sebagai instrumen utama untuk mengumpulkan dan menganalisis data yang diperlukan. Metode utama yang digunakan adalah penelitian pustaka, yang memungkinkan pemahaman yang lebih dalam tentang fenomena perilaku konsumen. Dengan menggunakan pendekatan ini, penelitian ini diharapkan dapat meningkatkan kepercayaan pada data, fenomena, dan hipotesis yang dihasilkan. Penelitian ini juga diharapkan mampu mengungkapkan pentingnya peristiwa, proses, dan interaksi sosial yang melibatkan elemen psikologis seperti motivasi, persepsi, sikap, kepercayaan, dan emosi dalam pengambilan keputusan konsumen. Hasil dari penelitian ini diharapkan dapat meningkatkan pemahaman kita tentang perilaku konsumen secara keseluruhan. Informasi yang diperoleh dari penelitian ini diharapkan dapat menjadi dasar yang kuat untuk merancang strategi pemasaran perusahaan yang lebih tepat sasaran dan efisien, sehingga perusahaan dapat menghadapi tantangan di pasar dengan lebih baik dan meningkatkan daya saingnya. Kata Kunci: perilaku konsumen, psikologi, marketing Abstract This research aims to delve into consumer behavior using a qualitative descriptive approach. In this study, the researcher serves as the main instrument to gather and analyze the necessary data. The primary method used is literature research, which allows for a deeper understanding of consumer behavior phenomena. By employing this approach, the research is expected to increase confidence in the data, phenomena, and hypotheses generated. The study is also anticipated to reveal the significance of events, processes, and social interactions involving psychological elements such as motivation, perception, attitude, trust, and emotion in consumer decision-making. The results of this research are expected to enhance our overall understanding of consumer behavior. The information obtained from this study is expected to serve as a strong foundation for designing more targeted and efficient company marketing strategies, enabling companies to better navigate market challenges and enhance their competitiveness. Keywords: consumer behavior, psychology, marketing
TINJAUAN FIQH MUAMALAH TERHADAP PRAKTIK JUAL BELI DENGAN SISTEM ARISAN PADA RESELLER ROYALE PREMIUM Zaharullah, Zaharullah
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i2.231

Abstract

ABSTRAK Penelitian ini dilakukan untuk mengetahui praktik jual beli dengan sistem arisan pada reseller Royale Premium dan bagaimana pandangan fiqh muamalah terhadap praktik jual beli dengan sistem arisan pada reseller Royale Premium tersebut. Penelitian ini termasuk dalam penelitian dengan metode kualitatif. Adapun sumber data dalam penelitian ini diperoleh melalui metode wawancara terhadap penjual dan peserta arisan. Dokumentasi yang digunakan berupa dokumen yang berasal dari dokumentasi akun WhatsApp penjual maupun dokumen lainnya. Hasil penelitian menunjukkan bahwa praktik arisan pada reseller Royale Premium adalah masyarakat yang berminat akan langsung menghubungi penjual untuk berdiskusi mengenai tata cara menjadi peserta arisan, penentuan pemenang ditentukan berdasarkan undian yang dikocok sebulan sekali, dan jangka waktu pelaksanaan arisan adalah lima bulan untuk lima peserta dan lain-lain. Berdasarkan hukum Islam praktik arisan mukena tersebut diperbolehkan (mubah) karena merupakan bentuk dari jual beli istishna’. Sedangkan mengenai perubahan angsuran yang harus dibayar peserta disebabkan kenaikan harga mukena termasuk ke dalam riba, karena secara tidak langsung dia diwajibkan membayar lebih dari angsuran yang dia setorkan sebelumnya.
Arisan Online di Kota Sigli: Tinjauan dari Segi Hukum Mariana Mariana
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i2.232

Abstract

This research aims to understand the practice of online arisan and legal perspectives on online arisan practices among the community in Sigli City. The research method employed is qualitative, allowing the researcher to gain in-depth insights into the topic under study. In collecting data, the author utilized various approaches, including library research and field research methods. Research shows that online arisan in Sigli City has rapidly adopted platforms like WhatsApp, Facebook, and Instagram. Online arisan allows broad participation with high efficiency. Besides pooling funds, it strengthens social ties and offers opportunities for investments in descending or flat arisan schemes. From an Islamic law perspective, it's crucial to adhere to Sharia principles such as transparency, participant consent, and fair treatment. Proper documentation is key to resolving disputes like breach of contract or fraud.
ANALISIS PENGARUH PERTUMBUHAN EKONOMI TERHADAP KEMISKINAN DI INDONESIA Lisa Nansadiqa
HEI EMA : Jurnal Riset Hukum, Ekonomi Islam, Ekonomi, Manajemen dan Akuntansi Vol. 3 No. 2 (2024): Juli
Publisher : Prodi Hukum Ekonomi Syariah, STI Syariah AL-Hilal SIgli

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61393/heiema.v3i2.233

Abstract

This Research conducted to see the effect of economic growth on proverty in Indonesia, the data used is secondary data forn the Wirld Bank, Bank Indonesia and the Central Statistics Agency in 1990-2022.The analysis menthid used in thi research is the VAR (Vector Autoregressive) method. This model can explain short, medium and long term behavior. The results of research on the Impulse Response Function Show that the GDP Variable is related to proverty. States that in the short term there is an of the GDP Variable is related to proverty. States that in the short term is an effect of the shock caused by GDP on proverty, wile in the medium term or long term there is no effect of the shock caused by GDP on proverty.

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