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INDONESIA
Investama : Jurnal Ekonomi dan Bisnis
Published by Institut Agama Islam Ngawi
ISSN : 25493779     EISSN : 2722774X     DOI : https://doi.org/10.56997/investama
Core Subject : Economy, Science, Education, Social,
Economics, Econometrics & Finance Library & Information Science Social Sciences Other
Investama : Jurnal Ekonomi dan Bisnis merupakan jurnal yang berisi tentang kajian Ekonomi, ekonomi islam, bisnis, asuransi, perbankan syariah, hukum ekonomi islam, manajemen, keuangan syariah dan muamalat. Juga memuat kajian tentang finance sosial islamic, seperti Wakaf, zakat, sedekah, dan lembaga Amil zakat.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 94 Documents
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PENGARUH PDRB, INFLASI TERHADAP PENANAMAN MODAL ASING DAN UPAH SEBAGAI VARIABEL INTERVENING DI INDONESIA 2017-2022 Amelia Tiara Yesica Harwining Puspa; Ely Masykuroh
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 1 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i1.953

Abstract

Investment is an important policy to increase sources of funding in a country. One source of funding is obtained from investment. One type of investment that can increase a country's income is foreign investment. The purpose of this study is to analyze the factors that influence foreign investment. This study also uses intervening variables. The data used is secondary data. The results of this study are GRDP, inflation and wages simultaneously have an influence on foreign investment. From this study it is also concluded that GRDP and inflation simultaneously affect wages. Meanwhile, if viewed partially, GRDP and wages both have an influence on foreign investment, while inflation, when viewed from the probability value, has no effect on foreign investment. While partially GRDP and wages have an influence on foreign investment. While inflation has no effect. As well as this research also concludes that partially GRDP has an influence on wages, while inflation has no effect on wages.
PENGARUH JUMLAH PENDUDUK DAN PERKEMBANGAN TEKNOLOGI TERHADAP PERTUMBUHAN EKONOMI DI DKI JAKARTA PADA MASA COVID-19 Anisa Fadhilatus Sholikhah; Yunaita Rahmawati
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 1 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i1.954

Abstract

Economic growth is one of the parameters for creating people's welfare, so economic growth becomes one of the benchmarks in assessing the economy of a region. But in this study, there is a discrepancy related to population and technological developments and economic growth. This discrepancy is found in the population data and technological developments, which have continued to increase in the same year in the DKI Jakarta Province area, but in the economic growth data, it has actually decreased. This study aims to analyze the influence of population and technological developments on economic growth in the DKI Jakarta area during the Covid-19 period. The design of this research is quantitative, with the causal-associative method used and data processing using panel data regression. The data collection method used is the document method, namely by intermediary existing records, with data variables Y economic growth, X1 population, and X2 technological developments. The results of the analysis in this study state that the partial population has a negative effect on economic growth, while technological developments have a positive effect on economic growth. simultaneously, population and technological developments affect economic growth by 85.7%
PERAN MODAL SOSIAL DALAM MENINGKATKAN KESEJAHTERAAN MASYARAKAT MELALUI PEMBERDAYAAN EKONOMI PADA PENGRAJIN BATIK DI PONOROGO Asyika Ridolla; Kasmiati Kasmiati
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 1 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i1.955

Abstract

Goverments have rolled over many empowering programs, but sometimes such empowerment felt that it lacked a sense of community thorough. Because programs tend to be same and social lack the potential in every conceivable region of society. So, empowerment of the bottom up model that focuses more on aspects of the wealth of the natural capital of the community or society is particularly influential. Social capital is a very prominent human capital to be used in public empowerment programs. Research produced in this article aims to analyze how social capital, trust, network and norms can play a role in the economic empowerment of communities in ponorogo by using qualitative research methods using the data collection technicques of in-depth interviews of responsibility and contributing communities. The results of this study suggest that a public empowerment program through the batik ponorogo sentra of the three elements of social capital play role sustainability through a continuous interaction pattern. With leveraging empowerment social capital can go quite well. It is given the new job opportunities and the growing economic potential society. Therefore, the government needs support for the state growing.
STRATEGI PENGEMBANGAN PRODUK UNTUK MENINGKATKAN PENDAPATAN UMKM SUMBER WARAS DESA TAHUNAN KECAMATAN TEGALOMBO KABUPATEN PACITAN Angga Adiaksa; Said Abadi
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 1 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i1.956

Abstract

The product development strategy is an effort carried out by the company through the introduction of market opportunities, improvements in the technical aspects of production with innovation with the aim of increasing consumer or customer satisfaction. As is the case with the UMKM Sumber Waras in Tahunan Village, Tegalombo District, Pacitan Regency, whose products are superior in the Tahunan Village which are able to increase income, because UMKM Sumber Waras always develops their products continuously. The purpose of this study was to find out how the product development strategy was implemented in Sumber Waras UMKM, the product development modification strategy in Sumber Waras UMKM, and the impact of the development modification strategy on Sumber Waras UMKM. In preparing the thesis, the writer uses a qualitative descriptive research method, which is a problem-solving procedure by describing the situation based on the facts that appear as they are. Data collection techniques used are interviews and documentation.The results of this study can be concluded that the implementation of product development strategies carried out by UMKM Sumber Waras continues to strive to improve the quality of its products so that people's buying interest will increase. In the product development strategy based on the principles of Islamic economics, the Sumber Waras MSME still pays attention to several halal products, product quality, and product benefits. The strategy for modifying product development carried out by UMKM Sumber Waras is by maximizing promotions through social media, developing everything from packaging, product variants and product types. For this type of product, apart from making instant herbal medicine, Sumber Waras UMKM also makes other preparations, namely chips and processed milk. It aims to provide maximum value for consumers and win company competition by selecting innovative products. The impact after modifying product development is that the total income has increased compared to before. The main thing to increase revenue is from modifying product packaging, besides functioning to maintain product quality, product packaging can also provide information about products, and provide product security.
IMPLEMENTASI RESCHEDULING, RESTRUCTURING, DAN RECONDITIONING SEBAGAI UPAYA PENYELESAIAN PEMBIAYAAN MURABAHAH BERMASALAH DI BMT BEE MASS NGAWI Maslukhin Ansori; hamdani hamdani
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 1 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i1.957

Abstract

Syari ah banking has become a common reality in Indonesia, including in theProvince of East Java, especially in the city of Ngawi. The business activities of Islamic financial institutions include collecting funds from the public in the form of savings and channeling them to the public in order to improve the standard of living of the common people based on sharia principles. Baitul Maal Wa Tamwil (BMT) Bee Mass Ngawi applies Murabahah and Al-Ijarah financing products, which are applied to microfinance for customers, with the aim that customers can utilize or own this business equipment to support their business activities. This research uses qualitative research, which produces descriptive and written data through information from the people involved in the object, in order to get a systematic picture of the factors and practices of implementing rescheduling, restructuring, and reconditioning as an effort to settle the problematic murabaha financing at the Baitul Maal Wa Tamwil (BMT) Bee Mass Ngawi. Based on the results of field research to answer questions about the implementation of rescheduling, restructuring, and reconditioning as an effort to solve problematic murabahah financing at Baitul Maal Wa Tamwil (BMT) Bee Mass Ngawi, it can be concluded that problematic financing is caused by internal and external factors, and the main factors in this factor are managerial factors. Settlement of rescue in financing restructuring is an effort made by Baitul Maal Wa Tamwil or other financial institutions to help customers settle their obligations based on sharia principles, saving problematic financing by rescheduling, rearranging, reconditioning, and changing the procedural policies of financial institutions.
LEMBAGA BISNIS DAN EKONOMI DALAM ISLAM Hamdani Hamdani
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 2 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i2.959

Abstract

Islam, as a religion of rahmatan lil Alamin, provides guidance to all human beings in various business and economic aspects. Since the time of the Prophet, there have been many business institutions that have provided solutions to the problems of people's lives, one of which is Baitul Maal wa Tamwil (BMT). BMT functioned as treasurer or business barn for Muslims in the past who were able to manage Islamic finance. Apart from BMT, other business institutions in Islam are sharia pawnshops and sharia investments. Islam strongly encourages Muslims to always be diligent in saving or investing, and Islam prohibits wasting money. Because Islam adheres to economic and business justice for the welfare of society, this study aims to look at the functions and roles of business and economics in Islam. Where business institutions are formed at the initiative of Muslims with the aim of eradicating monopolies in trade and distributing business fairly.
TAFSIR AYAT TENTANG PRODUKSI DALAM EKONOMI SYARIAH Sya’idun Sya’idun
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 2 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i2.960

Abstract

Production is a process that has existed on Earth since humans first inhabited it. the word production in Arabic with the word "al-Intaj", which is literally interpreted as ajadu sil'atin (creating or making something) or (clear services by demanding assistance in combining production elements within a limited time frame). Production activities are a link in the chain of consumption and distribution, they produce goods and services that are then consumed by consumers. Without production, economic activity will stop, and vice versa. To produce goods and services, production activities involve many factors of production. In the form of a fundamental implementation of production and economic activities as a whole, among other things, all production activities must be related to Islamic moral and technical order, and production activities must pay attention to social aspects, economic problems will arise not only due to scarcity but more complex factors
URGENSI LITERASI SERTIFIKASI HALAL BAGI USAHA KECIL MENENGAH (UKM) DI KABUPATEN NGAWI Lina Nur Anisa
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 2 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i2.961

Abstract

This paper has the goal of providing knowledge, understanding, and assistance related to the urgency of halal certification to Usaha Kecil Menengah (UKM), especially in the Ngawi district; providing insight related to the effect of halal certification on product buyer satisfaction; forming business prospects; and also forming experience related to the stages in applying for halal certification at LPPOM MUI through the CEROL online service. With increased insight and experience, it can increase the productivity and competitiveness of UKM in Ngawi district. On the other hand, it can also increase the area of the positive multiplier effect in the areas with the most UKM activists. The implementation of the companion activities is carried out from the socialization stage to accompanying the process of registering halal product guarantee certification online for UKM players who are engaged in the culinary field. Through the assistance of the halal certification process, problems related to how to apply for a halal certificate are considered difficult to solve and become the first example for other UKM in the Ngawi district.
PERKEMBANGAN EKONOMI SYARIAH DI INDONESIA Abdillah Halim
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 2 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i2.962

Abstract

The development of sharia economic law in the future must increasingly refer to protection for the people by using maqashid sharia as a methodology and perspective. To determine economic law that falls within the scope of muamalah fiqh, a comprehensive mastery of ushul fiqh is absolutely necessary, especially to find and determine the legal illat of ongoing economic practices. Failure to determine illat leads to failure to control the source of the problem. The current Islamic economy only talks a lot about distribution and consumption, a kind of distribution of money and capital that is claimed without usury and halal product certification, and does not appear to talk much about production and all aspects related to it, such as land ownership, resources, capital, and by the private sector and conglomerates, including regarding the fulfillment of labor rights, the destruction of nature by production activities, and so on. The determination of illat and maqashid sharia in the economic field is also expected to pay more attention to material conditions in which unequal production relations among community groups have resulted in economic and political colonization, which is very detrimental to society, especially for those who are in a weak position in terms of capital, resources, and political power.
THE ROLE OF FAMILY IN IMPROVING THE QUALITY OF HUMAN RESOURCES Udi Iswadi
Investama : Jurnal Ekonomi dan Bisnis Vol 8 No 2 (2022): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investamajurnalekonomidanbisnis.v8i2.963

Abstract

Improving the quality of human resources is one of the important keys in the development of a country. Quality human resources can increase productivity, creativity, and innovation, so as to encourage better economic growth. One of the factors that affect the quality of human resources is the role of the family. This study aims to examine the role of the family in improving the quality of human resources. The focus of this research is qualitative. Methods for gathering information include paying close attention and making detailed notes, with subsequent analysis including data reduction, visualization, and inference. The results of the study arrived at the conclusion that the role of family is very important in improving the quality of human resources. Families can provide positive education and support for children, form strong character, and create anenvironment conducive to child development.

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