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Al-Hiwalah : Journal Syariah Economic Law
Published by Institut Agama Islam Negeri Lhokseumawe
ISSN : -     EISSN : 29630304     DOI : https://doi.org/10.47766/alhiwalah
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Jurnal Hukum Ekonomi Syariah (Online/ elektronik) yaitu jurnal ilmiah peer review yang fokus menyebarluaskan hasil penellitian di bidang Fikih, Hukum Ekonomi Islam, Fiqh Muamalah, dan Ekonomi Syariah. Jurnal ini diterbitkan oleh Jurusan Hukum Ekonomi Syariah Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe bekerjasama dengan Rumah Jurnal LPPM IAIN Lhokseumawe.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 42 Documents
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Dumping Problems on Business Competition in Tax Law Aspects Zuki, Ade
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.3097

Abstract

The impact of globalization has resulted in many countries becoming increasingly interdependent, prompting many countries to intensify international trade flows through cross-border cooperation. The problems above some of them occur on exports and imports. Manufacturers from different countries need to compete in reality, with an orientation to dominate large-scale markets. The domestic market of a country through a variety of ways. Among the measures taken by a producer of such a country is to lower prices irrationally, or called dumping, to the lowest point than the price in place in the country concerned. The exclusion of the producer affects the marketing price of its similar commodities, thus complicating the production of the country's intended commodity and resulting in a reduction in production. This research uses a literary study or a library survey. Literature studies are research approaches aimed at gathering quality data sources based on a specific topic. The aim of literature studies is to describe the main content based on available information. The results of the study showed that dumping is a mechanism to market a commodity to the country market for a large quantity and to deal with very low nominal (cheap) expects not to lower the purchase price in the country in order to be able to'subjugate' the country's market and can regain price control. There's a variety of influences triggered by dumping practices. Therefore, this article sets out a measure to deal with it, namely the anti-dumping rules.
Distribution of Zakat Fitrah in Lebeng Barat Village from an Islamic perspective Nurul Hidayati, Nurul; Wahyuni, Sri
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.3129

Abstract

Zakat is one of the main pillars of Islam, which is an obligation for Muslims according to the command of the Shari'a. In the Qur'an, Allah SWT equates the importance of zakat with a very great worship, namely prayer, by mentioning it in eighty-two verses, emphasizing how great the value of zakat is. The purpose of this study is to determine how the provisions for the distribution of zakat are according to Islamic teachings and how Islamic law reviews the distribution of zakat fitran in Lebeng Barat Village. The method used is descriptive qualitative research with library research methods. The results show that the people of Lebeng Barat Village, Pamekasan are already aware of their obligation to pay zakat, the people of Lebeng Barat Village, Sumenep, from the 8 groups mentioned in the Qur'an only distribute to 4 groups. Regarding Muzakki outside the domicile, they pay zakat fitrah twice, which should be distributed to the poor in the area of ​​the person paying zakat. Even though it is permissible to send zakat fitrah to other areas, the reason must be based on factors of need or benefit, not because of kinship or place of birth
Provisions of Public Housing Savings Policy Based on Public Welfare According to Sharia Economic Law Saifuddin, Muhammad Azhar; Yasin, Achmad
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.4167

Abstract

Abstract: This study was conducted to measure the extent of the implementation of the People's Housing Savings (Tapera) policy by referring to Law No. 4 of 2016 and PP Tapera No. 25 of 2020 which will be combined using the principles of Sharia Economic Law. This program is an alternative solution to provide access to ownership of livable housing; with affordable housing prices for low and middle income groups. This study focuses on the suitability of the Tapera Program with the principles of Sharia Economic Law in terms of welfare. The research method used is an empirical-qualitative method with a case approach with a study of literature available from various financing platforms. The results show that Tapera is a solution to improve people's welfare by providing fulfillment of basic community needs, and easy financing using sharia principles. This study provides recommendations on adjusting the contract to support an effective program of the Tapera policy from the aspect of reporting and supervision that is more structured, transparent and accountable in order to fulfill public trust.
Sharia Peer-to-Peer Lending Financing : A Funding Alternative for MSMEs in Indonesia Desky, Harjoni; Savitri, Asmah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.4670

Abstract

Sharia-based Peer-to-Peer (P2P) lending has become one of the funding alternatives for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia that have limited access to capital from conventional banks. By using Sharia principles, this P2P lending aims to provide funding services that follow Islamic values and are open to MSME players. Research objectives: This study aims to analyze the role, effectiveness, and challenges of Islamic P2P lending financing in supporting the development of MSMEs in Indonesia and assess its compliance with Islamic economic principles. Research method: This research uses a qualitative approach with a literature study method and in-depth interviews with several MSME players and Islamic P2P lending service providers. Secondary data were obtained from reports and publications of the Islamic fintech industry, while primary data were collected through interviews that were thematically analyzed. Research results: The results show that Islamic P2P lending financing can provide significant alternative funding for MSMEs in Indonesia, especially in terms of accessibility and flexibility. However, there are challenges related to regulation and public education on Islamic financing. The Sharia-compliant P2P lending system also attracts MSMEs that are committed to the halal economy, although there is a need for improvement in the transparency aspect.
Punishment for Prostitution Offenders in the Review of Maqashid Syariah Syarif, Muhammad; Zakaria, Zakaria; Zulhamdi, Zulhamdi; Hasbi, Husnaini; Nazir, Muhammad
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.4715

Abstract

Prostitution which is prostitution is very dangerous for the maintenance of offspring (hifz al-nasl) and lead to criminal acts of crime under Islamic law. This library research was conducted by studying books and journals that are relevant to the writing of this article. In the Islamic perspective there is no nomenclature implicitly mentioning prostitution. Prostitution is the provision of sexual services by a man or a woman for money or satisfaction. Prostitution or prostitution is defined as adultery. Prostitution is a practice that destroys the foundations of family life, morality, morality, law and religion. In the Qur'an it is explained that the appropriate punishment for adulterymuhsan in the form of punishment of stoning and adulteryghairu muhsan was subject to a penalty of 100 lashes. Give punishment to the perpetrators of prostitution to prevent the occurrence of acts of adultery that can damage the sustainability of human life, especially aspects dharuriat, namely maintenance hifz al-nasl. Punishments are given in order to create sharia goals and punishment in Islamic law which includes prevention and guidance can be achieved and creates a deterrent effect for perpetrators, and not to repeat the act. Keywords: Punishment, Prostitutes, Maqashid Sharia
Regulation of the Minister of Trade No. 31 of 2023 on E-Commerce Business on the Tiktok Platform: An Analysis of Sharia Economic Law Nurlinda, Nurlinda; Dayyan, Muhammad; Daud, Zulfikar
Al-Hiwalah: Journal of Sharia Economic Law Vol. 3 No. 2 (2024): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v3i2.4790

Abstract

This study aims to analyze the Regulation of the Minister of Trade Number 31 of 2023 which regulates the use of TikTok as an e-commerce platform from the perspective of Sharia Economic Law. TikTok, which was originally a social media platform, has now transformed into one of the e-commerce platforms that is popular with the public, especially the younger generation. This Regulation of the Minister of Trade provides regulations related to business permits, transparency, and transaction security, which aim to protect consumers and business actors. However, from the perspective of Sharia Economic Law, there are principles such as justice (al-‘adl), balance (al-mizan), and welfare (maqashid syariah) that must be met. This study uses a normative juridical method with an analytical descriptive approach to identify the conformity of these regulations with Sharia principles, as well as the impact of regulations on halal and profitable digital economic activities. The results of the study show that Permendag Number 31 of 2023 is largely in line with the principles of Sharia Economic Law, namely prioritizing aspects of fairness and transaction security, but several points still require further adjustment to be more in line with Sharia values. This study provides recommendations to the government to pay attention to Sharia aspects in the development of digital economic regulations in Indonesia.
Gold Dowry in Acehnese Traditional Marriage: Das Sein and Das Sollen in Pidie Community Practices Ikhsan, Muhammad; Hasbi, Husnaini; Ishak, Abdullah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 4 No. 1 (2025): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v4i1.4793

Abstract

Abstract: Dowry in marriage is the right of a wife which is the obligation of the husband, in Acehnese customs the dowry is generally in the form of gold. Dowry known as jeulamee or jeunamee has a different value in each district/city in Aceh, some have a value of 1 (one) may equivalent to 3.3 grams, and some have a value of 1 mayam equivalent to 3 grams. The problem arises when the price of buying and selling gold increases, which makes some people postpone their marriage because gold is getting more expensive daily, plus the dowry that must be prepared ranges from 10-30 mayam. Related to this problem, how do das sein and das sollen Pidie society determine the amount of dowry, and how do the parties decide when the price of buying and selling gold increases. Qualitative research is the method used, focusing on field research as a primary source. The first finding in the practice of the Pidie community, das sein society should have married when they were financially and emotionally ready plus an understanding of religion related to the household to avoid unnecessary conflicts. However, Das Sollen found that some people postpone their marriage because of capital constraints, including the dowry which is not a small amount plus the reception or walimatul ursy which also requires large capital. The family in this problem has different views or opinions on how to deal with this problem, generally, both parties will take a middle path in the form of deliberation to achieve win-win solutions.
Legal and Ethical Challenges in Developing Islamic Financial Products : A Contemporary Perspective Yazid, Nawawi; Nawawi, Muhammad
Al-Hiwalah: Journal of Sharia Economic Law Vol. 4 No. 1 (2025): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v4i1.4890

Abstract

The development of Shariah-compliant financial products has become an integral part of the global banking and finance industry. This article examines the legal and ethical challenges faced in the development of Shariah-compliant financial products from a contemporary perspective. These challenges include strict adherence to Shariah principles, effective supervision and regulation, as well as ethical considerations in handling customer funds. In the context of the evolving financial technology (fintech) innovation, this article also explores how Shariah-compliant financial products can harness this technology without compromising the integrity of Shariah principles. Additionally, we identify recent trends and changes in Shariah-compliant financial products and analyze the social and economic impact of successful development in this area. This article also presents innovative approaches and solutions to address the legal and ethical challenges encountered, with the aim of promoting sustainable growth of Shariah-compliant financial products in line with Shariah principles. This research is expected to provide valuable insights to financial practitioners, regulators, and researchers interested in the development of Shariah-compliant financial products in the contemporary era.
Application of Ujrah Discounts on Pawn Products at BSI Kc Bojonegoro According To Sharia Economic Law Al Baqiyyatus Sholihah, Milda; Yasin, Achmad
Al-Hiwalah: Journal of Sharia Economic Law Vol. 4 No. 1 (2025): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v4i1.4971

Abstract

This research focuses on the application of ujrah discounts in pawn products implemented by Bank Syariah Indonesia (BSI) Bojonegoro Branch Office and analyzes its conformity with the principles of Sharia Economic Law. Sharia pawning, as one of the superior products of sharia banking, involves a contract between the bank and the customer where the customer hands over goods as collateral for the loan provided by the bank. In this agreement, the bank charges an ujrah fee in exchange for storage and maintenance services for collateral. However, with increasingly tight competition between sharia financial institutions, BSI KC Bojonegoro developed a marketing strategy in the form of providing discounts on ujrah fees applied. The research method used is qualitative-descriptive with data collection techniques through interviews, observation and documentation. The research results show that providing ujrah discounts at BSI KC Bojonegoro is carried out as a marketing strategy to attract customers and increase competitiveness. From the perspective of Sharia Economic Law, the application of this discount is considered in accordance with sharia principles as long as it does not violate the terms of the contract and transparency is maintained.
Buying and Selling Food Without Price Labels: The Perspective of Law No. 8 of 1999 and Islamic Law Julijanto, Muhammad; Anastiti, Merdikaning
Al-Hiwalah: Journal of Sharia Economic Law Vol. 4 No. 1 (2025): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/al-hiwalah.v4i1.5148

Abstract

Buying and selling food without a price tag impacts buyers, but this is regulated in Law No. 8 of 1999 and Islamic law. This study aims to determine the implementation of buying and selling without price tags in Angkringan and buying and selling food without price tags from the perspective of Law No. 8 of 1999 and Islamic Law. This research methodology uses field research and qualitative research. The data sources used are primary data sources and secondary data sources. This research is located in Angkringan, Ngringo Village, Jaten District, Karanganyar Regency. Data collection techniques are carried out through observation, interviews, and documentation. The data analysis techniques used are data reduction, data presentation, and conclusions. The results of this study can be concluded that the implementation of buying and selling food at the Angkringan of Ngringo Village, Jaten District, Karanganyar Regency is carried out by taking or ordering a system, then eating and paying at the end. Five Angkringan business actors are passive regarding price information, and there is one business actor who takes the initiative to include prices. Buying and selling without a price tag violates the provisions of Article 7 of Law Number 8 of 1999. A contract, already contains elements of jahalah, ikrah, dharar, so the sale and purchase are said to be khiyar disgrace.

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