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Al-Hiwalah : Journal Syariah Economic Law
Published by Institut Agama Islam Negeri Lhokseumawe
ISSN : -     EISSN : 29630304     DOI : https://doi.org/10.47766/alhiwalah
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
Jurnal Hukum Ekonomi Syariah (Online/ elektronik) yaitu jurnal ilmiah peer review yang fokus menyebarluaskan hasil penellitian di bidang Fikih, Hukum Ekonomi Islam, Fiqh Muamalah, dan Ekonomi Syariah. Jurnal ini diterbitkan oleh Jurusan Hukum Ekonomi Syariah Fakultas Syariah Institut Agama Islam Negeri Lhokseumawe bekerjasama dengan Rumah Jurnal LPPM IAIN Lhokseumawe.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 42 Documents
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Akad Murabahah dalam Islam Ikbal, Muhammad; Chaliddin, Chaliddin
Al-Hiwalah: Journal of Sharia Economic Law Vol. 1 No. 2 (2022): AL-Hiwalah: Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (668.062 KB) | DOI: 10.47766/alhiwalah.v1i2.896

Abstract

Buying and selling activities in everyday life is a phenomenon that has become a habit of the community. Especially the Indonesian people, especially the Indonesian people who work as traders. Buying and selling is regulated in Islamic sharia, but the knowledge of the people who buy and sell is still lacking. One of the contracts that often occurs in the community is the murabahah contract. Murabahah is a sale and purchase agreement between the bank and the customer. Islamic banks buy goods needed by customers and then sell them to the customer concerned at the acquisition price plus a profit margin agreed between the Islamic bank and the customer.
Akad Wakalah dalam Jual Beli Rizal, Ahmed
Al-Hiwalah: Journal of Sharia Economic Law Vol. 1 No. 1 (2022): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (410.071 KB) | DOI: 10.47766/alhiwalah.v1i1.906

Abstract

Wakalah contract has an important role in buying and selling. This wakalah has the main purpose of providing financing and services in payment traffic and money circulation. The difference between Islamic banks and conventional banks when viewed in terms of its understanding. Wakalah in Islamic law is the delegation of power by one person as the first party to another person as the second party in the matters represented. Wakalah in Arabic means helping, maintaining, delegating, or being a representative acting on behalf of the person he represents. In terms, wakalah means mutual help between individuals in a problem when someone is legally unable or has obstacles to do so. The object being represented can involve property and other personal matters, such as marriage. The legal basis for wakalah is the Qur'an and hadith.
Anak Yatim dan Wali: Sebuah Riset Atas Pengelolaan Harta Anak Yatim di Gampong Mongeudong dalam Perspektif Hukum Islam dan UU Perkawinan Munawar Khalil; Chaliddin, Chaliddin
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1467

Abstract

Children are an important part of the younger generation who play a strategic role in shaping better families. Therefore, children need adequate guidance and protection to ensure their physical, psychological, mental, and social growth and development. This research discusses the management of orphaned children's assets in Gampong Mongeudong and the review of Islamic law and the Marriage Law on the management of orphaned children's assets. The research method used is field research conducted in the real life of the community. The results of the research show that the management of orphaned children's assets is done by family members, including fathers, mothers, grandmothers, or uncles. However, the process of determining the guardian of orphaned children does not comply with the provisions of the law. From the perspective of Islamic law, the maintenance of orphaned children's assets should be carried out by the guardian who is the closest relative in the line of guardianship. However, this guardianship must comply with several provisions, including the prohibition for the guardian to mix their assets with the assets of the child under their guardianship, the prohibition to excessively consume the child's assets, and the obligation to return the child's assets when the child reaches adulthood.
Peer to Peer Lending Syari’ah: Wadah Investasi Bisnis Sektor Riil untuk Pengembangan UMKM Fauzia Ulirrahmi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1471

Abstract

The interest of Indonesian people in investing in real sector businesses, particularly MSMEs, is relatively low due to high risks and business uncertainties. Unfortunately, Sharia Financial Institutions have not played an active role in channeling cooperation-based financing. Instead, they have mostly focused on channeling murabahah financing under the buying and selling scheme. However, Sharia P2P Lending can help develop the real sector and have a positive impact on the national economy by reducing bureaucracy and complicated requirements. Sharia P2P Lending is an investment platform in real sector businesses that benefits business actors and investors. The use of Sharia P2P Lending can encourage the public to invest in the real sector because of the following reasons: (1) it provides a safe investment with higher returns compared to conventional investments, (2) it offers access to invest in the real sector with relatively small capital, (3) it allows investors to choose business actors and monitor their investment performance, (4) it has relatively low transaction costs and is easy to conduct transactions online, and (5) it provides protection through risk management and financing management policies carried out by the company.
Analisis Hukum dan Syariah dalam Budaya Digital: Tantangan dan Peluang di Era Teknologi Rahmawati, Fina
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1473

Abstract

This research aims to examine the legal and Sharia challenges in the context of digital culture. The research method used is literature analysis and literature review. In this study, it was found that the development of digital technology has significant implications for the fields of law and Sharia, especially in the context of digital culture. Some of the challenges faced include issues of privacy, data security, validity of online transactions, as well as ethical and moral issues in the use of digital technology. The research results show that law and Sharia must continue to evolve to cope with the rapid changes in digital culture. This involves a deep understanding of the principles of law and Sharia and their application in the digital context. Furthermore, it is important for legal and Sharia practitioners to address emerging challenges in the digital culture, including engaging in collaborations among legal, Sharia, and technology experts to tackle complex issues. This research contributes to the understanding of legal and Sharia challenges in the digital culture and provides a basis for policy-making and relevant regulatory development to address the rapidly changing digital culture. This research is expected to provide guidance and direction for legal, Sharia, and technology practitioners in navigating the evolving digital culture
Perspektif Hukum Ekonomi Syariah Terhadap Penerapan Akad Wakalah di UPZ IAIN Madura Afandi , Moh; Zahroh, Fatimatuzzahrah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1480

Abstract

Wakalah guard, guarantee, dependents, power of attorney. And also wakalah contract can be interpreted as the delegation of power by a person as the first party to another person as a second party in matters being represented (in this case the second party) only carries out something limited or the authority granted by the first party, but if the power has been carried out as required, then all risks and responsibilities for the implementation are fully carried out by the first party or the power of attorney. The research focus of this research is on the Application of Wakalah Contracts at UPZ IAIN Madura and how the application of Wakalah Contracts in the perspective of sharia economic law at UPZ IAIN Madura. In this study, the researcher used a qualitative research method, namely research that was intended to examine in a sharia way the application of the wakalah contract at UPZ IAIN Madura, where the phenomena experienced by subjects were empirical legal research or field research. Sources of data obtained through interviews, observation and documentation. The informant is the management of UPZ IAIN Madura (amil zakat). Then the data analysis technique used is starting from Data Reduction, Data Presentation and Conclusion. The research results of the wakalah contract applied at UPZ Madura are in accordance with the regulations of all UPZ IAIN Madura work programs which are in accordance with the meaning of the wakalah contract, namely the handing over of the mandate from muzakki to UPZ IAIN Madura. The requirement to become a manager must be truly trustworthy as one must be able to trust and be transparent in the management of ZIS finances (Zakat, Infaq and Sedekah). Muzakki who have donated their funds to UPZ IAIN Madura means that they have trusted UPZ IAIN Madura to be able to manage the funds from Muzakki. As a contribution from zakat managers which UPZ IAIN Madura must manage and distribute properly. Seeing from sharia economic law, the application of the wakalah contract at UPZ IAIN Madura has been carried out well. Because, looking at all aspects that occur related to zakat, infaq and alms, it is included in the special provisions in Islamic law. With this wakalah contract, Muzakki does not arbitrarily give trust to UPZ IAIN Madura to manage and distribute these funds to those in need. UPZ IAIN Madura provides funding facilities from orphans, the dhuafa and the poor/poor people
Analisis Manajemen Kompensasi dalam Meningkatkan Motivas dan Kinerja SDI di Perusahaan Petis HJ. Diya Food Sampang Rohim, Abd; Haryanto, Rudy
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1482

Abstract

Human Resource Performance or commonly known as an actual performance is a result achieved by a person in fulfilling his responsibilities as an employee. To produce good performance, of course, a way is needed so that the stake holder can work optimally. The existence of compensation in an organization or company can support motivational work so that it can produce good performance. This happened precisely at the petis Hj. Diya Food company, exactly on Jl. Mutiara Sampang which applies compensation to support employees’ enthusiasm. The purpose of this study is to explain the strategy of the petis Hj. Diya Food company in managing compensation so that it has an impact on the motivation of employee performance. The design of this study uses qualitative research with data collection techniques through observations, interviews, and documentations. Researcher analyzed the data using qualitative descriptive techniques. The results of this study showed that compensation has an impact on the motivation of workers in the company of petis Hj. Diya Food Sampang in producing good performance.
Analisa Status Halal Produk Umkm Perspektif Fatwa Mui Nomor 4 Tahun 2003 Tentang Standardisasi Fatwa Halal: Studi Kasus UMKM At-Tarqiyah, UD. Nayla Az-Zahrah, Dapur Aim Talang Siring Di Kabupaten Pamekasan Harisah, Harisah; Almasuniyah, Annuriyah
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 1 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i1.1489

Abstract

Many MSME producers of processed food put halal writing on the packaging, either only with ordinary Latin and Arabic writing, or accompanied by the MUI halal logo and in terms of the main raw materials or additional ingredients, it is difficult to declare the origin of the ingredients to be halal. In fact, the clarity of a food product is the most important thing so that consumers know that the product they are consuming is a halal product and the origin of the ingredients is clear. This study uses a type of normative legal research with a statute approach and a textual approach. This research was approved to be conducted on 19 November 2021, while this research took place on 1 March 2022 BPJPH established a new halal label that applies nationally. For this reason, with this stipulation there is a transfer of the authority of the institution that issues halal certificates from the LPPOM-MUI institution to BPJPH under the Ministry of Religion, this design change is part of the transfer of authority for halal certificates to BPJPH. The results of the study show that: First, the production activities of the three SMEs in Pamekasan, namely UD. Nayla AZ, Kitchen AIM Talang Siring, in the process of procuring materials to distribution, which was carried out in practice, there were no activities and facilities contaminated with unclean/unlawful objects, apart from that no critical activities were found that could cause a product to be unlawful. Whereas at Tarqiyah in its critical activity it was found that the use of raw materials in the form of petis did not have a halal label. Second, the results of the analysis that the researchers carried out using MUI fatwa No. 4 of 2003 concerning the standardization of halal fatwa indicates that MSME products at Tarqiyah, namely BAPER, do not comply with 100% halal principles in accordance with LPPOM-MUI principles. Because the raw materials used are not labeled halal, so the origin of the materials, processes, and facilities used is not known, not only that, materials that are not labeled halal are also included in critical activities that cause a product to be non-halal.
Kebijakan Belanja Negara dalam Tinjauan Fikih Ibrahim, Yusriadi; Zulhamdi, Zulhamdi
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1551

Abstract

Islam is a perfect teaching that includes learning norms for human life in the world and the hereafter, including economic learning which includes the State's shopping policy as one of the fiscal tools of the State, all of which have a purpose for the welfare of individuals and society. In this paper, the author will try to collect data from several literatures to examine briefly how Islam and economics as well as the State expenditure policy based on Islam, in terms of understanding, history, its application in modern times, as well as its combination with existing conventional system or which has been applied in advance by States which sometimes cause obstacles and problems in its implementation. Islam is a perfect teaching that includes learning norms for human life in the world and the hereafter, including economic learning which includes the State's shopping policy as one of the fiscal tools of the State, all of which have a purpose for the welfare of individuals and society. In this paper, the author will try to collect data from several literatures to examine briefly how Islam and economics as well as the State expenditure policy based on Islam, in terms of understanding, history, its application in modern times, as well as its combination with existing conventional system or which has been applied in advance by States which sometimes cause obstacles and problems in its implementation.
Analysis of Fiqh Tabarru' on the Use of Cashback Gopay Coins in Buying and Selling Transactions in Tokopedia App Agustiani, Sarah Amanah; Susilawati, Cucu
Al-Hiwalah: Journal of Sharia Economic Law Vol. 2 No. 2 (2023): Al-Hiwalah : Journal Syariah Economic Law
Publisher : Department of Islamic Economic Law, Faculty of Sharia, Sultanah Nahrasiyah State Islamic University, Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47766/alhiwalah.v2i2.1713

Abstract

Gopay coins are balances given by Tokopedia for every customer who purchases at Tokopedia by fulfilling the conditions set by Tokopedia. This study aims to determine the mechanism of revenue and use of GoPay coins and fiqh tabarru' analysis of GoPay coins cashback in buying and selling transactions at Tokopedia. The method used in this research is a case study. This study's results indicate that to get GoPay coins, users must follow the conditions set by Tokopedia. GoPay coins are a marketing strategy so that Tokopedia users continue to grow. The contract used in giving GoPay coins by Tokopedia to users is a grant contract, namely ja'izah tasyji'iyyah. In conclusion, using GoPay coins in buying and selling transactions in the Tokopedia application is permissible according to Sharia economic law and is included in the fiqh tabarru'.

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