cover
Contact Name
Muchamad Rizky Fauzi
Contact Email
mrizkyfauzi77@gmail.com
Phone
+6285648150511
Journal Mail Official
jibiainutuban@gmail.com
Editorial Address
INSTITUT AGAMA ISLAM NAHDLATUL ULAMA TUBAN Jl. Manunggal No. 10-12 Sukolilo, Tuban 62318 Telp. (0356) 331572 Fax (0356) 331572
Location
Kab. tuban,
Jawa timur
INDONESIA
JIB : Journal Islamic Banking
ISSN : -     EISSN : 29857708     DOI : -
Core Subject : Economy,
JIB : Jurnal Perbankan Syariah is the journal published by IAINU Tuban Islamic Banking Study Program. It’s dedicated for the publication of scientific articles in the field of Islamic Financial Institution, Contempopary muamalat jurisprudence, entrepreneurship and creative economy, and Islamic economics and business. The languages used in this journal are Indonesian and English. This journal published twice a year in June and Desember in a print and online version. Editors accept scientific articles, academics and researchers that have not been published in other journals.
Articles 5 Documents
Search results for , issue "Vol 4 No 2 (2024): DESEMBER" : 5 Documents clear
Pengaruh Citra Merek Dan Kualitas Layanan Terhadap Kepuasan Nasabah Di Bank Syariah Indonesia Permatasari, Melisa Devi; Istiqomah, Nur Hidayatul
Jurnal Perbankan Syariah Vol 4 No 2 (2024): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i2.1024

Abstract

This study examines the influence of brand image and service quality on customer satisfaction at BSI Tuban City through a quantitative approach using purposive sampling technique and multiple linear regression analysis. The research findings reveal that brand image has a significant effect of 30.71% with a probability of 0.003, while service quality has a greater influence of 44.59% with a probability of 0.000. Collectively, brand image and service quality significantly impact customer satisfaction with a coefficient of 46.15% and a probability of 0.000. The research conclusion emphasizes that service quality has a more dominant contribution compared to brand image in influencing customer satisfaction, therefore recommending that BSI should continue to improve service quality and maintain its brand image. Future research is expected to explore additional factors such as cost, location, and promotions that potentially affect customer satisfaction in the context of sharia banking.
Efektivitas Penyaluran Pembiayaan KPR Subsidi Pada Masyarakat Di Bank Syariah Indonesia KCP Tuban Akyun, Nadiya Qurota; Rustyawati, Dian
Jurnal Perbankan Syariah Vol 4 No 2 (2024): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i2.1026

Abstract

This study aims to examine the implementation and effectiveness of the subsidized Home Ownership Loan (KPR) financing program at Bank Syariah Indonesia (BSI) KCP Tuban. This qualitative research with a descriptive approach utilizes data collected through interviews and observations. Data analysis employs descriptive techniques, and data validity is tested using triangulation. Data was gathered through three stages: observation, interviews, and document collection. The findings indicate that the implementation of the subsidized KPR program at BSI KCP Tuban provides satisfactory service during the financing process. The process is easy and transparent, with friendly and informative staff. Moreover, the disbursement of subsidized KPR financing has proven effective in assisting low-income communities in acquiring homes. The process is smooth, with easily understandable requirements and a quick approval process. This demonstrates that subsidized KPR is an effective solution in helping the community meet their housing needs.
Peranan Perbankan Syariah Terhadap Pemberdayaan Ekonomi Melalui Pembiayaan Usaha Mikro, Kecil Dan Menengah Putri, Silvia Dwi Aprilia; Siswoyo
Jurnal Perbankan Syariah Vol 4 No 2 (2024): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i2.1028

Abstract

The research aims to find out how the efforts of Bank Syariah Indonesia KCP Tuban in empowering the economy through financing Micro, Small and Medium Enterprises; the financing process for Micro, Small and Medium Enterprises carried out by Bank Syariah Indonesia KCP Tuban; conditions of the Micro, Small and Medium Enterprises sector before and after financing with Bank Syariah Indonesia KCP Tuban. This type of research is qualitative descriptive research using data collection methods by conducting interviews, notes, observations and documents related to solving existing problems. The results of the research are that there are financing facilities for UMKM, then the financing application process is in accordance with procrdures, after that the funds are disbursed to micro or UMKM customers for business capital.
Analisis Tingkat Kesehatan Bank Dengan Menggunakan Metode Camel Pada Bank Syariah Indonesia Aliyah, Silvia Nur; A'yun, Inarotul
Jurnal Perbankan Syariah Vol 4 No 2 (2024): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i2.1029

Abstract

The bank's health level is very important to maintain because it is an institution that relies on the trust of its customers. This study aims to describe Bank Syariah Indonesia's health level in the quarter of July 2022-September 2023. The method used in this study was the CAMEL method. The CAMEL method is a specific method in financial statements, the CAMEL method consists of several aspects, namely Capital, Asset, Management, Earning, and Liquidity. The results of this research that Bank Syariah Indonesia in the quarter of July-September 2022 received a value of 96.13%, the quarter of October-December 2022 with 95.8%, the quarter of January-March 2022 with 95.88%, the quarter of April June 2023 with a value of 95.78% and the quarter of July-September 2023 with a value of 95.89%. Based on Bank Indonesia guidelines, healthy banks are banks that have a value of 81-100%, so Bank Syariah Indonesia in the quarter of July 2022-September 2023 is in the category of healthy banks. From the results of the research, it can be concluded that the level of Bank Syariah Indonesia in the quarter of July 2022 September 2023 is included in the category of healthy banks. The results of this study are expected to be the basis and comparison with the latest methods.
Pengaruh Pembiayaan Mudharabah Dan Pembiayaan Musyarakah Terhadap Return On Asset (ROA) Pada Bank Muamalat Indonesia Periode 2016-2023 Ilmiyah, Syarofatul; Purnamasari, Diana Nur Indah
Jurnal Perbankan Syariah Vol 4 No 2 (2024): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v4i2.1030

Abstract

This research aims to analyze the impact of mudharabah and musyarakah financing on Return On Asset (ROA) at Bank Muamalat Indonesia during the 2016-2023 period. Employing a quantitative approach with secondary data and an associative research method, the study utilizes purposive sampling techniques and data analysis through classical assumption tests, multiple linear regression, and hypothesis testing with the aid of SPSS version 24. The research findings indicate that mudharabah and musyarakah financing, individually, do not significantly influence ROA, with significance levels of 0.712 and 0.067, respectively, and t-statistic values lower than the t-table. However, simultaneously, mudharabah and musyarakah financing have a significant impact on ROA, as evidenced by the significant F value (0.008 < 0.05) and an F-statistic exceeding the F-table (8.203 > 3.328).

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