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The Es Economics and Entrepreneurship
Published by Eastasouth Institute
ISSN : 29857104     EISSN : 29648920     DOI : https://doi.org/10.58812/esee
Core Subject : Economy,
Economics, Econometrics & Finance
ESEE - The Es Economics and Entrepreneurship is a peer-reviewed journal and open access three times a year (April, August, and December) published by Eastasouth Institute. ESEE aims to publish articles in the field of Microeconomics and macroeconomics, International trade and international finance, Economic development, Economic policy and regulation, Natural resource economics, Financial and monetary economics, Entrepreneurship and innovation, Business planning and strategy. ESEE accepts manuscripts of both quantitative and qualitative research. ESEE publishes papers: 1) review papers, 2) basic research papers, and 3) case study papers.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekomomi dan Ekonometrika
Articles 121 Documents
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The Effect of Financial Literacy, Financial Attitude, and Financial Experience on the Financial Behavior of Generation Z Students Nopitasari Pitri; Riyandi Nur Sumawidjaya; Nunung Ayu Sofiati; Yoyo Sudaryo
The Es Economics and Entrepreneurship Vol. 5 No. 01 (2026): The Es Economics And Entrepreneurship (ESEE)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/esee.v5i01.1201

Abstract

This study examines the influence of financial literacy, financial attitude, and financial experience on the financial behavior of Generation Z students at Politeknik Bintan Cakrawala. A quantitative survey approach was used with 58 respondents selected through purposive sampling. Data were analyzed using multiple linear regression with Jamovi. The results indicate that financial literacy does not have a significant effect on financial behavior (p = 0.561). Financial attitude has a positive and significant effect on financial behavior (p < 0.001), while financial experience does not have a significant effect on financial behavior (p = 0.155). Simultaneously, financial literacy, financial attitude, and financial experience significantly affect financial behavior (p < 0.001). The model explains 59.7% of the variance in financial behavior, while the remaining 40.3% is influenced by variables outside the study.

Page 13 of 13 | Total Record : 121

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