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Widhi Ariyo Bimo
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moneter@uika-bogor.ac.id
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INDONESIA
Moneter : Jurnal Keuangan dan Perbankan
Published by Universitas Ibn Khaldun Bogor
ISSN : 23022213     EISSN : 26155141     DOI : 10.32832/moneter
Core Subject : Economy, Science,
Computer Science & IT Economics, Econometrics & Finance
Moneter: Jurnal Keuangan dan Perbankan mempunyai fokus dalam kajian keuangan dan perbankan , dengan scope sebagai berikut: Dasar-dasar keuangan dan perbankan syariah dan konvensional Bisnis Teknologi Informasi
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 16 Documents
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Search results for , issue "Vol. 13 No. 1 (2025): APRIL" : 16 Documents clear
The Influence Of Product Quality And Religius On Customer Decisions In Choosing Sharia Insurance At PT. Sun Life Financial Medan City Branch Aulia, M.; Nurbaiti, Nurbaiti; Syahriza, Rahmi
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 1 (2025): APRIL
Publisher : Universitas Ibn Khladun Bogor

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Abstract

The purpose of this research is to determine the influence of product quality implemented by the company and the level of religiosity of customers on the decision to choose sharia insurance at PT Sun Life Medan City Branch. From this, the author is interested in research entitled The Influence of Product Quality and Religiosity on customers’ decisions in choosing sharia insurance at PT Sun Life Medan City Branch. In this research, quantitative methods are used. Quantitative research is a process of finding knowledge that uses data in the form of numbers as a tool to analyze information about what you want to know. This research uses statistical data analysis with the final result of the research being the verification of a theory or hypothesis to be accepted or rejected. This research uses multiple regression analysis methods to see the influence of independent variables, namely independent variables only. The research results show that there is a significant influence between product quality on customer decisions in choosing insurance at PT. Sun Life Financial Medan Branch. There is a significant influence between religiosity on customers’ decisions in choosing insurance at PT. Sun Life Financial Medan Branch. Together, product quality and religiosity can have a significant influence on customers’ decisions about having insurance at PT. Sun Life Financial Medan Branch.
The Influence of the Technology Acceptance Model on Personal Branding Through Self-Efficacy on LinkedIn Among Generation Z Saragih, Fry Melda; Cristian, Nico
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 1 (2025): APRIL
Publisher : Universitas Ibn Khladun Bogor

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Abstract

This research investigates how perceived usefulness and perceived ease of use influence personal branding, with self-efficacy acting as a mediator, among Generation Z LinkedIn users in Indonesia. As digital natives, Gen Z increasingly leverages social media for career development, with LinkedIn being a key platform for personal branding. Grounded in the Technology Acceptance Model (TAM), this quantitative study collected data from 150 participants and applied Partial Least Squares Structural Equation Modeling (PLS-SEM) for analysis. Findings reveal that perceived usefulness and ease of use do not directly impact personal branding; rather, they significantly boost self-efficacy, which in turn strongly affects personal branding. Mediation analysis shows that self-efficacy fully mediates the relationship between technology acceptance factors and personal branding. These results highlight the importance of psychological readiness, beyond functional perceptions, in successful personal branding. Limitations include the study’s cross-sectional design and reliance on self-reported data. Future studies might explore other moderating or mediating variables such as digital literacy, intrinsic motivation, or peer influence, as well as the longitudinal development of self-efficacy in forming digital professional identities.
Sustainability Performance Management Integration: A Systemic Approach In Improving The Organizational Competitiveness Of PT. Sentosa Deli Mandiri Nst, Venny Fraya Hartin; Wijaya, Doly Muhendy; Azaman, Azaman; Nasti, Nilawati
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 1 (2025): APRIL
Publisher : Universitas Ibn Khladun Bogor

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Abstract

This research examines the integration between performance management and sustainability as a systemic approach in improving organizational competitiveness, with a case study at PT Sentosa Deli Mandiri. The main problem analyzed is the effectiveness of implementing sustainable performance management strategies in supporting the company's long-term goals. A descriptive qualitative approach was used with data collection techniques in the form of in-depth interviews, participatory observation, and documentation studies. The results showed that the integration of economic, social, and environmental indicators into the performance measurement system is able to encourage operational efficiency, improve reputation, and corporate accountability. The Sustainability Balanced Scorecard (SBSC) model proved relevant as a strategic framework in aligning sustainability goals with organizational performance. This finding confirms that a systemic approach is an important foundation in building a long-term sustainable competitive advantage
Designing A Talent Management Strategy To Address Organizational Transformation Challenges: A Case Study of PT. Sentosa Deli Mandiri Wijaya, Doly Muhendy; Hartin Nst, Venny Fraya; Azaman, Azaman; Yuli Isnaini, Dewi Budhiartini
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 1 (2025): APRIL
Publisher : Universitas Ibn Khladun Bogor

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Abstract

In today's business landscape, which is characterized by continuous technological change and increasingly fierce global competition, organizations are required to be able to adapt and transform effectively. Organizational transformation is not limited to operational changes, but also includes fundamental shifts in culture, structure, and overall organizational processes. The research question in this study focuses on how PT. Sentosa Deli Mandiri can design and implement effective talent management strategies to support the success of organizational transformation. The research methodology used is a case study approach, with data collection methods including in-depth interviews with top management and key employees, analysis of internal company documents, direct observation of work processes, and the distribution of questionnaires to employees to measure their perceptions of the talent management strategy that has been implemented. The research findings are expected to identify the main challenges faced by PT. Sentosa Deli Mandiri in the organizational transformation process, evaluate the effectiveness of existing talent management strategies, and formulate comprehensive and integrated talent management strategy recommendations aligned with the company's strategic business objectives.
A Systematic Review Of Business Ethics And Professional Implementation: A Literacy Study In Digital Marketing Syakur, Abd.; Safriliana, Retna; Assih, Prihat; Mujairimi, Mujairimi; Bella Ayu, Roro
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 1 (2025): APRIL
Publisher : Universitas Ibn Khladun Bogor

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Abstract

The digital era has fundamentally transformed the business landscape, with digital marketing becoming the backbone of many companies' strategies. However, this rapid development has also given rise to significant ethical complexities, demanding deep consideration of business practices and professionalism. This research presents a Systematic Literature Review (SLR) to identify, analyse, and synthesize relevant academic literature on business ethics and professional implementation in the context of digital marketing. A rigorous SLR method is applied, including comprehensive searches in leading scientific databases, screening based on clear inclusion and exclusion criteria, and thematic data extraction and synthesis. The main focus of this review includes crucial issues such as consumer data privacy, transparency in digital advertising, misleading marketing practices, corporate social responsibility (CSR) on digital platforms, and the ethical implications of using artificial intelligence (AI) in marketing. The research findings indicate a gap between technological innovation and an adequate ethical framework, highlighting the urgent need for adaptive regulations, enhanced ethical literacy among practitioners, and the development of a code of ethics specific to the digital realm. The conclusion of this SLR provides critical insights for academics, practitioners, and policymakers to navigate the ethical complexities in the era of digital marketing, promoting more responsible and sustainable practices.
Philosophy and Science in Accounting 5.0 Era : A Literature Review Syakur, Abd.; Subiantoro, Edi; Supriadi, Bambang
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 1 (2025): APRIL
Publisher : Universitas Ibn Khladun Bogor

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Abstract

The 5.0 era has introduced substantial transformations in accounting practices through the incorporation of advanced technologies, including artificial intelligence (AI), big data, and automation. These technological advancements provide enhanced efficiency and precision in financial data processing and analysis; however, they also present challenges in upholding fundamental accounting principles such as transparency, integrity, and accountability. This article analyzes the integration of technology with humanistic accounting ideals in the digital age via the lens of the philosophy of science, namely positivism, interpretivism, and pragmatism. Additionally, the article discusses the importance of ethics in accounting in the 5.0 era, emphasizing the application of virtue ethics theory and discourse to ensure that accounting decisions continue to consider relevant moral and social values. This paper advocates for a decision-making framework in accounting that emphasizes fairness, transparency, and social responsibility, notwithstanding the efficiency offered by technological advancements.

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