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YAYASAN PERGURUAN TINGGI ISLAM SURAKARTA INSTITUT ISLAM MAMBA’UL ‘ULUM SURAKARTA Unit Pelaksana Teknis Jurnal Jl. Sadewa No. 14 Serengan, Surakarta 57155
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AL HUKMU: Journal of Islamic Law and Economics
Published by Institut Islam Mamba'ul 'Ulum Surakarta
ISSN : -     EISSN : 29639506     DOI : 10.54090
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
AL HUKMU: Journal of Islamic Law and Economics, a peer reviewed scientific publication media that focuses on disseminating research results in the fields of Law and Economics, Fiqh Muamalah and Sharia Economics. This journal is published by the Faculty of Sharia and Islamic Economics at the Institut Islam Mambaul Ulum Surakarta and is published every March and August.
Arjuna Subject : Seni dan Humaniora - Studi Agama
Articles 8 Documents
 1 
Search results for , issue "Vol. 02, No. 1 Maret 2023" : 8 Documents clear
ANALISA AKAD HUTANG PIUTANG YANG DITERAPKAN PADA BAITUL MAAL WA TAMWIL (BMT) MAKMUR MANDIRI PERIODE TAHUN 2019-2021 Anwar, Syaiful; Baehaqi, B; Sulistyowati, S
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (426.739 KB) | DOI: 10.54090/hukmu.104

Abstract

Baitul Maal waa Tamwil (BMT) is indeed a different MFI because it has a business and social side. Regulations related to the existence of BMTs include Law Number 23 of 2011 concerning Zakat Management, Law Number 25 of 1992 concerning Cooperatives and Law Number 1 of 2013 concerning Microfinance Institutions (MFIs), as referred to in the Law concerning the Financial Services Authority, Article 1 paragraph (8) of Law no. 1 of 2013 concerning Microfinance Institutions (MFIs). That is an institution that is independent and free from interference from other parties, which has the functions, duties, regulatory authority, supervision, examination, and investigation as referred to in this Law. Article 1 Paragraph (1) of Law no. 11 of 2011 concerning the Financial Services Authority (OJK). One of these institutions is KSPPS-BMT Makmur Mandiri Sukoharjo. The purpose of this study was to determine the procedures for implementing accounts payable contracts on financing products at KSPPS-BMT Makmur Mandiri. The research method used is descriptive qualitative. Sources of data in the form of interviews, observations, and documentation. The results of the study stated that KSPPS-BMT Makmur Mandiri Sukoharjo already had a financing product, namely the Mudharabah Principle, which was divided into two namely mutlaqah and muqayyaddah. Musharaka Principle. The principle of Wadi'ah is divided into two, namely wadi'ah yad dhamanah and wadi'ah Amanah. The principle of buying and selling, consists of murabahah and ishtisna. Services include wakalah, kafalah and ijarah. The principle of loan or debt, consists of hawalah, rahn and qard. 
ANALISIS PENERAPAN SHARIA COMPLIANCE DALAM PRODUK PEMBIAYAAN AKAD MURABAHAH Octasari, Astrie; Julia, J; Abubakar, Kirana
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (545.184 KB) | DOI: 10.54090/hukmu.134

Abstract

This study aims to describe the role of the Sharia Supervisory Board (DPS) towards sharia compliance and to analyze the application of sharia compliance in murabaha contract financing products. The research method used is normative legal research with a qualitative approach. In this study, researchers examined concrete legal regulations and substantial regulations accompanied by supporting literature in the form of literary sources that were relevant to the research object being discussed. The results of the study show that the existence of the Sharia Supervisory Board (DPS) is to guarantee and supervise Islamic banks so that they remain in the corridors of Islamic law. The role of the Sharia Supervisory Board (DPS) is very crucial in the implementation of sharia compliance in Islamic banks in Indonesia. The role of the Sharia Supervisory Board (DPS) at the technical level of banking operations is very important considering the duties, responsibilities and authorities they have. The Sharia Supervisory Board (DPS) in carrying out their duties can be active or responsive. The Sharia Supervisory Board (DPS) must actively supervise, collect data, analyze and correct various findings of sharia non-compliance in an Islamic bank. Financing with a murabaha contract that has been practiced by Islamic banking has deviated from several provisions in the DSN MUI Fatwa and there is a conflict with the legal terms of a sale and purchase agreement with a murabaha contract, namely the bank fully represents the customer to buy and receive goods from suppliers and gives the right to carry out deed of sale and purchase for and on behalf of the customer himself directly with the supplier. Islamic banks should first buy the object before the object is sold to the customer and also in this practice only one sale and purchase transaction, namely between the supplier and the customer. Based on DSN MUI Fatwa No. 04/DSN-MUI/IV/2000 concerning Murabahah, murabahah financing must occur in two sale and purchase agreements.
IMPLEMENTATION OF HIWALAH AGREEMENT AGAINST TAKERS – TRANSFER OF SUBSIDIZED FERTILIZER DEBT AT PUSRI RETAILERS KPL. SURYA USAHA TANI Fatchurrohman, M; Syihabudin, Ahmad
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.136

Abstract

Hiwalah is the transfer of the right to claim debts to other (third) parties on the basis of the consent of the party who gives the debt. The basis of the hiwalah contract is that ta'awun is a help- helping activity in the good among fellow Muslims. Reseller Pusri KPL. Surya Usaha Tani sells fertilizer with a tempo system with a gradual payment after the rice harvest, the results of which cannot be ascertained. The debt of the fertilizer slasher in Pusri is paid by farmers after getting money from the sale of their paddy harvest. However, in the payment, there is an additional cost of fertilizing rice fields for which there is no record of costs as a statement. The additional payments are not clearly known to farmers which is a common occurrence in the local community. However, in Islamic law the transaction of Hiwalah with Ujroh must have special records and particulars so that it can be proved and known together and not become gharar (Unclear). Implementation of hiwalah agreements for takers – transfer of subsidized fertilizer debt at pusri retailers KPL. Surya Usaha Tani needs research to be able to positively influence the surrounding community who do not understand hiwalah transactions clearly. It is also in the case of unilateral pricing of retailers and the system of expropriating fertilizer debts with the lack of clarity on the exact costs to these farmers needs to be analyzed under Islamic law against the Subsidized Fertilizer Debt Takers. The research method used in this study uses qualitative methods with the type of library research and also uses field research. Primary data sources are obtained from interviews with respondents while secondary data sources are obtained through books, literature studies, and various other sources. The data collection techniques used are observation, interview and documentation directly. The results of the analysis showed that the practice of transferring the debt of the farmers with KPL. Surya Usaha Tani told The Rice Slasher that there was no agreement at the beginning on all additional services in finding workers who were willing to work on seeding fertilizer and also transportation services in the transportation of fertilizer which was measured from the distance traveled and the constraints of transporting fertilizer to several different rice fields. Then Hiwalah was shari'a by Islam and allowed because there was a maslahat to help and facilitate in muamalah activities because it included evidence of mutual help to others. Hiwalah KPL. Surya Usaha Tani is allowed under Islam if in the implementation of the hiwalah contract which coincides with wages (ujroh) on the transfer of farmers' debts by KPL. Surya Usaha Tani to the rice slasher has a clearly written agreement along with the witness so that in the agreement in cutting the crop for fertilizer debt and other costs so that both parties feel willing in the existence of the transaction.
ANALISA TINGKAT KESEJAHTERAAN KELUARGA PASANGAN MENIKAH USIA DINI KANTOR URUSAN AGAMA (KUA) KECAMATAN BAKI Nurjianti, N; Baehaqi, B; Sarjono, Joko
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (464.292 KB) | DOI: 10.54090/hukmu.137

Abstract

Marriage is a phenomenon that is always interesting to discuss in society. Marriage is an important thing for human life, especially in social life in society and survival for the next generation of humans. The phenomenon of early marriage in Baki District has recently been increasing over the last three years. This study aims to analyze what factors influence the occurrence of early marriage and analyze the level of household welfare in couples rising at an early age Religious AffairsOffice in the Baki District.This research is a qualitative descriptive study aimed at getting an overview of the factors that lead to early marriage and the level of family welfare of couples who marry at an early age in the Baki District area. Data collection techniques in this study used direct surveys, interviews and documentation studies. The data analysis technique used in this study uses interactive descriptive analysis.The results of this study draw the conclusion that the main cause of underage marriages in the Baki District area is due to pregnancy out of wedlock which is influenced by the presence of promiscuity factors, educational factors, economic factors and parental encouragement factors. The welfare level of early age couples in the Baki District is included in the pre-prosperous level.
THE STRATEGY OF THE ISLAMIC ECONOMIC SYSTEM IN INDONESIA’S DEVELOPMENT Nissa, Izzun Khoirun
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (533.07 KB) | DOI: 10.54090/hukmu.147

Abstract

The strategy in the Islamic economic system is not an alternative economic system or an economic system middle class, but is a solutive economic system for various problems that while it appears. Research Methods used by researchers in compiling this writing is with use method descriptive . Method descriptive is method in researching something object, a system of thought or at present (Nazir, 1988:63). With this descriptive researcher try make One description, description or painting in a manner systematic , accurate about facts , attributes as well as connection between phenomena that occur in the economic system that is run. The Islamic economic system and its development in society, then For can reach balance development And well-being people, needed exists a harmonious (civilized) society, where this can be realized when there is something paradigm. The paradigm of civil society can be said to be Islamic when it is realized through principles And values Islam addressed For get fail.
PANDANGAN FIQIH MUNAKAHAT TERHADAP PERKAWINAN ADAT SUKU SASAK LOMBOK TIMUR Said, Purwadi; Wibowo, Muhammad Kurniawan Budi; Baehaqi, B
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.279

Abstract

The purpose of this study is to explain the views of the Munakahat Fik people on Sasak traditional marriages in the area of the Department of Religion, Pringabya District, East Lombok. It then describes the traditions of the Meralik tribe of the Sasak tribe of East Lombok. In this case, the subject of the survey is the Sasak people of East Lombok Island, and the subject of the survey is their view of Islam using a qualitative method. As a result of the study, the authors concluded that the Meralik tradition of the Sasak people of Lombok in the Pringabaya district of the East Lombok Religious Affairs Authority (KUA) consists of several stages. (1) Middle. (Visits her future wife in front of the house) Here there is an agreement between the two parties to kidnap her wife or have her husband take her away. (2) The man must kidnap (run away) the bride. (3) The man must report the elopement to the chief of the village where the bride lives, the so-called Serval. (4) Payment of deposit and dowry money. (5) Conducting weddings in Islamic style. (6) A type of marriage payment common among the Sasak people of Lombok is called Sorong Sera. (7) Nyongkolan, a women's accompaniment to her family and strolling through the village to traditional Lombok music. The correct practice of melalik is very legal in terms of legality since in melalik the conditions and pillars are fulfilled according to Islamic law. Apart from what is not justified, namely the process of marriage proposal, the process of marriage proposal in the melalik tradition in Islam is very different and this tradition can be harmful.
SISTEM PEMBAGIAN WARISAN MASYARAKAT WONOANTI: PERSPEKTIF HUKUM ISLAM DAN ADAT Adiriki, Danu; Wibowo, Muhammad Kurniawan Budi; Muslimin, Edy
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.712

Abstract

This study aims to describe the inheritance distribution practices in the community of Wonoanti Village, Tulakan District, Pacitan Regency, and to analyze them from the perspective of Islamic law. A descriptive qualitative approach was employed, using data collection techniques such as in-depth interviews and field observations. The findings reveal that the inheritance distribution process is primarily carried out through family deliberation, prioritizing local customary values over formal Islamic legal provisions. The community tends to emphasize justice and family harmony in determining inheritance shares, despite having an awareness of the importance of Islamic law as a normative guideline. These findings indicate an interaction between local customs and religious teachings in inheritance practices, reflecting the flexibility of Islamic law within specific socio-cultural contexts.
DAMPAK HAMIL PRA-NIKAH TERHADAP PERKAWINAN DINI: PERSPEKTIF SYARIAT ISLAM DAN HUKUM PERDATA DI KUA WURYANTORO, WONOGIRI Affandi, Rohmad Sigid; Syamsuddin, S; Baehaqi, B
AL HUKMU: Journal of Islamic Law and Economics Vol. 02, No. 1 Maret 2023
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.715

Abstract

This study examines the issue of early marriage resulting from premarital pregnancy, analyzed from the perspectives of Islamic law and civil law in Indonesia, specifically focusing on cases recorded at the Office of Religious Affairs (KUA) in Wuryantoro District, Wonogiri Regency. The primary objective of this research is to analyze the legal and religious views on early marriage due to premarital pregnancy and to evaluate the role and policies implemented by KUA in handling such cases. The study identifies various contributing factors, including a lack of religious knowledge among the community, the influence of free association, insufficient parental supervision, and the limited guidance from religious leaders and government institutions on appropriate relationships between men and women. Furthermore, the research explores how Islamic teachings and Indonesian civil law respond to early marriage, particularly in terms of marriage regulations, age limits, and handling cases where marriage occurs due to pregnancy outside of wedlock. Using qualitative methods, including interviews, observations, and literature review, the study highlights the complex intersection between Islamic law and civil law in addressing early marriages due to pregnancy. The research recommends a comprehensive approach involving education, legal enforcement, and community engagement to reduce the incidence of early marriages and enhance public understanding of marriage laws and religious teachings. The findings of this study are expected to contribute both theoretically and practically to efforts aimed at preventing and addressing early marriages resulting from premarital pregnancy in Indonesian society.

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