cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Mursal
Contact Email
mursalbesty@gmial.com
Phone
+6282282255178
Journal Mail Official
mursal@iainkerinci.ac.id
Editorial Address
Institut Agama Islam Negeri Kerinci, Indonesia, Kota Sungai Penuh, Jambi, Indonesia | Jl. Pelita IV, Sungai Penuh, Sumur Gedang, Kerinci, Jambi, 37112 Ph/Fax. (0748) 21065 | Home page: https://ejournal.iainkerinci.ac.id/index.php/aiconomia/ | E-mail: aiconomia@iainkerinci.ac.id
Location
Kab. kerinci,
Jambi
INDONESIA
Jurnal Hukum Ekonomi Syariah : AICONOMIA
Published by Institut Agama Islam Negeri Kerinci
ISSN : -     EISSN : 29855780     DOI : https://doi.org/10.32939/
Core Subject : Religion, Social,
Religion Law, Crime, Criminology & Criminal Justice
Jurnal Hukum Ekonomi Syariah : AICONOMIA is a peer-reviewed scientific open access journal. The subject covers textual and fieldwork studies with various perspectives of Law and sharia, Islamic economics, finance, microfinance, banking, insurance, halal industry, social finance and poverty alleviation, law and sharia
Arjuna Subject : Ilmu Sosial - Hukum
Articles 50 Documents
 1   2   3   4   5 
Kepastian Hukum Pasca Pencabutan Perkara Perbankan Syariah (Studi kasus No. 04/Pdt.Eks/2024/PA.Sdn) Lita Permana Juniati; Aziza Aziz Rahmaningsih
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.6882

Abstract

The withdrawal of a case in a sharia banking dispute raises legal issues related to legal certainty and protection for the parties, especially when the withdrawal is carried out without a court decision or peace deed. This research examines legal certainty after the withdrawal of sharia banking cases through case study No. 04/Pdt.Eks/2024/PA.Sdn at the Sukadana Religious Court. This case started with a customer's default in mudharabah and musyarakah contract-based financing, which resulted in the filing of a request for execution by a sharia bank, but was later withdrawn due to an out-of-court settlement. Normatively, Articles 271-272 HIR provide the right to withdraw cases, but do not strictly regulate the legal consequences after revocation, thereby creating a vacuum of norms and legal uncertainty regarding the legal position of the parties. This research uses a normative juridical method with an empirical normative juridical approach, supported by primary and secondary data. The research results show that the withdrawal of the case returns the parties to their original state (status quo ante) without executive certainty. This condition causes the loss of legal basis for creditors to carry out execution if the debtor defaults again. Apart from that, the revocation reflects the absence of norms in civil procedural law and weakens legal protection for creditors in resolving sharia banking disputes.
Pencabutan Permohonan Eksekusi Hak Tanggungan dalam Penyelesaian Sengketa Ekonomi Syariah (Studi Perkara Nomor 5/Pdt.Eks/2023/PA.Sdn) Ditinjau dari Teori Maslahah Mursalah Sela Saras Wati; Aziza Aziz Rahmaningsih
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.6967

Abstract

This study aims to analyze the factors underlying the revocation of a Mortgage Right execution request after the execution seizure stage in sharia economic disputes and examine this practice from the perspective of maslahah mursalah in Case Number 5/Pdt.Eks/2023/PA.Sdn at the Sukadana Religious Court. This study uses a qualitative method with an empirical juridical approach. Primary data were obtained from case file Number 5/Pdt.Eks/2023/PA.Sdn and the results of interviews with judges, clerks, and bailiffs at the Sukadana Religious Court. Secondary data were obtained through a literature review of relevant laws and regulations, legal literature, and previous research. Data analysis was conducted using the Miles and Huberman interactive analysis model through the stages of data reduction, data presentation, and drawing conclusions. The results of the study indicate that the revocation of a Mortgage Right execution request is influenced by interrelated legal, procedural, social, and economic factors. From a legal aspect, revocation is possible because there is no prohibition on revocation before the auction stage and it is based on a written peace agreement between the parties. From a procedural perspective, all stages of the execution have been carried out in accordance with legal provisions up to the execution seizure stage. From a social and economic perspective, revocation was chosen because it provides a more effective resolution space, reduces the potential for conflict, and is more efficient in terms of cost and time. From a maslahah mursalah perspective, this practice reflects an effort to realize the public interest through protecting creditors' rights, preventing greater losses, and resolving disputes more proportionally. The novelty of this research lies in the analysis of the phenomenon of revocation of Mortgage Right execution requests after the execution seizure stage in sharia economic disputes through an empirical juridical approach and a maslahah mursalah perspective. Unlike previous research that generally focuses on the execution procedures and their obstacles, this study highlights the factors underlying the revocation of execution and its integration with the principle of public interest in religious court practice
Pengembangan Model Wakaf Produktif untuk Pembiayaan Haji dan Umrah Berkelanjutan di Indonesia Rara Genta Munggarani Basri; Syarifah Gustiawati Mukri; Naufal Dwi Lisardi
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7058

Abstract

This study aims to develop a sustainable productive waqf model for Hajj and Umrah financing through the integration of Islamic social finance and sharia-compliant investment mechanisms. Previous studies have primarily focused on the role of productive waqf in education, healthcare, and economic empowerment, while its application to Hajj and Umrah financing remains limited. This study uses a qualitative approach to the method of literature studies. Secondary data were obtained from scientific literature and regulatory documents related to waqf, Hajj, and umrah, and then analyzed using content analysis techniques to develop productive waqf models. The findings indicate that productive waqf can serve as a sustainable financing source through a professionally managed endowment fund scheme. The proposed model involves wakif, nazhir, and Islamic financial institutions in generating investment returns that can be allocated for Hajj and umrah subsidies and support. This model contributes to expanding access to pilgrimage financing in a more inclusive, equitable, and sustainable manner.
Analisis Klasifikasi Konten Digital dan Implementasi Pemasaran Syariah dalam Memperkuat Citra Merek Islami Brand Zakiah Hijab Angelie Kartika Mar'atus Sholikha; Ani Faujiah
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7314

Abstract

This research addresses the dynamic growth of Muslimah fashion digital marketing on Instagram alongside the rising phenomenon of digital content violating Islamic law, which led to the ban of over 1.3 million negative contents by the government. This study aims to analyze content classification based on engagement metrics and evaluate Sharia marketing characteristics on the Instagram account @zakiahhijab in strengthening its Islamic brand image. Employing a descriptive qualitative method with a netnographic approach, data was collected through digital observation of likes and views to calculate the Engagement Rate (ER), combined with online in-depth interviews via WhatsApp with the owner, HRD, and digital marketing team. The netnographic results reveal a healthy overall ER of 3.15%, driven by Spiritual Education (3.23%), Modern Content (1.73%), and Pure Promotion (1.33%). Furthermore, @zakiahhijab successfully integrated the four Sharia marketing characteristics (Rabbaniyyah, Akhlaqiyyah, Al-Waqi'iyyah, and Al-Insaniyyah) through informative fiqh content, ethical lifestyle trends, agile algorithmic evaluations, and humanistic services. In conclusion, the synergy of adaptive content classification and Sharia compliance builds loyal consumer trust, effectively converting 70% of digital interactions into offline physical store transactions.
Analisis Hukum Ekonomi Syariah terhadap Perubahan Nisbah Bagi Hasil Secara Sepihak pada Akad Mukhabarah Studi di Kelurahan Tanjung Senang Bandar Lampung Asih Nugraheni; Sucipto Sucipto; Helma Maraliza
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7358

Abstract

This study analyzes the compatibility of the profit-sharing (bagi hasil) practice between tenant farmers and landowners in Tanjung Senang Village, with the mukhabarah  contract under Sharia Economic Law, and to formulate a dual-normative legal resolution model as legal protection for tenant farmers who suffer losses. This study uses a descriptive qualitative field-research method. The main instrument was an in-depth interview guide for a landowner and a tenant farmer as informants, supplemented by field observation, while secondary data were drawn from fiqh al-muamalah literature and relevant journal articles. Data were analyzed inductively through data reduction, presentation, and conclusion drawing and verification. The results show that the practice fulfills the pillars (rukun) of the mukhabarah  contract, but its implementation is defective: a verbal 1:2 ratio (one share for the landowner, two for the tenant farmer) was unilaterally changed by the landowner to 1:1 at harvest time, without prior consultation, violating an-taradhin (mutual consent), al-'adl (justice), and wafa' bil 'uqud (fulfillment of contracts), and breaching 'urf shahih (valid custom), since the 1:2 ratio holds a status equal to an agreed contractual condition. This study concludes that the practice is conceptually permissible in Islam, but its implementation deviates from Sharia Economic Law due to the absence of a written agreement and the unilateral change of ratio. A dual-normative resolution model is proposed, synchronizing the Compilation of Sharia Economic Law (KHES) with Law No. 2 of 1960, combining administrative certainty via registered written agreements with substantive justice via recognition of 'urf shahih.
Menjaga Berkah di Era Digital: Strategi Perbankan Syariah Menghadapi Disrupsi AI dan Gen-Z Awaluddini Marifatullah; Lika Akana Helmi; Abdul Rahim
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7453

Abstract

The integration of Artificial Intelligence (AI) and the expansion of Generation Z (Gen-Z) pose dual challenges and transformative opportunities for the Islamic banking industry. This study aims to formulate a digital strategy to maintain Sharia compliance and market competitiveness. Using a descriptive-qualitative library research approach, this paper evaluates technology adoption through TAM, UTAUT, Institutional Theory, and Maqashid al-Shariah frameworks. The findings highlight a critical market mismatch: while Gen-Z accounts for 24.93% of Indonesia's 284.67 million population, the Islamic banking market share stagnates at 7.51% due to low financial literacy. As digital natives, Gen-Z demands high performance expectancy, rapid access, and robust cybersecurity to prevent data breaches. Consequently, this study proposes a "Dual-Engine Transformation" strategy. Engine 1 leverages advanced AI for objective operational efficiency and algorithmic re-engineering to support wealth protection (Hifzh al-Mal). Engine 2 digitizes Islamic social finance (ZISWAF) and halal lifestyles to drive public welfare (Hifzh al-'Aql). Ultimately, implementing digital Sharia governance driven by Sharia IT Auditors and Algorithmic Sharia Certifications is vital to ensuring transactional sanctity (barakah) in an automated era.
Babari sebagai Modal Sosial Penguatan Ketahanan Ekonomi Petani dalam Perspektif Syariah Nurul Hidayah; Nurlaila Nurlaila; Dewi Permatasari
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7465

Abstract

Babari is a local wisdom of non-market collective labor among indigenous communities in North Maluku, relying entirely on collective social memory and customary norms. This conceptual study refers to the sociological characteristics of coconut farmers in Indonesia who utilize social capital strengthening to cope with limited access to agricultural production resources. This study aims to analyze the economic function of Babari as farmers' social capital, evaluate its mechanism through the principles of ta‘awun and maqāṣid al-syarī‘ah, and formulate a revitalization model for inclusive farmers' economic empowerment. The method employed is qualitative literature-based research with conceptual and normative approaches. The research data consists of literature retrieved from the Google Scholar database, which was analyzed through concept reduction, functional mapping, normative testing, and policy synthesis. The findings indicate that Babari functions as an informal economic institution that effectively reduces cash production costs for coconut farming, shares risks, and strengthens household economic resilience. Normatively, Babari aligns with the concept of ta‘awun ṣaḥīḥ (valid mutual assistance) and supports maqāṣid al-syarī‘ah in terms of wealth protection and social cohesion, despite risks of social exclusion and gender burdens that require correction. Revitalizing Babari requires inclusive institutional integration with farmers' groups, Islamic cooperatives, and zakat institutions. Future research needs to be directed toward quantitative empirical field testing to measure the direct impact of Babari on the actual productivity of coconut farming households.
Lipstick effect dan Self-reward di Tengah Tekanan Daya Beli: Analisis Kesenjangan Nilai Syariah dalam Perilaku Konsumsi Muslim Kelas Menengah Urban Pasca-2024 Ahmad Iqbal Tanjung
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7484

Abstract

Indonesian middle-class consumption faces structural pressure. The post-2024 economic downturn has triggered middle-class shrinkage and weakening purchasing power, yet paradoxical patterns persist in lifestyle expenditures among urban Muslim consumers. This study examines the consumption behavior of urban middle-class Muslims amid post-2024 pressure, analyzing how the gap between sharia values and economic reality manifests through the lipstick effect and self-reward, and how religiosity moderates the boundary between permissible consumption (mubah) and concealed wastefulness (israf) within the framework of maqashid al-syariah. A qualitative descriptive-analytical approach with library research design was employed. Data were drawn from primary religious sources (Al-Qur'an and hadith), peer-reviewed journals (2020-2026), and official statistics from BPS and Mandiri Institute (2019-2026). Triangulation of sources ensured analytical rigor. The analysis reveals a paradoxical pattern: while the Indonesian middle class shrunk from 57.33 million (21.45%) in 2019 to 46.7 million (16.6%) in 2025, non-food lifestyle expenditures, particularly transportation, grew 6.4% year-on-year in 2025 (up from 3.2% in 2024). This paradox is explained through the lipstick effect and self-reward as psychological compensation. Three indicators of shift from mubah to israf are identified: frequency accumulation, motive shift toward social validation (FOMO), and disproportionality to personal economic capacity. The findings suggest the need for contextual Islamic financial literacy addressing digital-era consumption (FOMO, paylater), transparent regulation of consumer credit services, and further empirical research using structural equation modeling in metropolitan contexts to test the generalizability of religiosity's moderating role.
Pengaruh Fintech Syariah Terhadap Inklusi Keuangan UMKM Melalui Platform Digital Microfinance Deni Riani; Enur Hotimah
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7529

Abstract

This study aims to examine the effect of Islamic fintech on MSME financial inclusion through the mediating role of the platform digital microfinance. A quantitative explanatory cross-sectional survey involved 120 MSME owners or managers in Trenggalek Regency selected through purposive sampling. Data were collected using a five-point Likert-scale questionnaire and analyzed with Partial Least Squares Structural Equation Modeling using SmartPLS. Islamic fintech had a positive and significant effect on MSME financial inclusion (β = 0.318; p = 0.001) and platform digital microfinance utilization (β = 0.734; p < 0.001). Platform utilization also positively affected financial inclusion (β = 0.547; p < 0.001) and significantly mediated the relationship between Islamic fintech and financial inclusion (indirect effect β = 0.401; p < 0.001), indicating partial mediation. The findings show that ease of use, security, contractual transparency, trust, and Sharia compliance can broaden MSMEs’ access to formal financial services. Regulators and financial service providers should strengthen digital infrastructure, financial literacy, data security, simplified financing procedures, and Sharia compliance supervision to support inclusive and sustainable financial services.
Dekonstruksi Konsep Kesejahteraan: Analisis Komparatif Paradigma Ekonomi Konvensional dan Ekonomi Islam Berbasis Instrumentasi Maqasid Syariah Imam Asy-Syathibi Kusnadi Kusnadi; Taufik Taufik
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 2 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7530

Abstract

The measurement of societal welfare currently faces a conceptual and epistemological crisis driven by the dominance of a conventional economic paradigm that is inherently materialistic, secular, and utilitarian. Conventional quantitative monetary indicators—such as GDP, alongside metrics from BPS and BKKBN—have proven blind to wealth distribution, neglectful of moral degradation, and prone to the Easterlin Paradox. This study aims to conduct an epistemological deconstruction of the conventional welfare concept and operationalize Imam Asy-Syathibi’s Maqasid Shariah framework to reformulate and re-map conventional material indicators (BPS and BKKBN) into a holistic welfare matrix. Employing a qualitative library research design, this study utilizes a descriptive-comparative and deconstructive approach analyzed through qualitative content analysis. The findings reveal that conventional physical-material indicators should not be discarded entirely; rather, they must be repositioned as instrumental means (dharuriyah-hajiyah) under the pillars of protecting life (Hifz an-Nafs) and wealth (Hifz al-Mal). Crucially, the validity of these material achievements is strictly governed by a moral filter system grounded in the protection of religion (Hifz ad-Din), intellect (Hifz al-'Aql), and lineage (Hifz an-Nasl). The implications of this study propose a strategic action plan advocating for the adoption of the Maqasid Shariah Welfare Index (MSWI) as a complementary national evaluation tool for policy-makers, as well as a comprehensive benchmark for evaluating empowerment outcomes in Islamic social finance institutions (ZISWAF).

Page 5 of 5 | Total Record : 50

 1   2   3   4   5 

Filter by Year

2022 2026


Reset
Filter By Issues
All Issue Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026 Vol. 4 No. 2 (2025): Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 4 No. 1 (2025): Jurnal Hukum Ekonomi Syariah : AICONOMIA (edisi Khusus) Vol. 4 No. 1 (2025): Aiconomia In press Vol. 3 No. 2 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 1 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 2 No. 2 (2023): Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 2 No. 1 (2023): Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 2 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 1 No. 1 (2022): Jurnal Hukum Ekonomi Syariah : AICONOMIA