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Jurnal Hukum Ekonomi Syariah : AICONOMIA
Published by Institut Agama Islam Negeri Kerinci
ISSN : -     EISSN : 29855780     DOI : https://doi.org/10.32939/
Core Subject : Religion, Social,
Religion Law, Crime, Criminology & Criminal Justice
Jurnal Hukum Ekonomi Syariah : AICONOMIA is a peer-reviewed scientific open access journal. The subject covers textual and fieldwork studies with various perspectives of Law and sharia, Islamic economics, finance, microfinance, banking, insurance, halal industry, social finance and poverty alleviation, law and sharia
Arjuna Subject : Ilmu Sosial - Hukum
Articles 45 Documents
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Kepastian Hukum Pasca Pencabutan Perkara Perbankan Syariah (Studi kasus No. 04/Pdt.Eks/2024/PA.Sdn) Lita Permana Juniati; Aziza Aziz Rahmaningsih
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.6882

Abstract

The withdrawal of a case in a sharia banking dispute raises legal issues related to legal certainty and protection for the parties, especially when the withdrawal is carried out without a court decision or peace deed. This research examines legal certainty after the withdrawal of sharia banking cases through case study No. 04/Pdt.Eks/2024/PA.Sdn at the Sukadana Religious Court. This case started with a customer's default in mudharabah and musyarakah contract-based financing, which resulted in the filing of a request for execution by a sharia bank, but was later withdrawn due to an out-of-court settlement. Normatively, Articles 271-272 HIR provide the right to withdraw cases, but do not strictly regulate the legal consequences after revocation, thereby creating a vacuum of norms and legal uncertainty regarding the legal position of the parties. This research uses a normative juridical method with an empirical normative juridical approach, supported by primary and secondary data. The research results show that the withdrawal of the case returns the parties to their original state (status quo ante) without executive certainty. This condition causes the loss of legal basis for creditors to carry out execution if the debtor defaults again. Apart from that, the revocation reflects the absence of norms in civil procedural law and weakens legal protection for creditors in resolving sharia banking disputes.
Pencabutan Permohonan Eksekusi Hak Tanggungan dalam Penyelesaian Sengketa Ekonomi Syariah (Studi Perkara Nomor 5/Pdt.Eks/2023/PA.Sdn) Ditinjau dari Teori Maslahah Mursalah Sela Saras Wati; Aziza Aziz Rahmaningsih
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.6967

Abstract

This study aims to analyze the factors underlying the revocation of a Mortgage Right execution request after the execution seizure stage in sharia economic disputes and examine this practice from the perspective of maslahah mursalah in Case Number 5/Pdt.Eks/2023/PA.Sdn at the Sukadana Religious Court. This study uses a qualitative method with an empirical juridical approach. Primary data were obtained from case file Number 5/Pdt.Eks/2023/PA.Sdn and the results of interviews with judges, clerks, and bailiffs at the Sukadana Religious Court. Secondary data were obtained through a literature review of relevant laws and regulations, legal literature, and previous research. Data analysis was conducted using the Miles and Huberman interactive analysis model through the stages of data reduction, data presentation, and drawing conclusions. The results of the study indicate that the revocation of a Mortgage Right execution request is influenced by interrelated legal, procedural, social, and economic factors. From a legal aspect, revocation is possible because there is no prohibition on revocation before the auction stage and it is based on a written peace agreement between the parties. From a procedural perspective, all stages of the execution have been carried out in accordance with legal provisions up to the execution seizure stage. From a social and economic perspective, revocation was chosen because it provides a more effective resolution space, reduces the potential for conflict, and is more efficient in terms of cost and time. From a maslahah mursalah perspective, this practice reflects an effort to realize the public interest through protecting creditors' rights, preventing greater losses, and resolving disputes more proportionally. The novelty of this research lies in the analysis of the phenomenon of revocation of Mortgage Right execution requests after the execution seizure stage in sharia economic disputes through an empirical juridical approach and a maslahah mursalah perspective. Unlike previous research that generally focuses on the execution procedures and their obstacles, this study highlights the factors underlying the revocation of execution and its integration with the principle of public interest in religious court practice
Pengembangan Model Wakaf Produktif untuk Pembiayaan Haji dan Umrah Berkelanjutan di Indonesia Rara Genta Munggarani Basri; Syarifah Gustiawati Mukri; Naufal Dwi Lisardi
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7058

Abstract

This study aims to develop a sustainable productive waqf model for Hajj and Umrah financing through the integration of Islamic social finance and sharia-compliant investment mechanisms. Previous studies have primarily focused on the role of productive waqf in education, healthcare, and economic empowerment, while its application to Hajj and Umrah financing remains limited. This study uses a qualitative approach to the method of literature studies. Secondary data were obtained from scientific literature and regulatory documents related to waqf, Hajj, and umrah, and then analyzed using content analysis techniques to develop productive waqf models. The findings indicate that productive waqf can serve as a sustainable financing source through a professionally managed endowment fund scheme. The proposed model involves wakif, nazhir, and Islamic financial institutions in generating investment returns that can be allocated for Hajj and umrah subsidies and support. This model contributes to expanding access to pilgrimage financing in a more inclusive, equitable, and sustainable manner.
Analisis Klasifikasi Konten Digital dan Implementasi Pemasaran Syariah dalam Memperkuat Citra Merek Islami Brand Zakiah Hijab Angelie Kartika Mar'atus Sholikha; Ani Faujiah
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7314

Abstract

This research addresses the dynamic growth of Muslimah fashion digital marketing on Instagram alongside the rising phenomenon of digital content violating Islamic law, which led to the ban of over 1.3 million negative contents by the government. This study aims to analyze content classification based on engagement metrics and evaluate Sharia marketing characteristics on the Instagram account @zakiahhijab in strengthening its Islamic brand image. Employing a descriptive qualitative method with a netnographic approach, data was collected through digital observation of likes and views to calculate the Engagement Rate (ER), combined with online in-depth interviews via WhatsApp with the owner, HRD, and digital marketing team. The netnographic results reveal a healthy overall ER of 3.15%, driven by Spiritual Education (3.23%), Modern Content (1.73%), and Pure Promotion (1.33%). Furthermore, @zakiahhijab successfully integrated the four Sharia marketing characteristics (Rabbaniyyah, Akhlaqiyyah, Al-Waqi'iyyah, and Al-Insaniyyah) through informative fiqh content, ethical lifestyle trends, agile algorithmic evaluations, and humanistic services. In conclusion, the synergy of adaptive content classification and Sharia compliance builds loyal consumer trust, effectively converting 70% of digital interactions into offline physical store transactions.
Analisis Hukum Ekonomi Syariah terhadap Perubahan Nisbah Bagi Hasil Secara Sepihak pada Akad Mukhabarah Studi di Kelurahan Tanjung Senang Bandar Lampung Asih Nugraheni; Sucipto Sucipto; Helma Maraliza
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 5 No. 1 (2026): Jurnal Hukum Ekonomi Syariah : aiconomia 2026
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v5i1.7358

Abstract

This study analyzes the compatibility of the profit-sharing (bagi hasil) practice between tenant farmers and landowners in Tanjung Senang Village, with the mukhabarah  contract under Sharia Economic Law, and to formulate a dual-normative legal resolution model as legal protection for tenant farmers who suffer losses. This study uses a descriptive qualitative field-research method. The main instrument was an in-depth interview guide for a landowner and a tenant farmer as informants, supplemented by field observation, while secondary data were drawn from fiqh al-muamalah literature and relevant journal articles. Data were analyzed inductively through data reduction, presentation, and conclusion drawing and verification. The results show that the practice fulfills the pillars (rukun) of the mukhabarah  contract, but its implementation is defective: a verbal 1:2 ratio (one share for the landowner, two for the tenant farmer) was unilaterally changed by the landowner to 1:1 at harvest time, without prior consultation, violating an-taradhin (mutual consent), al-'adl (justice), and wafa' bil 'uqud (fulfillment of contracts), and breaching 'urf shahih (valid custom), since the 1:2 ratio holds a status equal to an agreed contractual condition. This study concludes that the practice is conceptually permissible in Islam, but its implementation deviates from Sharia Economic Law due to the absence of a written agreement and the unilateral change of ratio. A dual-normative resolution model is proposed, synchronizing the Compilation of Sharia Economic Law (KHES) with Law No. 2 of 1960, combining administrative certainty via registered written agreements with substantive justice via recognition of 'urf shahih.

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