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Andi Amri
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Program Studi Perbankan Syari’ah, Fakultas Agama Islam Universitas Muhammadiyah Prof. DR. Hamka Jl. Limau II, Kebayoran Baru, JAKARTA 12130
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Jurnal Ekonomi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : 20877056     EISSN : 25277081     DOI : -
Core Subject : Religion, Economy, Humanities, Science, Social,
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
Focus and Scope of Journal of Muhammadiyah University Prof. Dr. Hamka: Ekonomi Islam The focus and scope of the journal include: 1. To develop the emerging paradigm of Islamic economics on scientific lines through publishing original works in this field that pass its peer review process. 2. To promote dialogue and discussion on current issues in the fields of Islamic economics and finance among the international community of scholars. 3. To encourage empirical research on Islamic finance, takaful, zakah, awqaf and other Islamic institutions including case studies from Muslim economies. 4. Contemporary global economic issues viewed from an Islamic perspective. To publish book reviews of important works published in the field, including books in conventional economics, business and finance having some connection with Islamic economics and/or finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 212 Documents
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KONSEP HUTAN WAKAF DALAM PELESTARIAN HUTAN DAN PENCAPAIAN SDGs: PELUANG DAN TANTANGAN PADA PROVINSI KONSERVASI PAPUA BARAT Muhammad Yahya Saifuddin; Diah Aghsari
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (590.036 KB) | DOI: 10.22236/jei.v13i2.8842

Abstract

This paper examines the opportunities and challenges of the Waqf Forest Concept in Forest Conservation and the Achievement of SDGs in the Conservation Province of West Papua. The process of collecting information using the Literature Study method. The concept of waqf forest considers the increasing threat of environmental crises, mainly due to uncontrolled deforestation. Efforts to protect ecosystem use sustainably are in line with the idea of Sustainable Development Goals (SDGs). Furthermore, West Papua Province is a conservation province moving towards more sustainable development. The opportunity for the concept of waqf forest in the conservation province of West Papua is very suitable for preserving forests because of its characteristics that are in line with environmental sustainability, which positions sustainable development and conservation in every activity and economic growth in West Papua Province. Then the challenges related to waqf literacy, the collaboration between institutions, not optimal waqf institutions and human resources, and the readiness of the waqf forest management budget. Keywords: Waqf Forest, Forest Preservation, SDGs, Conservation, West Papua.
EFEKTIVITAS QARDH AL-HASAN DALAM KERANGKA ZAKAT PRODUKTIF UNTUK PEMBERDAYAAN UMKM Fauzi Rizal
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (636.228 KB) | DOI: 10.22236/jei.v13i2.9123

Abstract

Diversity in living conditions Is an inevitability in this world and poverty is a serious problem that must be solved. Criminality and the tragedy of theft cannot be separated from the problem of poverty. In the midst of this problem, zakat is a solutive step to solve the problem of economic inequality in the midst of the community. In addition to zakat as a command from Allah SWT, it is also a "socioeconomic" function within the framework of mutual cooperation between fellow humans. This study aims to determine the potential of productive zakat and effectively reduce the redistribution of productive zakat funds for the participation of small businesses. This paper is a literature study using a grounded teory approach with the SLR method aimed at describing and critically analyzing productive zakat as an instrument of community empowerment and synthesizing the results of previous research. This paper, in addition to describing zakat from all its demensions, also explains zakat as a solution to poverty with the effectiveness of the concept of productive zakat through the qardh al-hasan agreement. The results of this study are the effectiveness of productive zakat with qardh al-hasan agreements in each zakat institution is different, some are carried out as expected and assisted small businesses get a decent life and some places still do not meet expectations because of several obstacles that must be evaluated. Finally, the efforts of the qardh al-hasan contract in productive zakat to realize the life of the fostered small businesses for the better, the qardh al-hasan contract should be used for tatawwu' contracts, not as commercial transactions. Keywords: Effectiveness, Productive Zakat, Qardh Al-Hasan, Small Businesses.
PERANAN ZAKAT PETANI KELAPA SAWIT DALAM PENINGKATAN EKONOMI MASYARAKAT DI JORONG LANGGAM SAIYO NAGARI KINALI KECAMATAN KINALI Dewi Manda Angraini; Yossi Eriawati
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (325.829 KB) | DOI: 10.22236/jei.v13i2.9183

Abstract

The main problem in this study is how the role of oil palm zakat in improving the economy of the community in Jorong Langgam Saiyo Nagari Kinali, Kinali District. This study aims to determine how the role of oil palms zakat in improving the community's economy, how to calculate oil palm zakat, and how to distribute oil palm zakat in Jorong Langgam Saiyo Nagari Kinali, Kinali District. This study uses a field research method (field research) with a qualitative approach. The results showed that oil palm zakat has an important role in improving the economy of the community in Jorong Langgam Saiyo. Keywords: Zakat, Palm Oil, Distribution.
A THE EFFECT OF FINANCIAL LITERACY, TECHNOLOGY LITERACY, AND LYFESTYLE ON THE USE OF ELECTRONIC MONEY (CASE STUDY OF ISLAMIC BANKING STUDENTS IN JAKARTA) Mitra Sami Gultom; Ainul Latif
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (975.76 KB) | DOI: 10.22236/jei.v13i2.10378

Abstract

The current study aims to determine the effect of financial literacy, technology literacy, and lifestyle on the use of electronic money on Islamic Banking students. The type of this study is a quantitative approach using a descriptive technique. The method used in the study was distributing questionnaires to 91 students who enroll Islamic Banking course in Jakarta who use electronic money. Further, non-probability sampling and purposive sampling methods were applied to yield the data. Processing the data were then calculated by SPSS 25 and Microsoft Excel. The data analysis utilized a Multiple Linear Regression Analysis. The results of this study indicate that financial literacy, technological literacy and lifestyle simultaneously have positive and significant effects on the use of electronic money. The partial test shows that the financial literacy variable (X1) does not have a significant effect on the use of electronic money (Y), while the technological literacy variable (X2) has a positive and significant effect on the use of electronic money (Y), and the lifestyle variable (X3) has a positive effect and significant to the use of electronic money (Y). Keywords: Financial Literacy, Technology Literacy, Lifestyle, Electronic Money.
KONVERSI KSPPS BMT ANDURING KE KOPERASI SYARIAH Maidawati Maidawati
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.9045

Abstract

Managers of Islamic financial institutions just confuse the names of sharia cooperatives with BMT such as KJKS/BMT, KPPS/BMT. Thus, the role and function of Islamic financial institutions are inappropriate. The purpose of this article is to analyze the differences between the main functions of sharia cooperatives and BMT with the aim that managers of sharia financial institutions, especially sharia cooperatives, can name their sharia financial institutions according to the roles and functions they carry out. This field research uses primary data obtained through interviews with sharia cooperative managers, customers and Sharia cooperative DPS and observation and documentation, secondary data obtained from articles, books, magazines and other relevant references. The data analysis technique was carried out through analysis of reduction and display and verification and narrated descriptively. The results showed that the merger of the name KSPPS BMT Anduring, namely the merger between sharia cooperatives (KSPPS) and BMT, because the initial funds from this financial institution came from a Padang PEMKO grant of Rp. 30,000,000,- which was intended for BMT capital, so until now the name The BMT is still being used, and this merger of names is not appropriate, because KSPPS BMT Anduring only carries out business functions and does not carry out the social functions of BMT. For this reason, KSPPS BMT Anduring must change the name of its sharia financial institution to KSPPS only or KSPPS Baitul Tamwil Anduring.
FAKTOR RENDAHNYA KESADARAN MASYARAKAT DALAM MEMBAYAR ZAKAT DI INDONESIA Ilham Alivian; Kevin Shaquille Lesmana; Mohamad Faizul Amri Budianto; Siobhan Rusdi Abdulaziz Jatmala
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.9056

Abstract

Zakat is one of the five pillars of Islam that every Muslim carries, which can be interpreted as something that increases or grows. Indonesia itself, Zakat has not become a serious instrument in its implementation, both from its collection, and management, to distribution. In this study, we will discuss the definition of Zakat, the pillars, and conditions of Zakat, Zakat management, Zakat institutions, and the contribution of Zakat toreducing poverty. This study aims to determine the extent of awareness of the Indonesian people in paying Zakat. The research technique uses qualitative methods, in data collection techniques using library research methods, where sources and references or information materials come from journals, internet media, theses, and others. The technique used to analyze the data is a descriptive method, where each variable will be explained one by one. Based on the results of the study, several factors that cause the low payment of Zakat, such as the need for digitalization of Zakat, community resources in Zakat are still not qualified, the lack of transparency of Zakat management institutions, the absence of mandatory Zakat government policies and the development of Zakat infrastructure which is lacking.
BANK SYARIAH SEBAGAI ALTERNATIF PEMBIAYAAN UNTUK MENINGKATKAN EKONOMI UMAT Nada Rakhima Salsabila; Achmad Diny Hidayatullah; Nur Syafiqah Hussin
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.9144

Abstract

The development of an increasingly advanced era encourages public awareness of religious values to be higher. Almost all elements of life feel this change, including the economic sector. In describing this trend, Islamic banks are present and spread across various districts and cities in Indonesia. According to data from the Financial Services Authority (OJK), as of January 2021, there are 34 sharia banking businesses in Indonesia. The purpose of this study is to describe the trends and impacts of sharia-based economic financing. The research method used is descriptive, comparative, and literature study. The results of the study show that sharia-based economic financing in an Islamic perspective is able to improve the people's economy in a more just and sustainable manner. Islamic banks provide financing according to Islamic principles and banking services such as investment and Islamic insurance.
ANALISIS PENGUKURAN KUALITAS PELAYANAN BANK SYARIAH DENGAN METODE FUZZY-SERVQUAL DIMENSI CARTER Biki Zulfikri Rahmat; Anggita Ardianty; Trisna Wijaya
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.10157

Abstract

This study aims to determine the quality of BJB Syariah services seen from the position of the gap that is formed between customer perceptions and perceptions. Improving service quality is one of the important points as an effort to develop Islamic banking in Indonesia. The method used in this research is a quantitative method with a descriptive-comparative approach. While the measurement method uses the fuzzy-servqual method with CARTER dimensions. The results of the study show that there are still many assessments with a gap between customer perceptions and perceptions that are negative. This shows that the quality of service expected by the client is not in accordance with the quality of service perceived by the client.
THE EFFECT OF FINANCING RESTRUCTURATION POLICIES ON FINANCIAL AND FINANCING STABILITY OF SHARIA BANKING IN INDONESIA Kurnia Dwi Sari Utami; Ahmad Fatoni; Elif Pardiansyah; Abdul Ghafar Ismail
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.10737

Abstract

The purpose of this study is to analyze the effect of financing restructuring policies on the financial and credit stability of Islamic banks. The research period is from September 2018 to December 2020, using panel data from six Islamic banks in Indonesia. Based on chow, hausman, and lagrange multiplier tests, the random effect model was selected as the best estimation model. The findings show that inflation rate, bank size, and financing restructuring policy all have a negative and significant impact on financial stability. Meanwhile, GDP has a positive and significant effect on financial stability. In addition, credit stability shows that inflation and loan restructuring has a positive and significant impact on NPF.
OPTIMIZING PRODUCTIVE WAQF EMPOWERMENT ON THE DEVELOPMENT OF SUSTAINABLE HALAL TOURISM IN INDONESIA Nailul Author; Risma Savhira Dwi L; Raditya Sukmana; Muhamad Abduh
Ekonomi Islam Vol. 14 No. 1 (2023): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v14i1.11093

Abstract

One of the Islamic social financial instruments is waqf, which contributes to the welfare of the community by retaining the principal of waqf and providing the proceeds to people in need. Waqf when integrated with the tourism sector can improve the community's economy and support the creation of Halal tourism destinations. This research aims to explain the contribution of productive waqf to be optimal in the development of sustainable Halal tourism. This research uses descriptive qualitative method. Waqf management is allowed with any mechanism that does not violate Islamic law. The stages of productive waqf management to be more efficient are to design in detail the goals or objectives of the project to be carried out, then realize the project, and conduct regular monitoring so that the project can run sustainably. The integration of productive waqf with the tourism sector is not only to increase the contribution in the economic aspect, but also to educate the public about the ease of waqf. To optimize the integration of productive waqf in Halal tourism, the government and stakeholders must work together, while also continuing to improve the quality of human resources in terms of management so that it becomes sustainable. Then an optimal branding and marketing strategy is carried out.

Page 10 of 22 | Total Record : 212

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