cover
Contact Name
Neneng Sudharyati
Contact Email
nenengsudharyati@uinjambi.ac.id
Phone
+628117481707
Journal Mail Official
jurnalmakesya@gmail.com
Editorial Address
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi Jl. Arif Rahman Hakim No 1 Telanaipura Jambi 36361
Location
Kota jambi,
Jambi
INDONESIA
Jurnal Manajemen Keuangan Syariah
ISSN : -     EISSN : 29633060     DOI : 10.30631
JURNAL MAKESYA, is a journal published by the Islamic Financial Management Study Program of UIN Sulthan Thaha Saifuddin Jambi, which focuses on development and research related to Islamic Financial Management. only Bahasa and English. The following types of work can be submitted: Research Paper, Conference/ seminar/ workshop paper, Case studies, Book Review, including research reports, application of theory, critical studies, literature reviews. and Technical Report. The coverage area of studies includes, but not limited to, the following subjects pertaining to Islamic Economics and Finance including business and management, Management of Islamic Business, Entrepreneurship, and Tourism Banking, Corporate Social Responsibility, Financial management, Business management, Business security and privacy issues, E-Business and International business issues, Consumer behavior and Customer relationship management, Marketing management and strategies, Relationship management, Management and retail marketing, and Islamic Risk Management and Sharia Insurance.
Articles 74 Documents
Pengaruh Harga dan Citra Merek Terhadap Keputusan Pembelian Pada Konsumen Mie Gacoan Kota Baru Jambi Adinda Riani Putri; Putri, Adinda Riani; Ningsih, Putri Apria
Manajemen Keuangan Syariah Vol. 5 No. 2 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/1bffz063

Abstract

The culinary industry is experiencing rapid development, especially fast food restaurants that use noodles as their main ingredient, one of which is the famous Mie Gacoan. This study aims to determine the extent to which price and brand image influence the purchasing decisions of consumers of Mie Gacoan, Kota Baru Branch, Jambi. This study uses a quantitative approach with a questionnaire method, where questionnaires are distributed to 100 consumers of Mie Gacoan. Data analysis was carried out using SPSS version 26.0, with the data analysis method using multiple linear regression. The results of the study indicate that the T test (partially) price has a significant negative effect on purchasing decisions, with a Tcount value (-5.680)> Ttable (1.988) and a significance value of 0.000<0.05, and partial image also has a significant effect on purchasing decisions with a Tcount value (7.273)> Ttable (1.988) and a significance value of 0.000<0.05. Based on the F test (simultaneously), price and image significantly influence purchasing decisions with a calculated F value (47.414) > F table (3.09) and a significance value of 0.000 <0.05. Therefore, it can be concluded that both partially and simultaneously, price and brand image influence purchasing decisions. Based on the Adjusted R Square (R2) value, which means that consumer purchasing decisions are influenced by price and brand image, it has an influence of 48.4%, and the remaining 51.6% is influenced by other variables not examined in this study. Keywords: Price, Brand Image, Purchasing Decisions
ANALISIS  KUALITAS SDM DAN AKSES PERMODALAN TERHADAP KINERJA KEUANGAN UMKM KULINER DI KOTA BENGKULU kurniawan, Kiemas; Effendi, Yanto
Manajemen Keuangan Syariah Vol. 5 No. 2 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/f7f75r59

Abstract

The purpose of this study is to see the influence of human resource quality and access to capital on the financial performance of UMKM kuliner  in Bengkulu City. The quality of human resources with a t-value of 1.674 with a significance level of 0.006 is > 0.05 which means there is a significant influence of human resource quality on the financial performance of culinary UMKM Kuliner  in Bengkulu City with a coefficient value of 0.218, this also shows that the quality of human resources on the financial performance of UMKM kuliner in Bengkulu City has a low and positive influence. Access to capital on the financial performance of UMKM kuliner in Bengkulu City with a t-value of 2.546 and a significance level of 0.002 is <0.05, a regression coefficient value of 0.249 is obtained. Simultaneously or together shows an F-value of 1461.331 with a significance level of <0.003, this proves that simultaneously there is an influence of the variables of human resource quality, access to capital on the financial performance of UMKM kuliner in Bengkulu City
PENGARUH SISTEM INFORMASI AKUNTASI (SIA), FINANCIAL TECHNOLOGY (FINTECH) DAN LITERASI KEUANGAN TERHADAP KINERJA KEUANGAN UMKM (Studi Pada UMKM di Bandar Lampung) Kirani, Rita; Oktavianti, Prima Rini Metri; Isabella, Astrid Aprica; Surya, Renandi Ekatama
Manajemen Keuangan Syariah Vol. 5 No. 2 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/js9h6e71

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh sistem informasi akuntasi, financial technology dan literasi keuangan terhadap kinerja keuangan. Data yang digunakan dalam penelitian ini adalah data primer, data yang diperoleh secara langsung dari sumbernya, yaitu melalui 50 responden. Analisis data yang digunakan dalam penelitian ini menggunakan teknik regresi linier berganda dengan bantuan program SPSS versi 26. Berdasarkan hasil penelitian ini menunjukan bahwa hasil uji hipotesis uji-t terdapat pengaruh positif dan signifikan secara parsial pada variabel sistem informasi akuntasi, financial technology dan literasi keuangan terhadap kinerja keuangan. Hasil uji hipotesis uji-f terdapat pengaruh positif dan signifikan secara simultan pada variabel sistem informasi akuntasi, financial technology dan literasi keuangan terhadap kinerja keuangan.
Transformasi Digital dan Akses Keuangan: Analisis Fintech dan Inklusi Keuangan terhadap Perkembangan UMKM Furnawati, Raudhah; Ferawati, Rofiqoh
Manajemen Keuangan Syariah Vol. 5 No. 2 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/pq3nhb52

Abstract

Financial technlogy (fintech) merupakan inovasi layanan keuangan berbasis teknologi yang memberikan kemudahan dalam berbagai transaksi, seperti pembayaran, investasi, hingga kredit online. Sementara itu, inklusi keuangan menekankan pada aspek layanan keuangna formal yang aman, terjangkau, dan bermanfaat bagi masyarakat maupun pelaku usaha. Perkembangan UMKM termasuk di Kabupaten Bungo Provinsi Jambi, didorong oleh peran kedua aspek penting tersebut, sebagaimana tercermin dari fluktuasi jumlah UMKM pada periode 2019-2023, dengan capaian tertinggi pada tahun 2022. Namun, penelitian terdahulu masih menghasilkan temuan yang berbeda mengenai dampak fintech dan inklusi keuangan terhadap UMKM, sehinggga diperlukan kajian empiris lebih lanjut. Penelitian ini bertujuan untuk menguji pengaruh fintech dan inklusi keuangan terhadap perkembangan UMKM di Kabupaten Bungo. Metode penelitian menggunakan pendekatan kuantitatif deskriptid dengan sampel sebanyak 90 pelaku UMKM yang dipilih melalui teknik purposive sampling, sementara data dikumpulkan melalui kusioner daring (Google Form). Hasil menunjukkan bahwa fintech berpengaruh positif dan signifikan terhadap perkembangan UMKM (p = 0.002 < 0.05). Inklusi keuangan juga memberi pengaruh positif dan signifikan terhadap UMKM (p = 0.006 < 0.05). Secara simultan, fintech dan inklusi keuangan berkontribusi signifikan dengan nilai F (Fhitung, p =0.000 < 0.05. Temuan ini menegaskan bahwa pemanfaatan fintech bersama peningkatan inklusi keuangan merupakan strategi penting dalam memperkuat daya saing dan mendorong pertumbuhan UMKM di daerah.