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Journal of fiqh in Contemporary Financial Transactions
ISSN : -     EISSN : 2988151X     DOI : https://doi.org/10.61111/jfcft.v1i1
Journal of Fiqh in Contemporary Financial Transactions (JFCFT), is a peer-reviewed and open access journal published by the Islamic Economic Law Department, Sekolah Tinggi ekonomi Islam (STEI) SEBI. This research journal is used as a media for publication of results and provide immediate open access as an effort to disseminate research results that focus on Fiqh Studies includes (but is not limited to): Fiqh Muamalah Maliyah; Economic Law and Business Law both in terms of the perspective Islamic and Positive Law. JFCFT is a semi-annual journal issued on January and July. The journal invites scholars, researchers, lecturers, and practitioners to contribute by publishing the original research articles through Journal of Fiqh in Contemporary Financial Transactions.
Articles 8 Documents
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Analisis Implementasi Fatwa DSN-MUI Nomor 75 Tahun 2009 Tentang Kehalalan Produk Vaporizer dalam penjualan Langsung Berjenjang Syariah PT. BEST Wijaya, Bagus Arta; Siswanto, Izzudin Edi
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.670

Abstract

The aim of this research is to find out the halal law for vaporizer products in multi-level direct sales or sharia Multi Level Marketing (MLM). This research method uses qualitative field research by relying on interview techniques and documents that support the analysis of this research. The results of this research found that first, a Vaporizer (electric cigarette) is a device that works by heating liquid to produce vapor that is inhaled by the user. Second, PT Bandung Eco Sinergi Teknologi (BEST), a company that implements the PLBS system. PT. BEST sells various kinds of products, one of which is Vaporizer. Based on the results of the discussion, the law on Vaporizers traded by PT BEST is the same as Vaporizers sold in general because they use the same materials and are dangerous to health. It is recommended for PT BEST which implements the PLBS system not to sell products that are haram in terms of their substance or method of use.
Praktik Jual Beli Pakaian Bekas Ditinjau dari Hukum Positif dan Hukum Islam Aprilia, Riska Putri; Soelistyo, Poernomo A; Ramadhan, Zaky
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.665

Abstract

The purpose of this research is (1) To understand the practice of buying and selling second-hand clothing. (2) To understand the practice of buying and selling second-hand clothing from the perspective of positive law. (3) To understand the practice of buying and selling second-hand clothing from the perspective of Islamic law along with the practice of khiyar aib within it. This research is an empirical study using a qualitative descriptive approach. The results of the research indicate that: In the context of positive law in Indonesia, the prohibition of importing second-hand clothing is regulated by Minister of Trade Regulation No. 40 of 2022, a revision of No. 18 of 2021. Despite the prohibition, the sale of second-hand clothing continues to be popular because it provides greater profit and meets the needs of consumers who want unique products. Positive law provides the legal basis with administrative and criminal sanctions according to Law Number 7 of 2014. In the context of Islamic law, the practice of buying and selling second-hand clothing in Depok City is considered valid because it fulfills the pillars and conditions of buying and selling, where people have the freedom to choose clothes before the transaction. 
Implementasi Fatwa DSN-MUI No 108/DSN-MUI/X/2016 Pada Usaha Kolam Renang Muslimah ACM Bahri, Saiful; Khadafi, Muammar
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.671

Abstract

This research aims to analyze the implementation of DSN-MUI fatwa No.108/DSN-MUI/X/2016 concerning Guidelines for Organizing Tourism Based on Sharia at ACM Muslimah swimming pools. The research uses a qualitative and normative.The research results show that the swimming pool has partially implemented sharia principles, but there are still aspects that need improvement. The facilities for places of worship are small and need to be enlarged, while some areas around the pool are still not clean. Transactions and agreements in tourism activities need to pay more attention to sharia principles. Improvements to facilities in places of worship and increased cleanliness around pools are recommended to ensure compliance with the DSN-MUI fatwa. By making these improvements, the swimming pool can provide a better experience to visitors and be more consistent with the applied sharia principles.
Analisis Kesesuaian Praktek Pembiayaan Musyarakah KSPPS BMT Al-FATH Menurut Fatwa No. 08/DSN-MUI/IV/2000 Setiawan, Ijlal; Justa, Abrizen
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.666

Abstract

This research aims to determine the level of conformity in the Implementation of Musyarakah Financing at BMT AL-FATH with the Decree of the National Sharia Board of the Indonesian Ulema Council (DSN-MUI) No. 08/DSN-MUI/IV/2000 and to identify the juridical implications for BMT if it is proven to violate the Decree of the National Sharia Board of the Indonesian Ulema Council (DSN-MUI) No. 08/DSN-MUI/IV/2000 in its implementation. This study employs a qualitative descriptive method applied through formative evaluation research. It utilizes primary data sources through interviews, observations, documentation, and their combination, as well as secondary data obtained from books, journal articles, government publications, company documentation records, websites, laws, and fatwas. Data analysis involves data reduction, data presentation, and drawing conclusions. The research results indicate that BMT Al-Fath has successfully implemented the musyarakah contract in accordance with the Fatwa of the National Sharia Board of the Indonesian Ulema Council No. 08/DSN-MUI/IV/2000, comprising 22 provisions outlined in the fatwa, and has not been negatively affected by the legal provisions contained in Law No. 21 of 2008, Article 58, concerning Islamic banking.
Tinjauan Fikih Muamalah Terhadap Penambahan Kode Unik Transfer di crowdfunding Kitabisa.Com Nurfauziah, Anida; Muhammad, Iqbal Fadli
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.667

Abstract

Increased cooperation and humanitarian spirit in Indonesia, supported by technological advances, has encouraged innovation in charitable activities. Kitabisa.com, a fast-growing crowdfunding platform, facilitates online donations with various payment methods, one of which is the bank transfer method. In this method, donors are required to add a unique code for automatic verification. This research aims to determine the muamalah jurisprudence review of the practice of adding a unique code at the end of payment transfers in Kitabisa. This type of research uses a qualitative descriptive method, using a literature review. Data for this research was obtained through the Kitabisa website, as well as through interviews with muamalah fiqh experts. The result of this research is that the use of unique codes on crowdfunding platforms such as Kitabisa.com is in accordance with sharia principles, namely grant contracts, because the main contract is tabarru' or social contract, so adding a unique code is considered a form of grant or voluntary contribution from the donor for the purpose of social.
Konsep dan Praktik Arisan online “Awrisan MBabel 88” Dalam Perspektif Fikih Muamalah Azzahra, Asy syifa; Hermawan, Aries
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.668

Abstract

Online arisan has become popular in Indonesia, but the lack of understanding of sharia principles in this practice is a concern. The purpose of this study is to understand the implementation mechanisms and regulations in online arisan and identify relevant muamalah jurisprudence concepts, such as the validity of contracts and management transparency. This research method uses a qualitative approach through literature studies and field studies with researchers directly involved in the research location, namely the online social gathering activity Awrisan Mbabel 88. The results show that this social gathering is in accordance with the muamalah principle if the management of fine fees is not considered as the admin's personal income. Awrisan Mbabel 88 has implemented a qardh contract that is free from elements of riba or exploitation, although it is difficult to prove legally, this arisan focuses on the principles of help and kinship.
Analisis Praktik Pembulatan Timbangan pada Jasa Franchise Simply Fresh Laundry dalam Perspektif Hukum Islam Muhammad, Fattah Muharrik; Fitroh, Khairul; Faishal, Abdullah Jundi
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.669

Abstract

This research was conducted to determine the practice of rounding scales for laundry services in the Simply Fresh Laundry Franchise and a review of sharia economic law regarding rounding of scales for laundry services in the Simply Fresh Laundry Franchise. The method used in this research is empirical Islamic legal research or field Islamic legal research, which involves collecting data directly on the research object. The observation results show that the practice of rounding the scales has been implemented in the Simply Fresh laundry service. Despite initial reservations from some customers, most supported it because it made transactions easier. The rounding of the scales at Simply Fresh Laundry is considered in accordance with 'Urf Sahih and 'Urf Amali because it follows community customs, does not violate religious teachings, and is consistently accepted. The legal view is in line with the rules of al adah muhakkamah fiqh, with the laundry informing customers of this practice, the majority of whom understand, so it is considered to be in accordance with the teachings of the Qur'an and Sunnah.
Analisis Hukum Islam dalam Transaksi Layanan Pesan Antar Makanan Online: Studi Kasus pada GoFood Al-Fatih, Muhammad Faras; Shidqi, Muhammad Azam
Journal of Fiqh in Contemporary Financial Transactions Vol 2, No 2 (2024): Journal of Fiqh in Contemporary Financial Transactions
Publisher : Department of Islamic Economics Law

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61111/jfcft.v2i2.664

Abstract

This research aims to determine Islamic law in online food delivery service transactions on GoFood delivery services and to assess the effectiveness of contracts in GoFood delivery service transactions. (1) Observation, interviews, and documentation are all used in this research as quantitative data collection methods. In the GoFood delivery service, 8 informants in total participated in this research consisting of 3 merchants, 2 drivers and 3 consumers. used random sampling and sampling approaches to identify informants. Based on the research findings, (1) the practice of using contracts in delivery service transactions using Islamic contracts by identifying the relationship between the parties who carry out relationships and transactions in the GoFood delivery service, apart from that it also sharpens the views of contemporary jurisprudence scholars who are pro and Contradictions regarding transactions on the GoFood delivery service, (2) Looking at the Islamic legal perspective on this delivery service transaction by looking at the arguments and views of experts to be able to determine whether or not GoFood delivery service transactions are permissible.

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