Istithmar: Jurnal Studi Ekonomi Syariah
Istithmar : Jurnal Studi Ekonomi Syariah, published twice a year (June and December) by Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri, East Java. The Journal serving as a medium for exploring critical thinking on Islamic Economics and Business issues. It is open for all academics, practitioners, intellectuals, and students with the specification of the study of Islamic Economics. The Ideas is covering research article, conceptual idea, review of the literature, and practical experience. The scope of Istithmar : Jurnal Studi Ekonomi Syariah are limited to: Islamic economics Islamic banking and finance Islamic economic management Management Zakat, Infaq, Shodaqoh and Waqf Islamic entrepreneurship and business Islamic economics thought Islamic insurance Islamic accounting.
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127 Documents
<![CDATA[PROSPEK PERKEMBANGAN REKSADANA SYARIAH DI INDONESIA ]]>
<![CDATA[Lilis Andini]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 5 No. 1 (2021): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v5i1.87
<![CDATA[Investasi sebagai salah satu upaya dalam mengatasi permasalahan yang terjadi dalam perekonomian Indonesia. Ada banyak sektor investasi yang dapat digunakan untuk menginvestasikan kelebihan modal atau aset. Reksa dana syariah sebagai bentuk inovasi lembaga investasi dari reksa dana konvensional memiliki perbedaan mendasar dalam pengelolaan dana pemodal, yang harus berpedoman pada dan tidak boleh bertentangan dengan nilai-nilai syariah. Beberapa kajian reksa dana di Indonesia menyebutkan bahwa prospek pengembangan reksa dana syariah mengalami pertumbuhan yang cukup baik baik dari sisi kinerja maupun program. Penelitian ini menggunakan metode penelitian kepustakaan. Tujuan dari penelitian ini adalah untuk menganalisis prospek perkembangan dan pertumbuhan reksa dana syariah di Indonesia. Dari beberapa penelitian sebelumnya, disimpulkan bahwa pengembangan reksa dana syariah juga memiliki prospek perekonomian yang menjanjikan di masa depan. Faktor yang dapat menghambat perkembangan reksa dana syariah disebabkan oleh literasi masyarakat umum mengenai reksa dana syariah, dimana masyarakat beranggapan bahwa investasi reksa dana syariah hanya untuk umat Islam sehingga pada umumnya masyarakat lebih cenderung memilih investasi reksa dana konvensional jika dilihat dari sisi pengalaman pengelolaan dana.]]>
<![CDATA[MODEL PENGHIMPUNAN DAN PENDAYAGUNAAN DANA UMAT MELALUI GERAKAN KOIN NU PEDULI ]]>
<![CDATA[Suprihantosa Sugiarto]]>;
<![CDATA[Nurul Aulia Febriyani]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 5 No. 1 (2021): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v5i1.88
<![CDATA[Manajemen dalam pengelolaan dana zakat, infaq dan shadaqah di suatu lembaga amil sangatlah penting. Hal ini agar dana umat dapat dihimpun dan disalurkan secara baik dan terarah. Diperlukan semangat lembaga amil zakat agar terus mengupgrade, meningkatkan strategi serta memaksimalkan sosialisasi terhadap masyarakat utamanya pada muzakki agar mampu menarik minat dan kepercayaan para donatur. Termasuk membuat model penghimpunan dan pendayagunaan dana umat dengan sedemikian rupa agar para donator secara sukarela memberikan sebagian hartanya untuk dikelola oleh para lembaga amil untuk kemudian didayagunakan sesuai peruntukannya. Hal ini lah yang sedang dilakukan oleh LAZISNU melalui Gerakan Koin-NU Peduli. Penelitian ini menggunakan metode kualitatif dengan mengambil tempat penelitian di LAZISNU MWC Rejoso. Penelitian ini mempunyai dua tujuan yaitu untuk mengetahui model penghimpunan dana umat melalui Gerakan Koin-NU Peduli dan untuk mengetahui model penghimpunan dana umat melalui Gerakan Koin-NU Peduli. Gerakan Koin-NU Peduli merupakan salah satu strategi LAZISNU dalam memaksimalkan sosialisasi terhadap masyarakat agar mampu menarik minat dan kepercayaan para donatur.]]>
<![CDATA[PENGARUH NILAI PELANGGAN, INOVASI PRODUK DAN KUALITAS LAYANAN TERHADAP LOYALITAS NASABAH BANK MUAMALAT INDONESIA CABANG MADIUN ]]>
<![CDATA[Binti Mutafarida]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 1 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i1.107
<![CDATA[The development of sharia banking in Indonesia very rapidly grow up preceded by Bank Muamalat Indonesia and in 2013 ranked as the bank with the highest loyalty and the best among other sharia banking nationally. Bank Muamalat Indonesia branch of Madiun is one of the first branch in Madiun and currently has many competitors from other sharia banking. Based on this background, in this study take what factors affect the size of customer loyalty Bank Muamalat Indonesia branch of Madiun. Based on the result of research, it is found that the level of loyalty of customer of Bank Muamalat of Madiun branch is mostly influenced by product innovation with value of t test value obtained by t-count 2,493, while second factor is influenced by service quality with result of tcount 2,268. So the least influenced factor by the value of the customer is with value of 2.217. This research is a descriptive research method and associative / relationship, this matter to know the value of independent variable. While population of this research is funding customer of Bank Muamalat Indonesia branch of Madiun with amount of 22.196 customer by taking data using random sampling method as much as 108 customer.]]>
<![CDATA[PENGARUH KEPEMIMPINAN ISLAM DAN MOTIVASI KERJA ISLAM TERHADAP KINERJA KARYAWAN ]]>
<![CDATA[Choiril Anam]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 1 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i1.108
<![CDATA[This research raises the title of influence of Islamic leadership and the Islamic work motivation on the performance of BMT (Made) employees in Demak District. One of the obstacle which doesn’t make any advanced and the developed of BMT is the low performance of employees. The formulation of the problem in this research is whether there is a significant influence of Islamic leadership and the motivation of Islamic work on the performance of employees either partially or simultaneously on the performance of employees? This study aims to find out how much influence of Islamic leadership and work motivation and to know the most dominant influence between Islamic leadership and the work motivation on the performance of employees BMT Made in Demak District. This type of this research is field research by using quantitative methods. The population in the study there are 34 employees, who sampled 28 employees consisting of main employees and sub branch employees. The test used in analyzing the data (questionnaire) is a test of validity and reliability, and statistical tests that include; classical assumption test, F test and T test. The result of regression equation test is Y = 4.510 + 0.076 X1 + 0.679 X2, this means that employee’s performance variable get influence from Islamic leadership variable and work motivation with value equal to 0,079 and 0,679 every employee performance variable have 1 score increase. While for Islamic leadership T test obtained value of 0.533 2.060. This means that Islamic leadership variables do not have a significant influence and employee motivation partially have an influence on performance variable of BMT employees. F - test obtained value equal to 18.782, while F table 3,385, because F count > F table then simultaneous test or jointly variable of Islamic leadership and work motivation of Islam have influence to performance of BMT Made employee. Among the two independent variables that are most dominant in influencing employee performance variables is the Islamic work motivation with a value of 5.415. To improve employee performance, managers are expected to improve intensive communication with the employees and provide an opportunity to convey what the wishes and expectations of the employee are. On the other hand, managers must also open themselves to accept criticism or input that is constructive in order to improve the institution.]]>
<![CDATA[IMPLEMENTASI FRANCHISE BERBASIS SYARI`AH DI SEKTOR UMKM ]]>
<![CDATA[Dijan Novia Saka]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 1 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i1.109
<![CDATA[Franchise is a business which widely targeted by the businessmen. Small and Medium Enterprises (SMEs) in the field of franchise business has a very good prospect for the economy in Indonesia. Franchise business is very diverse types, we must be careful to choose the franchisor to assist us in starting a franchise business. Although we are under the guidance of the franchisor, we also need to be more innovative to find a new business form of this franchise business. In Karangrejo Village Kandat Sub district Kediri Regency has the leading SMEs in the form of handicraft which called jaranan handicraft. But the craftsmen have not run a franchise in the field of jaranan handicraft. So it is very appropriate to apply sharia-based franchise for SMEs jaranan handicraft in the village. It is because by opening a sharia-based franchise business will provide many benefits, among others, the business will be more advanced, product marketing can be expanded, product quality can be improved, the price of its products can be stable and of course the income can increase. From the results of existing data analysis, the sharia-based franchise is very appropriate run in the SME sector in order to improve the economy and reduce unemployment. Because the franchise that applies the basic principles of sharia economy has advantages that are not owned by franchise in general. Shariabased franchises can survive in uncertain or uncertain economic conditions.]]>
<![CDATA[BERPIKIR KREATIF DAN INOVATIF DALAM MEMBANGUN JIWA ENTREPRENEUR ]]>
<![CDATA[Jumari]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 1 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i1.110
<![CDATA[This article examines the creative and innovative thinking in building the entrepreneurial spirit. With the creative and innovative thinking are the human thought process undertaken to develop themselves, especially in building the entrepreneurial spirit. The figure of the entrepreneur as the ideals of human independence in trying to provide support in realizing the nation’s progress. Evidence that the entrepreneur is able to realize the nation’s progress is the existence in the face of obstacles and challenges as well as creative and innovative thinking so that the obstacles and challenges are not an obstacle to success, but rather as an opportunity. Creative and innovative thinking to try to reverse the mindset that tends to be negative into a positive. The assumption that appear in the form of strong beliefs to himself by maximizing the grace to think the Lord gave humans.]]>
<![CDATA[Entrepreneur ]]>
<![CDATA[Ning Purnama Sariati]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 1 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i1.111
<![CDATA[The true life story of Prophet Mohamad as a trader is wonderful on this earth. No ones could follow him well. Habitual action of prophet Mohammad is very meaningful on whole life. Not only on the religion but also business. He got success by honesty, trusting, beliefing on Allah and makes good society empowerment. So, his life bring happiness and peace (rahmatan lil alaamiiiiin). In other hands, human being are not conduct their life like Prophet Mohamad. For example, business aspect. We have been know market distortion was happened in society. Kinds of market distorsion are taghrir, tadlis, lying, diminution of scales, and else. This research aims to: describe the habitual action of the moslem hawkers based on character of Prophet Mohamad SAW as a trader. This research is categorized into descriptive research type with qualitative method. The respondent are moslem hawkers as member of “Paguyuban PKL Bina Mandiri Kota Kediri. Data collection was conducted through in-depth interview and observation. The obtained data was analyzed by qualitative analysis procedurs. The result shows that: habitual action of the moslem hawkers has been follow the character of Prophet Mohammad SAW as a trader. In the implementation of moslems hawkers community Bina Mandiri Kota Kediri are moral self quality, moral business quality, moral social quality and positive progress empowerment. They are aware on business is praying to Allah,not only profit oriented.]]>
<![CDATA[KONSEP DAN IMPLEMENTASI ETIKA ISLAM DALAM DUNIA BISNIS ]]>
<![CDATA[Nurul Fatima Hasan]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 1 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i1.112
<![CDATA[Indeed, in terms of the whole implementation of life has been arranged in the view of Islamic teachings to regulate all human life including in relation to the implementation of the economy and business. Islam does not allow any person to work haphazardly to achieve his/her goals and desires by justifying any means such as committing fraud, cheating, false vows, usury, and any other vanity deeds. But, Islam has given a boundary or line between the allowable and the unlawful, the right and wrong and the lawful and the unlawful. These limits or dividing lines are known as ethics. Behavior in business or trade is also not escaped from the moral value or business ethics values. Islamic business ethics is of which adheres to the principle of unity, equilibrium principle, freewill principle, responsibility principle, It is important for business people to integrate that ethical dimension into the framework or scope of the business.]]>
<![CDATA[IMPLEMENTASI AKUNTANSI SYARIAH UNTUK RUMAH SAKIT ]]>
<![CDATA[Fauziah]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 2 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i2.113
<![CDATA[Sharia economy that used to be synonymous with sharia financial institutions such as sharia banking, sharia insurance, and sharia capital market, now the concept of sharia is applied to other business sectors even to services such as the concept of sharia tourism with the hotel sharia and the latest is hospital services concept of sharia. Although the existence of hospitals already known at first, but the concept of hospitals that are in service and financial statements based on the concept of sharia is just beginning to apply. Implementation of sharia hospitals and sharia financial reporting is also regulated in SAK Sharia. SAK that regulates sharia financial under PSAK 101 Presentation of Sharia Financial Statements (revised 2016). The existence of a hospital is similar to other companies / organizations, it has a function and part to carry out service activities to the community. Each function has responsibility and control system. The function of sharia accounting system in hospitals to provide accountable and transparent financial information as the basis for proper decision making and planning ahead. So the hospital has Value Added. The hospital needs to implement a sharia accounting system in order to eliminate discrimination between economic activity and worship. Hospitals have a unique accounting system because in addition to running a business, also carry out social activities.]]>
<![CDATA[INTERVENSI PEMERINTAH DALAM PENETAPAN TINGKAT UPAH PERSPEKTIF IJTIHAD AL-MAQĀṢIDĪ ]]>
<![CDATA[Ahmad Syakur]]>
<![CDATA[ Istithmar: Jurnal Studi Ekonomi Syariah Vol. 1 No. 2 (2017): Istithmar : Jurnal Studi Ekonomi Syariah ]]>
Publisher : <![CDATA[Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri ]]>
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DOI: 10.30762/istithmar.v1i2.114
<![CDATA[Penetapan tingkat upah merupakan hal yang sensitif dalam ekonomi industrial. Tidak jarang penetapan tingkat upah diikuti oleh aksi pemogokan buruh menuntut kenaikan upah atau sebaliknya diikuti aksi PHK dari pihak pengusaha. Tak pelak, mayoritas ekonom menuntut intervensi pemerintah dalam menentukan tingkat upah. Dalam hal ini pemerintah berfungsi sebagai mediator yang mengumpulkan berbagai pihak yang berkepentingan dan kompeten. Dengan harapan ketetapan tingkat upah yang dihasilkan mendekati kepada keadilan dan sejalan dengan perkembangan ekonomi mikro dan makro. Dalam khazanah ekonomi Islam, intervensi pemerintah dalam penetapan upah masih menuai kontroversi, antara yang menggunakan ijtihad literalis dengan yang menggunakan ijtihad al-Maqāṣidī. Dalam perfektif Ijtihad al-Maqāṣidī, intervensi pemerintah dianjurkan dan bahkan diwajibkan jika kondisi menuntut, karena permasalahan upah menyangkut hajat hidup masyarakat luas, sedang pasar tenaga kerja sulit untuk menjadi pasar persaingan sempurna atau yang mendekati. Ijtihad al-Maqāṣidī lebih relevan untuk dikembangkan dalam ekonomi Islam kontemporer.]]>
