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Equilibrium: Jurnal Ekonomi Syariah
Published by Institut Agama Islam Negeri Kudus
ISSN : 23550228     EISSN : 25028316     DOI : http://dx.doi.org/10.21043/equilibrium.v10i2.16539
Core Subject : Religion, Economy,
Religion Economics, Econometrics & Finance
This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economics, Islamic Banking and Finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 168 Documents
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PENGARUH PSYCHOLOGICAL ATTACHMENT DALAM PENGGUNAAN SISTEM INFORMASI
Equilibrium: Jurnal Ekonomi Syariah Vol 2, No 2 (2014): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v2i2.725

Abstract

This research investigates the effect of psychological attachment on the information system usage behaviors. This research is different from previous studies by integrating the variable of psychological attachment (internalization, identification and compliance) with Technology Acceptance Model (TAM). There are eight variables in this study, namely the perceived usefulness, perceived ease of use, psychological attachment (internalization, identification and compliance), attitude toward using, behavioral intention and actual use.This research is a type of survey research by using a quantitative approach. The research data are obtained from 117 students in Yogyakarta, by using random sampling technique. For research model testing technique, it used the multiple linear regression approach. The research's findings include three items. First, perceived ease of use, identification and compliance are positively and significantly effect on attitude toward using. Second, attitude toward using, identification and compliance are positively and significantly effect on behavioral intention. Third, behavioral intention is positively and significantly effect on information system usage behaviors. Finally, the research findings suggested that psychological attachment (identification and compliance) are the important variables that effect on information system usage behaviors.Keywords: Psychological attachment, technology acceptance model, information system.Penelitian ini menganalisis pengaruh psychological attachment terhadap perilaku penggunaan sistem informasi. Penelitian ini berbeda dengan riset terdahulu dengan mengintegrasikan variabel psychological attachment (internalization, identification dan compliance) dengan Technology Acceptance Model (TAM). Terdapat 8 variabel dalam penelitian ini, yaitu perceived usefulness, perceived ease of use, psychological attachment (internalization, identification dan compliance), attitude toward using, behavioral intention dan actual use.Penelitian ini merupakan penelitian survey dengan menggunakan pendekatan kuantitatif. Data penelitian dikumpulkan dari sebanyak 117 mahasiswa di Yogyakarta dengan menggunakan teknik simple random sampling. Sementara itu, teknik analisis datanya menggunakan uji regresi linier berganda.Temuan penelitian ini menunjukkan bahwa: 1) perceived ease of use, identification dan compliance berpengaruh secara positif dan signifikan terhadap sikap; (2) attitude toward using, identification dan compliance berpengaruh secara positif dan signifikan terhadap minat perilaku; (3) Minat perilaku berpengaruh secara positif dan signifikan terhadap perilaku penggunaan sistem informasi. Dengan demikian, temuan penelitian ini menunjukkan bahwa psychological attachment (identification dan compliance) merupakan variabel penting yang mempengaruhi perilaku penggunaan sistem informasi.Kata Kunci :  Psychological attachment, technology acceptance model, sistem informasi.
KINERJA KEUANGAN SESUDAH DAN SEBELUM SPIN OFF UNIT USAHA SYARIAH KE BANK UMUM SYARIAH
Equilibrium: Jurnal Ekonomi Syariah Vol 6, No 2 (2018): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v6i2.4784

Abstract

 This study aims to distinguish between conventional banks and Islamic banks before and after Spin Off. The population and samples are Islamic banks in 2011 - 2013 before spin off and 2013 - 2016 after the spin off totaling 5 banks. The design of this study uses descriptive analytics, with the results of the study there are differences in Islamic banks that do spin offs.
AL-IJARAH AL-MUTANAQISHAH: AKAD ALTERNATIVE UNTUK PEMBERDAYAAN TANAH WAKAF
Equilibrium: Jurnal Ekonomi Syariah Vol 3, No 1 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i1.1276

Abstract

Empowerment is an attempt to bring the results or even greater and better benefits by using the potentials of someone who have the power. The empowerment of the waqf land aims at developing and producing the waqf land in an effort to get the results and benefits of waqf land itself in general accordance with the provisions that have been required Wakif. This article is a literature review that aims to seek alternative contract in empowering waqf land. The results showed that many literature of jurisprudence have set a contract that can be used to empower waqf land. Among the contract is categorized Ijarah contract in the empowerment of traditional endowment. Therefore, if the economic system is more advanced, the Ijarah develop and innovate so that it appears the contract called IMBT (Ijarah Muntahiyah bi Tamlik). In addition there are al-Ijarah contract al-Mutanaqishah that is very suitable for the empowerment of waqf land. The last contract helped Nazhir in capital for the empowerment of waqf land. This is because all the empowerment of waqf land costs will be paid by investors and after the contract is completed, the financiers will transfer ownership of the building to Nazhir. Pemberdayaan adalah suatu usaha untuk mendatangkan hasil atau manfaat yang lebih besar dan lebih baik dengan memanfaatkan potensi yang dimiliki. Pemberdayaan tanah wakaf bertujuan mengembangkan dan memproduktifkan tanah wakaf sebagai upaya mendapatkan hasil dan manfaat tanah wakaf secara umum  sesuai  dengan  ketentuan  yang  telah  disyaratkan  Wakif. Artikel ini merupakan kajian pustaka yang bertujuan untuk mencari akad alternative dalam memberdayakan tanah wakaf. hasil kajian menunjukkan bahwa banyak literatur fikih yang sudah menentukan akad-akad yang bisa digunakan untuk memberdayakan tanah wakaf. Di antara akad tersebut adalah Ijarah yang dikategorikan akad tradisional dalam pemberdayaan wakaf. oleh karena system perekonomian yang sudah semakin maju, maka akad Ijarah mengalami pengembangan dan inovasi sehingga muncul akad yang disebut dengan IMBT (Ijarah Muntahiyah bi Tamlik). Selain itu ada akad al-Ijarah al-Mutanaqishah yang sangat cocok untuk pemberdayaan tanah wakaf. Akad yang terakhir ini banyak membantu Nazhir dalam permodalan untuk pemberdayaan tanah wakaf. Ini karena semua biaya pemberdayaan tanah wakaf akan ditanggung oleh pemodal dan setelah akad selesai pemodal akan mengalihkan pemilikan bangunan kepada Nazhir.
Aspek Keadilan Organisasi dan Deviant Workplace Behavior Karyawan
Equilibrium: Jurnal Ekonomi Syariah Vol 8, No 1 (2020): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v8i1.7295

Abstract

This research aims at identifying the impact of distributive justice of compensation, interactional justice, and procedural justice toward employee’s deviant workplace behavior. This research was a quantitative descriptive research. The sample of the research were in total of 219 employees working at Sharia Financial Institution Yogyakarta. The sample were compiled using saturated sampling technique. The variable measuring scale used in the research was likert scale. The data analysis was done using IBM SPSS version 26 with the technique of multiple linear regression data analysis. The research results showed that distributive justice on compensation negatively impact on deviant workplace behavior, interactional justice has a negative impact on deviant workplace behavior, and procedural justice also has a negative impact on deviant workplace behavior. The unjust perspective experienced by employees will lead to resistance within the inner selves of the employees which consequently lead them to master up courage in performing some deviants against the organization.
BISNIS MULTILEVEL MARKETING DALAM PERSPEKTIF ISLAM
Equilibrium: Jurnal Ekonomi Syariah Vol 2, No 1 (2014): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v2i1.716

Abstract

Multilevel marketing is a marketing strategy that utilized customers to promote a certain product using multiple levels. This Approach is popular due to the increasing of the accessibility of modern social networks. However, because of this popularity, this method used to deceived customer, by using MLM they cheat customers so its impact on people distrust. Multilevel marketing often received criticism from the community. This is due to most of the people who pursue MLM is not understand the characteristics of the MLM business as a whole, whether in business it contains elements that is forbidden or not, and whether the business marketing system in accordance with Islamic law. This study examines the foundation for the study of the legal status of the clarity of MLM business in the perspective of Islamic law.Keywords: Multilevel marketing; Business; Islamic lawMultilevel marketing merupakan strategi pemasaran yang memanfaatkan konsumen untuk menyalurkan suatu produk tertentu dengan menggunakan beberapa level. Strategi ini sangat populer karena adanya dukungan akses jaringan sosial modern. Namun demikian, dalam perkembangannya, muncul penipuan bisnis yang berkedok MLM sehingga membuat citra bisnis MLM ini menjadi buruk di mata masyarakat. Akibatnya, bisnis MLM ini sering menerima kritik dari masyarakat. Hal ini disebabkan sebagian besar orang yang berbisnis MLM tidak memahami karakteristik dari bisnis MLM secara keseluruhan, baik apakah dalam bisnis ini mengandung unsur yang dilarang atau tidak, dan apakah sistem pemasaran bisnis ini sesuai dengan hukum Islam. Makalah ini mengkaji tentang kejelasan status hukum bisnis MLM dalam perspektif hukum Islam.Kata Kunci: Multilevel marketing, Bisnis, Hukum Islam
The Relationship Between Halal Tourism Development And Regional Original Income in Indonesia
Equilibrium: Jurnal Ekonomi Syariah Vol 10, No 2 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i2.16983

Abstract

This study aimed to determine the relationship between the financial performance of local revenue and the halal tourism sector in DKI Jakarta. This qualitative descriptive research analyzes the information obtained from the results of a study that has been carried out before and then is complemented by interviews with several competent parties. Then a literature review is carried out on various published texts such as local government reports, regional regulations, and other information. from government websites. Based on the search, it was found that there were strategic steps in developing halal tourism in DKI Jakarta, including concrete Implementation in the form of preparing various supporting facilities as well as various forms of innovation and sharia services in banking in the form of sharia schemes to support the multiple needs of halal tourism actors such as JakQR, JakOne to later JakCard. It was also found that there is quite a large amount of income for regional original income from the tourism sector in DKI Jakarta, but the percentage that comes from halal tourism has yet to be identified. The recommendation from this research is to stay focused on developing the potential of halal tourism in DKI Jakarta and the need to issue Regional Regulations immediately.
نظرية المضاربة في الشريعة الاسلامية وتطبيقها في البنوك الاسلامية وتنمية الاقتصاد الإسلامي في إندونيسيا
Equilibrium: Jurnal Ekonomi Syariah Vol 6, No 2 (2018): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v6i2.4664

Abstract

This article aims at explaining the theory of mudharabah in Islamic Sharia and its application in Islamic banking and the development of the Islamic economy in Indonesia. This study is based on field research. The method of analysis of the data used is the analysis of the content on the messages received from mudharabah in Islamic law and its application in Islamic banks and the development of the Islamic economy. The result of this research is that mudharabah is one of the most important and oldest forms of investment of funds in the Islamic Sharia. The fuqaha have agreed on the legality of mudharabah, and the evidence of legality, from the al-Qur’an, Sunnah, Ijma’, and Qiyas. The mudharabah formula in Islamic banks came as a legitimate alternative to traditional financing operations. It is one of the most important forms of Islamic finance and is thought to have been the cause of Islamic banks, which are said to be the Islamic financing formula. In Islamic banks, mudharabah is divided into absolute mudharabah and restricted mudharabah. The economic concept of mudharabah in the economic literature goes to the stock exchange and its predictions of market fluctuations. The investor may have to pay the price differentials in the case of lower prices.
MENGGERAKKAN EKONOMI MARITIM SYARI’AH DI INDONESIA
Equilibrium: Jurnal Ekonomi Syariah Vol 3, No 2 (2015): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v3i2.1267

Abstract

This paper discusses two things: (1) The ethos of Maritime Economy in Islam, (2) Maritime Economic as the Challenges as Sharia system. Both are studied with an intertextuality approach that articulate ideas in framework of sociology of maritime in Indonesia. The conclusions are the fact that the Indonesian territory consists of75% over the sea is a part of the divine secrets that should be explored as a source of knowledge and a promising economic potential for the welfare of mankind. But in its utilization should pay attaintion to the ethical aspects with the principle holds worship (at-tawhid), equation (al-musawat), freedom (al-Hurriyat), justice (al-’adl), helping (At-ta’awun) and tolerance (at-tasamuh). It’s like have been given the common ideals of the Prophets and Apostles since Noah, Moses, Jonah and the Prophet Solomon postscript holds the principle of monotheism in interacting with nature, especially in the area of maritime in that time. Exploring the   maritime zone for human welfare is confortable as long as no monopoly, exploitation and discrimination while demanding a balance between rights and obligations. Paper ini mendikusikan dua hal: (1) Etos Ekonomi Maritim dalam Islam, (2) Ekonomi Maritim sebagai tantangan Ekonomi Syariah. Kedua bahasan tersebut dikaji dengan pendekatan intertektualitas mendialogkan berbagai ide dalam bingkai sosiologi maritim nusantara. Kesimpulan paper ini adalah semesta alam diciptakan Sang pencipta tidaklah sia-sia. Kenyataan bahwa wilayah Indonesia terdiri dari 75% lebih adalah laut adalah bagian dari rahasia ilahi yang harus digali sebagai sumber ilmu dan potensi ekonomi yang menjanjikan untuk kesejahteraan umat manusia. Namun dalam pemanfaatannya perlu memperhatikamn aspek hukum dan etika dengan memegang prinsip ibadah (at-tauhid), persamaan (al-musawat), kebebasan (al-hurriyat), keadilan (al-‘adl), tolong menolong (at-ta’âwun), dan toleransi (at- tasâmuh).  hal ini seperti telah diberikan keteladanan umum dari para Nabi dan Rasul sejak Nabi Nuh, Musa, yunus dan juga Nabi Sulaiman yang nota bene memegang prinsip tauhid dalam berinteraksi dengan
Interrelationship among Quality of Work-Life, Islamic Work Ethics, and Employee Performance: Employee Engagement as Mediator
Equilibrium: Jurnal Ekonomi Syariah Vol 10, No 1 (2022): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v10i1.14935

Abstract

This study aims to examine the effect of quality of work-life and Islamic work ethics on employee performance and the mediating role of employee engagement among quality of work-life, Islamic work ethics and employee performance. The paper explicitly highlighted the conduct and outcomes of the study. A quantitative survey approach was used to collect necessary data by applying the instruments adopted from previous studies. The reliability and validity of tools were above the standard. Out of 250 sets of questionnaires distributed to the employees working with Small and Medium Enterprises (SMEs) throughout Kudus region, Central Java, Indonesia, a sample size of 194 has been utilized for data analysis to test study hypothesis. The path analysis indicated that quality of work-life and Islamic work ethics contributed significantly to employee engagement, subsequently to employee performance. However, the quality of work-life had no significant direct effect on employee performance as such the relationship was fully mediated by employee engagement, whereas employee engagement partial mediated on Islamic work ethics and employee performance. Thus, spiritual adoption of work ethics seems a necessity for today’s business organization. Therefore, it is recommended to SMEs’ owners and practitioners that they could improve their business performance through improved quality of work-life, Islamic work ethics, and employee engagement.
PENINGKATAN KINERJA KARYAWAN BANK UMUM SYARIAH DENGAN ETIKA KERJA ISLAM MELALUI KOMITMEN ORGANISASI DAN ORGANIZATION CITYZENSHIP BEHAVIOR (OCB) DI KUDUS
Equilibrium: Jurnal Ekonomi Syariah Vol 5, No 1 (2017): EQUILIBRIUM
Publisher : Prodi Ekonomi Syariah Pascasarjana IAIN Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/equilibrium.v5i1.2461

Abstract

Tujuan penelitian ini adalah untuk menguji pengaruh etika kerja islam dalam meningkatkan kinerja karyawan bank syariah dengan komitmen organisasi dan organizational cityzenship behavior (ocb)   sebagai variabel  mediasi. Berjenis penelitian lapangan (field research) dengan pendekatan kuantitatif. Data yang digunakan adalah data primer dan sekunder dengan metode survei melalui penyebaran kuesioner. Terdapat satu variabel independen dalam penelitian ini yaitu (X1 ) etika kerja Islam. Variabel dependen (Y) dalam penelitian ini adalah kinerja karyawan. Sedangkan variabel mediasi (Z1) adalah komitmen organisasi dan (Z2) organization cityzenship behavior. Populasi dalam penelitian ini adalah seluruh karyawan Bank Umum Syariah se-Kabupaten Kudus, sejumlah 208 responden, sampel 137 responden, dengan menggunakan metode purposive random sampling. Hasil penelitian ini menunjukkan bahwa: 1) etika kerja islam  berpengaruh terhadap kinerja karyawan; 2) Etika kerja Islam berpengaruh terhadap Komitmen organisasi; 3) Etika kerja Islam  berpengaruh terhadap organization cityzenship behavior; 4) Komitmen organisasi memediasi etika kerja Islam  terhadap kinerja karyawan ditunjukkan koefisien direct effect dan indirect effect; 5) Organization cityzenship behavior. memediasi Erika kerja Islam terhadap kinerja karyawan ditunjukkan koefisien direct effect dan indirect effect.

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