Equilibrium: Jurnal Ekonomi Syariah
This journal encompasses original research articles, review articles, and short communications, including: Islamic Accounting, Islamic Bussines Management, Islamic Human Resource Management, Islamic Economics, Islamic Banking and Finance.
Articles
168 Documents
<![CDATA[POTENSI EKONOMI DALAM PENGELOLAAN WAKAF UANG DI INDONESIA ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 2, No 1 (2014): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v2i1.712
<![CDATA[UU. No. 41 Tahun 2004 tentang wakaf dan PP. No. 42 Tahun 2006 tentang pelaksanaan UU. tersebut menjadi pijakan pelaksanaan wakaf uang dalam praktek perwakafan di Indonesia. Wakaf uang diatur dalam pembahasan khusus yang menandakan bahwa pengembangan wakaf uang perlu mendapatkan perhatian serius dalam meningkatkan perekonomian Indonesia. Jadi secara ekonomi, wakaf Islam adalah membangun harta produktif melalui kegiatan investasi dan produksi saat ini, untuk dimanfaatkan hasil bagi generasi yang akan datang. Wakaf juga mengorbankan kepentingan sekarang untuk konsumsi demi tercapainya pengembangan harta produktif yang berorientasi pada sosial, dan hasilnya juga akan dirasakan secara bersama oleh masyarakat. Investasi harta melalui wakaf dalam tatanan Islam sebenarnya merupakan sesuatu yang sangat unik yang berbeda dengan investasi di sektor pemerintah (public sector) maupun sektor swasta (private sector). Praktik wakaf uang sebenarnya telah berjalan di beberapa negara Muslim seperti Mesir dan Tunis. Di Indonesia, wakaf uang berkembang pesat setelah diakui secara legal formal melalui Undang-Undang tentang wakaf tersebut. Kata Kunci: Ekonomi, Wakaf Uang, Manajemen, Investasi Abstract: The Government Regulation on endowments under Act. No. 41 of 2004 on and Regulation No. 42 of 2006 on the implementation of the Act became the foundation a practice of cash waqf in Indonesia. cash waqf need to get serious attention in improving the economy of Indonesia. The goal of waqf in Islam is to build productive assets through investment and production activities which have benefit for the next generations. Waqf are also sacrificing someone not to consumption now in order to achieve productive property for social development and also society. The endowment property through wakf in Islamic is different from the investment in the public sector (public sector) and the private sector (private sector). Practice Cash waqf has actually been working in several Muslim countries like Egypt and Tunis. In Indonesia, cash waqf has a rapidly growing after formal legally recognized by government regulation one waqf. Keywords: Economy, Endowments Money, Management, Investment]]>
<![CDATA[Determinants of Islamic Human Development Index in OIC Countries With Good Governance as Moderating Variables ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 10, No 1 (2022): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v10i1.14641
<![CDATA[This study seeks to determine the effect of government spending, level of concern, and economic growth on I-HDI in the OIC countries with good governance as moderation in 2010-2019. This study uses explanatory quantitative research methods. The sampling technique in this research is non-probability sampling, with a sample of 10 countries of the Organization of Islamic Cooperation. The data analysis techniques used were descriptive analysis, Generalized Least Squares (GLS) model, hypothesis testing, and Moderated Regression Analysis (MRA) model. The results of statistical testing show that the variable government expenditure and unemployment rate do not affect the Islamic Human Development Index, while the variable economic growth has a negative effect. In addition, good governance cannot moderate the effect of government spending on the Islamic Human Development Index, while the unemployment rate and economic growth can be moderated in their influence on the Islamic Human Development Index. Thus, it can be concluded that to increase the human development index in the Islamic perspective, and there is a need for good governance so that human development in the OIC country is increasing.]]>
<![CDATA[PERAN WARUNG MIKRO BANK SYARIAH MANDIRI KUDUS DALAM PENGEMBANGAN USAHA MIKRO, KECIL DAN MENENGAH (UMKM) DI KUDUS ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 3, No 2 (2015): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v3i2.1262
<![CDATA[This study is a field study using qualitative descriptive approach. Data obtained by the method of interview, observation and documentation. Source of data in this study is UMKM in Kudus who become customers of Micro Shop BSM Kudus and Sacred BSM Micro Shop manager. Test the validity of the data with triangulation techniques and data analysis methods and Milles huberman. The results show that implementations financing in the Micro Shop BSM Kudus addressed to UMKM using the murabaha contract and has been implemented in accordance with the procedure. Micro stalls BSM Kudus role in overcoming obstacles UMKM in Kudus, especially in the capital, so that UMKM can increase sales revenue, profit and assets. Enabling and inhibiting factors implementations Micro Shop BSM Kudus comes from within (internal) and outside (external).Kajian ini adalah kajian lapangan dengan menggunakan pendekatan kualitatif-deskriptif. Data diperoleh dengan metode wawancara, pengamatan dan dokumentasi. Sumber data dalam kajian ini adalah pelaku UMKM di Kabupaten Kudus yang menjadi nasabah Warung Mikro BSM Kudus dan pengelola Warung Mikro BSM Kudus. Uji keabsahan data dengan teknik triangulasi dan analisis data dengan metode huberman dan Milles. hasil kajian menunjukkan bahwa implementasi pembiayaan Warung Mikro BSM Kudus yang ditujukan kepada pelaku UMKM menggunakan akad murabahah dan telah dilaksanakan sesuai dengan prosedur. Warung Mikro BSM Kudus berperan dalam mengatasi kendala pelaku UMKM di Kabupaten Kudus, khususnya dalam permodalan, sehingga para pelaku UMKM dapat meningkatkan omset penjualannya, laba dan asset. Faktor pendukung dan penghambat implementasi Warung Mikro BSM Kudus berasal dari dalam (internal) dan dari luar (eksternal).]]>
<![CDATA[PENGARUH KINERJA KEUANGAN DAN KONDISI MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH BPR SYARIAH DI INDONESIA ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 7, No 2 (2019): EQULIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v7i2.5900
<![CDATA[This study is to evaluate the bank performances and macroeconomic conditions to the NPF. Internal factors consist of Capital Adequacy Ratio (CAR), Financing to Deposits Ratio (FDR), Return on Assets (ROA), operating income operating expenses (BOPO), dummy Loan to Value (LTV) and Profit and Loss Sharing (PLS). While the external factors are IHK, Gross Domestic Product (GDP) and BI rate/BI7DRR. This research uses the Autoregressive Distributed Lag (ARDL) method. The research sample is the monthly BPR Syariah data in Indonesia from January 2010 to June 2018. The results are variable NPF, CPI, GDP, BI rate, CAR, BOPO, LTV and PLS long-term cointegration to NPF. While the long term results of CPI, GDP, CAR, FDR, and PLS affect the NPF]]>
<![CDATA[ORGANIZATIONAL JUSTICE ON WORK OUTCOMES ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 1, No 1 (2013): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v1i1.206
<![CDATA[The purpose of this study is to investigate the effect of organizational justice on work outcomes. The work outcomes can be viewed from organizational commitment, job satisfaction and employees’ turnover intention in Islamic microfinance institutions in Central Java, Indonesia. This study used three dimensions of organizational justice namely distributive, procedural, and interactional justice. Using self-administrated questionnaire 370 employees from 60 Islamic microfinance institutions were surveyed in order to test nine hypothesis of this study. SEM analysis of data indicates that distributive, procedural and interactional justice have positively significant effect on organizational commitment and job satisfaction. All three dimensions of justice also had negative significant impacted on employees’ turnover intention. Implication, limitation and suggestion for future research are discussed. Keywords: Distributive, procedural, and interactional justice, organizational commitment, job satisfaction, turnover intention and Islamic microfinance.]]>
<![CDATA[ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING FINANCING PADA PERBANKAN SYARIAH DI INDONESIA TAHUN 2011-2016 ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 5, No 2 (2017): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v5i2.2776
<![CDATA[This study was conducted to examine the factors affecting Non Performing Financing (NPF) in Sharia Banking in Indonesia such as: Financing to Deposit Ratio (FDR), Exchange Rate, and Inflation. The data used in this research is obtained from the Publication Report on the official website of the Financial Services Authority and Bank Indonesia within a period of six years. This research uses multiple linear regression analysis model which is processed through Eviews 7.0 application. The result of hypothesis testing shows that Financing to Deposit Ratio (FDR) has negative and significant effect to Non Performing Financing (NPF), the exchange rate has positive and significant influence to Non Performing Financing (NPF), inflation have positive and non significant effect to Non Performing Financing (NPF), and Financing to Deposit Ratio (FDR), Exchange Rate, and Inflation together have significant influence to dependent variable that is Non Performing Financing (NPF).]]>
<![CDATA[PENGARUH KEADILAN ORGANISASI DAN ETOS KERJA ISLAMI TERHADAP KOMITMEN ORGANISASI DAN KINERJA KARYAWAN PADA BMT SE-KABUPATEN KUDUS ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 4, No 2 (2016): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v4i2.1953
<![CDATA[This research used field research approach with questionnaire distributed to employees of BMT in Kudus, 105 respondents. Samples were taken using proportionate stratified random sampling and the data were analyzed using path analysis. The results were: 1) Justice of organization has positive influence and significant to organizational commitment with tcount 2,308 > ttable 1,982; 2) Islamic work ethos has positive influence and significant to organizational commitment with tcount 31,058 > ttable 1,982; 3) Justice of organization has positive influence and significant to employees performance with tcount 2,000 > ttable 1,982; 4) Islamic work ethos has positive influence and significant to employees performance with tcount 5,448 > ttable 1,982; 5) Organizational commitment has positive influence and significant to employees performance with tcount 2,340 > ttable 1,982.]]>
<![CDATA[RETRACTED: Determinants Information Disclosure And Responsibility of Financial Statements to Consistency Muzakki ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 9, No 1 (2021): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v9i1.10099
<![CDATA[The purpose of the research was to decide the impact of data revelation and money-related articulation responsibility on the consistency of paying zakat, infaq, and sadaqah on LAZ in Pekalongan city. This study uses a quantitative approach that utilizes a questionnaire distributed to s 117respondent. The comes about of the think about appearing that data divergence had a critical impact on the consistency of paying zakat, infaq and sadaqah in Pekalongan city as prove by the calculated t esteem more noteworthy than the t table esteem and the noteworthiness esteem underneath 0.05 so that the first hypothesis Ha1 was accepted. Likewise, the accountability variable financial statements also affect the consistency of paying zakat partially tested to receive Ha2. The simultaneous testing that the effect of information disclosure and financial accountability on the consistency of muzakki also influences simultaneously, which is indicated by the F value greater than the F table. The research finding is that information disclosure, and accountability of financial statements have a partial and simultaneous effect on the consistency of paying for ZIS in the usual city of Pekalongan. The originality of research can be seen from the disclosure of information and the responsibility of financial statements to create consistent muzakki paying zakat, which is different from previous research. The practical implication of this research is that amil zakat institutions can use the importance of disclosing information and accountability of financial statements to be more consistent in entrusting their zakat.]]>
<![CDATA[PENGARUH MARKETING MIX DAN SYARIAH COMPLIANCE TERHADAP KEPUTUSAN NASABAH MEMILIH BANK UMUM SYARIAH DI KUDUS ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 4, No 1 (2016): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v4i1.1840
<![CDATA[This study aimed to examine the influence of mix marketing and sharia compliance on customer’s decision in choosing Sharia bank in Kudus. It used purposive sampling method with 120 respondents. Hypothesis testing used multiple linear regression analysis. The analysis of T test showed that product influences the customer’s decision because thitung > ttable (2,239> 1,657), Price influences the customer’s decision because tcount > ttable (2,563> 1, 657). Place influences the customer’s decision because tcount > ttable (2,002> 1, 657). Promotion influences the customer’s decision because tcount > ttable (4.436> 1,657). Syariah compliance influences the customer’s decision because tcount > ttable (2,072> 1, 657). Based on F test, it indicated that Fcount > Ftable (11 689> 2.290) which means the mix marketing consists of product, price, place, promotion and Sharia compliance significantly influenced the customers’ decision in choosing sharia banks in Kudus.]]>
<![CDATA[Anteseden Perilaku Membayar Zakat pada Badan Amil Zakat Nasional di Lumajang ]]>
<![CDATA[ Equilibrium: Jurnal Ekonomi Syariah Vol 8, No 2 (2020): EQUILIBRIUM ]]>
Publisher : <![CDATA[Prodi Ekonomi Syariah Pascasarjana IAIN Kudus ]]>
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DOI: 10.21043/equilibrium.v8i2.8193
<![CDATA[This research explains the antecedents of the behavior of paying zakat on the National Zakat Agency by developing Theory of Planned Behavior. The purpose of this study was to determine the effect of attitude, subjective norm, perceived control, trust and religiosity on intention to pay zakat of the Lumajang community at the Amil Zakat Board. This study used a questionnaire that was distributed with accidental sampling technique. The samples in this study were 100 Muzakki and Muzakki Candidates at Baznas in Lumajang. Analysis test using multiple regression. The results of this study indicate that the higher the attitude, subjective norms, trust and religiosity, the more intention to pay zakat on the Amil Zakat Board will increase. In contrast to the perceived control, it has a significant negative effect on intention to pay zakat. This is because the desire of muzakki to distribute zakat directly is greater than to distribute zakat to the amil zakat agency because it is in accordance with their own wishes. The implication of this research is to change the individual's unique behavior of BAZNAS to take a persuasive approach so that gradually the public's perception of the amount of reward if they distribute their zakat directly can change.]]>
