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El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah
Published by Universitas Islam Negeri Profesor Kiai Haji Saifuddin Zuhri Purwokerto
ISSN : 29867185     EISSN : 29873452     DOI : https://doi.org/10.24090/eluqud.v1i1.7634
Core Subject : Religion, Social,
Religion Social Sciences
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah focuses on the study of Sharia Economic Law, Islamic Financial Law, and Issues related to Contemporary Economic Laws. El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah aims to build a comprehensive understanding of Islamic economics norms in religious texts and their realization in socio-economics life.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 31 Documents
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Pembelian Lahan Virtual pada Platform Metaverse Menggunakan Mata Uang Kripto Perspektif Hukum Islam Ulfita, Rifka Asri
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 1 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i1.8300

Abstract

Virtual land in the metaverse can be understood as the area being traded to investors. The area is a clone of the original area in the real world. Through this platform, one can virtually have an office, workspace and other functions. In this virtual world, the developer has provided many options and other supporting features. Virtual land purchase transactions are projected to use cryptocurrencies. Therefore, this study answers two paradigms that intersect with one another. On the one hand, virtual land purchases still reap various polemics in Islamic law. On the other hand, the use and investment of cryptocurrencies are also still experiencing various upheavals in the legal implementation. This study concludes that the practice of investing in buying virtual land on the metaverse platform is permissible with the terms and conditions: having sufficient knowledge about virtual investment and having sufficient experience in non-physical businesses in order to survive and generate profits.
Praktik Contract for Differences (CFD) pada Trading Forex dan Saham Perspektif Hukum Ekonomi Syariah Zanuba Abi, Nafira Lia Azahra
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 1 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i1.8303

Abstract

Contract for Differences (CFD) merupakan kontrak kesepakatan membayar selisih harga jual dan beli antara pembeli dengan penjual, jika harga aset yang dibeli naik pada penutupan jual beli maka penjual yang membayar selisih harga kepada pembeli. CFD sangat mudah diperdagangkan dan aset yang dapat diubah tanpa mengurangi nilai yang banyak, namun kurangnya peraturan yang jelas mengenai kontrak ini menyebabkan CFD kurang dikenal oleh masyarakat Islam. Kajian ini fokus pada permasalahan bagaimana pandangan hukum Islam atas praktik CFD Trading Forex dan Saham. Kajian ini merupakan penelitian kualitatif dengan sumber data primer berupa aplikasi OctaFX dan sumber data sekunder berupa ketentuan hukum Islam mengenai forex trading dan saham. Kajian ini berkesimpulan bahwa menurut analisis hukum ekonomi syariah, praktik CFD trading forex dan saham belum seutuhnya menjalankan prinsip syariah, meskipun dalam aplikasi OctaFX ini sudah menerapkan fitur islami, tetapi praktik CFD trading forex dan saham dalam aplikasi OctaFX, saat ini belum secara menyeluruh menerapkan ketentuan syariah, dengan alasan tidak ada kejelasan mengenai objek atau aset yang diperdagangkan, tidak dapat diindentifikasi masuk kategori akad-akad yang terdapat dalam al-Qur’an dan Sunnah, juga mengandung adanya unsur spekulasi (maisir) sehingga hukumnya haram.
Jual Beli Pakaian Bekas Dalam Perspektif Fikih Al-Bi’ah Hidayah, Okti Nur Hidayah; Abdurrahman, M. Iqbal
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 1 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i1.9512

Abstract

The textile industry has become a strategic sector in Indonesia, but it also ranks as the world's second-largest contributor to pollution. In the current fashion world, there is a trend known as thrifting, which involves buying and selling secondhand clothing. Through the sale of secondhand clothes, no waste is generated from the production of new garments. Islam, as the majority religion embraced by the Indonesian population, has a conceptual framework for addressing environmental issues known as Fikih al-biah. This research will delve into the buying and selling of secondhand clothing from the perspective of Fikih al-bi'ah. The study employs a library research methodology, utilizing secondary data from existing literature, which will be analyzed through the lens of Fikih al-bi'ah. The findings of this research indicate that engaging in the buying and selling of secondhand clothing, commonly referred to as thrifting, from the perspective of Fikih al-biah, or environmental conservation, can contribute to five main aspects of Islamic legal objectives: safeguarding religion, preserving life, protecting lineage, maintaining intellect, and upholding wealth.
Praktik Transaksi Reksa Dana Syariah pada Aplikasi Bibit Perspektif Fatwa DSN-MUI NOMOR: 20/DSN-MUI/IV/2001 Estri Isnaena; Nurlaeli, Ida
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 1 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i1.9586

Abstract

Encouraging healthy economic activity requires a capital market that provides a source of spending in the long term. So that investment in capital goods can lead to increased production of the producing labor market. Investment has become a muamalah activity that is recommended in Islamic teachings, so that platforms and applications that support investment activities have begun to emerge, such as the Bibit application. The Bibit application is one of the applications that provides mutual fund services and helps novice investors in starting an investment. This application also provides a choice of sharia mutual funds, in which there are several sharia investment startups. However, in-depth research is needed on the mechanism of sharia mutual funds through the application of Bibit perspective Fatwa DSN-MUI NUMBER: 20/DSN-MUI/IV/2001. This research uses a library research approach. The results of investment activities or investment in the capital market are activities carried out by property owners (shahibu al-maal) against issuers (company owners), with the aim of obtaining profits or expected profits.
Penyelesaian Sengketa Kredit Macet pada BMT El Ummu Rahimah Kabupaten Sijunjung Sumatera Barat arnes, okto viandra arnes; Arianti, Farida
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 1 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i1.9939

Abstract

Baitul Maal wa Tamwil (BMT) is one of the financial institutions engaged in financial services based on sharia principles in carrying out its activities. However, Baitul maal wa tamwil is not uncommon or frequent bad credit disputes committed by customers intentionally or unintentionally. This research is quantitative research, namely field research by exploring data sourced from BMT El Ummu Rahimah Sijunjung Regency, West Sumatra regarding dispute resolution in Baitul Maal Wa Tamwil. The data collected uses field research (Field Research), namely collecting data through interviews, observations and other materials. In resolving bad credit disputes at Baitul maal wa tamwil, there are alternative solutions that must be taken by customers, namely through litigation (in court) and non-litigation (out of court). However, the settlement of bad credit disputes at BMT El Ummu Rahimah is resolved in a non-litigation manner, namely dispute resolution outside the court. There are several steps taken by BMT El Ummu Rahimah in resolving bad credit disputes, namely giving warning letters, providing relief and the existence of settlements made amicably in the event of bad credit by customers. But what is no less important is that BMT El Ummu Rahimah is unable to return the customer's money. So that BMT El Ummu Rahimah was audited and all of its goods were confiscated.
Akibat Hukum Wanpretasi Perspektif Komplikasi Hukum Ekonomi Syariah (KHES) dan Kitab Undang- Undang Hukum Perdata Fahmi Hibatullah, Muhammad
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 1 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i1.10167

Abstract

Sources of law in Indonesia can be found in the Burgelijk Wetbook (BW) in book III and in the Complications of Sharia Economic Law (KHES) in Indonesia. There is a practice where people in Indonesia have two alternatives in resolving problems in legal incidents (defaults). Communities with religions other than Islam use laws taken from the Civil Code as a basis, while some Muslim communities use the Civil Code or use KHES as a reference in proceedings. Of the many legal activities, there are legal events that are caused by legal subjects which cause one of the legal subjects to experience errors or violations in a legal event. In this article, we will discuss the consequences of default practices, especially in the case of economic engagements. The method used is the normative method with comparative analysis. The result of the discussion is that an agreement is an event where two legal subjects, namely the debtor and the creditor, promise each other to do something or a contract that must fulfill each other's rights and obligations. If one of the legal subjects does not carry out the obligations they mutually agreed upon, then one of them has broken a promise. Broken Promise here is a situation where the debtor does not carry out or fulfill the achievements or obligations of an agreement. The conclusion that the researchers found was the difference in the mention of the term agreement in the Complications of Sharia Economic Law (KHES) and the Indonesian Civil Code (KUHPer). The condition for the validity of an agreement is that legal subjects must be legally competent, the Civil Code states that legal subjects must be 21 years old while KHES legal subjects are 18 years old. The sanctions given by KHES are compensation experienced by creditors, while the KUHPer sanctions given are costs, losses and interest.
Perlindungan Hukum Hak Cipta Terhadap Pemutaran Lagu dalam Live Music Performance Perspektif Undang-Undang Hak Cipta dan Hifz Al-Mal di Kafe Purwokerto Subekti, Ahmad; Niswah, Eva Mir'atun
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 2 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i2.12107

Abstract

Purwokerto has several cafes that use live music to attract customers. In live music, the performers present other people's songs in public with commercial purposes or to seek profit from the song. On the other hand, there are regulations governing the use of other people's creative works. The purpose of this study is to determine the procedure for playing songs at live music performances in cafes in Purwokerto and how the legal protection for playing songs in live music in cafes in Purwokerto is from the perspective of Copyrights Act and hifz al-mal. This study uses an empirical legal approach to analyze the cafe's compliance with economic rights in copyright. The type of research is field research. The results of the study indicate that copyright infringement is more relevant and serious in the context of large concerts that have a significant financial impact, where the use of songs without permission can substantially harm the copyright owner. In contrast, live music performed in cafes with minimal income and driven by humanitarian intentions to entertain or support the community is not considered a significant copyright infringement from a humanitarian perspective and the principle of hifz al-mal. This is due to its small financial impact and underlying good intentions, however, efforts are still needed to respect copyright in the long term in accordance with the principles of justice and protection of property in Copyrights act and hifz al-mal.
Sewa Menyewa Jasa Bajak Sawah Perspektif Hukum Islam: Studi Kasus Desa Pakikiran, Banjarnegara Farida Isnaeni; Syifaun Nada; Juen
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 2 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i2.12140

Abstract

An agreement on a wage payment system that  is undertaken by musta’jīr in cash with payment when the rice fields are plowed after being plowed. However, in practice, many parties  must not pay directly the wages that must be musta’jīr. This happened due to the inability of musta’jīr caused by the transfer of capital for planting and maintenance costs.  Delay in paying wages raises injustice and losses for one party. In fact, the ijarāh  contract contains the principle of justice by avoiding the element of loss for one of the parties. So this research is important to be carried out, with this research it is hoped that it will be able to bring benefits, not only to one party but to all parties involved in the contract. This research is a field research that directly seeks information from the public. By conducting observations, interviews and documentation. The primary data source used is in the form of informants who have made rental transactions at rice plow services in Pakikiran Village, namely from service providers, tractor owners and farmers. The results of this study show that the practice of  renting rice plow services that occurs in Pakikiran Village has occurred since the 90s. In responding to the delay in wage payment, the people of Pakikiran Village refer to the principle of helping each other. Because even though there are parties who are harmed, on the other hand there are parties who must be helped because of their inability to pay the wages directly, because the payment of wages for rice plow services is diverted to planting costs to avoid damage in the form of crop failure and also crop failure. It has become a habit of the local community so that economic activities always bring benefits. Based on the study of existing Islamic law, even though there are delays in the wage payment system. However, the delay is forgiven because it is a good community custom and does not contradict Islamic law.
Praktik Sewa Jasa Parafrase Skripsi dalam Perspektif Hukum Islam Citra Buana Tunggadewi; Yaqin, Ainul
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 2 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i2.12294

Abstract

Currently, there are many types of services, one of which is thesis paraphrasing services, where the thesis with a high percentage of plagiarism will be processed in such a way that the plagiarism rate drops. The purpose of this research is to find out how the practice of renting thesis paraphrasing services in Purwokerto and how Islamic law reviews the practice of renting thesis paraphrasing services. This research is included in the type of field research with juridical-empirical approach. Primary data sources are taken directly from paraphrase service providers in Purwokerto and their service users. The results of this study indicate that the practice of thesis paraphrasing services in Purwokerto is an implementation of the ijarah 'ala al-'amal contract. Regarding the benefits of renting thesis paraphrasing services, it is considered to be in accordance with the provisions of shara' because there is no fraud in it. In this case, the service provider will only change the language order in the thesis. In addition, there is no definite argument or provision from the campus regarding the rules for using thesis paraphrasing services so that this practice is permissible. In terms of service fees (ujrah), some service providers do not determine the clarity of wages or tariffs so that the status of the contract becomes fasid because there is an element of garar.
Ta’zir Keterlambatan Iuran Pemberi Kerja pada Dana Pensiun Syariah Perspektif Hukum Islam Hidayati, Nova Rizky; Solihin, Solihin
El-Uqud: Jurnal Kajian Hukum Ekonomi Syariah Vol. 2 No. 2 (2024)
Publisher : Fakultas Syariah UIN Prof. K.H. Saifuddin Zuhri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/eluqud.v2i2.12308

Abstract

In Indonesia, the implementation of sharia pension funds is regulated in Law No. 4 of 2023 concerning Development and Strengthening of the Financial Sector, and POJK No.33 /POJK.05/2016 concerning the Implementation of Pension Programs Based on Sharia Principles. In determining a rule to be in accordance with sharia principles, the POJK should refer to Fatwa DSN Number: 88/DSN-MUI/XI/2013 concerning General Guidelines for Implementing Pension Programs Based on Sharia Principles. However, in the DSN-MUI fatwa there is no explanation of the ta'zir problem. This research is library research with a normative juridical approach, by examining legal sources related to ta'zir. The purpose of this research is to find out the law of ta'zir for late employer contributions contained in POJK No. 33 /POJK.05/2016 whether it is contrary to Islamic law or not. Based on several explanations contained in the Al-Quran, hadith, fiqh, DSN MUI fatwa on Employment Social Security, that the ta'zir sanctions listed in POJK No. 33 /POJK.05/2016 are not contrary to Islamic law. Where the aim is to achieve benefits in the management of pension funds so that pension benefits can be given properly to participants. However, in determining the amount of the fine, it should be limited in order to teach a lesson and not be excessive. The ta'zir funds that have been collected must be used as social funds, not included in the cash of the Islamic pension fund institution.

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