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Hunatech
Published by INSTITUT TEKNOLOGI KELING KUMANG
ISSN : -     EISSN : 28303466     DOI : https://doi.org/10.59967/hunatech.v2i1
Core Subject : Economy, Science, Education, Agriculture, Social,
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences
Sebuah jurnal multidisiplin yang memuat kajian dengan perspektif alam, manusia, dan teknologi, termasuk ekonomi, pertanian, teknologi informasi, seni, dan budaya. Jurnal diterbitkan 2 kali dalam setahun, yakni pada Juni dan Oktober oleh Pusat Penelitian dan Pengabdian kepada Masyarakat Institut Teknologi Keling Kumang Sekadau.
Arjuna Subject : Umum - Umum
Articles 32 Documents
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PENGARUH KEBIJAKAN KREDIT TERHADAP MINAT PEMINJAM DI CU KELING KUMANG KELAM Witalia Rosali, Riska; Damestuteles, Darius; Masiun, Stefanus
Hunatech Vol. XXX, No. XXX Vol 4 No 2 (2025): Hunatech: Oktober 2025
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat

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Abstract

This study aims to analyze the effect of credit policies, consisting of interest rates and loan collateral, on borrowers’ interest at Credit Union (CU) Keling Kumang Branch Office Kelam, Kelam Permai District, Sintang Regency. This study uses a quantitative approach with multiple linear regression analysis. The sampling was conducted using a saturated sampling method, so that all 89 members of the population were included as respondents. The results of the study indicate that partially, interest rates do not have a significant effect on borrowers’ interest, with a significance value of 0.218 (> 0.05). This suggests that members’ decisions to apply for loans are not only influenced by the interest rate level, but also by non-financial factors such as trust and service convenience. Conversely, the loan collateral variable has a positive and significant effect on borrowers’ interest, with a significance value of 0.000 (< 0.05). The ease and flexibility of the collateral system are proven to increase members’ interest in borrowing. In addition, the F-test results show that interest rates and loan collateral together have a significant effect on borrowers’ interest, with a significance value of 0.000 (< 0.05). These findings emphasize the importance of credit policies that pay attention to the aspects of loan collateral to increase members’ participation in accessing loan services at CU Keling Kumang BO Kelam. Keywords: Credit Policy, Interest Rate, Loan Collateral, Borrowers' Interest.
PENGARUH PELATIHAN DAN PENGETAHUAN AGROFORESTRI SAWIT TERHADAP KESEJAHTERAAN PETANI DI KECAMATAN SILAT HILIR subara, adin; Masiun, Stefanus; Lidia, Veronika
Hunatech Vol. XXX, No. XXX Vol 4 No 2 (2025): Hunatech: Oktober 2025
Publisher : Pusat Penelitian dan Pengabdian kepada Masyarakat

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Abstract

This study investigates the effect of oil palm agroforestry training and knowledge on farmers’ welfare in Silat Hilir District. The independent variables are Oil Palm Agroforestry Training (X1) and Oil Palm Agroforestry Knowledge (X2), while the dependent variable (Y) is Farmers’ Welfare. A quantitative approach with multiple linear regression analysis was employed, and data were processed using SPSS version 27. The analysis involved descriptive statistics, validity and reliability tests, normality, multicollinearity, heteroscedasticity tests, as well as t-test, F-test, coefficient of determination (R²), and correlation coefficient analysis. The research findings indicate a simultaneous influence of training and knowledge on farmers’ welfare by 61.8%. This result demonstrates that Oil Palm Agroforestry Training and Knowledge have a significant effect on Farmers’ Welfare. The study emphasizes the importance of enhancing farmers’ capacity through structured training and strengthening knowledge to support sustainable oil palm agroforestry practices and improve farmers’ household welfare. Keywords: agroforestry, farmers’ welfare, training, knowledge

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