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Al-Arfa: Journal of Sharia, Islamic Economics and Law
ISSN : -     EISSN : 29880483     DOI : https://doi.org/10.61166/arfa.v1i1.4
FOCUS Al-Arfa: Journal of Sharia, Islamic Economics and Law provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in economics. SCOPE Al-Arfa: Journal of Sharia, Islamic Economics and Law encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the following general topics are invited: Shariah Islamiyah Fiqh and Ushul al-Fiqh Maqasid al-Sharia Islamic Banking Islamic Microfinance Islamic Marketing Islamic Finance Zakat and Waqf Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Fatwa and Islamic Jurisprudence Islamic Family Law Islamic Economic Law Islamic Criminal Law Islamic Constitutional Law Islamic Philanthropy
Articles 59 Documents
The Piousness from The Suspiciousness is the Secret of Innovation in Halal Industry; "Study in Light of Malaysian and International Islamic Fiqh Academy OIC Standards. Ahmed Salem Ahmed Alejili
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 3 No. 2 (2025): Transformative Islamic Economics and Law
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v3i2.137

Abstract

Due to the fundamental difference between the nature of the Halal system and the existing traditional systems related to services and products, legislative and research efforts attempt to harmonize the criteria for resolving the prevailing standards by employing the facilitation and mitigation licenses capacity in the Islāmic law, which directly affects the legitimate content of the Halal and its stability and independence within these criteria ,which led the researcher to highlight this problem in light of halal legalization manner in International Islāmic Fiqh Academy standards and Malaysian standards. by evaluating of both of standards especially in the transformation IstihÉlah and Automated slaughtering, by comparing between the manner that has chosen from each of those standards the researcher has found the Islāmic Fiqh Academy has legalized that matters but the Malaysian standards have chosen to be far away from the disagreement points between the Islāmic schools, which led, in the end, to push the research to create the alternative elements instead of continuing the argument to support that points by Islāmic justifications the option that chosen by the Islāmic fiqh academy, which has shown the effects of the piousness from the suspiciousness and its inspired to support the innovation in halal industry and to protect the halal essence without a need for any justifications.
Review of Maqasid Syariah in Using Shopee Paylater Islamic Worldview Analysis Study Hasan Sulton
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.108

Abstract

This article examines the use of Shopee PayLater as a payment method on the Shopee e-commerce platform from the perspective of Maqasid Sharia (the objectives of Islamic law). While Shopee PayLater offers convenience and flexibility in online shopping by providing instant credit—allowing customers to receive goods first and pay later or via installments—it entails significant risks, primarily the potential for uncontrolled consumerist behavior that can lead to debt accumulation. Furthermore, the presence of *riba* (usury) elements in the installment system and the imposition of late fees mean that this feature does not fully align with Islamic economic principles. This study employs a literature review methodology. The findings indicate that although Shopee PayLater offers transactional convenience, its use requires caution and careful consideration, particularly within the context of Sharia law. It is crucial for consumers to understand the associated risks and ensure their actions align with Islamic teachings, given the potential harms (*mudharat*) inherent in these transactions—specifically regarding the preservation of wealth (*hifz al-mal*) and the avoidance of practices that contravene Sharia.
Fiscal Concept for Handling Inflation according to Taqiyuddin An-Nabhani Muhammad Sulthan Abimanyu Prakoso Putra
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.112

Abstract

Inflation is a significant economic challenge in many countries, including Indonesia. In 2023, inflation in Indonesia reached 5.5%, far exceeding the 3±1% target. Conventional economic systems often struggle to manage inflation, whereas the Islamic economy offers alternative solutions. This study employs a literature review approach, analyzing the works of Taqiyuddin An-Nabhani—specifically An-Nizham Al-Iqtishadi fi Al-Islam (The Economic System in Islam) and *Al-Amwal fi Dawlat al-Khilafah* (Wealth in the Caliphate State). Data were gathered from books, journals, and relevant literature discussing An-Nabhani's Islamic economic thought. The findings indicate that the fiscal approach proposed by An-Nabhani emphasizes equitable wealth distribution through instruments such as zakat and price regulation. This system can help curb inflation by ensuring that wealth does not circulate solely among a select few, while also protecting the public's purchasing power. An-Nabhani highlights the state's crucial role in managing inflation through fiscal policies focused on economic balance and wealth distribution. These fiscal policies must be combined with monetary policies that regulate the money supply to achieve economic stability. A primary challenge lies in ensuring the effective implementation of wealth distribution policies within a modern economic context. Implementing An-Nabhani's theory requires structural reforms in the fiscal system, such as the management of zakat and tax reform. Furthermore, shifts in economic behavior and global market dynamics pose challenges to the application of this theory. Nevertheless, this approach offers the potential to mitigate economic instability and foster inclusive growth.
Islamic Law and Digital Evidence: Comparative Perspectives from Bangladesh, Malaysia, and the UAE Shadeka Jannat
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.145

Abstract

The developments in digital technology has revolutionized the approach of modern judicial systems to collect, authenticate and present evidence. Nowadays, electronic evidence (comprising digital documents, emails, video files, metadata and forensic digital images) is a core part of litigation. Regrettably, there is a great deal of dispute over whether it is in line with the Koran. This research explores the admissibility of digital evidence in Bangladesh, Malaysia and the UAE under Islamic law. This article examines with a comparative and religious legal method some recent constitutional impacts, namely the UAE Cybercrime Law 2021, Malaysia’s Evidence Act 1990 (S. 90A), and Bangladesh’s Evidence (Amendment) Act 2022, discussing adherence to traditional fiqh principles qarīnah (circumstantial evidence), iqrār (confession), bayyinah (proof), and shahādah (testimony). The results indicate that the digital evidence meets these standards of authenticity, justifiable acquisition, certainty and integrity can be Shariah compliant. The Shariah-Compliant Digital Evidence Framework (SCDEF) that the study will proposes is an integration of forensic science and Islamic law to make justice compatible with maqāṣid al-Sharīʿah if it is based on protective factors such as moral purity, justice and factuality.
Scholarly Responses To Allegations Against Imam Abū Ḥanīfa Shibili MK
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.146

Abstract

Imam Abū Ḥanīfa was well profound scholar who was recognized as a founder of a flexible school of thought. It was prevailed so as to cover a wider area of Islamic civilization overtaking all other school of thought. His legal rulings always remained within the boundaries set by the Qur’an and the sunnah from. Unfortunately, his legacy was not free from criticism. he confronted some accusations even from great Islamic scholars. Throughout history, criticism against him erupted of two major factors: first, possessing insufficient knowledge of ḥadīth, and second, giving preference to qiyās (analogical reasoning) over prophetic traditions. This article aims to uncover causes of these accusations against him, evaluate historical contexts and authenticity of such statements attributed to prominent Islamic scholars and their late absolute acknowledgement, and to analyze the responses provided by classical and modern scholars in defense of Imam.
Equality in Islam: Contrary Version of Prophetic Traditions and Islamic Theories in Southeast Asia Alwy Ahmed; Muk Andhim; Hanan Zakirah Harun; Shahizanan Tajadin
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.147

Abstract

societies, the interpretation of Hadith on equality has undergone significant contra version, reflecting ongoing debates between classical readings and contemporary understandings. This study aims to analyse how Prophetic traditions are employed within Islamic theories to frame equality in Muslim societies of Southeast Asia. Equality is one of the fundamental tenets of Islam, rooted in both Qur'anic guidance and Prophetic traditions that emphasise justice, brotherhood, and human dignity. The study uses a qualitative, field-based methodology that includes observations in places of worship, including madrasahs and pesantrens and interviews with Islamic scholars, educators, and community leaders. Field research is supplemented by content analysis of a few chosen Hadith and academic publications to show how notions of equality are developed and used. According to a preliminary study, the most recent developments in Islamic thinking emphasise gender justice, economic fairness, and interreligious tolerance, whereas classical interpretations place more emphasis on spiritual and community equality. This suggests that Southeast Asian Muslims are redefining equality in their particular circumstances through a continuous interaction between tradition and modernity. By providing an integrative framework that blends Hadith analysis, Islamic theory, and firsthand Southeast Asian experiences, the research advances both Islamic studies and socio-religious scholarship scientifically.
The Decentralised Amanah Fund (DAF): An Islamic Ethical Fiscal Framework for Equitable Local Governance in the Maldives Abdulhameed Husain; Abdulwahed Jalal Nori Nori; Ahmad El-Muhammady bin Muhammad Uthman El-Muhammady
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.148

Abstract

This paper articulates the development of the Decentralised Amanah Fund (DAF) as an Islamic, ethics-oriented fiscal decentralisation model for the Republic of Maldives. Despite the Maldives’ commitment to decentralisation since the inception of the 2008 Constitution and the subsequent Decentralisation Act of 2010, fiscal authority remains predominantly centralised in Malé, leaving local councils reliant on politicised, inconsistent, or non-transparent allocations. Concurrently, several national welfare and fiscal instruments—including the Old-Age Basic Pension, the Maldives Retirement Pension Scheme (MRPS), the Sovereign Development Fund (SDF), the Public Sector Investment Programme (PSIP), and the universal health insurance initiative Aasandha—have been subjected to recurrent public scrutiny due to delays, ambiguous eligibility criteria, inadequate ethical accountability, and, in certain cases, onerous “pay-first-claim-later” practices that adversely affect vulnerable citizens. These challenges reveal what this paper identifies as an ethical deficit in fiscal governance: the formal existence of welfare schemes without the substantive actualisation of ʿadālah (justice), amānah (trust), and maṣlaḥah (public welfare). Drawing together (i) the economic and institutional logic of fiscal decentralisation in public finance (Musgrave, 1959; Oates, 1972; Faguet, 2014; Martinez-Vazquez & McNab, 2020) and (ii) Islamic governance ethics rooted in divine trusteeship, distributive justice, and consultative decision-making (Q 4:58; Q 4:135; Q 42:38; Kamali, 2021; Chapra, 2019; Ahmed & Asutay, 2022), the paper argues that decentralisation in a Muslim polity cannot be merely a technical or administrative project. It must embed dual accountability—to Allah and to citizens. The DAF is therefore proposed as a trust-based, rule-based, participatory, and transparently audited fiscal transfer mechanism in which local councils receive funds as amīn (trustees), not as passive spending agents. The model is enriched with comparative lessons from Indonesia’s Dana Desa, Malaysia’s integration of zakāt and waqf into development, Kenya’s county revenue-sharing formula, and Bangladesh’s performance-based local grants. The paper makes four contributions. First, it articulates DAF as the fiscal arm of Islamic decentralised governance for the Maldives, consistent with Article 10(a) of the Maldivian Constitution (2008) that situates Islam as the basis of all laws. Second, it shows—through two Maldivian illustrative cases, one on Aasandha and one on the Old-Age Basic Pension—how administrative and procedural barriers can contradict the original maṣlaḥah intent of national schemes, and how a DAF-style decentralised ethical audit would have corrected them. Third, it proposes a structured DAF Ethical Fiscal Loop that integrates allocation, shūrā-based budgeting, maṣlaḥah-oriented implementation, and a final musa’ālah (accountability) cycle. Fourth, it outlines a staged implementation roadmap—legal, institutional, technological, and educational—that enables Maldivian authorities to transition from centralised, opaque fiscalism to localised, ethical stewardship. The study concludes that institutionalising DAF would convert Maldivian decentralisation from “transferring tasks” to “transferring trust,” thereby advancing national development, social justice, and Islamic public morality at the same time.
The Call to Unity in a Time of the Uma Turmoil Abdul Razzaq Hadafmand; Nasir Ahmad Sharaiti; Mohammad Safa Karim
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.151

Abstract

I present this article, entitled "A Call for Unity in a Time of Turmoil for the Muslim World," to readers in the Islamic world. In these particular circumstances, Islamic unity is a necessity dictated by the decline of the Muslim world, its humiliation, the fragmentation of its opinions, the disunity of its people, and its weakened strength on all political, economic, and military levels. Undoubtedly, the unity of Muslims faces numerous obstacles and formidable challenges that must be acknowledged and addressed in order to overcome them by finding solutions and ways out. Islamic unity is the only option for the Muslim world to emerge from these crises. The objectives of this topic include demonstrating the unity of the Muslim Ummah in the face of contemporary challenges, clarifying the impact of division and discord on the weakness and decline of the Ummah, calling for adherence to the Quran and Sunnah as the foundation of unity, consolidating the principle of Islamic brotherhood, rejecting fanaticism and reprehensible discord, highlighting the role of scholars and thinkers in guiding the Ummah towards unity, spreading awareness of the importance of cooperation and mutual support among members of the Muslim community, warning against sedition and conflicts that lead to fragmentation, and emphasizing that unity is the path to strength, honor, and stability. The importance of this topic stems from the numerous verses and hadiths that prohibit division and command unity and harmony. Its significance at this time lies in the fact that it is one of the major issues that has preoccupied the Muslim world for a long period. Therefore, one of the greatest forms of jihad is striving to unite the hearts of Muslims and bring them together on their religion and their religious and worldly interests, thus uniting their individuals and nations. The methodology of this research includes relying on the inductive method by collecting relevant texts from the Holy Quran and the Prophetic Sunnah related to unity and the rejection of division; employing the analytical method to interpret these texts and clarify their implications for the obligation of unity and the dangers of division; utilizing the comparative method by citing the opinions of scholars and highlighting points of agreement and disagreement regarding the concept of unity and its parameters; employing the historical method by referencing examples from the nation's history during periods of strength and weakness, and the impact of unity and division; utilizing the realistic method by connecting religious texts to the contemporary reality of the nation and analyzing the causes of instability; relying on scholarly documentation by citing authoritative sources and references for each issue; and organizing the research according to a clear scientific methodology that begins with definitions, then evidence, then applications, and finally conclusions.
An Application of Shari’ah Law In Curbing Corruption In Contemporary Nigeria Saliu Yisa
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 4 No. 1 (2026)
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v4i1.152

Abstract

Over the years, corruption has been the bane of development in Nigeria. This menace has eaten deep into all sectors in the country. Through, corruption has always been a serious problem in most developing countries most especially in AFRICA, Nigeria is not an exception. Nigeria, corruption has eaten deep into education, healthy, judiciary, political leaders among others. The paper adopted historical and sociological research approaches for data gathering and analysis. The paper discovered that, even religion houses are left out in terms of corruption. It was also unfolded that unemployment, lack of transparency, fear of poverty and greed are among the major factors that enhance and encourage corruption in Nigeria. Though, many governments in the country have put one measure or another in place to fight corruption, but it seems the measure put in place has not yielded much result, as many political office holders are still found carting away millions and billions of Naira on yearly basis. The paper therefore recommended stiffer punishment for anybody found carting away public funds in Nigeria.