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Al-Arfa: Journal of Sharia, Islamic Economics and Law
Published by Penerbit Hellow Pustaka
ISSN : -     EISSN : 29880483     DOI : https://doi.org/10.61166/arfa.v1i1.4
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
FOCUS Al-Arfa: Journal of Sharia, Islamic Economics and Law provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in economics. SCOPE Al-Arfa: Journal of Sharia, Islamic Economics and Law encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the following general topics are invited: Shariah Islamiyah Fiqh and Ushul al-Fiqh Maqasid al-Sharia Islamic Banking Islamic Microfinance Islamic Marketing Islamic Finance Zakat and Waqf Islamic Capital Markets Insurance and Takaful Corporate Social Responsibility in Islam Fatwa and Islamic Jurisprudence Islamic Family Law Islamic Economic Law Islamic Criminal Law Islamic Constitutional Law Islamic Philanthropy
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 45 Documents
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Legal Distribution of Inheritance Rights to Children Out of Marriage According to the Civil Code and the Compilation of Islamic Law Thoyyib Izzi AlFathin; Sadari; A.H. Bahruddin
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 1 No. 2 (2023): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v1i2.11

Abstract

This research is motivated by Article 171 KHI and Article 832 of the Civil Code concerning inheritance groups, it is explained in these articles that people or families who are entitled to receive inheritance include 15 groups of men and 10 groups of women, which groups are the closest people to the heir. According to Islamic law, a child out of wedlock, whether a child of adultery or li'an, is not entitled to inherit from his father's lineage and vice versa if the child out of wedlock dies, then the father cannot inherit from the child. However, when viewed from a humanitarian point of view, he can still receive inheritance from his father, but not by dividing the inheritance of children in general, but by grants, and the share may not be more than 1/3 of the inheritance. Meanwhile, according to civil law, a child out of wedlock gets a share of his father's inheritance as much as 1/3, ½, and ¾ of the share of a legitimate child depending on what class of heirs the child lives together after the heir dies. As for the source of Islamic inheritance law which is used as a guideline in the distribution of inheritance, it is listed in the Qur'an in the letter An Nisaa verses 7, 11, 12 and 176, and in the letter An Naml verse 16. Meanwhile, civil inheritance law is regulated in book II concerning objects (Van Zaken) which contains object law (Zaken Recht) and inheritance law (Erfrecht).
Challenges And Risks In Ghana's Microfinance Sector: Is The Islamic Alternative Any Better? Mustapha Abdullah Kuyateh
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 1 No. 2 (2023): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v1i2.33

Abstract

Ghana fares well on some indicators of financial inclusion compared to other Sub-Saharan African countries, and is comparable to lower middle-income countries. However, it lacks a clear strategy for financial inclusion and development of microfinance institutions (MFIs) and other methodologies of making financial services more widely available. This paper summarizes the situation and development of microfinance institutions in Ghana, reviews progress and problems in implementing the BoG regulations for MFIs, highlights current risks and challenges, and proposes strategies for mitigating risks. The analysis includes three different levels: BoG and Government of Ghana (GoG); MFIs and their associations; and the public. It is aimed at providing information on the complex issues in the microfinance sector as a basis for dialogue on concrete reforms.
Analysis of Housing Credit Financing Between Commercial Banks and Sharia Banks Muhammad Al Mighwar; Salma Hasna Mumtaz
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 1 No. 2 (2023): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v1i2.34

Abstract

This study tries to compare the housing loan financing system between commercial banks and Islamic banks. The purpose of this comparison is to find out the differences in the housing loan financing system by Bank Mandiri KCP Majalaya and Bank Syariah Indonesia (BSI) as samples. Many people know that conventional banks use interest rates which are used as interest and Islamic banks do not use them. This analysis compares the conditions that apply, the Housing Loan process is implemented, the Akad or Initial Requirements, Installment Calculations, and the care of customers who are late paying or paying prematurely. Based on the analysis that has been done, it can be concluded that the comparison of lending to Mandiri Conventional Banks and Murabahah Financing at Indonesian Sharia Banks has many similarities in the procedures and requirements files. It's just that the Akad/agreement aspect has a difference. Conventional Banks fully use the Interest System. Meanwhile, Islamic Banks apply a Murabahah Contract with a profit sharing system from service profits and real transactions.
The City-State Of Madina: Administrative And Constitutional Policies Of Prophet Mohammad [PBUH] Nasir Hassan Wani
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 1 No. 2 (2023): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v1i2.35

Abstract

The Qur'an says man is the noblest of all creation. The entire universe is made for him and serves his goals. In any system, it is important to Examine the status of man in society and the role of the state in connection to the higher moral and ethical principles of life as well as the idea of the Divine Being in the social order. An administrative system that benefits its citizens' well-being is known as a welfare state. The city-state of Medina established by the Holy Prophet Mohammad [PBUH] is one of the best examples of it.  It should be remembered that the Holy Prophet (PBUH) is the final messenger sent by Allah and his ultimate mission and objective was to improve the moral and spiritual standards of the people. Therefore, God's wisdom demanded that the features of both prophethood and leadership should be combined in his personality. The life of the Prophet Muhammad (PBUH), who is the last and final messenger, can be separated into two parts: life in Makkah and life in Medina. While the former was mainly focused on the monotheistic preaching of Islam and the latter was largely concerned with the founding of the city-state of Medina.  The prophet performed various characters during the ten years of the Medina period. Muhammad (PBUH) dedicated his life to organizing and developing his newly founded state in all aspects. Its only possible structure and foundation were on Divine Guidance (Wahi), as it had to eliminate all types of ills and develop all types of values and excellencies. In this paper, we'll try to examine the prophet`s administrative and constitutional policies during the governance of the city-state of Medina.
Principles of Honesty in Business according to the Qur'an (Case Study of Cocoa Seed Traders in Cendana Village) Erni; Abdul Matin Bin Salman
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 2 No. 1 (2024): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v2i1.36

Abstract

This research explores the concept of honesty in a more specific business context, namely in the case study of Cendana Village cocoa seed traders and explores the relevance of the importance of the principle of honesty in the Koran. Cendana Village is a clear example where Islamic principles, including honesty, are implemented in community life and economic activity, with special emphasis on verses that specifically underline honesty in a business context. The research method used is qualitative with a descriptive analysis approach. Primary data was obtained through direct interviews with Cendana Village cocoa seed traders, secondary data was collected through various sources, including library literature related to business, ethics and Islamic principles, as well as print and electronic media which contained articles related to the cocoa business and the principles of honesty in Islam. Cendana Village cocoa seed traders run their business with integrity, transparency and commitment to customer interests and long-term business sustainability. Thus, these traders become a good example for other business practitioners in applying the principle of honesty in their activities. Traders understand that honesty is not only a moral value, but also a solid foundation for building good relationships with customers and ensuring long-term business success.
Theoretical Studies Regarding Corruption, Corruption Crimes, and Perspective Studies on Islamic Criminal Law Theory (Fiqh Jinayah) Tagor Indra Mulia Lubis; Bagus Ramadi
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 1 No. 2 (2023): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v1i2.38

Abstract

The purpose of this discussion is to know and understand the theory of corruption, criminal acts of corruption, and the principles of jinayah fiqh related to corruption. The analytical method used is to use literature studies originating from various online reference books and journals as well as several credible and relevant internet sites. The resulting discussion is about the definition of corruption as outlined by several experts, criminal acts of corruption, the legal basis for criminal acts of corruption, forms of terms in Islamic law that are synonymous with corruption, and efforts made to eradicate corruption.
The Attitudes of Muslims Towards Muslim Women In Prisons Abdul Aziz Shamhuna
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 2 No. 1 (2024): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v2i1.39

Abstract

The Prisons across the world are meant to serve the interest of the human society. This is to help the society punish its non-law abiding citizens. In the early societies the believed in revenge, torture, the removal of offenders from the midst of ‘good people’ and even execution were common. As civilization occurs, the idea of punishment, torture and even execution have been substituted with reform and transformation. This change was important by the rights of prisoners instituted by the United Nations. Base on the above information, the conditions of many prisons in Ghana as well as the prisoners are nothing to write home about. Prisoners’ rights and freedoms are always infringed upon of which Muslim Women Prisoners are most often the victims. This article sought to find out the attitudes of Muslims towards Muslim Women in the Prisons. It was among the main objectives of the work to find out, the attitudes of Muslims towards Muslim women in the Prisons, whether the Muslim women were accorded the right respect in society, especially after serving their prison terms, right to practice their religion, whether there was any religious education available to the Muslim women in the prisons, and find the general conditions in the Prisons. The work used qualitative methods. Questionnaires were administered to the Muslim women prisoners, Muslims, Islamic Scholars and Prison officers, in order to gather the data. The data was afterward analyzed. After the research, it was realized that Muslim women in the prisons had the chance to practice their religious duties. They also had religious education as well as visiting scholars. The conditions of the prisons were very bad and the inmates had insufficient food, water and medical care.
Islamic Movements Face an Emerging Threat and Tunisian Political Environment: Presidential Coup, Democracy, and Aristocracy Muhammad Asad Latif
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 2 No. 1 (2024): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v2i1.46

Abstract

In 2011, the popular revolt brought about change in the Tunisian presidential palace as it transitioned from authoritarianism to a condition of liminality. However, following the Tunisian President's proclamation, only the democratic success story of the Arab Spring is under jeopardy after ten years of democratic transition. This article seeks to show how the President has increased his authority by invoking Article 80 of the Constitution. It also explains how this action violates the constitution and has a detrimental effect on the political environment. As a result, Tunisia's Islamic movement has dominated the political landscape of the nation since the 2011 uprising and is seen as the leader of the Islamic identity and democratic movement. Finally, it comes to a conclusion that a coup from the Tunisian president occurred amid Rashid Al-Ghannouchi, the Movement's founder and speaker of the Parliament, showing leniency toward Islamic doctrine. Although it appears that the situation is still precarious, Al-Nahda leadership is once again playing a crucial role in fostering a stable political environment through discussion. The main and secondary data in this article have been evaluated using the Discourse Analysis method and its Critical Discourse Analysis method.
الظلم الاجتماعي وعواقبه من وجهة نظر الإسلام دراسة تحلیلیة Abdullah Noor Ebad
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 2 No. 1 (2024): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v2i1.47

Abstract

الظلم ظاهرة قبيحة في الطبيعة البشرية، وكثيراً ما يعاني الإنسان بطبيعته الضعيفة من هذا المرض المهلك. والظلم الاجتماعي أحد أنواع ه‍‍‍ذا الظلم، والذي يتمثل في التعدي على ممتلكات أفراد المجتمع أو حياتهم أو سمعتهم. وقد حرمت الشريعة الإسلامية على المسلمين هذا النوع من الظلم، وحذرت مرتكبيه من الوعيد الشديد في الدنيا والآخرة. إن الظلم الاجتماعي له أسباب كثيرة، منها ضعف الإيمان و التقوى والجهل وانتشار النزعات العرقية والعنصرية واللغوية بين الناس.وكلما انتشر الظلم الاجتماعي في المجتمع، تفككت الأسر، وانكسرت أواصر الأخوة ، واتجهت الأمة نحو الدمار.ولكن على الرغم من ذلك، يمكننا الحد من هذا النوع من الظلم وعلاجه بالتوبة والإنابة إلى الله، ورد مظالم الناس، وتعزيز الإيمان والتقوى، والاهتمام بالآخرة، وإقامة الحدود والقصاص في المجتمع الإسلامي.
The Influence of Sharia Banking Advertising and Promotion on SMKN 8 Garut Teachers' Interest in Choosing Sharia Banks Redmon Windu Gumati; Dadang Saripudin
Al-Arfa: Journal of Sharia, Islamic Economics and Law Vol. 2 No. 1 (2024): Transformative Islamic Economics and Law
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/arfa.v2i1.48

Abstract

This research aims to find out whether advertising and sales promotion variables influence the interest in saving SMKN 8 Garut teachers at Sharia Banks. This research uses quantitative methods and is associative. Data analysis using multiple linear regression with the SPSS 21 for windows application. Meanwhile, data collection uses questionnaires (questionnaires). The sampling technique in this study used purposive sampling techniques. The population in this study were teachers at SMKN 8 Garut. The results of this research show that the t test of advertising variables has a positive and significant effect on teachers' interest in saving with a t count value of 4.311> 1.97 t table, which means that t count > t table. The t test on the sales promotion variable had a positive and significant effect on the teacher's saving interest with a calculated t score of 9,629 > 1.97 t table, which means that t calculated > t table. And for the f test, f count was obtained at 120,708 and f table 3.04, f count > f table which means that the variables advertising and sales promotion together have a positive and significant effect on teachers' interest in saving at Sharia Banks. Meanwhile, the determination coefficient (R2) is 0.531, which means that the contribution of advertising and sales promotion variables is only able to explain the Teacher savings interest variable of 53.1%. Meanwhile, the remaining 46.9% was explained by other variables.

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