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Ana Billah
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JSE: Jurnal Sharia Economica
Published by Sekolah Tinggi Agama Islam Muhammadiyah Probolinggo
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
Economics, Econometrics & Finance
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
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Search results for , issue "Vol. 2 No. 2 (2023): Juli" : 7 Documents clear
PENGARUH ZAKAT DIGITAL TERHADAP PENGENTASAN KEMISKINAN DI ERA DIGITAL Farid, Diana; Abdulah Pakarti, Muhammad Husni; Fathiah, Iffah; Hendriana, Hendriana
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.679

Abstract

This study aims to investigate the effect of digital zakat on poverty alleviation in the digital era. In the context of growing digitalization, digital zakat becomes an attractive alternative in the collection and distribution of zakat to help those in need. The research method involves searching and analyzing published literature, including scholarly articles, research reports, and books related to digital zakat and poverty alleviation. The data collected will be analyzed qualitatively by identifying key themes that emerge in the relevant literature. These themes will be used to compile research findings that will provide in-depth insights into the influence of digital zakat in alleviating poverty in the digital era. The results of this study show that digital zakat has significant potential in alleviating poverty in the digital era. One of the main advantages of digital zakat is the ease of access and transparency in the collection and distribution of zakat. Through digital platforms, individuals can easily collect and transfer their zakat directly to needy recipients. This reduces the cost and time involved in the traditional process of zakat collection and distribution. In addition, digital zakat also enables a more inclusive approach in alleviating poverty, with more individuals able to participate in giving zakat. This research contributes to the understanding of the effect of digital zakat on poverty alleviation in the digital era. The findings and recommendations from this research can serve as a guideline for zakat institutions, government, and other related organizations in designing and implementing effective digital zakat. It is hoped that this research can encourage further development and wider application of digital zakat for poverty alleviation in the future.
DISKURSUS EKONOMI ISLAM IBNU TAIMIYAH Arifin, Mohammad; Luayyin, Reza Hilmy
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.711

Abstract

In addition to syumuliyah (perfect), Islam is a religion that includes harakiyah (dynamic). Islam is a religion that completes all previous beliefs so that it is called perfect, so that all aspects of life are regulated according to its provisions, both those that are aqidah or muamalah. It is known that in the rules of muamalah, Islam regulates in great detail various kinds of human behavior that interact with each other in meeting the needs of life in the world. Thus it guides the market and mechanisms that cover all its principles. In the Khazanah of Islamic Economic Thought, the scholar Ibn Taimiyah studied economics in depth. Including his views on markets, prices, justice, and various other economics. This research uses descriptive qualitative research where the researcher directly examines the books of Ibn Taimiyah and other supporting literature. In this study, researchers found several Islamic economic concepts, namely fair prices/in accordance with the provisions, market mechanisms, and price regulations. Where according to Ibn Taimiyah has several different explanations according to Islamic economic thought.Keywords: Islamic Economics, Ibn Taimiyah, Market Mechanism
ANALISIS AKAD AS-SALAM DALAM JUAL BELI ONLINE DI TOKO CHAGIYA Yahya, Roby Putra; Farid, Diana; Utama, Sofyan Mei; Zilliavirni, Ratu Tiara; Abdulah Pakarti, Muhammad Husni; Hendriana, Hendriana
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.736

Abstract

This research discusses the concept of the As-Salam contract in online buying and selling transactions at the Chagiya shop. The As-Salam contract is a form of contract in Islam that has an important role in maintaining the principles of justice and ethics in business. This research aims to analyze the application of the As-Salam contract in the context of online buying and selling at the Chagiya shop, as well as its impact on transaction actors and consumers. Qualitative method with descriptive analysis, this research uses a field approach (Field Research) by making direct observations of the activities carried out by the company. While the data collection techniques in this study used interviews with sellers and buyers at Chagiya Stores and library documentation (Library Research), after the data was collected, data analysis was carried out with several stages, namely data reduction, data presentation and drawing conclusions from what was obtained in this study. The conclusion obtained from this research is that buying and selling with the online system carried out by Toko Chagiya is included in the as-salam system using a written contract via the internet where the as-salam contract can be carried out by the two contract actors who are not in one assembly (place) then applied through pictures of products and types through the Instagram site. Both (contract actors) are brought together on one network site. The Online as-Salam System at Toko Chagiya is concluded that as-salam with an online system is permitted, because it fulfills the pillars and conditions of salam sale and purchase that have been determined by Shara' and fulfills the rules that apply in a transaction. This is reinforced by the opinions of Chagiya Shop buyers regarding the sale of their products, 95% say that the online service is satisfactory, the goods in the picture match the reality, and if there is a mistake from the store, the store is responsible. In addition, in practice, the author concludes that the contract carried out by Toko Chagiya is in accordance with the provisions of Fatwa DSN-MUI No.05/DSN-MUI/IV/2000. Where this online buying and selling does not contain elements that can damage it, such as usury, injustice, fraud and the like.
PASCA NEW NORMAL: PERUBAHAN SOSIAL-EKONOMI PADA GAYA HIDUP MASYARAKAT (PERSPEKTIF SOSIOLOGI) Adawiyah, Robiatul; Luayyin, Reza Hilmy; Pertiwi, Fia Ayuning
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.761

Abstract

The Covid-19 pandemic has left considerable social changes, especially after entering the post-new normal era. Business transformation reaches out to innovation in changing lifestyles reduce physical contact with the community, especially in the marketplace sector. This study uses qualitative research in analyzing social changes in people’s lifestyles after Covid. The results of the research show that 1) Increased Health Awareness. 2) Change of Way of Working 3) Distance Education. 4) Use of Technology and the Internet in general has increased significantly. 5) Changes in Consumption Patterns 6) Mental Health Crisis 7) Concern for Social Vulnerability 8) Changes in Social Habits. The lifestyle of people after the new normal era is that people become more aware of their health. And also flexible working models (Hybrid working). Awareness of environmental issues will probably continue to grow.   And concern for social vulnerability is high. Social change due to technological disruption refers to the significant impacts that occur in society as a result of technological developments that disrupt or change the traditional ways people work, communicate and live. Among them are the resulting digital divide, the way people spend their leisure time and establish relationships with friends and family. Social change after the new normal according to Talcott Parson is not only in the health sector but also in the lifestyle of people who are described as increasingly consumptive. The current changes are in accordance with the theory of structural functionalism in this case in accordance with the theory of adaptation, goal attainment, integration, and latency (AGIL). Socio-economic changes in society according to Auguste Comte, the characteristics of social improvement are the increasing welfare of society.
PENERAPAN BAGI HASIL DALAM PEMBIAYAAN MUDHARABAH DI BANK MUAMALAT TULUNGAGUNG Bagus Ahmadi; Arif Nur'aini
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.829

Abstract

The banking system has a strategic position as a support for the national economy. In Indonesia there are two banking systems, namely conventional banking systems and Islamic banking. In general, saving in conventional and sharia banking is no different, because both banks are required to follow general banking techniques. However, if analyzed more deeply, there are fundamental differences between the two. The first difference lies in the contract and the second difference in the reward. In banking products for profit-sharing contracts there are two, namely the Mudhorobah contract and the Musyarakah contract. However, mudhorobah contracts are rarely used for transactions in all Islamic banks. Of the products available at Islamic banks, one of them is mudhorobah contract financing in Islamic banking. This study has two problem formulations, namely how the terms and mechanisms of mudharabah financing at Bank Muamalat and how the implementation of mudharabah financing at Bank Muamalat. The purpose of this study is the first, to find out the mechanism and mudharabah transactions at Bank Muamalat Tulungagung, second to find out the implementation of mudharabah financing at Bank Muamalat Tulungagung. By using qualitative research methods, the first type of research, location, second source of data, third data analysis and data collection procedures, fourth technique, fifth data validation, and the sixth research stage. Keywords: application and mudharabah contract
PENGARUH HARGA, RELIGIUSITAS, DAN RESILIENSI TERHADAP MINAT BELI PEDAGANG SAYUR KELILING KEC. WONOMERTO KAB. PROBOLINGGO Afthoni Zein, M. Fathan; Luayyin, Reza Hilmy; Ardli, Muhammad Nabat
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.1250

Abstract

In the world of marketing, products that meet consumer needs and wants will survive in the market. Therefore, consumers tend to consider price and purchase products from well-known brands because of the lower risk. To address this, it is important to understand the influence of variables such as price, religiosity, resilience, halal logo certification, and ethics. This research is a descriptive qualitative study using a questionnaire with a Likert scale of 1-4. The study population consists of mobile vegetable vendors' customers, with a sample of 50 respondents in Wonomerto District. The data were analyzed using SmartPLS technique. The variables analyzed include price, religiosity, resilience, and ethics. The results show that price has a positive and significant influence on the purchase intention towards mobile vegetable vendors, and religiosity has a positive and significant influence on the purchase intention towards mobile vegetable vendors. However, resilience does not have a positive and significant influence on the purchase intention towards mobile vegetable vendors. Keywords: Mobile Vegetable Vendors , Religiosity, Resilience, Price,.
ANALISIS WAKAF POLIS ASURANSI PERSPEKTIF HUKUM EKONOMI SYARI’AH DALAM PENGENTASAN PROBLEMATIKA UMAT Luayyin, Reza Hilmy; M. Nabat Ardli; Moh. Arifin
JSE: Jurnal Sharia Economica Vol. 2 No. 2 (2023): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v2i2.2902

Abstract

The concept of waqf also reflects the values of social care and sustainability in Islam. "Waqf of insurance policies" refers to the act of allocating the benefits or proceeds from an insurance policy for charitable or public benefit purposes. In this context, "insurance policy" refers to an insurance contract that involves the payment of premiums to an insurance company in order to obtain financial protection from certain risks, such as property damage, health, or other unforeseen events. This means that some or all of the benefits derived from insurance claims will be allocated for charitable or social benefit purposes, such as helping people in need, supporting education, or building public facilities. The waqf of insurance policies is an innovation to explore the potential of wealth so that it can be empowered more optimally as much as possible for greater benefits and also solve the problems of the people. This paper uses a qualitative approach and normative juridical methods as well as related literature. The results showed (1) Its existence can certainly open up greater opportunities to be able to grow the economic potential of the people so that it can be empowered for the general benefit and be able to solve various kinds of economic problems of the people. (2) Waqf of sharia insurance policies is part of a breakthrough in waqf management in exploring the economic potential of the people to distribute wealth effectively and on target. The synergy of naẓir, government, or related institutions is needed in the management, supervision, and development of waqf so that waqf assets remain productive, trustworthy, and truly useful to overcome the problems of the people, especially in the real sector. (3) Some of the main functions of waqf insurance policies in overcoming people's problems are for 1) Social Welfare such as hospitals, schools, orphanages, and mosques, which provide benefits to the community as a whole 2) Educational Development such as establishing schools, colleges, or training centers, which provide access to quality education to the community, even future generations. 3) Economic Empowerment such as creating jobs, developing skills, and improving the local economy. For example, waqf can be directed to establish micro or medium enterprises that provide economic benefits to the community. 4) Health Care such as establishing hospitals or health centers financed from waqf proceeds. 5) Religious Development such as building and maintaining places of worship such as mosques,ṡallâ, or other religious institutions. 6) Public Benefit such as developing infrastructure, recreational areas, and other public facilities. 7) Social and Spiritual Growth such as improving the socio-religious of the community.

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