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Ana Billah
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JSE: Jurnal Sharia Economica
Published by Sekolah Tinggi Agama Islam Muhammadiyah Probolinggo
ISSN : 28285514     EISSN : 28284585     DOI : https://doi.org/10.46773/jse
Core Subject : Economy,
Economics, Econometrics & Finance
JSE: Jurnal Sharia Economica(E-ISSN : 2828-4585)|(P-ISSN: 2828-5514) is a journal publishes a scientific papers on the results of the study or research and review of the literature in the scope and focus of Islamic Economics. Editor accepts the article has not been published in other media with the writing format as listed on page manuscript writing guidelines. This journal was established in 2022 and published two times a year, on January and July. The purpose of this journal is for the publication of scientific articles covering studies within the scope of Islamic Economics, such as: 1. Philosophy of Islamic Economics; 2. Islamic Economic Thought; 3. Islamic Economics and Contemporary Issues; 4. Contemporary issues in Islamic Financial Institutions; 5. Islamic Management; 6. Islamic Accounting; 7. Legal Aspects in Islamic Economics.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 7 Documents
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Search results for , issue "Vol. 3 No. 1 (2024): Januari" : 7 Documents clear
ANALISIS KEABSAHAN JUAL BELI PERSPEKTIF EKONOMI ISLAM DAN KUH PERDATA Arifin, Mohammad; Hilmy Luayyin, Reza; Ayuning Pertiwi, Fia
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.805

Abstract

Buying and selling is a binding agreement between an individual and another individual to exchange goods or assets according to the agreement of both. Through buying and selling transactions, people can provide assistance to each other, strengthen a sense of brotherhood, and create harmonious relationships between people. The validity of a sale and purchase transaction can be indicated by the acceptance of the agreement and the fulfillment of the contract and the specified conditions, one of which is the obligation to deliver and pay the price. On the other hand, Civil Code Article 1458 states that a sale and purchase can be recognized as valid even though the goods have not been delivered and payment has not been made. The purpose of this study is to identify the validity of a sale according to the views of fiqh muamalah and the Civil Code, as well as to highlight the similarities and differences between the two. The research method used is the comparative descriptive method, which aims to describe the validity of a sale and purchase based on the views of the Civil Code and Islamic law. Data were collected through literature studies with a qualitative approach. The results of this study conclude that, first, the validity of buying and selling in the view of fiqh muamalah is determined by the presence of the seller and buyer, the existence of money and goods being traded, the benefits of the transaction, the condition of the goods that can be delivered, and the knowledge of the seller and buyer about the material, shape, size, and nature of the goods. Second, according to the Civil Code, a sale and purchase is considered valid with an agreement between the parties involved. Third, the similarities found are the importance of consensus or agreement in a sale and purchase transaction, as well as the prohibition of coercion and fraud. In addition, the sale and purchase contract must be carried out by parties who have reached the age of majority, and the goods being traded must be in accordance with applicable regulations. However, there are fundamental differences between the views of muamalah fiqh and the Civil Code. According to Islamic law, a valid sale involves the obligation of delivery and acceptance of the goods by the buyer. On the other hand, the Civil Code permits a sale and purchase in the absence of delivery of goods and payment that has not been made. In Islamic law, the agreement of words alone is not enough, but also requires harmony and meeting certain conditions. Whereas in the Civil Code, the validity of a sale and purchase is achieved only by the occurrence of a contract without considering other aspects
The PENDAYAGUNAAN ZAKAT PRODUKTIF UNTUK PENGUATAN UMKM (STUDI DI LAZISMU DAN BAZNAS KAB BIMA Rafi, Rafiuddin
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.1004

Abstract

This research examines the utilization of productive zakat in increasing the income of business groups, especially in the Micro, Small and Medium Enterprises groups (UMKM) which are located and funded by the National Zakat Amil Agency (Baznas) and the Muhammadiyah Regency Amil Zakat Infaq and Sadaqah Institute(LAZISMU) To deepen the study, the researcher first took pictures of the model and impact of utilizing productive zakat on UMKM, secondly the researchers took pictures of the obstacles and solutions faced by Baznas and Lazismu in utilizing productive zakat. As data analysis material in this research, researchers used empowerment theory and needs theory. These two theories are combined in the study to explore the model and the impacts and obstacles faced by Baznas and Lazismu. Specifically, Gozali's theory of needs is used as an approach in Islamic Economics. Apart from theory, researchers also slice the data into rules or laws related to zakat management in Indonesia. Meanwhile, the method used is descriptive qualitative, data collection uses semi-structured interview techniques and document study. The research results show that the productive zakat utilization model in Baznas and Lazismu is structured and well planned, while the impact on mustahik or UMKM still needs to be evaluated in depth. Apart from that, the obstacles faced are the management of zakat/mustahik data which is not yet optimal, a shortage of personnel and a lack of understanding about zakat for personnel as well as a lack of zakat income/funds. Key words: Zakat, productive, needs, empowerment, UMKM, utilization
ANALISIS RELEVANSI RAHN DENGAN DINAMIKA PERIKATAN SYARIAH DI INDONESIA Billah, Ana
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.1077

Abstract

Rahn, or pawn in Arabic, is a financial transaction that involves the delivery of goods as collateral for financing facilities. In the context of Indonesian law, pawn is regulated as a legal right obtained by the debtor over movable assets. In the dynamics of obligations, especially in Indonesia, there are conventional and sharia pawn, with the existence of these differences, it certainly requires a comprehensive understanding of the dynamics of obligations in Indonesia about their differences and similarities. By using the literature research method (library research) which relies on data or information that exists in the literature such as journals, books, newspapers, and other documents. descriptive analysis is used in this study to explain in detail or describe the phenomenon that is happening or has happened. This method helps in understanding the concepts related to the analysis of amanah product financing at the sharia pawn unit and the relevance of rahn with the dynamics of sharia obligations in Indonesia. Rahn, or pawn, has an important role in providing guarantees for loans given, with sharia principles that must be obeyed. Sharia pawn aims to provide financing in accordance with sharia principles, such as the prohibition of riba (interest) and unethical business practices, as well as increasing financial inclusion in Indonesia. the difference between conventional and sharia pawn, including in terms of legal basis, pawn actors, agreement letters, pawn agreements, benefits of pawn recipients, capital rental rates, and handling of auction money. Although the concept and way of working of conventional and sharia pawn have similarities, there are also significant differences, especially in terms of the interest system that is not in accordance with sharia principles. sharia pawn has a strategic role in encouraging financial inclusion, economic growth, and increasing public awareness and understanding of sharia finance. By adhering to sharia principles, sharia pawn provides alternative financing that is in accordance with Islamic beliefs and values, thus providing a positive impact for the Indonesian people as a whole. Keywords: pawn or collateral,sharia pawn or rahn,conventional pawn,Dynamics of sharia agreements
MAKNA “AL-IQTIṢÂD ” DAN KORELASINYA DENGAN EKONOMI KONTEMPORER (TELA’AH AYAT-AYAT EKONOMI) Luayyin, Reza Hilmy; Mohammad Arifin; Muhammad Nabat Ardli
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.1086

Abstract

Many communities still misconception the concept of Islamic economics. In fact, a significant portion of the Muslim population itself is somewhat unfamiliar with the terms associated with Islamic economics. The terms "Qaṣd" or "al-Iqtiṣâd," which form the basis for translating economics in Islam, remain a subject of debate among experts. The definition of "Qaṣd" or "al-Iqtiṣâd" serves as the foundation for the economic thought of scholars. The Islamic economic system is derived from the Qur'an, serving as the fundamental basis for Muslims. This research utilizes a qualitative descriptive approach, employing normative analysis and falling under the category of literature-based research. The study focuses on examining the fundamental meaning of economics in Islam and its correlation with contemporary economics. The results from data analysis and discussions indicate: 1) The meaning of "Qaṣd" or "al-Iqtiṣâd" in the Qur'an has four dimensions, namely simplicity, straightness, moderation (justice), and proximity (not too distant). 2) The concept of contemporary Islamic economics implies that the Islamic economic system is grounded in Sharia to construct the worldview of individuals, policies, and goals different from the dominating capitalist and sociological (communist) economic systems. 3) The correlation of the terms "Qaṣd" or "al-Iqtiṣâd" with contemporary economics is inherent in the Islamic economic system itself, which should ideally be ingrained in economic activities and be based on values or divine norms as the foundation for all aspects of life. When divine norms or values serve as the foundation, balance and prosperity in both the worldly and the hereafter can be achieved.
STRATEGI BAURAN PEMASARAN PRODUK PEMBIAYAAN AKAD TAQSITH DALAM MENINGKATKAN JUMLAH ANGGOTA Fadil Yahya; Hasan Sultoni; Mei Santi
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.1100

Abstract

Abstract The aim of this research is to study how to apply the Marketing Mix Strategy to taqsith financing products at the Indonesian Syirkah Muslim Cooperation. We know that cooperative competition is very competitive. If you are a little careless, you will definitely be left behind by other cooperatives if you don't do something innovative. One of the factors that cooperatives can use to fight competition in increasing the number of customer members is by implementing a Marketing Mix Strategy which consists of 7Ps (Product, Price, Place, Promotion, People, Process, Physical Evidence). It is hoped that implementing a marketing mix strategy can increase KSMI Tulungagung members. The research method that the researcher used was a qualitative approach. Data collection techniques were carried out using observation, interviews and documentation related to the research. The research results show that implementing the 7P marketing mix strategy can have an impact, namely increasing the number of customer members of the Tulungagung Indonesian Muslim Syirkah Cooperative. Keywords: Marketing Mix, Cooperatives, Customers, Marketing Strategy, Taqsith Financing.
ISLAMIC ECONOMY PHILOSOPHY IN KINALIZADE ALI ÇELEBI PERSPECTIVE Rifqi Khairul Anam
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.1104

Abstract

Kinalizade Ali Çelebi was a prominent scholar of the Ottoman Empire. During that time, he taught in several schools and served as a magistrate in a number of administrative centers. Kinalizade Ali Çelebi was a multifaceted scholar who contributed to science and published works on philosophy, religion, Sufism, ethics, history, language, and literature. Kinalizade Ali Çelebi's book, Ahl al-'Alaī, provides a comprehensive discussion of Islamic ethics and economics. Other works, however, have persisted to the present day in the form of manuscripts that have not been subjected to scientific investigation. This report aims to inform future research on the critical edition and publication of Kinalizade Ali Çelebi's manuscripts. This paper will help promote Kinalizade Ali Çelebi's philosophical work. This qualitative descriptive research analyzes Kinalizade Ali Çelebi's thought and related material. This paper explores the foundations of Kinalizade Ali Çelebi's Islamic Economic Philosophy
HANDLING SHARIA ECONOMIC DISPUTES THROUGH NON-LITIGATION AND ITS RELATION TO MASLAḤAḤ Ardli, Muhammad Nabat; Reza Hilmy Luayyin; Mohammad Arifin
JSE: Jurnal Sharia Economica Vol. 3 No. 1 (2024): Januari
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/jse.v3i1.1108

Abstract

This research aims to analyze the handling of sharia economic disputes by passing through non-litigation channels with a Maslaḥaḥ asy-Syatibiyy perspective. This research is included in library research using a qualitative descriptive approach. Data collection is obtained through primary and secondary literature review. Data analysis is carried out by normative juridical analysis. then after in-depth analysis, conclusions are drawn. The results of this study indicate that 1) When we try to determining Maslaḥaḥ ash-Syatibiyy said that Maslaḥaḥ should be acceptable to reason and logic, because there is a rational factor. Maslaḥaḥ must be accepted without looking at reasons on the illat, namely on the rules of worship, must not conflict with Shara or qat'i evidence. So that This Maslaḥaḥ must go hand in hand with the purpose of shara, namely maqashid sharia in general,must also go hand in hand with Maslaḥaḥ which is required by shara even though there is no separate evidence, then Maslaḥaḥ which must lift the hardship that emphasizing religion 2) Maslaḥaḥ can be applied or in relevance to the resolution of Islamic economic disputes through non-court channels, namely peace and through the help of mediators because this can provide Maslaḥaḥ because Islam teaches to prioritize peace when there is a dispute between the parties but this is not the case. disputes between the parties but this only applies in the field of This only applies to the field of muamalah or sharia economics again if it relates to worship. 3) The correlation between handling Sharia economic disputes through non-litigation avenues and the concept of Maslaḥaḥ reveals a close relationship between the two. The resolution of Sharia economic disputes through non-litigation methods, such as mediation or negotiation, is often based on fundamental Maslaḥaḥ principles, which emphasize the importance of achieving welfare and justice in Islam

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