IIJSE
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Articles
2,568 Documents
Mahasantri Sebagai Pelaku Perekonomian di Era Industri 4.0
Lathifah, Eny
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 1 (2019): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i1.248
This study aims at the role of Mahasantri in increasing economic potential and obstacles to face the industrial era 4.0. The research method is qualitative interactive with trigulation instruments. The result of the study indicate that mahasantri is very instrumental and able to find solutions to obstacles in increasing economic potential to face the era of industry 4.0.
Konsep Bagi Hasil Dalam Perspektif Islam
Kartiko, Ari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 1 (2019): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i1.268
Profit sharing was well known by mudharabah in Islamic worldview or cooperation done by two person and more were agreed on various sides. It's done between creditor and bussinessman or expertman. The main modal on this concept not only money and wealth but also honesty and social feels are more important. Helping each other and enjoying success and being responsible for the difficulties with working together to find solutions is part of the goal of the concept of mudaraba offered by Islam. With the concept of Muslims, especially business people can run their business with financial support from borrowers without having to be burdened with interest that binds and becomes a burden at the time of profit and loss, so that the economic wheel can be implemented in accordance with Islamic teachings and away from interest.
Studi Penyimpangan Internal pada Bank Umum Syariah di Indonesia
Ernawati, Ernawati
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 1 (2019): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i1.311
Penelitian ini bertujuan untuk mengetahui dinamika penyimpangan internal (fraud pada Bank Umum Syariah di Indonesia. Penelitian menggunakan data sekunder periode 2011-2017 publikasi Bank Umum Syariah. Sampel penelitian terdiri dari 9 bank umum syariah yang ditentukan berdasarkan ketersediaan data. Analisis data digunakan berupa grafik, diagram, dan analisis pertumbuhan. Hasil penelitian menunjukkan bahwa penanganan kejadian fraud hanya berdampak selama 3 tahun. Angka kejadian fraud rata-rata selama periode penelitian sebesar 9,87 kasus per tahun per bank. Bank BCAS telah mampu menurunkan angka kejadian fraud mendekati nihil (zero fraud). Strategi penanganan fraud yang dilakukan oleh pihak Bank Umum Syariah yaitu menggunakan sarana pelaporan whistle blowing system yang dipergunakan oleh karyawan untuk melaporkan jika menemukan dan melihat perbuatan fraud yang dilakukan oleh karyawan. Pada sisi lain juga dibentuk unit kerja anti fraud. Namun efektifitas penerapan kedua strategi tersebut relatif berbeda pada setiap Bank Umum Syariah.
Kontribusi Perbankan Syariah dalam Pengembangan Usaha Ekonomi Mikro di Bima
Jairin, Jairin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 1 (2019): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i1.316
Changes in the level of life of the people in Bima are influenced by various levels of media, making a shift to the level and lifestyle of the Bima Community, ranging from economic development procedures to trust competition on the performance of both Sharia Bank performance and confessional banking performance. In the modern era all lines of information were found by the Bima community, and then elaborated on the strategic issues of education in the international and national arena. The problem of the low quality of our education does not escape the attention of this article. In the next section, this article raises the development of Islamic economics, and influancing the development of Islamic banking to improve the economy of the community in the modern Bima in this era. The assumption underlying this article is the modeen era has implications for the need for education and economic reform in Bima. The goal is that education has the ability to accommodate, anticipate, and respond to challenges and changes that are and will occur. Conversely, if no renewal is carried out, then education in Indonesia will be left behind by the rhythm of change.
Fiqih Rational about Zakat and In Grants Compilation of Sharia Economic Law (KHES)
Nurhadi, Nurhadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 1 (2019): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i1.322
This study aims to determine the rational fiqh about zakat and grants in the Compilation of Sharia Economic Law (KHES). This research method uses a qualitative concept, with a normative juridical approach in concreto and legal synchronization, while the Risert library research type (literature) and data analysis techniques use the contents analysis method with the benefit of measuring instruments. The result is that zakat and grants have an important role in life berketuhanan, community and state, in the science of fiqh propulsion has maqashid hifzu al-Maal (memlihara treasure) for the sanctity of property, the soul also keep the despicable nature for the benefit of the afterlife, so that the sacred property of property other people. Zakat and grants are compulsory logging and circumcision, both of which are dimensions of good deeds, namely the dimensions of worship, social and economic. Awareness of the ummah in performing zakat, as well as the idolatry that is given to the authorized institution to manage and distribute it, while implementing regulations as a provision in accordance with KHES Article 684 that the State has the right to withdraw zakat and penalties for people who are reluctant to pay zakat, this can improve economic welfare the ummah and significantly reduce poverty.
Derivatif Versus Ekonomi Syariah
Toha, Mohamad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 1 (2019): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i1.328
Paper ini menjelaskan salah satu produk keuangan syariah yang masih diperdebatkan yaitu berupa dari transaksi derivatif. Ini dilakukan untuk mendukung investasi bisnis. Dalam Islam, uang tidak sebagai alat tukar (medium of exchange) dan bukan komoditas yang diperdagangkan. Jadi sebenarnya tidak mengenal istilah perdagangan uang syariah. Di sisi lain, Islam memungkinkan pembelian dan penjualan komoditas baik secara tunai atau sulit. Dalam hal ini saham atau obligasi perusahaan dapat dikategorikan sebagai komoditas karena tidak dapat dianggap sesuai uang yang berfungsi sebagai media pertukaran untuk semua barang.
Analisis Tabarru dan Klaim Peserta pada Asuransi Syariah di Indonesia
Rolianah, Wiwik Saidatur
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 2 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i2.393
Asuransi syariah yang muncul dari tahun 1994 yang didukung banyak pihak telah mewarnai dunia lembaga keuangan syariah. Perbedaan asuransi syariah dan konvensional pada dasarnya terletak pada preminya, yaitu pada asuransi syariah terdapat dua bagian meliputi unsur tabungan dan unsur tabarru. Penelitian yang berjudul “Analisis Tabarru dalam Asuransi Syariah di Indonesia terhadap Klaim Peserta” ini adalah hasil dari penelitian yang bertujuan menganalisis antara unsur tabarru dan klaim peserta pada asuransi syariah di Indonesia. Dari hasil penelitian yang dilakukan peneliti menemukan keterkaitan antara unsur tabarru dan jumlah klaim asuransi yang diberikan kepada peserta asuransi syariah. Namun, untuk dana tabarru tidak ditentukan berdasarkan jumlah premi yang dibayarkan, kecuali untuk dana tabungan maka dan bagi hasil peserta asuransi syariah.
Perekonomian di Masa Dinasti Umayyah: Sebuah Kajian Moneter dan Fiskal
Muflihin, Muhammad Dliyaul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 1 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v3i1.462
At the middle ages is a leadership period of Islamic Daula, it can be said that the Umayyad’s Dynasty was an aggressive dynasty in politics at that time. So many caliphs from the family of the Umayyad’s who led the country at that time. The reign is known as an aggressive era, as evidenced by efforts to expand the region, the expansion will certainly have an impact on fields, one of which is the economic field. This study aims to answer how economic policy patterns are seen from monetary and fiscal aspects at that time. This research uses a qualitative method with descriptive approach. The results of this study are that there are a number of policies carried out by the Umayyad Caliphs such as the Baitul Mal policy, the real sector policy and the regional autonomy policy that had an impact on the economy at that time, especially on monetary and fiscal matters, namely money arrangements and tax.
Pemberdayaan Pemuda Karang Taruna Melalui Sinau Bareng Ademos Indonesia
Istifadhoh, Nurul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 2 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i2.467
Pemuda merupakan sosok yang sangat tepat dalam menghadapi perkembangan dunia, karena pemuda diilustrasikan sebagai seseorang yang memiliki semangat tinggi, bertenaga dan berintelektual. Peran pemuda dirasa sangat penting dalam membangun suatu negara. Hal ini dikarenakan pemuda memiliki andil yang cukup melalui perencanaan, pengembangan maupun strategi yang sangat dibutuhkan dalam pembangunan suatu negara. Hal inilah yang menjadi alasan mendasar pemerintah dengan menyiapkan pemuda dan sumber daya manusia lainnya supaya berkompeten dan berdaya saing. Lembaga pemberdayaan masyarakat ADEMOS Indonesia melalui program sinau bareng, ikut serta membantu peran pemerintah dalam peningkatan kapasitas pemuda di Bojonegoro. Melalui program sinau bareng, ADEMOS Indonesia mengajak pemuda di Bojonegoro untuk menjadi entrepreneur hebat dan ikut serta membangun desanya masing-masing. Sehingga akan menjadi pemuda yang memiliki rasa kepemilikan serta rasa tanggung jawab terhadap kemajuan desanya serta mampu berdaya saing.
Collection of Zakat for Civil State Employees According to Islamic Law and Law
Nurhadi, Nurhadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 2 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto
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DOI: 10.31538/iijse.v2i2.475
The history sheet reveals the development of formal legal amil zakat in Indonesia in 1968 the ratification of Minister of Religion Regulation (PMA) Number 4 of 1968 concerning the Establishment of the Amil Zakat Agency (BAZ) and PMA Number 5 of 1968 concerning the Establishment of Baitul Maal (PBM). Precisely on December 12, 1989 was issued the Instruction of the Minister of Religion (Inpres) 16/1989 concerning the Development of Zakat, Infaq and Shadaqah (PZIS). Then in 1998-1999 and 2001-2003 BAZNAS was formed with the Presidential Decree so that in 2011 the rule of zakat processing emerged namely Law Number 23 of 2011. Through this formal law the author will examine the terminology of amil zakat according to Islamic Law and Law. Amil zakat is a person who is involved or actively participates in zakat activities, starting from collecting zakat from muzaki to distributing it to mustahiq. Legal arrangements in Indonesia relating to the competence of amil zakat are very important in neglecting zakat funds and channeling them to mustahiq, but must be supported by the authorities. Islamic law considers the competence of amil zakat to be very urgent, with accountable amil. While the government is very competent in increasing Baznas income annually, supported also by the fatwa of the Indonesian Ulema Council (MUI) regarding the government's obligation to cut salaries for civil servants / ASNs to be more effective in raising zakat funds and Baznas will be more maximal in alleviating poverty and welfare of society and ummah as extension of the government to the welfare of the people.