Garuda - Garba Rujukan Digital

Ã¢â‚¬Å“KONSULTINGÃ¢â‚¬Â DAN DAMPAKNYA TERHADAP HASIL KINERJA MANAJEMEN PT. BANK MUAMALAT INDONESIA CABANG DARMO SURABAYA Muflihin, M. Dliyaul
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 6 No. 2 (2016): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Berkembangnya perbankan di Indonesia tidak terlepas dari manajemen resiko yang menjadi faktor utama berjalannya perbankan. Penelitian ini bertujuan untuk mengetahui implementasi konsulting di PT. Bank Muamalat Indonesia Cabang Darmo Surabaya dan mengetahui dampak konsulting terhadap hasil kinerja manajemen PT. Bank Muamalat Indonesia Cabang Darmo Surabaya. Data penelitian ini terhimpun dari wawancara secara langsung dengan auditor internal PT. Bank Muamalat Indonesia Cabang Darmo Surabaya serta data laporan keuangan PT. Bank Muamalat Indonesia selanjutnya dianalisis dengan metode analisis deskriptif analisis. Hasil penelitian ini menyimpulkan bahwa Dampak konsulting terhadap hasil kinerja ditunjukkan oleh rasio Return on Assets (ROA), Return on Equity (ROE), Non Performing Finance (NPF), Financing Deposit Ratio (FDR), dan Rasio Efisiensi Operasional (REO). diperoleh hasil bahwa konsulting ini berdampak positif pada rasio Return on Equity (ROE), Non Performing Finance (NPF), Financing Deposit Ratio (FDR), dan Rasio Efisiensi Operasional (REO). Sedangkan pada rasio Return on Assets (ROA) konsulting berdampak negatif. Dari hasil kesimpulan tersebut hendaknya aktivitas konsulting ini lebih dipublikasikan melalui diklat-diklat dan pelatihan-pelatihan agar audit dengan konsulting ini lebih dikenal dan digunakan sebagai metode baru.

Permintaan, Penawaran Dan Keseimbangan Harga Dalam Prespektif Ekonomi Mikro Islam M. Dliyaul Muflihin
JES (Jurnal Ekonomi Syariah) Vol 4, No 2 (2019): September
Publisher : Universitas Islam Lamongan

In general, we believe that humans are social creatures with the need to complement each other’s lives, with each other's unlimited desires. While a Muslim is only allowed to consume halal and good. In Islamic teachings, illicit goods for consumption are not allowed to be made the basis of buying and selling or other transactions. In the demand and supply curves of Islam there are restrictions that must be done as a Muslim which is used as a basis for economic behavior. These restrictions are prohibited from making mafsadah, gharat, maisir, usury. This paper will answer the question how is the demand, supply and price balance in the perspective of Islamic microeconomics. The results of research shows that the concept of demand and supply in Islamic Islam aims to obtain prosperity or victory in the hereafter (falah) as a derivation of the belief that there is an eternal life after death, namely the after life, so that the existing budget must be set aside as provisions for the afterlife, such as alms and zakat. This means that there is a significant difference between conventional demand theory and Islamic demand theory. In conventional economics, consumers and producers have motivations that are dominated by the values of satisfaction, but in Islamic economics emphasizes only the level of need. The Islamic price balance mechanism in Islam is determined by the balance between demand and supply. This means that the price balance in the market is formed naturally, not because there is interference from the capitalist who can distort the market. This shows that the price regulation is left to the natural impersonal market mechanism. Keywords: Demand, Supply, Islamic perspective

Perkembangan Bank Syariah Di Indonesia: Sebuah Kajian Historis M. Dliyaul Muflihin
JES (Jurnal Ekonomi Syariah) Vol 4, No 1 (2019): Maret
Publisher : Universitas Islam Lamongan

Banking in Indonesia is now increasingly enlivened by the existence of Islamic banks, which offer financial and investment products in different ways than conventional banks that have long existed. Even conventional banks in Indonesia are now following the trend by establishing their own Islamic institutions or Islamic business units. Recorded in 2012 Islamic banks have increased rapidly to become 11 Islamic Commercial Banks (BUS) and 24 Sharia Business Units (UUS). Islamic banks were born and developed in Indonesia starting from the birth of Bank Muamalat in 1992. Law Number 7 of 1992 concerning banking was born because in that year Bank Muamalah was the only bank that carried out business activities based on the principle of profit sharing. Furthermore, the culmination point has been reached with the enactment of Law Number 10 of 1998 concerning banking which opens the opportunity for anyone who will establish a Shari'ah bank or who wants to convert from a conventional system to a sharia system. Until the issuance of Law No.10 of 1998. Furthermore, Law No.10 of 1998 was amended by Law No. 21 of 2008 concerning Islamic banking because on June 17 2008 the Law on Islamic Banking was adopted which promulgated in the State Gazette on July 16 2008. Keywords: History of Development, Islamic Banking, Indonesia

Al-Mashaqqah Tajlib Al-Tays¬ir Makna Dan Implikasinya Dalam Pengembangan Ekonomi Islam M. Dliyaul Muflihin
JES (Jurnal Ekonomi Syariah) Vol 3, No 2 (2018): September
Publisher : Universitas Islam Lamongan

The problem of Islamic economics is also increasingly complex with the large number of banks. To meet the needs of transactions, banks have products that are offered to the public. In accordance with the function of the bank, namely collecting and distributing funds to the public. The purpose of channeling funds by Islamic banks is to support the implementation of development, improve justice, togetherness and equal distribution of people's welfare. This paper will answer what is the meaning of al-mashaqqah tajlib al-taysir and how do the Implications of al-mashaqqah tajlib al-taysir in the development of Islamic economy? The result of research shows that the meaning of the rule of al-mashaqqah tajlib al-taysir is the difficulty of bringing convenience. The point is that if implementing a provision of shara' mukallaf faces obstacles in the form of difficulties and limitations that exceed the limits of reasonable capabilities, then the difficulty automatically creates relief provisions. In other words, if we find difficulty in carrying out something that is to be sharia, then the difficulty becomes a justifiable cause to facilitate in carrying out something that is to be provision of sharia, so that we can continue to run the sharia of Allah easily. The implications raised by the rules of al-mashaqqah tajlib al-taysir are the determination of the law of Islamic financial institutions. This impact is seen when Islamic law allows transactions in Islamic banking financial institutions, so that the community will easily meet the needs by transacting with Islamic banking through contracts that have been agreed upon. Keywords: al-Mashaqqah Tajlib al-Taysir, Islamic Economic Development

Rekrutmen dan Pemeliharaan (Maintenance) Karyawan Disabilitas dalam Perspektif Manajemen Sumber Daya Insani Khozainul Ulum; Mohammad Dliyaul Muflihin
JES (Jurnal Ekonomi Syariah) Vol 5, No 2 (2020): September
Publisher : Universitas Islam Lamongan

Abstract: The recruitment and maintenance of employee with disabilities should be handled by company in harmonic context. This research aims at revealing how the recruitment and maintenance for the employees with disabilities practically carried by the company. Qualitative method is applied in this research, while the data are taken from relevant literary sources under the theme of recruitment and maintenance of employees with disabilities. The data, than, are analyzed using descriptive analysis. The findings suggest several points. First, recruitment is the process of searching, recruiting, and finding the competent and reliable employee candidates to deal with certain division, even if they have such disabilities. Being selective while choosing the right candidate is really the crucial key point since all the candidates are competent, smart, responsible, reliable, and expert in their jobs. Second, after obtaining the appropriate candidate, the maintenance toward the employees with disabilities is really a must do. The maintenance can be done by settling the policy of disability, twining the relationship and consulting with organization of employee with disability, adjusting the workplace, and raising awareness of the employees. Keywords: recruitment and maintenance; employee with disability; management of human resources

â€œKONSULTINGâ€ DAN DAMPAKNYA TERHADAP HASIL KINERJA MANAJEMEN PT. BANK MUAMALAT INDONESIA CABANG DARMO SURABAYA M. Dliyaul Muflihin
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 6 No. 2 (2016): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2016.6.2.1312-1326

Berkembangnya perbankan di Indonesia tidak terlepas dari manajemen resiko yang menjadi faktor utama berjalannya perbankan. Penelitian ini bertujuan untuk mengetahui implementasi konsulting di PT. Bank Muamalat Indonesia Cabang Darmo Surabaya dan mengetahui dampak konsulting terhadap hasil kinerja manajemen PT. Bank Muamalat Indonesia Cabang Darmo Surabaya. Data penelitian ini terhimpun dari wawancara secara langsung dengan auditor internal PT. Bank Muamalat Indonesia Cabang Darmo Surabaya serta data laporan keuangan PT. Bank Muamalat Indonesia selanjutnya dianalisis dengan metode analisis deskriptif analisis. Hasil penelitian ini menyimpulkan bahwa Dampak konsulting terhadap hasil kinerja ditunjukkan oleh rasio Return on Assets (ROA), Return on Equity (ROE), Non Performing Finance (NPF), Financing Deposit Ratio (FDR), dan Rasio Efisiensi Operasional (REO). diperoleh hasil bahwa konsulting ini berdampak positif pada rasio Return on Equity (ROE), Non Performing Finance (NPF), Financing Deposit Ratio (FDR), dan Rasio Efisiensi Operasional (REO). Sedangkan pada rasio Return on Assets (ROA) konsulting berdampak negatif. Dari hasil kesimpulan tersebut hendaknya aktivitas konsulting ini lebih dipublikasikan melalui diklat-diklat dan pelatihan-pelatihan agar audit dengan konsulting ini lebih dikenal dan digunakan sebagai metode baru.

IMPLEMENTASI PEMBELAJARAN E-LEARNING TERHADAP MOTIVASI BELAJAR SISWA SMP AL-ISLAH SURABAYA SELAMA COVID-19 Fakky Fahrisal Nur; Mochammad Ilyas Junjunan; Mohammad Dliyaul Muflihin; Muh. Syaukin Muttaqin
Equilibrium: Jurnal Penelitian Pendidikan dan Ekonomi Vol 19, No 02 (2022): Equilibrium: Jurnal penelitian Pendidikan dan Ekonomi
Publisher : Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/equi.v19i02.5530

AbstractIn 2020 the Indonesian ministry of education and culture decided to implement online learning activities in Indonesia, initially offline learning activities were changed to online learning activities due to avoid the spread of the COVID-19 pandemic. The purpose of this study was to determine the effect of the implementation of e-learning on students' learning motivation in schools in learning activities. This type of research uses a quantitative approach by distributing questionnaires to 8th-grade students at SMP Al-Islah Surabaya. A total of 55 students participated as research respondents. The results showed that the implementation of e-learning had a positive effect on students' learning motivation at Al-Islah Junior High School Surabaya. This shows evidence that the existence of learning that innovates because of the pressure of the situation still gives hope to educational institutions to continue to improve the quality and service of education to the community under any conditions. The limitation of this study is that it has a sample that is not large enough, so the results of the study cannot be fully generalized. And the opportunity for further research is to increase the research sample and develop research variables that become factors of student learning motivation such as the availability of information technology and teacher creativity innovation. Keywords: e-learning; COVID-19; learning motivation AbstrakPada tahun 2020 Kementerian Pendidikan dan Kebudayaan Indonesia memutuskan untuk memberlakukan kegiatan belajar mengajar secara daring di Indonesia, pada awalnya kegiatan belajar mengajar bersifat luring diubah menjadi secara daring dikarenakan untuk menghindari penyebaran pandemic COVID-19. Tujuan penelitian ini untuk mengetahui pengaruh implementasi pembelajaran secara e-learning terhadap motivasi belajar siswa di sekolah dalam kegiatan pembelajaran. Jenis penelitian ini menggunakan pendekatan kuantitatif dengan menyebarkan kuesioner kepada siswa kelas 8 di SMP Al-Islah Surabaya. Sebanyak 55 siswa berpartisipasi menjadi responden penelitian. Hasil penelitian menunjukkan bahwa implementasi pembelajaran e-learning berpengaruh positif terhadap motivasi belajar siswa di SMP Al-Islah Surabaya. Hal ini menunjukkan bukti bahwa keberadaan pembelajaran yang berinovasi karena desakan keadaan masih memberikan harapan kepada lembaga pendidikan untuk tetap meningkatkan kualitas dan pelayanan pendidikan kepada masyarakat dalam kondisi apapun. Keterbatasan penelitian ini adalah memiliki sampel yang tidak cukup besar, sehingga hasil penelitian belum bisa sepenuhnya di generalisasi. Dan peluang bagi penelitian selanjutnya adalah memperbanyak sampel penelitian dan mengembangkan variabel penelitian yang menjadi faktor motivasi belajar siswa seperti ketersediaan teknologi informasi dan inovasi kreativitas guru. Kata kunci: e-learning; COVID-19; motivasi belajar

Refleksi Standar Akuntansi Pemerintah dalam Manifestasi Good Governance Nufaisa; Ade Irma Suryani Lating; Mohammad Dliyaul Muflihin
Akuntansi : Jurnal Akuntansi Integratif Vol. 8 No. 2 (2022): Volume 8 Nomor 2 Oktober 2022
Publisher : Prodi Akuntansi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29080/jai.v8i2.1068

This study aims to understand the implementation of government accounting standards in realizing good governance in Gunung Anyar District, Surabaya in terms of human resource competence. The research material consists of the characteristics of accrual-based financial statements, as well as the principles of good governance. This research is a qualitative research. Data collection techniques were carried out by observation, interviews and documentation studies. There were three informants selected, namely the sub-district head, the general and staffing section, and the finance section. An interpretive approach is used to describe a deep understanding of the process of government accounting standards in terms of the competence of its human resources to realize good governance in Gunung Anyar District, Surabaya. The results of this study are that in general accrual basis government accounting standards have been carried out well although in some cases further improvements and improvements are needed. The educational background of the human resources who carry out the accrual basis process, namely the KA Sub Division of Finance, is not appropriate, and it can be said that transparency is due to the fact that financial performance can be accessed via the internet. So that the public knows clearly about the financial statements.

PENDAMPINGAN PENGHIMPUNAN DAN PENDISTRIBUSIAN DANA ZIS MELALUI UPZ STEI KANJENG SEPUH DI MASA PANDEMI COVID-19 Mohammad Dliyaul Muflihin; Robbah Khunaifih; Nurul Istifadhoh; Wiwik Saidatur Rolianah; Khosyatillah
Jurnal Pengabdian Kepada Masyarakat MEMBANGUN NEGERI Vol 7 No 1 (2023): Jurnal Pengabdian Kepada Masyarakat Membangun Negeri
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35326/pkm.v7i1.2734

Kepedulian antar sesama merupakan aplikasi keseharian yang dilakukan secara bersama baik itu dilakukan sebagai individu atau kelompok atas dasar kesadaran yang timbul secara spontan dan turut berpartisipasi untuk membawa perubahan ke arah yang positif terhadap sesama masyarakat. Hal ini merupakan bentuk solidaritas dan kekuatan untuk membangun masyarakat menjadi masyarakan yang peduli akan sosial. Salah satu bentuk kepedulian antar sesama adalah pada organisasi yang hadir ditengah-tengah masyarakat dalam melakukan kegiatan penghimpunan dan penyaluran dana Zakat Infaq dan Shodaqoh (ZIS) yang telah dikumpulkan. Pelaksanaan kegiatan pengabdian ini dilakukan mulai 1 Mei s.d. 23 Mei 2020. Tim pelaksana menggunakan metode pendampingan sebagai metode dalam pelaksanaan kegiatan ini disesuaikan dengan target UPZ STEI Kanjeng Sepuh Gresik. Pelaksanaan pengabdian ini merupakan bentuk dukungan terhadap UPZ Kanjeng Sepuh Gresik. Dalam malakukan kegiatan pendanaan dan penyaluran dana saat pandemi Covid-19 yaitu Pertama: melaksanakan pelatihan singkat dan praktik bagi anggota UPZ, Kedua, setelah melakukan pelatihan singkat, tim pengabdian masyarakat mendampingi para anggota UPZ STEI Kanjeng Sepuh Gresik untuk mendata siapa saja calon donatur yang akan diberikan surat permohonan menjadi donatur, Ketiga, melakukan pedampingan dalam hal pendistribusian dana ZIS kepada mustahiq

Development of Muslim-Friendly Service Standardization In The Halal Tourism Industry in Indonesia Mohammad Dliyaul Muflihin; Ade Irma Suryani Lating; Nufaisa; Mochammad Ilyas Junjunan
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.452

The demand for halal tourism in Indonesia and even the world is very large; the government must utilise the potential to attract public interest in halal tourism. To explore the great potential of halal tourism, it must begin to provide products, facilities, and infrastructure to meet the needs of Muslim tourists with Muslim-friendly services. The aim of this research is to compile the development of standardisation services in halal tourism through halal tourism practice in Indonesia. The object of this study is the need for standardisation of Muslim-friendly services in terms of access, service, and provision of tourist facilities. This research is qualitative research using a descriptive approach. The study of literature (library research) by collecting journals that follow the research topic and analysing using data grouping, data reduction, data presentation, and conclusion. The results of this research state that many standardisation Muslim-friendly services. The standards must exist in halal tourism; in addition, these services or facilities, if possible, must be MUI certified so that tourists feel calm in using or using halal products. Â

Title

Found 25 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 25 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 25 Documents
Search