cover
Contact Name
Mohamad Toha
Contact Email
motoha013@gmail.com
Phone
+623216855722
Journal Mail Official
iijse.ikhac@gmail.com
Editorial Address
Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
Location
Kab. mojokerto,
Jawa timur
INDONESIA
IIJSE
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Articles 2,568 Documents
Hadis-Hadis tentang Jasa (Fee-Based Served): Wakalah, Kafalah, Hawalah Fadillah, Rahmat
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 2 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v2i2.511

Abstract

Pesatnya perkembangan ekonomi syariah di Indonesia dirasa mulai mengalir disaat para muslimin-muslimat aktif terlibat dalam segala aspek perekonomian syariah. Berbagai aplikasi pelayanan berupa produk keuangan pun telah disediakan oleh masing-masing lembaga Keuangan Syariah baik yang Bank maupun yang non Bank (Baitul Mal Wattamwil, Koperasi Syariah, Takaful, Pegadaian Syariah, Reksadana Syariah, Pasar Modal Syariah, Obligasi Syariah/Sukuk, Lembaga ZISWAF). Wakalah, Kafalah, maupun Hawalah tiga materi ini merupakan praktik transaksi Syari’ah yang kita gunakan baik dalam perbankan maupun pada kehidupan sehari-hari, adapun dasar hukum yang melandasi tiga akad tersebut salah satunya dari hadits-hadits. Sehingga umat muslim patut untuk mengamalkan dan ikut turut andil dalam mengembangkan ekonomi yang berlandaskan asas syariah.
Financial Technology (Fintech) di Indonesia Ditinjau dari Perspektif Islam Narastri, Maulidah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 2 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v2i2.513

Abstract

Tujuan dari artikel ini adalah untuk mengetahui bagaimana keselarasan antara era financial technology bila disandingkan dengan prinsip islam secara konsep dan hukum di Indonesia. Financial technology berupaya untuk memudahkan manusia dalam memenuhi kebutuhan yang terus meningkat, mobilisasi manusia yang semakin cepat, serta kesibukan manusia yang selalu bertambah. Metode yang digunakan dalam penulisan artikel ini adalah tinjauan kritis terhadap fenomena berkembangnya era financial technology di Indonesia sebagai negara berkembang yang mengadopsi era financial technology dari negara maju. Literatur yang digunakan dalam makalah ini berasal dari jurnal ilmiah baik secara nasional maupun internasional dan ditunjang dengan buku-buku ilmiah dari berbagai ilmuwan. Artikel ini diharapkan dapat memberikan tambahan pengetahuan, menjadi jalan pembuka untuk penelitian selanjutnya, serta dijadikan sebagai panduan dalam menjalankan bisnis di berbagai level yang mempertimbangkan untuk menggunakan financial technology.
Kajian System Kinerja Keuangan (Operating Financial System) pada Asuransi Syari'ah dan Asuransi Konvensional Ditinjau dari Perspektif Hukum Islam Jairin, Jairin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 2 No 2 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v2i2.514

Abstract

Asuransi syari'ah merupakan usaha untuk saling melindungi dan tolong menolong diantara sejumlah orang melalui investasi dalam bentuk aset dan atau tabarru' yang memberikan pola pengembalian untuk menghadapi resiko/bahaya tertentu melalui akad yang sesuai dengan syariah. Pada hakikatnya, secara teoritis semangat yang terkandung dala sebuah lembaga asuransi tidak bisa dilepaskan dari semangat sosial dan saling tolong-menolong antara sesama manusia. Asuransi sesuai dengan prinsip takafuli dalam syari’ah Islam, yaitu prinsip saling menanggung sesama muslim. Bahwa dalam rangka menjalankan usahanya, seseorang sering memerlukan penjaminan dari pihak lain melalui akad kafalah dalam al-Qur’an.
Analisis Penerapan Pembiayaan Akad Murabahah Bank Rakyat Indonesia Syariah (BRI Syariah) Pekanbaru Winario, Mohd; Irawati, Irawati; Hasgimianti, Hasgimianti; Susanti, Emilia
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 1 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i1.723

Abstract

This research was conducted at BRI Syariah Pekanbaru, with the aim of knowing the application of murabahah financing, is it in accordance with Islamic principles or is it in accordance with the fatwa set by DSN-MUI. The sampling method of this research using snowball sampling, by interview, observation and documentation. This research uses descriptive qualitative analysis. The results can be concluded that the application of BRI Syariah Pekanbaru murabaha financing uses a tiered percentage system from each year on the principal of murabahah financing. Determination of margins is still calculated based on the BI Rate and looking at the applicable margins in other banks. The murabahah financing system at the bank can start from administrative requirements, collateral requirements, financing conditions, financing ceiling, financing period, and fees charged to customers. In determining murabahah financing margins, the rate of inflation is still used annually. If the BI rate is higher, then the margin taken by the bank of the customers will be higher also.
The Influence of Disclosure of Islamic Social Reporting, Profitability, and Liquidity on Firm Value in Companies Listed in Jakarta Islamic Index Indonesia Stock Exchange 2016-2019 Agustina, Ahadiah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 1 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i1.742

Abstract

Islamic social reporting is a social reporting that involves not only a holistic expectation of society regarding the role of the companies in the community but also a spiritual perspective. This study examines the influences of Islamic social reporting, profitability (which representated by return on assets), and liquidity (which representated by current ratio) to firm value. To measure the extent of Islamic social reporting, the researcher used a checklist that had been specified by AAOIFI (Accounting and Auditing Organization For Islamic Financial Institution) and developed by previous researchers. This study used purposive sampling method from companies listed in Jakarta Islamic Index (JII) during 2016-2019. There are 16 companies which fulfill the criteria as the research samples. The samples data in this study analyzed using multiple linear regression method. The result indicated that Islamic social reporting, profitability (which representated by return on assets), and liquidity (which representated by current ratio) have positif and siginificant effect simultaneously to firm value. While partially, Islamic social reporting has positive but not significant effect to firm value, profitability (which representated by return on assets) has positive and significant effect to firm value, and liquidity (which representated by current ratio) has positive and significant effect to firm value, these are because the good level of corporate profitability and liquidity reflect good financial performance, so that investor perceptions will increase and ultimately will also increase the firm value.
Consumers' Research on Cosmetic Brands Preference and Purchasing Behavior: Thai Brands and Chinese Domestic Brands Irawan, Nico; Pu, Cai Yun
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 1 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i1.750

Abstract

The research theme is put forward under the realistic background of the development of Thai cosmetics in the Chinese market. Intends to start from cosmetics, with some college students and working youth groups as samples to study the evolution of Thai cosmetics in the Chinese market. Based on reviewing the research results of related topics at home and abroad, this paper draws on the classic consumer ethnocentrism and Chinese goods purchasing behavior relationship model, collects data through questionnaires, and uses SPSS data analysis software to trust the recovered data, validity test, and regression analysis to test each hypothesis. The results confirmed the consumer's relationship between the category of cosmetics, Chinese goods awareness and brand preference, brand identity perception and purchase, and their variables in the context of Chinese and Thai brands.
Effect of Work Environment and Motivation on Employee Performance at PT. Karya Mandiri Gresik Kartiko, Ari; Sirojuddin, Akhmad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 1 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i1.751

Abstract

The establishment of the company aims to get maximum benefit. Competition for maximum profit can be achieved if the company has good performance. Capital facilities and infrastructure, technology and applicable regulations require human resources Performance is closely related to human resources in the company. Human performance is greatly influenced by the work environment and motivation of an employee in carrying out their work. The influence of the work environment and one's motivation at work can be investigated through a quantitative approach that aims to find out how the influence of the work environment and work motivation on performance and find out which has the dominant influence of the two variables. In the research conducted at PT. Karya Mandiri, it addressed the results that one's work motivation has a more dominant influence on employee performance. It can be from a work motivation value of 0.523 while the influence of the work environment on performance is only 0.128. This primary data is obtained by distributing questionnaires to all employees and then the data is processed using software.
Ujrah Sumber Profitabilitas Pada Islamic Microfinance Institutions (BMT) Lathifah, Eny; Kalam, Ahmad Zuhril
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 1 (2020): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i1.784

Abstract

The purpose of this paper is to determine ujrah as a source of profitability in Islamic Microfinance Institutions (BMT Maslahah) in the operationalization of ujrah based contracts. This research method is a qualitative research with a descriptive approach to the case study on BMT Maslahah. The analysis used in this study uses triangulation of data sourced from documentation, observation and interviews directly to respondents in order to get the actual data.The results of this study are ujrah as a source of profitability in Islamic microfinance institutions derived from several aspects of business operations, namely on savings products, financing, services, and sharia investment facilities for members. BMT Maslahah has a superiority with specifications that show a very high profitability value and is permanent, for ordinary savings members can get a bonus balance whose amount is not fixed and if BMT suffers a business loss, members do not need to bear these losses, and for members investing in shares can get a bonus in a large and fixed amount each year and the lack of a contract based on ujrah is in terms of financing and investment stocks, the amount of profit distributed does not follow operating profit.
The Influence of Sharia Financial Literacy, Religiosity, and Perception of Saving Students’ Interest in Sharia Banks Ilfita, Khoiriyah; Canggih, Clarashinta
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 2 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i2.1010

Abstract

People in Indonesia in saving activities in sharia banks are still classified in the lower category than conventional banks. It is caused by several factors. Sharia financial literacy, religiosity and perceptions can be factors influencing people's interest in saving at sharia banks. This study aimed to determine the effect of sharia financial literacy, religiosity, and perceptions of saving interest in sharia banks. This study used a quantitative approach. In this research, researchers took samples used random sampling techniques. The data analysis technique used is multiple linear regression using the SPSS program. The results showed that partially sharia financial literacy had no effect on students' interest to save at sharia banks. While religiosity and perception partially have a positive and significant effect on students' interest to save in sharia banks. Simultaneously, sharia financial literacy, religiosity, and perceptions influence the interest of students to save in sharia banks.
Substantive Analytical Procedures in Sharia Compliants as Agreed-Upon Procedures Service in Italian Corporate Governance de Nichilo, Stefano
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 3 No 2 (2021): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v3i2.1069

Abstract

Islamic finance is a complex of banking, financial and insurance activities carried out in accordance with the dictates of Islamic law (shari'a) and which can be framed in the broader genus of ethical or sustainable finance. Since its inception, but especially in the last thirty years, it has experienced constant and surprisingly rapid growth. However, the rise of Islamic finance has remained confined to some specific geographic realities, failing, at least for the moment, to establish solid roots in the European, Australian or American markets. Although Islamic finance began to appear on the European scene as early as the early 2000s, the response of the states was, in general and with some relevant exceptions, rather disappointing. In Italy, for example, the spread of this phenomenon is hindered by the absence of regulatory frameworks, by a distorted narrative and communication as well as by technical and cultural barriers. This work aims to be a reflection on various aspects - historical, social and economic - of Islamic finance of which our country, by virtue of its geopolitical position and its historical traditions, should become more aware.