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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,520 Documents
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The Influence of Sharia Financial Literacy and Trust in Customer Decisions with Religiosity as a Moderating Variable in Online Loan Applications in South Jakarta Annisa Namira; Nurlaila Nurlaila; Fauzi Arif Lubis
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3668

Abstract

The study explains the effect of Sharia financial literacy and trust on customer decisions with the aspect of religiosity in online loan applications in South Jakarta. The study uses multiple regression analysis with 2 variables (X), 1 variable (Z), and 1 variable (Y). This research was conducted to determine the partial and simultaneous effects of each variable (Sharia financial literacy and trust). The results indicate that the Sharia financial literacy variable does not have a significant effect on customer decisions. The trust variable has an effect on decisions, the religiosity variable has an effect on decisions, and the Sharia Financial Literacy variable does not affect the Religiosity variable as a moderating variable for decisions.
Analysis of the Effectiveness of Waqf Management Benefits of Insurance and Investment Benefits in Takafulink Salam Waqf (Case Study at PT. Takaful Keluarga Medan Branch) Dea Putri Amanda; Atika Atika
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3669

Abstract

The purpose of this study was to analyze the effectiveness of waqf management for investment benefits and insurance benefits for Takafulink Salam Waqf (a case study at PT. Takaful Keluarga Medan Branch). The method used in this research is descriptive qualitative research with the aim of making systematic and logical descriptions as well as research that aims to describe as accurately as possible something that becomes an object, symptom, or certain group so that later it will gain an understanding and understanding. The research results obtained are for the management of waqf insurance benefits and investment benefits of Takafulink Salam Waqf at PT. Takaful Keluarga Medan Branch. PT. Takaful Keluarga Medan Branch has been carried out effectively because all waqf management for insurance benefits and investment benefits is in accordance with the provisions of the MUI Fatwa and has also carried out the distribution of waqf management to parties who should receive it, which means the purpose and amount of the waqf distribution have also been implemented. in accordance with the management of waqf insurance benefits and investment benefits, themselves have been achieved where indeed their use is in accordance with the waqif pledge. And also where later when filling out the waqf form itself it is also filled in where the waqif wants the waqf to be registered at Indonesian Waqf Board (BWI), the objective of the effectiveness of waqf management is carried out by PT. Takaful Keluarga Medan Branch is not only compatible with the MUI Fatwa but also in accordance with the waqif pledge. Because of the management itself, PT. Takaful Keluarga Medan Branch cooperates with the Al Azhar Islamic Boarding School Foundation to manage the waqf funds that have been collected for further distribution throughout Indonesia and also regulates the participant’s waqf pledge deed. Thus, the implementation and achievement of the goals of the waqf itself are running effectively.
Analysis of Key Variables for the Sustainability of the Simantri Program in Tabanan District Desak Putu Diah Merta Lestari; Ida Ayu Nyoman Saskara; Ni Putu Wiwin Setyari
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3675

Abstract

Empowering farmers through the implementation of the Simantri Program is one of the regional agricultural development policies in Bali Province. The program aims to achieve long-term self-sufficiency in food, feed, organic fertilizer, energy (biogas), and farmer welfare. This study focuses on identifying the important variables that contribute to the sustainability of the Simantri program, with the research conducted in Tabanan Regency. The identification of key variables was done through a Focus Group Discussion (FGD) involving 19 stakeholders, and a questionnaire was also used to gather data from Gapoktan as a control measure for the FGD results. The collected data was analyzed using the MICMAC (Matrix of Cross Impact Multiplications Applied to a Classification) method to determine the variables that influence and/or depend on the sustainability of the Simantri Program. The analysis results revealed several crucial variables out of the 13 identified, namely seed assistance, fertilizer prices, natural capital, customary regulations, and local wisdom, all of which significantly impact the sustainability of the Simantri program.
Arguments for The Islamic Economics' Scientific Construction (Epistemological Review) Muhammad Yafiz
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 4 No 1 (2021): Sharia Economic: July, 2021
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v4i1.3712

Abstract

This essay seeks to provide an epistemological explanation of the scientific building of Islamic economics. The validity of Islamic economics as a body of knowledge that can be explained both rationally and religiously is also explained in this article through a number of arguments. A literature study strategy is used in the research method, which is qualitative research. Data gathered using library resources (library research) were simultaneously examined (descriptive analysis), i.e., the presentation of the data was done at the same time as the analysis. The results of this study explain that Islamic Economics as a discipline epistemologically is a discipline that can be accounted for scientifically by tracing the nature of Islamic economics, its sources and methods of acquisition as well as the validity and truth of Islamic economics.
Marketing Strategy: Promotion of Kacang Asin Pak Tani Brand Products at Tanjung Anom Village Muslimatul Husnah; Suhairi Suhairi; Budi Dharma
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3717

Abstract

This research focuses on developing a marketing strategy for the “Kacang Asin Pak Tani” product. This product is a home industry engaged in selling dry food and snacks. Sales of Pak Tani’s Salted Peanuts have continued to increase from 2019 to 2022, but interview results show that this product has not implemented a good marketing strategy, including offline and online promotions, market segmentation, and other marketing mixes. In developing an effective marketing strategy, the 4P concept (Product, Price, Place, Promotion) is an important basis. The method used in this research is the descriptive qualitative method, with the observation approach and interview as a data collection technique, research data consists of secondary and primary data. Primary data was generated from interviews with home industry owners of Salted Peanut Products, employees, and consumers. Secondary data includes graphic data of the sales cycle for four years, EFAS and IFAS data, as well as SWOT analysis obtained from Kacang Asin Pak Tani company. The researchers also use literature reviews as a theoretical foundation that can support solving the problem being studied. Research results, based on the SWOT analysis can be seen that the strategy used is in quadrant 1, this position is a very profitable position, by implementing a strategy that supports aggressive growth policies (Grow Oriented Strategy). So, this is a strategy that can be carried out by the Kacang Asin Pak Tani Brand Product so that the strengths, weaknesses, opportunities, and threats of the business can be identified. As a suggestion, in terms of promotion, the “Kacang Asin Pak Tani” brand needs to develop a more effective promotion strategy to increase consumer awareness of the products and brands offered.
Factors Affecting Consumer Taste in Determining the Type of Drink Agades.id Labuhanbatu Andre Agasi Pratama Nasution; Ade Parlaungan; Bhakti Helvi Rambe
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3725

Abstract

The progress of a food and beverage product business can be noticed through its advertisements because by advertising its products, people will recognize it. Brand image also supports the success of a business, because a brand that is known to the wider community will influence consumer desires. Lastly is product design, where the form of packaging also influences consumer tastes from AGADES.ID, especially ZOZU products. Based on the results of the analysis and discussion that has been carried out, it can be concluded that the partial hypothesis testing shows that the advertising variable has a positive and significant effect on the consumer’s taste variable, the brand image variable has a positive and significant effect on the consumer's taste variable and the product design variable has a positive and significant effect on variable consumer tastes. This result means that the variable consumer taste can be influenced by advertising, brand image, and product design variables by 30.4%, while the remaining 69.6% is influenced by other factors not discussed in this study, such as discipline, motivation, and so forth.
Projection Analysis of Economic Development in Indonesia in the Perspective of Islamic Economy Using the Vecm Model Maulidina Raseuky; Isnaini Harahap; Fauzi Arif Lubis
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3736

Abstract

The purpose of this research is to analyze how inflation, unemployment, and government expenditure affect economic growth in Indonesia in the 2000-2022 period. To project the economy in Indonesia in the short term (next 10 years) and in the long term (next 20 years). This type of research uses quantitative methods. The data used are secondary data sourced from the official website of SEKI-BI, the Central Bureau of Statistics, the World Bank, and SIMREG (Regional Basic Data Management and Information System) from 1990 to 2022 so that the number of samples in this study was 128 samples using a purposive sampling technique to determine information. While technical data analysis uses Vector Autoregressive Analysis (VAR) and Vector Error Correction Model (VECM). Based on the results of the Impulse Response Function, we can see that the shock resulted from the previous period's GDP, the GDP Deflator, TPT and GE were very volatile and unstable in the short term, the biggest shock was found in the early period of year 1 to year 20, then the shock subsides from the mid to late period (25th year to 50th year), in the final period the shocks are still starting to stabilize.
Factors Affecting Profit Growth in Sharia Life Insurance Companies Mutiara Sawitri Pane; Nur Ahmadi Bi Rahmani; Muhammad Syahbudi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3758

Abstract

In 2021, there will be fewer Sharia life insurance providers than there were in 2020. The goal of this research is to analyze Islamic life insurance firms in Indonesia from 2016-2021 from the perspectives of claims, investment returns, underwriting outcomes, operational expenses, and profit growth. This research employs a quantitative methodology, and the analytical technique used is board information relapse inquiry with the use of Eviews 12. Secondary data were collected from five Sharia life insurance businesses registered with the AASI between 2016 and 2021. The results showed that Sharia life insurers are significantly affected by a number of factors all at once, including claims variability, investment returns, underwriting outcomes, operational expenses, and profit growth. The claim variable has moderately significant negative repercussions, whereas the investment return variable has moderately significant positive repercussions. Then, neither the underwriting outcome variables nor the operating expenses matter much.
Analysis of Accounting Information Systems of Cash Receipts and Cash Dispenses at PT. JNE Medan Main Branch Sylviana Siregar; Nurwani Nurwani; Hendra Harmain
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3771

Abstract

This study aims to find out how the accounting information system procedures for the application of cash and cash disbursements at PT. JNE Medan Main Branch in 2023. The research method uses a qualitative descriptive method which includes field studies. The data used in this study are primary data and secondary data. Data collected by means of observation, interviews and documentation. Based on the analysis and discussion above, it can be concluded that cash receipts and cash disbursements at PT. JNE Medan Main Branch has implemented an accounting information system well using two ways, namely the first is to manually write down all transactions that occur, both cash receipts and cash disbursements. Second, digitally assisted by the Microsoft Office Excel and MDAX software systems which are already connected to the center of PT. JNE with PT. JNE spread across Indonesia. The procedure for cash receipts in the accounting department by this company still does not record transactions in general journals and posting ledgers, but PT. JNE Medan Main Branch already uses MDAX which helps record and report company finances in real time at the company center.
Analysis of Service Quality Levels for Social Security Administrator (BPJS) Participants and non-BPJS (Case Study of Ofa Padang Mahondang Village) Elya Ramadhani Tambunan; Zainarti Zainarti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3775

Abstract

Public service is an important service and is a top priority for administrators to meet the basic needs of society. Basically, the health sector is one of the first-level facilities for Social Security Administrator (BPJS) participants managed at the Public Health Center (Puskesmas). Therefore, the benefits of Puskesmas services are felt and help the community, including BPJS patients, so that the services provided to patients must be of quality according to the specified service standards. This research was conducted with the aim of comparing the quality of service for BPJS and non-BPJS participants as well as the supporting and inhibiting factors of service. Researchers use qualitative research by understanding the research subject. Source of data obtained from secondary and primary data. Furthermore, data collection techniques by conducting observations, interviews, and documentation at the health center, and determination of respondents using snowball sampling, then analyzed using the Miles and Huberman model. To test the level of confidence in the data uses triangulation techniques. The results of the study stated that the quality of services provided to BPJS and Non-BPJS patients at the Ofa Padang Mahondang Health Center was good and in accordance with the needs of the community seen from direct evidence, reliability, responsiveness, assurance, and empathy. While the supporting factors for service are the attitude of employees who are friendly, courteous, flow simplicity and affordable costs, there are still things that need to be improved, namely the lack of supporting facilities and infrastructure, such as loudspeakers, the wifi network is slow and the number of patients who are busy with the number of officers is incompatibility.

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