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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,738 Documents
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The Effect of Financial Literacy, Financial Attitude, and Lifestyle on Saving Behavior among Generation Z in Pontianak with Self-Control as a Moderating Variable Sabrina Nabila Ajmi; Fuad Ramdhan Ryanto
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to analyze the effect of Financial Literacy, Financial Attitude, and Lifestyle on Saving Behavior with Self Control as a moderating variable among Generation Z in Pontianak City. The research method used is quantitative with moderated regression analysis (Moderated Regression Analysis/MRA). The research sample consisted of 150 Generation Z respondents aged 15–29 years who were selected using purposive sampling technique. Data collection was conducted through a questionnaire measured using a Likert scale, then processed using SPSS software version 25. The results show that all research instruments met the validity requirement with r count > 0.160 and reliability with Cronbach's Alpha > 0.60. The regression model has met the classical assumption tests including normality, multicollinearity, and linearity. Simultaneously, Financial Literacy, Financial Attitude, and Lifestyle have a significant effect on Saving Behavior. Partially, Financial Literacy, Financial Attitude, and Lifestyle on Saving Behavior. However, Self Control does not have a significant direct effect on Saving Behavior. Nevertheless, Self Control is proven to significantly moderate the effect of Financial Literacy (sig. 0.000), Financial Attitude (sig. 0.007), and Lifestyle (sig. 0.006) on Saving Behavior. The coefficient of determination (R²) value of 0.519 indicates that 51.9% of the variation in Saving Behavior can be explained by the independent variables in this study. The findings of this study provide practical implications that to improve saving behavior among Generation Z in Pontianak City, it is necessary to pay attention to aspects of financial literacy, financial attitude, and lifestyle management, by considering the role of Self Control as a factor that can strengthen or weaken the influence of these three variables on saving behavior.
The Influence of Education Costs, Location, and School Image on Parents’ Decisions to Choose Educational Services at SDIT Al Madinah Pontianak Fitri Nadia Ulandari; Neni Triana M
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to analyze the influence of education cost, location, and school image on parents’ decisions to choose the educational services of SDIT Al Madinah in Pontianak City. This study uses an associative approach to identify the relationships and effects among the variables examined. The population in this study comprises all parents of students at SDIT Al Madinah Pontianak, with a sample of 100 respondents determined through probability sampling techniques. The research instruments were tested through validity and reliability tests to ensure the feasibility of the measuring tool. Furthermore, the classical assumption tests used include the normality test, linearity test, and multicollinearity test. Hypothesis testing was conducted using multiple linear regression analysis, correlation coefficient, coefficient of determination, simultaneous test (F test), and partial test (t test). The results of the multiple linear regression analysis produced the regression equation: Y = 1.183 + 0.281X₁ + 0.163X₂ + 0.305X₃. The correlation coefficient value of 0.777 indicates a strong relationship between education cost, location, and school image with parents’ decisions. Meanwhile, the coefficient of determination value of 0.604 indicates that parents’ decisions are influenced by the three variables by 60.4%, while the remaining 39.6% is influenced by other factors outside the variables examined. The simultaneous test results show that education cost, location, and school image jointly have a positive and significant effect on parents’ decisions. In addition, the partial test results also prove that each variable—education cost, location, and school image—has a positive and significant effect on parents’ decisions.
The Influence of Product Quality, Price, and Service Quality on Consumer Purchase Decisions at Sahabat Tani Store, Sintang Elvatriana Mulyawan; Neni Triana M
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to identify the effect of Product Quality, Price, and Service Quality on consumer Purchase Decisions at Sahabat Tani store in Sintang. This study uses an associative method. The population in this study consists of consumers who have purchased products at Sahabat Tani Store, with a sample of 150 respondents determined using a purposive sampling technique. Instrument testing techniques in this study include validity tests and reliability tests. Furthermore, the classical assumption tests used consist of normality tests, linearity tests, and multicollinearity tests. Hypothesis testing was conducted using multiple linear regression analysis, correlation coefficient, coefficient of determination, simultaneous test (F test), and partial test (t test). Based on the results of multiple linear regression analysis, the regression equation obtained is Y= 1.227+0.167X₁+0.303X₂+0.259X3. The correlation coefficient results show a value of 0.782, which means there is a strong relationship between Product Quality, Price, and Service Quality on Purchase Decisions. The coefficient of determination shows a value of 0.611, which means that Purchase Decisions are influenced by Product Quality, Price, and Service Quality by 61.1%, while the remaining 38.9% is influenced by other variables not examined in this study. The simultaneous test results show that Product Quality, Price, and Service Quality together have a positive and significant effect on Purchase Decisions. And based on the partial test results, it is known that Product Quality, Price, and Service Quality have a positive and significant effect on Purchase Decisions.
The Influence of Organizational Culture and Motivation on Employee Engagement of Civil Servants at the Regional Office of the Ministry of Religious Affairs of West Kalimantan Novrian Ananda Ramadhan; Irfan Mahdi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to analyze the effect of organizational culture and work motivation on the employee engagement of Civil Servants (PNS), both partially and simultaneously. The study employs a quantitative approach with an associative design. The population and sample consist of 132 civil servants (total sampling). Data were collected using a Likert-scale questionnaire and analyzed through multiple linear regression using SPSS, supported by instrument validity and reliability tests, classical assumption tests (normality, linearity, and multicollinearity), correlation coefficient (R), coefficient of determination (R²), as well as F-test and t-test at a 0.05 significance level. The results indicate that organizational culture and work motivation simultaneously have a positive and significant effect on employee engagement. Partially, both organizational culture and work motivation also have a positive and significant effect on employee engagement. An R value of 0.660 indicates a strong relationship, while an R² value of 0.436 suggests that 43.6% of the variation in employee engagement is explained by organizational culture and work motivation, whereas the remaining 56.4% is influenced by other factors outside the model. Theoretically, this study strengthens organizational behavior literature by confirming the role of organizational culture and motivation as determinants of employee engagement within the public-sector bureaucratic context. Practically, the findings provide a basis for institutions to reinforce a constructive work culture and manage motivation systematically to improve employee attachment.
The Effect of Work Stress and Job Involvement on Job Satisfaction of Employees in the Emergency Department of Dr. Soedarso Regional General Hospital Pontianak Halifah Halifah; Devi Yasmin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

The increasing number of patient visits and limited resources in the Emergency Department of Dr. Soedarso Regional General Hospital, Pontianak, have the potential to create work pressure that affects employees’ work attitudes. This study aims to analyze the effect of work stress and job involvement on employee job satisfaction, both partially and simultaneously. The study employed a quantitative approach with an associative design. The population as well as the sample consisted of 53 Emergency Department employees determined using a total sampling technique. Data were collected through Likert-scale questionnaires and analyzed using multiple linear regression, correlation coefficient, coefficient of determination, and F-test and t-test at a significance level of 0.05. The results show that work stress has a negative and significant effect on job satisfaction, while job involvement has a positive and significant effect on job satisfaction. Simultaneously, both variables have a significant effect on job satisfaction, with a correlation coefficient (R) of 0.787 indicating a strong relationship. The coefficient of determination (R²) of 0.619 indicates that 61.9% of the variation in job satisfaction can be explained by work stress and job involvement, while the remaining 38.1% is influenced by other variables outside the research model. Theoretically, this study clarifies the role of psychological work conditions in shaping job satisfaction within high-pressure healthcare environments. Practically, the findings provide implications for hospital management to manage work stress and enhance job involvement in order to improve job satisfaction and maintain service quality in the emergency department.
The Influence of Product Quality, Promotion, and Location on Consumer Purchase Decisions at Mie Kering Dian Singkawang Siti Dhea Assyari; Muhammad Ebuziyya Alif Ramadhan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to analyze the influence of product quality, promotion, and location on consumer purchase decisions at Rumah Makan Mie Kering Dian Singkawang. This research employs a quantitative approach with an associative research design. The research population consists of all consumers of Mie Kering Dian Singkawang, with a sample size of 162 respondents determined through purposive sampling techniques. Data were collected using Likert-scale questionnaires supported by interviews and observations. Data analysis was conducted using multiple linear regression with the assistance of SPSS software, preceded by validity testing, reliability testing, and classical assumption tests. The results indicate that product quality, promotion, and location partially have a positive and significant effect on consumer purchase decisions. The regression coefficient for product quality is 0.330, promotion is 0.146, and location is 0.272. Simultaneously, the three variables significantly influence purchase decisions with an F-statistic value of 81.353 and a significance level of < 0.05. The coefficient of determination value of 0.515 indicates that 51.5% of the variation in purchase decisions can be explained by product quality, promotion, and location. This study concludes that these three variables play an important role in shaping the purchase decisions of consumers at Mie Kering Dian Singkawang.
The Influence of the Number of Employed Population, Gross Regional Domestic Product, and Investment on Regional Original Income in Regencies/Cities of Central Java Province Ma’ruf Affandi; Agus Budi Santosa
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9862

Abstract

Regional original income is one of the benchmarks in measuring the independence of a region. The achievement of regional original income can be influenced by external factors. This study aims to examine the influence of external factors, namely the number of working population, gross regional domestic product (GDP), and investment, on regional original income with the research object in the Regency/City of Central Java Province during 2018-2024. Data sourced from the Central Statistics Agency (BPS) and the Directorate General of Fiscal Balance, Ministry of Finance. The analytical method used is panel data regression with the fixed effect method. This study concluded that the number of the working population and investment have a significant positive effect on regional original income. Meanwhile, gross regional domestic product does not have a significant effect on regional original income. Simultaneously, the number of employed population, gross regional domestic product, and investment have a significant positive effect on regional original income.
Adopting Green Practices on Msme’s Culinary Sector: A Relationship Between Consumer Green Purchase Intentions and Adoption Green Practices Ghazal Erlangga Avicena; Achmad Fajar Hendarman
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v9i1.9873

Abstract

Indonesia faces critical environmental challenges, with 38.6 million tons of waste generated in 2024 and only 34% properly managed. The food and beverage sector contributes significantly to both economic growth and environmental burden, while culinary MSMEs dominate the business landscape but operate under severe resource constraints. This study examines how consumer green purchase intentions influence green practice adoption in Indonesian culinary MSMEs using the Theory of Planned Behavior (TPB). Using a cross-sectional survey of 301 Indonesian consumers and PLS-SEM analysis, the results show that environmental attitude, subjective norms, and perceived behavioral control significantly influence green purchase intention. Green purchase intention has an exceptionally strong effect on green practice adoption (β = 0.894), fully mediating all TPB antecedents. The model explains 83.4% of the variance in green purchase intention and 79.9% in green practice adoption. The findings confirm that consumer demand is the most powerful driver of sustainability adoption among culinary MSMEs, highlighting the importance of cultivating demand-side pressure alongside supply-side support.
The Effect of Work-Life Balance and Job Satisfaction on Self-Esteem of Civil Servants at UPT Puskesmas Sungai Ambawang in Kubu Raya Regency Ajeng Wulandari Liyandar; Arninda Arninda
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

The purpose of this study is to determine the effect of work-life balance and job satisfaction on the self-esteem of Civil Servants at UPT Puskesmas Sungai Ambawang, Kubu Raya Regency. The research method used is the associative method. The population in this study was all Civil Servants at UPT Puskesmas Sungai Ambawang, Kubu Raya Regency totaling 46 people (excluding the head of the puskesmas). The number of samples was 46 respondents with a total sampling technique. Data analysis techniques used multiple linear regression analysis, correlation coefficient, coefficient of determination, simultaneous influence test (F test), and partial influence test (t test). The results of multiple linear regression analysis show the equation: Y = 1.279 + 0.283X1 + 0.276X2. The correlation coefficient value is 0.740, meaning the correlation between the work-life balance and job satisfaction variables with self-esteem is strong. The coefficient of determination shows a value of 0.548, meaning 54.8% of self-esteem can be explained by work-life balance and job satisfaction, while the remaining 45.2% is influenced by other variables not included in this study. The results of the simultaneous influence test show that there is a significant simultaneous (joint) effect between work-life balance and job satisfaction on self-esteem. The results of the partial influence test show that there is a significant partial effect between work-life balance on self-esteem and there is a significant partial effect between job satisfaction on the self-esteem of Civil Servants at UPT Puskesmas Sungai Ambawang, Kubu Raya Regency.
The Effect of Product Quality and Service Quality on Consumer Loyalty at Café Ente with Consumer Satisfaction as an Intervening Variable Milawati Milawati; Fenni Supriadi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to identify the effect of product quality and service quality on consumer loyalty at Café Ente, mediated by consumer satisfaction. The study uses a quantitative approach with an associative design. The sampling technique used is purposive sampling. The population in this study is all consumers who have visited and purchased products at Café Ente. The number of respondents is 100 consumers who met the requirements of purposive sampling. Data analysis was carried out using Structural Equation Modeling (SEM) with the help of SmartPLS 3 software. The results show that direct testing indicates that the variables of product quality and service quality affect consumer satisfaction, and consumer satisfaction directly affects loyalty. Meanwhile, other direct testing results indicate that the variables of product quality and service quality do not affect consumer loyalty. Furthermore, based on the indirect testing results, it is known that both product quality and service quality have an indirect effect on consumer loyalty through the mediating role of consumer satisfaction. Future research is recommended to include other variables that may influence consumer loyalty, such as price, brand image, customer experience quality, and promotion, as well as to expand the research object to different types of businesses or regions so that the results obtained can provide a more comprehensive understanding.

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