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Mohamad Toha
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journal.mjifm@gmail.com
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
Majapahit Journal of Islamic Finance dan Management
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 27980170     DOI : https://doi.org/10.31538/mjifm
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Majapahit Journal of Islamic Finance and Management (MJIFM) (E-ISSN 2798-0170) is a journal published by Universitas KH. Abdul Chalim Mojokerto Indonesia four times a year (March, June, September and December). As the name implies, the journal brings two major themes, namely Islamic Finance and Business Management. The journal invites scholars, practitioners, and researchers to submit articles to the management team. Articles submitted will be published after being verified and modified to suit the standard international journals. MJIFM limits only the article publication related to two major themes having been mentioned.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis dan Menejemen Intetrnasional
Articles 673 Documents
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The Effect of Self-Efficacy on the Work Readiness of Students at the Faculty of Economics and Business, UPN “Veteran” East Java, With Internship Experience as a Mediating Variable Windi Nur Apriliya; Endang Iryanti
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1163

Abstract

The decreasing rate of graduate employment among students of the Faculty of Economics and Business at UPN “Veteran” East Java has become an important issue, highlighting the need to strengthen students’ work readiness. This study investigates how self-efficacy influences work readiness, with internship experience serving as a mediating variable. The research focuses on students from the 2022 cohort of the Faculty of Economics and Business, UPN “Veteran” East Java. This research adopted a quantitative design involving 90 respondents selected through purposive sampling. Primary data were gathered using a questionnaire and analyzed through the Structural Equation Modeling–Partial Least Squares (SEM-PLS) approach with the assistance of SmartPLS software. The results demonstrate that self-efficacy positively contributes to students’ work readiness. In addition, internship experience acts as a mediator in the relationship between self-efficacy and work readiness. These findings indicate that students who possess stronger confidence in their capabilities and gain meaningful internship experience tend to be better prepared to enter the workforce.
The Influence of Religiosity, Knowledge of Sharia Accounting, and Job Market Considerations on Career Interest in Sharia Financial Institutions for Accounting Students Balikpapan University Nelly Safitri; Rihfenti Ernayani; Yanzil Azizil Yudaruddin
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1167

Abstract

This study aims to identify the influence of religiosity, Islamic accounting knowledge, and labor market considerations on career interests in Islamic financial institutions among accounting students at Balikpapan University. The research was conducted at Balikpapan University. This study utilizes primary data collected through the distribution of questionnaires via Google Forms and direct distribution. The sampling technique employed is saturated sampling, yielding a total of 99 respondents. The data analysis method used in this study is Partial Least Square-Structural Equation Modeling (PLS-SEM) using the SmartPLS 4.0 application. The results indicate that religiosity, Islamic accounting knowledge, and labor market considerations each significantly influence career interests in Islamic financial institutions among accounting students at Balikpapan University.
The Effect of SDGs 7 And 13 Disclosure on Firm Value in the SRI-KEHATI Index 2020-2024 Fia Yunida; Tri Gunarsih
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1169

Abstract

This study examines the effect of Sustainable Development Goals (SDGs) 7 (Affordable and Clean Energy) and SDGs 13 (Climate Action) disclosures on firm value among companies listed in the SRI-KEHATI Index during 2020–2024. The population comprised all companies included in the SRI-KEHATI Index, with purposive sampling producing 42 companies and 123 observations in an unbalanced panel dataset. Firm value was measured using Tobin's Q, while SDGs 7 disclosure was assessed based on GRI 302 and SDGs 13 disclosure based on GRI 305. The analysis employed panel data regression uses the Fixed Effect Model (FEM), with firm size (SIZE), profitability (ROA), and leverage (DER) as control variables. The results show that SDGs 7 disclosure has a negative and significant effect on Tobin's Q, whereas SDGs 13 disclosure has no significant effect. These findings indicate that the Indonesian capital market may perceive clean energy disclosure and investment as short-term costs that reduce firm value, while climate action disclosure may have limited valuation effects because sustainability characteristics among SRI-KEHATI companies are relatively homogeneous. This study implies that regulators and capital market authorities should improve the quality and depth of SDGs disclosures and encourage communication strategies that highlight the long-term economic benefits of sustainable investments.
The Effect of Work Stress and Emotional Intelligence on Job Satisfaction of Trans Jatim Corridor 1 Bus Crew Novita Eka; Mei Retno Adiwati
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Bus crew members of TransJatim Corridor 1 face substantial operational demands, including dense trip frequency, short headways, and intensive passenger interaction, which may affect their job satisfaction. This study aims to examine the influence of work stress and emotional intelligence on the job satisfaction of the TransJatim Corridor 1 bus crew. A quantitative survey approach was applied to 92 operational crew members selected through saturated sampling. Data were collected using a five-point Likert-scale questionnaire and analyzed with Partial Least Squares Structural Equation Modeling (PLS-SEM) using SmartPLS 4.0. The results show that work stress has a significant negative effect on job satisfaction, while emotional intelligence has a significant positive effect on job satisfaction, with both variables jointly explaining a moderate proportion of the variance in job satisfaction. Interpersonal demands arising from uncooperative passenger interactions emerged as the most salient source of pressure, while self-awareness was identified as the most decisive emotional capacity underlying job satisfaction. These findings indicate that strengthening crew emotional-management capacity should be prioritized alongside managing operational workload so that TransJatim can sustain both crew psychological well-being and continuous service quality.
Public Expectations of Islamic Banks’ Role in Addressing Climate Change Ismail Kadir H. Palladjarang
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1205

Abstract

This study aims to understand how the public interprets and shapes expectations regarding Islamic banks' role in addressing climate change. It adopts a qualitative descriptive-exploratory approach based on semi-structured interviews with members of the public in Makassar. Of the 75 interviews conducted, response summaries from 57 interviews met the criteria for analysis using reflexive thematic analysis. Coding was developed inductively, while Stakeholder Theory and maqasid al-shariah served as conceptual lenses during interpretation. The findings show that the public expects Islamic banks to play a role that remains close to everyday needs, particularly by providing affordable green financing, supporting adaptation among MSMEs and households, screening environmentally harmful activities, and offering practical education. Islamic identity provides a moral foundation for these expectations, but it is not regarded as evidence of environmental responsibility in itself. Public trust depends more strongly on transparent use of funds, verifiable impacts, and consistency between environmental claims and financing portfolios. Support for green products and policies is also conditional, as costs, returns, access, and service convenience remain important considerations. Differences in environmental and service experiences, relationships with Islamic banks, and economic capacity further shape variations in expectations. This study proposes the concept of conditional climate legitimacy to explain how public acceptance becomes stronger when environmental responsibility is expressed through relevant intermediation, equitable access, credible evidence of impact, and consistently reliable service. The findings broaden the discussion of Islamic green banking by positioning the public as an active participant in shaping the legitimacy of banks' actions.
The Influence of Brand Image, Lifestyle, and Price Perception on Generation Z’s Decision to Purchase an iPhone in Lamongan Regency Mukhamad Hafiz Rivaldi; Ugy Soebiantoro
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1222

Abstract

This study aims to analyze the influence of brand image, lifestyle, and price perception on Generation Z’s decision to purchase an iPhone in Lamongan Regency. The study employed a quantitative approach using purposive sampling of 108 Generation Z respondents who had previously purchased and used an iPhone. Data were collected via an online questionnaire using a Likert scale and analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results indicate that brand image, lifestyle, and price perception have a positive and significant influence on the decision to purchase an iPhone. These findings indicate that Generation Z’s decision to purchase an iPhone is influenced by a strong brand image, the product’s alignment with consumers’ lifestyles, and a positive perception of the price’s alignment with the quality and benefits received. This study is expected to contribute to the development of consumer behavior science and provide insights for Apple and other smartphone businesses in formulating more effective marketing strategies.
The Influence of Brand Image and Perceived Product Quality on Purchase Decisions of Specs Futsal Shoes in Sidoarjo Agung Dwi Trawasa Santoso; Ugy Soebiantoro
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1223

Abstract

Increasing competition in the futsal shoe industry necessitates that companies understand the factors influencing consumer purchasing decisions. Although Specs is a widely recognized local brand, preliminary survey results indicate that consumer perception of its product quality remains suboptimal. This study aims to determine the impact of brand image and perceived product quality on purchasing decisions for Specs futsal shoes in Sidoarjo. The study employs a quantitative approach using an associative method. The research population consists of consumers who have purchased or used Specs futsal shoes in Sidoarjo. The sample was selected using a purposive sampling technique. Data were collected via a Likert-scale questionnaire and analyzed using the Partial Least Squares (PLS) method. This research is expected to provide empirical evidence regarding the influence of brand image and perceived product quality on purchasing decisions, as well as offer insights for the company to enhance its marketing strategies.
The Effect of Service Quality on Customer Loyalty by Mediating Variable Customer Trust and Customer Satisfaction in Taman Kopi Resto Dwi Ihsanudin; Nurul Komariyatin
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1225

Abstract

The development of the restaurant industry has shifted to become part of the lifestyle and a means of social interaction, especially for Millennials and Gen Z. This phenomenon requires business actors to improve service quality to retain consumers amidst intense competition. This study aims to analyze the effect of Service Quality on Customer Loyalty by positioning Customer Trust and Customer Satisfaction as mediating variables at Taman Kopi Resto. This study uses a quantitative approach with a survey method. Data were collected through questionnaires from 154 respondents selected using a purposive sampling technique. Data analysis was performed using Structural Equation Modeling (SEM) based on Partial Least Square (PLS) via SmartPLS 4 software. The results showed that Service Quality had no significant direct effect on Customer Loyalty. However, Service Quality was proven to have a positive and significant effect on Customer Trust and Customer Satisfaction. The mediation test results revealed that Customer Trust and Customer Satisfaction act as full mediators, where customer trust was found to have a stronger influence in forming loyalty compared to customer satisfaction. These findings imply that Taman Kopi Resto needs to prioritize building trust through service consistency to create long-term loyalty.
Analysis of QRIS Continuance Usage Among MSMEs in Gianyar Regency: A Technology Continuance Theory (TCT) Approach Luh Faira Cania Pradita; I Gst. Agung Pramesti Dwi Putri; Ni Putu Noviyanti Kusuma
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1231

Abstract

This study aims to analyze the continuance intention of QRIS usage among MSMEs in Gianyar Regency using the Technology Continuance Theory (TCT) approach. This study used a quantitative method with a purposive sampling technique involving 100 MSMEs using QRIS in Gianyar Regency. The data were analyzed using the PLS-SEM method through the SmartPLS application. This study examined the influence of confirmation, perceived ease of use, perceived usefulness, satisfaction, and attitude on the continuance intention to use QRIS. The results showed that most relationships between variables had a positive and significant influence, especially the influence of confirmation on perceived usefulness and satisfaction, as well as the influence of perceived usefulness, satisfaction, and attitude on continuance intention. However, several relationships were not significant. Overall, the continuance of QRIS usage is influenced by how users evaluate the benefits and experience of using the system in supporting their business activities.
The Effect of Environmental Corporate Social Responsibility, Green Advertising, and Green Packaging on Purchase Intention Mediated by Brand Image (A Study on Npure Skincare Users) Nuraida Fadhila Ghaniyyah; Titin Ekowati; Dedi Runanto
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 2 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i2.1234

Abstract

The skincare industry in Indonesia is growing rapidly, but italso contributes to the problem of packaging waste, thusencouraging companies to implement environmentallyfriendly strategies to influence consumer buying interest. Thisstudy aims to test the influence of environmental corporatesocial responsibility (ECSR), green advertising, and greenpackaging on purchase intention, as well as the role of brand image mediation, in Npure skincare users. The study used a quantitative method with a sample of 150 respondents selected through purposive sampling, analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS) with SmartPLS 4. The results showed that ECSR had a negative and insignificant effect on purchase intention, while green advertising and green packaging had a significant positiveeffect. The three variables had a significant positive effect onbrand image, and brand image had a significant positive effecton purchase intention. Brand image did not mediate theinfluence of ECSR, but mediated the influence of greenadvertising and green packaging on purchase intention. These findings show that concrete environmental signals are more effective in shaping buying interest than institutional socialresponsibility activities.

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