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Rojai Zhofir
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Jl. Jaya Wijaya, Dusun Besar Kota Bengkulu
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Sharia Economic and Management Business Journal (SEMBJ)
Published by Yayasan Darussalam Bengkulu
ISSN : 27742679     EISSN : 27742679     DOI : https://doi.org/10.62159/sembj.vxxx
Core Subject : Religion, Economy, Science, Education, Agriculture,
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other
SEMB-J, sharia economic and management business journal is peer-reviewed journal published by Yayasan Darussalam Bengkulu. SEMB-J focus on the research of sharia economic and management business. The aim of this journal is to explore and develop economic management related to islamic and business. The focus of this journal is an effort to publish scientific works related to thoughts or studies in the field of sharia accounting and banking as well as actualizing and adding to the treasures of a better understanding of sharia accounting and banking through publishing articles and research reports. SEMB-J Journal of Sharia Economic and Management Business accepts original works which are the results of research, including: Accountancy; Sharia Accounting; Banking; Sharia Banking; Sharia Banking Information Systems; Sharia Banking Audit; Sharia Banking; Management; Sharia Banking Liquidity Management; Sharia Banking Ethics; Marketing Management of Sharia Banking; Finance; Sharia Finance; Cash Waqf;
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 5 Documents
 1 
Search results for , issue "Vol. 4 No. 2 (2023): June" : 5 Documents clear
Prohibition of Usury in the Perspective of Hadith and its Implementation in the Monetary System in Indonesia idwal; Supian, Aan
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v5i2.693

Abstract

. The uncompromising emphasis of usury on socioeconomic justice and equitable distribution of income and wealth. From this it is very clear, that with the interest system, the distribution of money will not be evenly distributed, there is no justice, who can enjoy only those who have large capital, while those who are weak in terms of capital, will be downtrodden, out of business which in turn will increase the statistics of the poor. The Prophet in the hadith described above expressly prohibits eating usury, because it is included in the seven major sins that are cursed and destroyed by Allah SWT. Usury is Ziyadah or an addition to a loan that is already due. The practice of usury in the capitalist economic system is one of the sources of the economic crisis in this world. Indonesia recognizes the existence of dual banking systems in the monetary system, namely an interest-free Islamic banking system and a conventional banking system with an interest system.
The Influence of Brand Ambassadors on Tokopedia Buyer Interest in View from the Islamic Economic Consumption Theory Hertina, Yelpi; Wifqo Arova Syams
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1050

Abstract

The aim of this research is first, to find out the influence of the Tokopedia brand ambassador among Bengkulu Kpopers. Second, find out buyers' interest in the Tokopedia application. This research is associative quantitative research, namely research that explains the influence of Brand Ambassadors on Tokopedia buyer interest in terms of Islamic Economic consumption theory. Based on the research results, it was concluded that the influence of Brand Ambassadors on Tokopedia buyer interest was reviewed from the Islamic Economics consumption theory. The results of hypothesis testing obtained a significance figure of 0.063. This shows that there is a significant relationship in this hypothesis test because the significance number is > 0.05 so that Ha which states that the use of Brand Ambassador has a positive effect on the interest of Tokopedia buyers in terms of Islamic economic consumption theory is accepted and H0 is rejected, meaning there is no influence on the use of the Brand. Ambassador (X) regarding the interest of Tokopedia buyers in terms of Islamic economic consumption theory (Y).
The Role of Financial Literacy on Student Investment Choices Wahyunita Sari, Sherly; Putri Pebrianti, Dini; Threy Wahyu, Agung; Yustati, Herlina
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1120

Abstract

The purpose of this study was to determine and measure the impact of the level of financial literacy on the investment choices of students. This study is qualitative descriptive or describes the results of interviews into valid data, data collected based on the results of observation, questionnaires, and direct interviews with students of the faculty of economics and islamic business, uin fatmawati sokarno bengkulu. The results of this study indicate that financial literacy has a significant impact on student investment decisions. The higher the financial literacy possessed by students, the better the investment decisions that will be taken by students.
Application of Islamic Financial Governance in Sharia Banking in Indonesia Mahyudin; Yolanda, Pebi; Stephen Pwani
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1182

Abstract

This research suggests a connection between Sharia banking and Sharia governance, particularly in Indonesia. The qualitative data for the study were gathered using the library approach. In this study, secondary data from books and articles on the subject that were gathered from reputable research publications were utilized. The necessity for Sharia banking services as well as the expanding diversity of products are what are driving the growth of the Sharia banking business. The findings of the literature research indicate that the Islamic banking sector must understand how popular it is becoming. All organizations under oppression need Islamic governance because it promotes and upholds Islamic banking and finance. The findings of this study suggest that Bank Indonesia laws control the application of Islamic Sharia in Indonesia. Indonesian Sharia banking must comply with Sharia principles and is governed by several laws and regulations about the conduct of transactions. However, Indonesian Islamic banks have not yet been able to incorporate Islamic governance into their day-to-day activities.
The Effect of Corporate Social Responsibility (CSR) on the Profitability of Bank Muamalat Indonesia Period 2013-2016 Khumairoh, Diah; Anugrah Mahesa, Khodijah; Darti, Miya
Sharia Economic and Management Business Journal (SEMBJ) Vol. 4 No. 2 (2023): June
Publisher : Yayasan Darussalam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62159/sembj.v4i2.1187

Abstract

The purpose of this study was to determine the effect and how much influence the Corporate Social Responsibility (CSR) program has on Profitability. Where profitability is proxied into Return on Asset (ROA) and Return on Equity (ROE) in the annual report of Bank Muamalat Indonesia publication in 2013-2016. Researchers used a quantitative approach with simple regression data analysis techniques using the SPSS version 16 program. The results showed that Corporate Social Responsibility (CSR) had a significant effect on Return on Asset (ROA) with a sig value. (0.030) <0.05 and the coefficient of determination is 22.1%. Corporate Social Responsibility (CSR) has no significant effect on Return on Equity (ROE) with a sig value. (0.654) > 0.05 and the coefficient of determination is 12.0%.

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