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Dedi Junaedi
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Lembaga Publikasi Ilmiah (LPI) Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913 Telp 021-8757150 elmal@journal-laaroiba.com
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El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal
Core Subject : Economy, Agriculture, Social, Engineering,
Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490. Volume 1 Nomor 1 2019 sampai Volume 5 Nomor 3 of 2024 terbit website dengan URL https://journal.laaroiba.ac.id/index.php/elmal. Selanjutnya, mulai Volume 5 Number 4 2024 sampai seterusnya terbit URL https://journal-laaroiba.com/ojs/index.php/elmal.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 1,772 Documents
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Strategi Pemasaran Ikan Bakar Lesehan Ina Badu Ditinjau Dari Etika Bisnis Islam: Studi Kasus Lesehan Ina Badu Desa Nanga Wera Kecamatan Wera Kabupaten Bima Inul Daratista; Ihwan P. Syamsudin; Muhammad Zia Ulhaq
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7637

Abstract

Based on the results of current observations made by researchers at Lesehan Ina Badu mantau beach Nanga Wera Village that the conditions of the past the number of customers who came were more than 50 people who came every day but the current condition that the number of customers who came was less than 20 people this is due to the large number of marketing and irregular besides that which is more important is caused by the cleanliness of the marketing place that is not well maintained, the customer's seat is less neat so that it does not provide comfort for customers, the price of fish is getting more expensive which is usually 45 / kg but the current condition the price has reached 50 / kg so this causes the trend of visitors coming to decrease every day that comes. So this study aims to determine the marketing strategy of grilled fish Lesehan Ina Badu in terms of Islamic business ethics (case study of Lesehan Ina Badu Nanga Wera Village, Wera District, Bima Regency). This research will be conducted in Nanga Wera Village, Wera District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Descriptive Approach. Data Collection Techniques are Observation, Interview and Documentation. Data Analysis Techniques namely Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of this study, the marketing strategy applied by this business runs naturally and relies on a simple but deeply rooted approach.
Implementasi Praktik Jual Beli Buah Mangga Dengan Sistem Borongan Ditinjau dari Perspektif Islam: Studi Kasus Desa Mbawa Kecamatan Donggo Kabupaten Bima Hairul; Ihwan p. Syamsudin; Syarif Hidayatullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7651

Abstract

In Mbawa Village, Donggo Subdistrict, there is a phenomenon of the practice of buying and selling mangoes carried out by the community. The researcher suspects that this practice is very detrimental to the mango fruit seller and is not contrary to Islamic law. The practice of buying and selling mangoes is based on observation and has been carried out for a long time by the community in Mbawa Village. So this research aims to find out the Implementation of the practice of Buying and Selling Mango Fruit with a Borongan System Viewed from an Islamic Perspective (Case Study of Mbawa Village, Donggo District, Bima Regency). This research will be conducted in Mbawa Village, Donggo District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data Collection Techniques are Observation, Interview and Documentation. Data Analysis Techniques are Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study, it can be concluded that the practice of buying and selling mango fruit with a wholesale system in Mbawa Village is a local custom that has long been practiced by the community. This system makes it easy for farmers to sell their crops without having to be directly involved in the distribution or sales process one by one. Buyers also benefit from being able to obtain large quantities of mangoes directly from the plantation. Agreements are usually made through direct observation and verbal price negotiations, without detailed calculations of quantity and quality.
Efektifitas Pengelolaan Dana Zakat pada Program Pendidikan di Bazna Kota Bima Mujnah; Umar Sagaf; Muh Yunan Putra
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7652

Abstract

This study aims to determine the effectiveness of zakat fund management in education programs run by BAZNAS Kota Bima. This study uses a descriptive qualitative approach with data collection techniques through interviews, observations, and documentation. The results of the study indicate that zakat fund management in education programs has been implemented effectively through systematic planning, transparent implementation, and continuous monitoring and evaluation. Education programs include scholarships, school supplies assistance, and skills training. Although there are several obstacles such as limited funds and a less than optimal mustahik data system, BAZNAS Kota Bima is able to overcome them with innovation and cross-sector collaboration.
Analisis Pemikiran Al-Ghazali Tentang Etika Bisnis Islam dengan Relevansinya Transaksi Bisnis Pasar Modern di Mall Plaza Jember Alwiatul Wardah; Muhammad Nizar; Muhammad Fahmul Iltiham
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7660

Abstract

In Islamic economics, business and ethics are not two conflicting concepts, but rather complementary. Business in Islam is not only a worldly affair but also part of the investment of the afterlife. Therefore, every business activity must be in accordance with moral and ethical principles based on Islamic values. Business ethics in Islam have a major influence on consumer trust and loyalty, as well as the sustainability of the business itself. Imam Al-Ghazali's thoughts on Islamic business ethics emphasize the importance of the principles of justice, honesty, and trust in economic transactions. This study aims to analyze Al-Ghazali's thoughts on Islamic business ethics and their relevance in business transactions in the modern market, especially in Plaza Jember. In the context of modern business, the ethical principles taught by Al-Ghazali are still very relevant, including the prohibition of usury, the distribution of wealth through zakat, and transparency in trade. Although his thoughts originated in the 11th century, the concepts he put forward can still be adapted in the contemporary economic system. The results of this study indicate that Islamic business ethics play an important role in building a fair and sustainable trading system. In modern markets such as Plaza Jember, the application of Islamic business ethics can increase customer trust and create a healthy business environment. By understanding and implementing the concept of Islamic business ethics, business actors can achieve profits not only in the world but also in the hereafter.
Current Trends in Neuromarketing Research: Bibliometric Review Nafla Aqilah; Lissa Rosdiana Noer
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7686

Abstract

This study provides a comprehensive bibliometric analysis of neuromarketing research published between 2020 and 2025, offering updated insights into the field's intellectual structure, key contributors, and evolving research themes. Utilizing data from the Scopus database and visualization tools such as VOSviewer, the research identifies the most cited authors, productive countries, influential journals, and dominant keywords in recent neuromarketing literature. Findings reveal three major clusters of co-citation networks representing theoretical foundations, applied neuroscience methods, and bibliometric analyses. The results highlight a growing interdisciplinary integration and methodological sophistication in neuromarketing, with increasing contributions from Asia alongside traditionally dominant Western countries. This study contributes to the consolidation of neuromarketing as a field by providing actionable insights for both academic researchers and marketing practitioners.
Pengaruh Kualitas Produk dan Harga Terhadap Minat Beli Pelanggan di Toko Outdoormu Kota Bima Nurul Inayah; Umar Sagaf; Dinah Husniah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7694

Abstract

This study aims to analyze the effect of product quality and price on consumer purchase intention at outdoorMU Store in Bima City. The background of this research is based on the growing trend of outdoor activities, which drives the expansion of the outdoor gear industry, particularly in Bima, an area with great natural tourism potential. The research employed an associative quantitative approach with purposive sampling involving 68 respondents. Data were collected through questionnaires and analyzed using multiple linear regression with the help of SPSS 25. The results show that both product quality and price have a positive and significant effect on consumers’ purchase intention, both partially and simultaneously. These findings offer strategic implications for store management to continuously improve product quality and set competitive prices to maintain customer loyalty in an increasingly competitive market.
Implementasi Pelatihan dan Pengembangan Terhadap Kinerja Karyawan di Bank Syariah Indonesia (BSI) KCP Bima Kartini Kota Bima Fina Julfiana; Ihwan p. Syamsudin; Ibrahim
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7697

Abstract

The implementation of training at BSI KCP Bima Kartini is still unstructured and has no systematic evaluation. Some employees who have attended the training stated that the material provided is still general and less focused on specific aspects of Islamic banking, such as muamalah contracts, sharia risk management, and sharia product operations. So this study aims to determine the Implementation of Training and Development on Employee Performance at Bank Syariah Indonesia KCP Bima Kartini, Bima City. This research will be conducted at Bank Syariah Indonesia KCP Bima Kartini, Bima City, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data Collection Techniques namely Observation, Interview and Documentation. Data Analysis Techniques namely Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study it can be concluded that the implementation of training and development has a very significant role in improving employee performance at Bank Syariah Indonesia KCP Bima Kartini. Training provided regularly, both through face-to-face and online methods, is able to improve technical competence, understanding of sharia products, and quality of service to customers. Employees feel more prepared and confident in carrying out their duties after getting provisions that are in accordance with their work needs.
Persepsi Masyarakat Desa Parado Rato Terhadap Penggunaan Akad Musyarakah dalam Pertanian Putri Miftahul Jannah; Ihwan P. Syamsudin; Umar Sagaf
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7701

Abstract

This study aims to determine the perception of the Parado Rato Village Community towards the use of the Musyarakah Agreement in the Agricultural sector. The Musyarakah Agreement is a form of cooperation in Islamic Economics that allows two or more parties to participate in capital and share profits based on an agreement. Although this agreement has great potential to be applied in the Agricultural sector, the application of this concept in rural communities has not been widely studied, especially in the context of trust, understanding, and acceptance. The research method used is a Qualitative Approach with Data Collection Techniques through in-depth interviews, Observation, and Documentation. Respondents consisted of Farmers, Religious Figures, and Village Leaders in Parado Rato who have experience in Agricultural activities. The results of the study show that Community Perception of the Musyarakah Agreement is influenced by factors of Education, understanding of Islamic Economics, and experience in business work. Most respondents showed a Positive attitude towards the use of this Agreement because it is in accordance with the principles of justice and mutual cooperation. However, there are obstacles in the form of limited understanding of the Musyarakah Agreement mechanism which often hinders its optimal implementation. Based on the analysis of the data obtained, the conclusion is that although the Parado Rato Village Community has a positive perception of the use of the Musyarakah Agreement, further socialization and education are needed to improve understanding and application of this Agreement in the Agricultural sector.
Persepsi Masyarakat Tentang Perbankan Syariah: Studi Kasus pada Desa Mbawa Kecematan Donggo Kabupaten Bima Dede Gunawan; Ihwan p. Syamsudin; Jainuddin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7734

Abstract

the lack of public knowledge about Islamic banks so that many experience misperceptions in the sharia values that exist in these Islamic banks.... So this research aims to find out the Public Perception of Islamic Banking (Case Study in Mbawa Village, Donggo District, Bima Regency). This research will be conducted in Mbawa Village, Donggo District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data Collection Techniques are Observation, Interview and Documentation. Data Analysis Techniques are Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study, it can be concluded that this research shows that the perception of the Mbawa Village community towards Islamic banking is still at the initial stage of understanding, where most people have a positive view of the existence of Islamic banks, although they do not fully understand the underlying principles. Basic concepts such as the prohibition of usury, the profit-sharing system, and contracts in financial transactions have not been fully understood in depth.
Pengaruh Pembiayaan Gadai Syariah (RAHN) Terhadap Peningkatan Pendapatan Nasabah Nurfadilah; Rafiuddin; Syarif Hidayatullah
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 5 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i5.7735

Abstract

In their business activities, many people are still usurious because people borrow money from loan sharks. Islamic pawnshop institutions should be more effective in introducing Islamic pawnshops to the public so that the objectives of the pawnshop can be carried out properly in accordance with the pawnshop motto “solving problems without problems”. So this study aims to determine the effect of Sharia Pawn Financing (Rahn) on increasing customer income. This research will be conducted at PT Pegadaian (Persero) Tawali Sharia Pawnshop Unit, Wera District, Bima Regency, West Nusa Tenggara. This research uses Qualitative Research with a Case Study Approach. Data collection techniques are observation, interview and documentation. Data Analysis Techniques namely Data Reduction, Data Presentation and Conclusion Drawing. Based on the results of the study, it can be concluded that sharia pawn financing (rahn) has a significant role in helping customers obtain cash quickly, especially for those who need business capital in a short time. Rahn has proven to be one of the financial instruments that is practical and easily accessible to the public, especially those in the micro and small business sectors.

Page 112 of 178 | Total Record : 1772

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