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Demagogi: Journal of Social Sciences, Economics and Education
Published by Penerbit Hellow Pustaka
ISSN : -     EISSN : 30318033     DOI : DOI: https://doi.org/10.61166/demagogi
Core Subject : Religion, Humanities, Education, Social,
Religion Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences
The aim of this journal publication is to disseminate the conceptual thoughts or ideas and research results that have been achieved in the area of Social Sciences, Economics and Education particularly focuses on the main problems in the development of the Social Sciences, Economics and Education areas as follows: Social Sciences 1. Local Politics and Regional Autonomy; 2. Civil Society; 3. Media, Democracy, and Human Rights; 4. Public administration and Government 5. Contemporary Social and Political Issues 6. Law 7. Information and Communication Science Economics 1. Economics Science 2. Digital Bisnis /E-commerce 3. Human Resource Management 4. Banking and Finance 5. Management and development studies Education 1. Learning Theory In Practice 2. Educational Research 3. E-Learning 4. Educational Case Studies 5. Innovative Learning Techniques, Teaching and Education.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 1 Documents
 1 
Search results for , issue "Vol. 4 No. 1 (2026): Februari" : 1 Documents clear
International Islamic Banking Strategy In Economic Development In Facing The Challenges Of Fintech and Digitalization: Universitas Islam Negeri Sumatera Utara, Indonesia Khaidar Rahmaini Jamila; Dian Zahra Syahfitri Lubis; Keisya Putri Balqis; Yabib Fikri Rambe
Demagogi: Journal of Social Sciences, Economics and Education Vol. 4 No. 1 (2026): Februari
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/demagogi.v4i1.188

Abstract

Abstrak, The transformation of the global financial system has seen major changes from the increasing use of digital technology in a number of economic activities. Islamic banking at the international level is experiencing a new situation marked by cross-border competition, shifting customer behavior patterns, as well as the need for efficiency, transparency, and innovation in financial products and services. This study aims to analyze international Islamic banking strategies when supporting economic progress including responding to fintech challenges and the advancing stages of digitalization. The research method used is descriptive qualitative using a literature study approach by examining scientific journals, several books, and a number of other references. The results of the analysis show that international Islamic banking can adjust through optimizing digital technology, strengthening business models to adjust some sharia values, and adding strategic partnerships. It is concluded that the success of international Islamic banking in experiencing the digital era is ensured by the ability to maintain a balance of technological innovation and sustainable implementation of sharia principles in its modern global financial system. Keywords: KIslamic Banking, Fintech, Digitalization, Economy Abstract, Transformasi sistem keuangan global memperlihatkan perubahan besar dari bertambahnya pemanfaatan teknologi digital di sejumlahkegiatan ekonomi. Perbankan syariah di tingkat internasional mengalami situasi baru yang ditandai dari kompetisi lintas negara, perpindahan pola perilaku nasabah, jugakeharusan efisiensi, transparansi, serta inovasi produk hingga layanan keuangan. Penelitian ini ditujukan agar menganalisis strategi perbankan syariah internasional ketika mendukung kemajuan ekonomi termasuk merespons tantangan fintech serta tahapan digitalisasi yang terus maju. Metode penelitian yang dimanfaatkan ialah deskriptif kualitatif memakai pendekatan studi kepustakaan dengan menelaah jurnal ilmiah, beberapa buku, dan sejumlahreferensi lain. Hasil analisis memperlihatkan yakni perbankan syariah internasional bisa menyesuaikan lewat optimalisasi teknologi digital, penguatan model bisnis menyesuaikan beberapa nilai syariah, hingga penambahan kerja sama strategis. Disimpulkan yakni kesuksesan perbankan syariah internasional mengalami era digital sangat dipastikan dari kemampuan memelihara keseimbangan dari inovasi teknologi serta implementasi prinsip syariah dengan berkelanjutan pada sistem keuangan globalnya yang modern. Kata Kunci: Perbankan Syariah, Fintech, Digitalisasi, Ekonomi

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