cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Safwan Kamal
Contact Email
safwankamal@iainlangsa.ac.id
Phone
+6285296667441
Journal Mail Official
asnaf@iainlangsa.ac.id
Editorial Address
Jalan Meurandeh Langsa Lama Kota Langsa Provinsi Aceh, Indonesia
Location
Kota langsa,
Aceh
INDONESIA
ASNAF
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 28286189     EISSN : 28289854     DOI : https://doi.org/10.32505/asnaf.v2i2
Core Subject : Economy, Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences
Economic Walfare Zakat and waqf philanthropy Islamic financial planning for walfare Islamic SMEs and microfinance for welfare Islamic financial technology for welfare Islamic social funds and crowdfunding Islamic monetary and fiscal policy for welfare Islamic development economics for welfare Islamic international economic for welfare Islamic business modeling for welfare Islamic consumer behavior for welfare Islamic marketing strategy for welfare Islamic investment and portfolio for welfare Islamic international business for welfare Halal industry for welfare
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 37 Documents
 1   2   3   4 
Strategi penghimpunan dana zakat profesi pada pegawai swasta di Baitul Mal Aceh Tamiang mudia Ayumi; Muslem; mutia Sumarni
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 2 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i2.4769

Abstract

Objectives – This study aims (1) to determine the strategy in collecting professional zakat funds carried out by Baitul Mal Aceh Tamiang, (2) to determine the implementation of professional zakat fund collection carried out by Baitul Mal Aceh Tamiang Method – The type of research used in this study was descriptive qualitative with a normative-juridical approach, with data collection techniques namely observation, interviews and documentation. Research Results – The results of this study indicate that: (1) the strategy of Baitul Mal Aceh Tamiang in collecting professional zakat funds for private employees in their environment has been carried out properly, namely by providing zakat education for proppective muzzaki (persons who pay zakat), (2) implementation carried out by Baitul Mal, namely by forming a special zakat collection unit for private employees to make it easier for muzakki to pay their zakat obligations. Limitations – This study has limitations in terms of the relatively small number of research subjects, then the research subjects are people who consistently pay professional zakat. Practical Implications – As a practical implication, the results of this study can be used as a reference by the government, especially zakat institutions in encouraging professional zakat fund collection strategies that are in accordance with the behavior of the community in paying professional zakat.
the Impact of religiosity, self awareness and trust on muzakki's interest to pay zakat in BAZNAS Langsa Fakhrizal Mustafa; Mustika Noor Mifrahi; Cici Pratiwi
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 1, No 2 (2022)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v1i2.4948

Abstract

Abstract Objectives - This study aims to determine the factors that influence Muzakki's interest in paying zakat in Baznas Langkat Regency either partially or simultaneously. Methods - This study uses field research by conducting a survey of 95 people with a cluster random sampling approach. A regression test was conducted to determine the effect of religiosity, self-awareness and trust on muzakki's interest in paying zakat. Results - The results showed that the influence of religiosity and awareness partially had a significant positive effect on Muzakki's interest in paying zakat in Baznas, Langkat Regency. The effect of self-awareness on Muzakki's interest in paying zakat shows self-awareness. Meanwhile, trust shows an insignificant number, which means it does not affect interest in paying zakat in a positive direction. Limitations – This study has limitations in terms of the number of respondents. In addition, the research subjects are people who consistently pay professional zakat and do not include people who are reluctant to pay professional zakat. Implications – As a practical implication, the results can be used as a reference by the government, especially zakat institutions, in encouraging marketing strategies. To improve zakat payment in Baznas, they should consider the community's behaviour in paying zakat.
Factors causing sharia banking students have not transformed from conventional bank to sharia bank (case study of sharia banking students 2018 UIN Syahada Padangsidimpuan) Latifa Ayunda Sari Panggabean; Nofinawati; Ananda Anugrah Nasution
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.5728

Abstract

Abstract Purpose – This study aims to identify and describe the factors behind Islamic Banking students Batch 2018 not using Islamic banks in their transaction activities in daily life. Method -This type of research uses field research (Field Research) which is descriptive qualitative in nature. The study uses two data sources, namely primary data and secondary data, as well as data collection techniques through observation, interviews and documentation. Then according to the data analyzed inductively. Research Results - Based on the results of the study, it can be concluded that the causative factor for Islamic Banking students class of 2018 has not transformed from conventional banks to Islamic banks, namely because people generally carry out transactions at conventional banks because they know more about the existence of conventional banks than Islamic banks and the existence of conventional branches that are close to them. with homes, family and closest relatives still using conventional banks in conducting transactions and not feeling the need for a sharia bank yet, the location of Islamic banks is still very minimal, ATM facilities and branches are still few, and there is trauma to their own experiences or those closest to them due to lack of service from Islamic banks. Limitations – This study has limitations in terms of the relatively small number of research subjects. Practical Implications - As a practical implication, the results of this study can be used as a reference by Islamic banking as a strategy to increase the number of users.
The merger of three state owned shariah bank in Padangsidimpuan Ferdy Kurniawan; Abdul Nasser Hasibuan; Ananda Anugrah Nasution
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 2 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i2.5745

Abstract

Abstract Purpose - The objective of this study is to identify the positive and negative impacts of the merger of Islamic banks on the community or customers and employees of Islamic banks in Kota Padangsidimpuan. Method - To address this issue, this study employed a qualitative descriptive method. Data collection for this study used the interview technique. This study involved 15 informants from the local community and 5 informants of bank employees. Results - The merger of Islamic banks in Kota Padangsidimpuan brought both advantages and challenges for the community and bank employees. On the bright side, the merger expanded the reach of Islamic banking services, which projected there are more people could now access essential financial products and services like savings accounts, loans, and investments. This potentially boosted financial inclusion and economic activity in the city. The merger also enhanced job security for employees, by becoming part of a larger, state-owned enterprise like Bank Syariah Indonesia (BSI), the employees gained stability and potential career advancement opportunities. However, there were also some shortcomings, the merger led to the limited access to physical banking infrastructure: The lack of new ATMs and branch offices following the merger might have inconvenienced some customers, especially those in remote areas. In addition, it adjusted the period for employees, which adapting to new systems and regulations after the merger could have been challenging for some employees, requiring additional training and support. Overall, the merger's impact was mixed. While it provided broader access to Islamic banking and job security for employees, it also highlighted the need for further expansion of physical banking infrastructure and support for employees during transitions. Addressing these challenges could help maximize the positive outcomes of the merger for the community and bank employees in Kota Padangsidimpuan. Limitation – The generalizability of the findings may be limited due to the study's focus on a single merged Islamic bank in one city. Practical Implicative - The consolidation of three Islamic banks marks a significant step in enhancing Sharia-compliant financial services. This merger has the potential to benefit both the community and the national economy. By uniting resources and expertise, the new entity offer a wider range of Sharia-approved products and services, catering to the specific needs of the community while also contributing to broader societal well-being and economic development.
The optimization of zakat funds distribution in Aceh in improving the welfare of the disable Juli Dwina Sari; Fahriansah; Sumarni
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.5806

Abstract

Objectives – The purpose of this study was to determine the optimal level and implementation of the zakat fund distribution program for the Disabled within the perspective of improving the well-being of mustahik. Method – The descriptive qualitative research design is used in this study. In this study, there were five informants, two of whom were key figures. The primary and secondary data sources used in this study were observation, interviews, and documentation. Findings – The study's findings indicate that the distribution of zakat funds for disability has not been carried out optimally, and the funds are channeled through two program criteria, namely moderate disability and severe disability, and have not had a significant impact on improving the welfare of mustahik. Mustahik wishes for more programs, such as those that provide business capital to people with disabilities. Limitation– study only focused on Zakat Fund Compensation Program for the Disabled provided by Baitul Mal Aceh Tamiang regency. Practical Implication– This study demonstrates the need for additional disability compensation programs in Baitul Mal, Aceh Tamiang Regency, such as providing business capital to disabled people so that they can feel prosperous.
Implementation of IDZ (Indeks Desa Zakat/zakat village index) on the economic dimension in Alue Batee settlement, Mutiara Timur District, Pidie District Azimah Dianah; Cut Dian Fitri; Zulfakar Zulfakar
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 2 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i2.5808

Abstract

Abstract Purpose – This study aims to reveal how feasible the Alue Batee settlement is with a total of nine (9) villages in Mutiara Timur District, Pidie Regency being used as zakat villages as measured using the Zakat Village Index. Method – This study uses a mixed method, namely a mixed method with the exploratory sequential design approach in obtaining information with identification related to the Zakat Village Indexs sequentially, this method combines a combination of qualitative and also quantitative. Results – The results of the Zakat Village Index in Alue Batei Settlements Jiem Village (0.26), Cot Kuthang (0.30), Bereueh II (0.36), Dayah Kumba Village (0.38) and Dayah Tanoh Village (0.40) obtain a Poor score or be prioritized to use zakat funds. Other villages, such as UleeTutue Village (0.44), Rambong Village (0.45), Gampong Lada Village (0.48), and Jojo Village (0.54) score quite well or can be considered for assistance using zakat funds. Limitations – This study has limitations in terms of the relatively small number of research subjects, namely 9 villages. Practical Implications – For academics, this research contributes new research results related to the zakat index which has rarely been carried out by previous researchers. As a practical implication, the results of this research can be used as a reference by the government, especially BAZNAS and Baitul Maal which are in Aceh. It is recommended that several programs include assisting village UKM groups to make local products competitive superior products, improve skills training for village youth and women, participate in building BUMDes and assistance to the community.
The distribution of Baitul Mal aid fund for joint bussiness group program : is it effective? Desi Tamida; Nanda Safarida Nanda; Muhammad Dayyan
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.5965

Abstract

Objective – This study aims to analyze the level of effectiveness, supporting and inhibiting factors as well as the impact of the distribution of aid funds by Baitul Mal to Joint Business Groups in Peureulak District, East Aceh. Method – This research collects primary data with interviewing the key informan from Baitul Mal East aceh and 5 beneficieries from each Joint Business Group Program (KUBE). Findings – The results of this study indicate that The level of effectiveness of the distribution of aid funds by East Aceh Baitul Mal to the Joint Business Group in Peureulak is considered to be still not optimal. This is assessed based on 4 main indicators, namely input, process, productivity, job satisfaction. Besides that, in its implementation, there are several supporting and inhibiting factors in efforts to distribute Joint Business Group (KUBE) assistance funds. The supporting factors include the availability of the latest information that is easily accessible to muzakki and mustahik, the presence of accompanying personnel and also the availability of a budget. Meanwhile, the inhibiting factors include inadequate facilities and infrastructure, still a lack of manpower, remote and difficult to reach locations and delays in sending files. Meanwhile, in terms of the impact of the distribution of aid funds, it is considered to be able to help increase the economic income of the poor, which at the same time helps the government in improving the country's economy. Limitation – The indicators used to measure the level of effectiveness are still too general. A more specific perspective is needed.Practical Implication – This researeh shows Through this research, it is hoped that it will be able to minimize the occurrence of misuse in the management of aid funds for Joint Business Groups. Thus it can optimize the achievement of goals, namely increasing the community's economy which will have an impact on increasing the standard of living and welfare of the Peureulak people.
The influence of religiosity, knowledge, and income on the decision of muzakki to pay zakat mal in Baitul Mal Aceh Tamiang Syahri Ramayani; Saipul Hadi T; Muhammad Uzair Zulkifly
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.6054

Abstract

Abstract Objective - This study was conducted to determine the level of muzakki decision in paying zakat maal. Method - This research uses quantitative research. The population in this study was muzakki Baitul Mal Aceh Tamiang Regency, and the technique used in sampling was Non-Probability Sampling. The sample in this study amounted to 88 samples. The types of data used in this study used primary and secondary data. The analysis techniques used are data quality test, classical assumption test, multiple linear regression analysis, and hypothesis testing using the SPSS version 16 program. Findings - The results showed that simultaneously the variables of Religiosity, knowledge, and Income positively and significantly affected the behavior of paying mal zakat. Partially the religiosity variable had a positive and significant effect on the behavior of paying mal zakat, knowledge had a positive and significant effect on the behavior of paying mal zakat, and the income variable had a positive and significant effect on the behavior of paying mal zakat. The percentage of influence of Religiosity, knowledge, and income variables on the behavior of muzakki in paying zakat mal together is 59.2%. Limitations - This research is considered a cause-and-effect with a single observation object. Practical Implications - This research shows the need for additional research variables so that the decision of muzakki to pay maal Zakat in Baitul Mal Aceh Tamiang Regency can increase higher to increase the collection of zakat funds in Baitul Mal Aceh Tamiang Regency to maximize future distribution programs so that they can be distributed evenly and relatively to all people in Aceh Tamiang Regency.
Baitul Mal Strategy in Aceh Tamiang District to accelerate extreme poverty relief (P2KE) in Aceh Tamiang District Mulkan Tarida Tua Tampubolon
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.6071

Abstract

Objektif – This research was conducted to find out the BMK Aceh Tamiang strategy in accelerating the eradication of extreme poverty in Aceh Tamiang District in 2022.. Metode–This research uses a type of qualitative research with a case study method.The case study method is used in order to understand or explore a reason for a case that occurs, this case can be the basis for use in further research.. Temuan – The results of the study show that BMK Aceh Tamiang in one of its activities really touches the extreme poor.Thus P2KE which has become a national issue can be handled properly in Aceh Tamiang District.BMK Aceh Tamiang's contribution is very much needed in handling P2KE.BMK Aceh Tamiang in this case uses a strategy of collaboration with other stakeholders and mustahik (beneficiary) assistance. Keterbatasan – This research still needs to be examined more specifically as an object of study. ImplikasiPraktis–This research shows the need for BMK Aceh Tamiang in preparing its program of activities to synergize with the RPJP, RPJM, Renja and Renstra of the Aceh Tamiang Regional Government, especially the problem of poverty.So that later BMK Aceh Tamiang as a ZIS institution, its existence has a role in supporting Regional Government programs and the benefits are felt by the community directly and the measurable work of BMK is known
Influence of reputation, religiosity and transparency on the belief of muzakki paying zakat at Baitul Mal Banda Aceh Akhsanun Nadia; Nurma Sari
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 2, No 1 (2023)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v2i1.6248

Abstract

Abstract Purpose – This research is to analyze the effect of reputation, religiosity, and transparency on muzakki's trust in paying zakat in Baitul Mal Banda Aceh Method – This study collected primary data by distributing questionnaires to 100 respondents using a random sampling technique. Technical data analysis was carried out using multiple regression tests with the SPPS analysis tool. Research result - The results of the study show that reputation, religiosity, and transparency have a significant positive effect partially, as well as the results obtained simultaneously the three variables have a significant effect on the muzakki's trust in paying zakat at Baitul Mal Banda Aceh. Limitations - This study has limitations in terms of the relatively small number of samples and the internal measuring variable used in this study is only religiosity, it is better to add other variables that are internal Practical Implications - As a practical implication, the results of this research can be used as a reference by zakat organizations/institutions to maintain performance and continue to improve capacity and integrity, especially transparency in order to maintain the trust of existing muzakki and provide the sense of confidence to other prospective muzakki.

Page 2 of 4 | Total Record : 37

 1   2   3   4 

Filter by Year

2022 2025


Reset
Filter By Issues
All Issue Vol 4 No 1 (2025): Vol 4, No 1 (2025) Vol 3 No 2 (2024): Vol 3, No 2 (2024) Vol 3 No 1 (2024): Vol 3, No 1 (2024) Vol 2, No 2 (2023) Vol 2, No 1 (2023) Vol 1, No 2 (2022) Vol 1, No 1 (2022)